NOT LISTED FOR SALE

3527 Turquoise Dr Navarre, FL 32566

Estimated Value: $437,000 - $461,000

4 Beds
2.5 Baths
2,324 Sq Ft
$194/Sq Ft Est. Value

Sale Details

Date Sold: September 30, 2025

Last sale price $440,000 $189 Per Sq Ft

Est. 2% increase in value since last sale

Current estimated payment $2,739 / mo

368 Days on Market

Highlights

  • Primary Bedroom Suite
  • Covered Patio or Porch
  • Hurricane or Storm Shutters
  • Holley-Navarre Intermediate School Rated A-
  • Walk-In Pantry
  • 2 Car Attached Garage

About This Home

As of September 2025

Assumable VA loan 2.25% interest rate!! Gorgeous 4 bedroom and 2.5 bath home with 2324 sq ft located just off of Hwy 87, conveniently located to military bases, shopping, restaurants, excellent schools , and the white sandy beaches of Navarre, FL. This beautiful home is in the desirable Treasure Isle Estates neighborhood! This home features covered front and back porches to relax and enjoy the gorgeous Florida weather! Enter this home into a wide foyer that opens to the kitchen, living room and dining room! The large kitchen has white custom cabinetry with crown, white subway tiled backsplash, granite counter tops, stainless and black appliances, a walk in pantry, recessed lighting, brushed nickel hardware and kitchen faucet. There is a large island with a breakfast bar that seats 4-5 guests. The dining room has a custom chandelier, floating shelves, and enough space for a large dining room table!
The living room has double tray ceilings with crown, many windows with views overlooking the back yard and a shiplap wall area and shelf that is designed for a flat screen TV. The open floor plan and the large picturesque windows in the dining and living room causes natural light to abound in this space! The luxury vinyl plank flooring runs through the hallway, kitchen, living room, dining room and laundry room. The primary bedroom features a tray ceiling with crown molding, a sitting area, and an ensuite primary bathroom. The primary bathroom features a 5 foot tiled shower with a bench, a separate tub, dual granite vanity and a walk in closet. There are three additional bedrooms and with a full guest bathroom. The exterior of the home boasts a 70x 190' lot, white shaker siding, brick veneer, a two car garage, a fenced backyard, two under roof covered patios, and mature landscaping! The backyard has ample space for a pool, swing sets, firepits, and more. This Craftsman-style home is great for entertaining guests and is Florida living at its finest! This home offers hurricane protection for the windows and lower insurance cost. The location is key with just minutes to Hwy 87 which connects to both Hwy 98 and I-10 for easy commutes to the military bases. Buyer to verify all dimensions and information.

Last Agent to Sell the Property

Wendy Thomas

Keller Williams Realty FWB License #3238307 Listed on: 02/26/2025

Keller Williams Realty FWB

Last Buyer's Agent

Jacob Foreman

Coldwell Banker Realty License #3403453

Coldwell Banker Realty

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2018

Lot Details

  • Lot Dimensions are 70x190
  • Property fronts a county road
  • Property is zoned County

HOA Fees

  • $42 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Automatic Garage Door Opener

Home Design

  • Brick Exterior Construction
  • Slab Foundation
  • Frame Construction
  • Dimensional Roof
  • Ridge Vents on the Roof
  • Vinyl Trim

Interior Spaces

  • 2,324 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Double Pane Windows
  • Living Room
  • Dining Area

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Electric Oven or Range
  • Self-Cleaning Oven
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom Suite
  • Split Bedroom Floorplan
  • Dual Vanity Sinks in Primary Bathroom
  • Garden Bath

Laundry

  • Dryer
  • Washer

Home Security

  • Hurricane or Storm Shutters
  • Fire and Smoke Detector
  • Fire Sprinkler System

Outdoor Features

  • Covered Patio or Porch

Schools

  • Holley-Navarre Elementary And Middle School
  • Navarre High School

Utilities

  • Cooling Available
  • Air Source Heat Pump
  • Underground Utilities
  • Electric Water Heater

Community Details

  • Association fees include management, master
  • Treasure Isle Estates Subdivision
  • The community has rules related to covenants

Listing and Financial Details

  • Assessor Parcel Number 38-1S-27-5465-00F00-0310

Home Details

Home Type

Single Family

Year Built

Built in 2018

Lot Details

0 Sq Ft Lot

HOA Fees

$42 per month

Parking

2

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size: 70x190
  • Road Frontage Type: County Road
  • Road Surface Type: Paved
  • Subdivision Name: TREASURE ISLE ESTATES
  • Directions: From Hwy 98, take Hwy 87 approximately 6 miles to Gordon Evans road on left, Proceed .8 miles, less than a mile, on Gordon Evans to Treasure Isle Estates and Turquoise Drive on left.
  • Architectural Style: Ranch
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 1
  • Year Built: 2018
  • Remarks Misc:Remarks: Assumable VA loan 2.25% interest rate!! Gorgeous 4 bedroom and 2.5 bath home with 2324 sq ft located just off of Hwy 87, conveniently located to military bases, shopping, restaurants, excellent schools , and the white sandy beaches of Navarre, FL. This beautiful home is in the desirable Treasure Isle Estates neighborhood! This home features covered front and back porches to relax and enjoy the gorgeous Florida weather! Enter this home into a wide foyer that opens to the kitchen, living room and dining room! The large kitchen has white custom cabinetry with crown, white subway tiled backsplash, granite counter tops, stainless and black appliances, a walk in pantry, recessed lighting, brushed nickel hardware and kitchen faucet.
  • Utilities:Sewer Available: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Energy:Water Heater - Elect: Yes
  • Rooms:Living Room: Yes
  • Appliances Microwave: Yes
  • Washers: Yes
  • Energy:Ceiling Fans: Yes
  • Energy:Double Pane Windows: Yes
  • Energy:Heat Pump Air To Air: Yes
  • Rooms:Covered Porch: Yes
  • Rooms:Dining Area: Yes
  • Utilities:Underground: Yes
  • Energy:Ridge Vent: Yes
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Auto Garage Door Opn, Dishwasher, Disposal, Dryer, Microwave, Oven Self Cleaning, Refrigerator, Smoke Detector, Stove/Oven Electric, Washer, Water Heater - Elect
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Interior Amenities: Breakfast Bar, Kitchen Island, Pantry, Split Bedroom, Washer/Dryer Hookup
  • Window Features: Window Treatmnt None, Double Pane Windows
  • Interior:WasherDryer Hookup: Yes
  • Appliances:StoveOven Electric: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Fire AlarmSprinkler: Yes
  • Appliances:Smoke Detector: Yes
  • Mstr BdrmMstr Bath:MBath Garden Tub: Yes
  • Interior:Breakfast Bar: Yes
  • Appliances:Oven Self Cleaning: Yes
  • Interior:Split Bedroom: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Kitchen Island: Yes

Exterior Features

  • Lot Features: Covenants, Curb & Gutter
  • Construction Type: Brick, Frame, Trim Vinyl
  • Exterior Features: Hurricane Shutters
  • Foundation Details: Slab
  • Patio And Porch Features: Patio Covered, Porch
  • Property Condition: Construction Complete
  • Construction Status:Construction Complete: Yes
  • ConstructionSiding:Slab: Yes
  • Exterior:Porch: Yes
  • Lot Features:Covenants: Yes
  • ConstructionSiding:Roof Dimensional Shg: Yes
  • ConstructionSiding:Trim Vinyl: Yes
  • ConstructionSiding:Frame: Yes
  • Exterior:Patio Covered: Yes
  • Exterior:Hurricane Shutters: Yes
  • ConstructionSiding:Brick: Yes
  • Lot Features:Curb Gutter: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes
  • Appliances:Auto Garage Door Opn: Yes
  • Rooms:Garage5: Yes

Utilities

  • Security: Fire Alarm/Sprinkler
  • Cooling: Ceiling Fans
  • Cooling Y N: Yes
  • Heating: Heat Pump Air To Air
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Public Water, Sewer Available, Underground

Condo/Co-op/Association

  • Association #2 Fee: 125.0
  • Association Fee Frequency: Quarterly
  • Association: Yes

Association/Amenities

  • Fees Include:Master Association: Yes

Fee Information

  • Association Fee Includes: Management, Master Association

Schools

  • Elementary School: Holley-Navarre
  • High School: Navarre
  • Middle Or Junior School: Holley-Navarre

Lot Info

  • Parcel #: 38-1S-27-5465-00F00-0310
  • Zoning: County

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 26, 2025
Closed on
Sep 30, 2025
Sold by
Lee Todd Karl and Lee Alysha
Bought by
Ramsby Brandon and Ramsby Alisa
Seller's Agent
Wendy Thomas
Keller Williams Realty FWB
Buyer's Agent
Jacob Foreman
Coldwell Banker Realty
List Price
$469,900
Sold Price
$440,000
Premium/Discount to List
-$29,900
-6.36%
Views
113
Current Estimated Value
$450,046

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$10,046
Avg. Annual Appreciation
3.77%
Original Mortgage
$296,742
Outstanding Balance
$296,742
Interest Rate
6.58%
Mortgage Type
VA
Estimated Equity
$153,304

Purchase Details

Listed on
Aug 9, 2020
Closed on
Sep 28, 2020
Sold by
Epperson Zachary Lee and Epperson Elise Erickson
Bought by
Lee Todd Karl and Lee Alysha
Seller's Agent
Hanna Marino LLC
Keller Williams Realty SRB
Buyer's Agent
Wendy Thomas
Keller Williams Realty FWB
List Price
$326,000
Sold Price
$326,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.17%
Original Mortgage
$337,736
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 20, 2018
Sold by
D R Horton Inc
Bought by
Erickson Epperson Zachary Lee and Erickson Epperson Elise

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$283,403
Interest Rate
4.5%
Mortgage Type
VA
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
Ramsby Brandon $440,000 Old South Land Title
Lee Todd Karl $326,000 Cotton Land Title Llc
Erickson Epperson Zachary Lee $274,350 Dhi Title Of Florida Inc
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open Ramsby Brandon $296,742
Previous Owner Lee Todd Karl $337,736
Previous Owner Erickson Epperson Zachary Lee $283,403
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/30/2025 09/30/25 Sold $440,000 -0.7% $189 / Sq Ft
07/28/2025 07/28/25 Pending -- -- --
06/18/2025 06/18/25 Price Changed $443,000 -1.5% $191 / Sq Ft
04/29/2025 04/29/25 Price Changed $449,900 -2.2% $194 / Sq Ft
04/08/2025 04/08/25 Price Changed $459,900 -2.1% $198 / Sq Ft
02/26/2025 02/26/25 For Sale $469,900 0.0% $202 / Sq Ft
02/25/2025 02/25/25 Pending -- -- --
01/10/2025 01/10/25 Price Changed $469,900 -1.1% $202 / Sq Ft
12/05/2024 12/05/24 Price Changed $475,000 -2.1% $204 / Sq Ft
10/14/2024 10/14/24 Price Changed $485,000 -3.0% $209 / Sq Ft
08/21/2024 08/21/24 For Sale $499,900 0.0% $215 / Sq Ft
08/16/2024 08/16/24 Off Market $499,900 -- --
07/28/2024 07/28/24 Price Changed $499,900 -1.0% $215 / Sq Ft
07/25/2024 07/25/24 For Sale $505,000 +54.9% $217 / Sq Ft
09/28/2020 09/28/20 Sold $326,000 0.0% $140 / Sq Ft View Prior Sale
09/12/2020 09/12/20 Pending -- -- --
08/09/2020 08/09/20 For Sale $326,000 -- $140 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,522 $328,567 -- --
2024 $1,954 $319,307 -- --
2023 $1,954 $310,007 $0 $0
2022 $3,248 $300,978 $0 $0
2021 $3,230 $292,212 $35,000 $257,212
2020 $3,327 $259,591 $0 $0
2019 $3,048 $235,566 $0 $0
2018 $303 $22,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 953287

Emerald Coast Association of REALTORS®

APN: 38-1S-27-5465-00F00-0310

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