Seller's Agent in 2025
Mary White
First Team Real Estate
(760) 803-7394
2 in this area
9 Total Sales
3531 Cameo Dr Unit 99 Oceanside, CA 92056
Mira Costa Neighborhood
3
Beds
2
Baths
1,297
Sq Ft
$450/mo
HOA Fee
Highlights
- Above Ground Pool
- Walk-In Closet
- Park
- Neighborhood Views
- Community Playground
- Laundry Room
About This Home
As of November 2025Inviting Single-Story 3-Bedroom, 2-Bath Condo in the Gated Palmilla Del Oro Community Welcome to this beautiful lower-level home in the highly sought-after Palmilla Del Oro community of Oceanside. This spacious single-story residence offers the perfect blend of comfort, convenience, and style. Inside, you’ll find an open layout with two separate dining areas, two private balconies, stainless steel appliances, and a cozy fireplace that creates a warm, inviting atmosphere. Brand-new carpet has just been installed in all bedrooms. The primary suite is generously sized, featuring an en suite bathroom and a large walk-in closet—making it a true retreat. The auxiliary bedrooms are also spacious and filled with natural light. Additional features include a detached one-car garage with plenty of storage, plus a dedicated parking space. Palmilla Del Oro is an impeccably maintained gated community with amenities that include a sparkling pool and spa, as well as a tot lot—perfect for family-friendly living. With its prime Oceanside location close to shopping, dining, and just minutes to the beach, this home is a must-see!
Last Agent to Sell the Property
First Team Real Estate Brokerage Phone: 760-803-7394 License #01826286 Listed on: 10/09/2025
Co-Listed By
First Team Real Estate Brokerage Phone: 760-803-7394 License #01866324
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $5,452
Year Built
- Built in 1992
HOA Fees
- $450 Monthly HOA Fees
Parking
- 1 Car Garage
Home Design
- Entry on the 1st floor
Interior Spaces
- 1,297 Sq Ft Home
- 1-Story Property
- Gas Fireplace
- Entryway
- Family Room
- Neighborhood Views
Bedrooms and Bathrooms
- 3 Bedrooms
- Walk-In Closet
- 2 Full Bathrooms
Laundry
- Laundry Room
- Dryer
- Washer
Outdoor Features
- Above Ground Pool
- Exterior Lighting
Utilities
- Central Air
- No Heating
Additional Features
- Two or More Common Walls
- Suburban Location
Listing and Financial Details
- Tax Tract Number 12527
- Assessor Parcel Number 1651132903
- Seller Considering Concessions
Community Details
Overview
- 160 Units
- Palmilla Del Oro Association, Phone Number (800) 869-5812
- Pamillo Del Oro
- Maintained Community
Amenities
- Community Barbecue Grill
- Picnic Area
Recreation
- Community Playground
- Community Pool
- Park
- Dog Park
- Bike Trail
Pet Policy
- Pets Allowed
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 9, 2025
Closed on
Oct 28, 2025
Sold by
Schwebke Family Revocable Trust and Schwebke Dwight B
Bought by
Datko Sunny
Seller's Agent
Mary White
First Team Real Estate
Buyer's Agent
Frances Mouser
eXp Realty of California, Inc
List Price
$679,000
Sold Price
$679,000
Views
32
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-52.69%
Original Mortgage
$543,200
Outstanding Balance
$543,200
Interest Rate
6.34%
Mortgage Type
New Conventional
Estimated Equity
$105,985
Purchase Details
Listed on
Oct 9, 2025
Closed on
Oct 22, 2025
Sold by
Archer Ryan Damien
Bought by
Datko Sunny
Seller's Agent
Mary White
First Team Real Estate
Buyer's Agent
Frances Mouser
eXp Realty of California, Inc
List Price
$679,000
Sold Price
$679,000
Views
32
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$543,200
Outstanding Balance
$543,200
Interest Rate
6.34%
Mortgage Type
New Conventional
Estimated Equity
$105,985
Purchase Details
Closed on
Feb 2, 2023
Sold by
Schwebke Dwight
Bought by
Schwebke Family Revocable Trust and Schwebke
Purchase Details
Listed on
Apr 11, 2018
Closed on
Apr 24, 2018
Sold by
Carita Amanda J
Bought by
Schwebke Dwight
Seller's Agent
Bob Lavelle
The One Percent Solution
Buyer's Agent
Brian Danney
eXp Realty of California, Inc.
List Price
$425,000
Sold Price
$405,000
Premium/Discount to List
-$20,000
-4.71%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.46%
Purchase Details
Closed on
Feb 21, 2004
Sold by
Carita Anthony F
Bought by
Carita Amanda J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$295,920
Interest Rate
5.37%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Feb 20, 2004
Sold by
Boer Kimberly and Mccluskey William N
Bought by
Carita Amanda J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$295,920
Interest Rate
5.37%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Sep 11, 2003
Sold by
Benson Thomas S and Benson Kay E
Bought by
Boer Kimberly and Mccluskey William N
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$265,600
Interest Rate
6.25%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Feb 20, 2003
Sold by
Benson Kay E
Bought by
Benson Thomas S and Benson Kay E
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$243,000
Interest Rate
6.8%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jul 20, 2001
Sold by
Aubuchon Annette
Bought by
Benson Thomas S and Benson Kay E
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$203,000
Interest Rate
7.1%
Mortgage Type
VA
Purchase Details
Closed on
Jul 6, 1998
Sold by
Roth Allan J
Bought by
Roth Annette
Purchase Details
Closed on
Jun 16, 1998
Sold by
Roth Annette G
Bought by
Roth Annette
Purchase Details
Closed on
Oct 30, 1993
Sold by
Roth Allan and Roth Annette G
Bought by
Roth Allan and Roth Annette G
Purchase Details
Closed on
Feb 10, 1993
Purchase Details
Closed on
Apr 9, 1992
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | $679,000 | Western Resources Title | |
| Grant Deed | -- | Western Resources Title | |
| Grant Deed | -- | None Listed On Document | |
| Grant Deed | $405,000 | First American Title Company | |
| Interfamily Deed Transfer | -- | California Title Company | |
| Grant Deed | $370,000 | California Title Company | |
| Grant Deed | $332,000 | Equity Title Company | |
| Interfamily Deed Transfer | -- | Gateway Title Company | |
| Interfamily Deed Transfer | -- | Gateway Title Company | |
| Grant Deed | $203,000 | First American Title | |
| Interfamily Deed Transfer | -- | -- | |
| Interfamily Deed Transfer | -- | -- | |
| Quit Claim Deed | -- | -- | |
| Deed | $131,000 | -- | |
| Deed | $122,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $543,200 | New Conventional | |
| Previous Owner | $295,920 | Purchase Money Mortgage | |
| Previous Owner | $265,600 | Purchase Money Mortgage | |
| Previous Owner | $243,000 | Purchase Money Mortgage | |
| Previous Owner | $203,000 | VA | |
| Closed | $66,400 | No Value Available | |
| Closed | $73,980 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 11/12/2025 11/12/25 | Sold | $679,000 | 0.0% | $524 / Sq Ft | |
| 10/09/2025 10/09/25 | For Sale | $679,000 | +67.7% | $524 / Sq Ft | |
| 05/23/2018 05/23/18 | Sold | $405,000 | -4.7% | $312 / Sq Ft | View Prior Sale |
| 04/21/2018 04/21/18 | Pending | -- | -- | -- | |
| 04/11/2018 04/11/18 | For Sale | $425,000 | -- | $328 / Sq Ft |
Source: California Regional Multiple Listing Service (CRMLS)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,452 | $460,814 | $282,474 | $178,340 |
| 2024 | $5,452 | $451,780 | $276,936 | $174,844 |
| 2023 | $5,295 | $442,922 | $271,506 | $171,416 |
| 2022 | $5,221 | $434,238 | $266,183 | $168,055 |
| 2021 | $5,240 | $425,724 | $260,964 | $164,760 |
| 2020 | $5,090 | $421,360 | $258,289 | $163,071 |
| 2019 | $4,952 | $413,099 | $253,225 | $159,874 |
| 2018 | $4,604 | $385,000 | $236,000 | $149,000 |
| 2017 | $4,386 | $365,000 | $224,000 | $141,000 |
| 2016 | $4,168 | $350,000 | $215,000 | $135,000 |
| 2015 | $3,788 | $320,000 | $197,000 | $123,000 |
| 2014 | $3,476 | $297,000 | $183,000 | $114,000 |
Source: Public Records
Agents Affiliated with this Home
-
Mary White
-
Maria Severino - Roller
Seller Co-Listing Agent in 2025
Maria Severino - Roller
First Team Real Estate
(760) 415-2217
2 in this area
70 Total Sales
-
Frances Mouser
Buyer's Agent in 2025
Frances Mouser
eXp Realty of California, Inc
(760) 310-4849
5 in this area
243 Total Sales
-
B
Seller's Agent in 2018
Bob Lavelle
The One Percent Solution
-
Brian Danney
B
Buyer's Agent in 2018
Brian Danney
eXp Realty of California, Inc.
(858) 367-9290
20 Total Sales
Map
Source: California Regional Multiple Listing Service (CRMLS)
MLS Number: NDP2509744
APN: 165-113-29-03
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The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. ("CRMLS") and is protected by all applicable copyright laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional.
Based on information from California Regional Multiple Listing Service, Inc. and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information
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