$579,900
OPEN SAT 12PM - 4PM

3546 Saddle Ridge Rd Stem, NC 27581

Estimated payment $3,355/month

4 Beds
3.5 Baths
2,544 Sq Ft
$228 Price per Sq Ft

Highlights

  • Private Pool
  • Deck
  • Traditional Architecture
  • Open Floorplan
  • Vaulted Ceiling
  • Wood Flooring

About This Home

Welcome to this beautiful 4-bedroom, 3.5-bath two-story home nestled on a private, wooded 1.84-acre lot with no HOA--offering the perfect blend of space, privacy, and luxury living. Step outside to your own retreat featuring a large deck, screened porch, and swimming pool, ideal for relaxing or entertaining while enjoying peaceful natural surroundings. Inside, the thoughtfully designed layout showcases elegant details throughout. The kitchen features granite countertops, tile backsplash, stainless steel appliances, recessed lighting, crown molding, and beautiful tile flooring. The breakfast nook opens through French doors to the screened porch and deck, creating seamless indoor-outdoor living. The family room impresses with a vaulted ceiling, hardwood floors, crown molding, and a cozy gas log fireplace. A formal dining room with tray ceiling, hardwood floors, chair rail, and crown molding adds timeless elegance. The first-floor primary suite is a true retreat, complete with a tray ceiling, spacious walk-in closet with custom shelving, and a luxurious en-suite bath featuring a dual vanity, deep soaking jetted tub, and a large tile walk-in shower. Upstairs offers three additional bedrooms with hardwood floors, two full baths, and an unfinished attic--perfect for storage or future expansion. Additional features include a laundry room with cabinets and utility sink, a convenient built-in bench area, central vacuum system, intercom system, rounded wall corners, and an epoxy-coated garage floor. The property also includes a 2.5-car insulated garage with extra storage space. This home delivers the rare combination of privacy, space, and upscale features--all without HOA restrictions. A true must-see!

Listing Agent

Oluwamayowa Esho

eXp Realty, LLC - C License #316254 Listed on: 04/10/2026

eXp Realty, LLC - C

Open House Schedule

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,107

Year Built

  • Built in 2005

Lot Details

  • 1.84 Acre Lot

Parking

  • 2 Car Attached Garage
  • Driveway

Home Design

  • Traditional Architecture
  • Brick Veneer
  • Architectural Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 2,544 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Central Vacuum
  • Sound System
  • Crown Molding
  • Tray Ceiling
  • Smooth Ceilings
  • Vaulted Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • French Doors
  • Entrance Foyer
  • Living Room with Fireplace
  • L-Shaped Dining Room
  • Screened Porch
  • Storage

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Electric Range
  • Microwave
  • Dishwasher
  • Granite Countertops

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • Whirlpool Bathtub
  • Bathtub with Shower
  • Separate Shower

Laundry

  • Laundry Room
  • Dryer
  • Washer

Outdoor Features

  • Private Pool
  • Deck

Schools

  • Butner - Stem Elementary School
  • Granville Central Middle School
  • Granville Central High School

Utilities

  • Central Air
  • Heat Pump System
  • Vented Exhaust Fan
  • Propane
  • Natural Gas Connected
  • Well
  • Septic Tank
  • Septic System

Community Details

  • No Home Owners Association
  • Saddle Ridge Subdivision

Listing and Financial Details

  • Assessor Parcel Number 087900423624

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,107

Year Built

Built in 2005

Lot Details

1.84 Acres

Parking

2

Listing Details

  • Year Built: 2005
  • Prop. Type: Residential
  • Subdivision Name: Saddle Ridge
  • Above Grade Finished Sq Ft: 2544.0
  • Architectural Style: Traditional
  • Garage Yn: Yes
  • Unit Levels: Two
  • New Construction: No
  • Room Types Bedroom 2 Level: Second
  • Room Types Bedroom 3 Level: Second
  • Room Types Bedroom 4 Level: Second
  • Room Types Primary Bedroom Level: First
  • General Property Information Enhanced Accessible2: No
  • DelayedMarketingYN: No
  • Special Features: OpenHouse
  • Property Sub Type: Detached

Interior Features

  • Flooring: Hardwood, Tile
  • Interior Amenities: Ceiling Fan(s), Central Vacuum, Entrance Foyer, Eat-in Kitchen, Granite Counters, High Ceilings, Open Floorplan, Pantry, Primary Downstairs, Sound System, Storage, Tray Ceiling(s), Walk-In Closet(s), Dining L, Whirlpool Tub, Separate Shower, Bathtub/Shower Combination, Smooth Ceilings
  • Spa Features: None
  • Appliances: Dryer, Dishwasher, Electric Range, Microwave, Range, Refrigerator, Washer
  • Basement YN: No
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Door Features: French Doors
  • Fireplace Features: Living Room
  • Main Level Bedrooms: 1
  • Stories: 1

Exterior Features

  • Roof: Architectural Shingle
  • Acres: 1.84
  • Construction Type: Brick Veneer, Vinyl Siding
  • Foundation Details: Crawlspace
  • Patio And Porch Features: Deck, Front Porch, Rear Porch, Screened

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Concrete, Driveway, Garage

Utilities

  • Utilities: Electricity Connected, Natural Gas Connected, Propane, Water Connected, Septic Available
  • Heating: Heat Pump
  • Cooling: Central Air, Ceiling Fan(s), Electric, Exhaust Fan
  • Cooling Y N: Yes
  • HeatingYN: Yes
  • Water Source: Well

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Schools

  • Ninth Grade High School: Granville - Granville Central
  • Middle Or Junior School: Granville - Granville Central

Lot Info

  • Horse Amenities: None
  • Lot Size Sq Ft: 80150.4
  • ResoLotSizeUnits: Acres
  • Parcel #: 087900423624

Tax Info

  • Tax Annual Amount: 3107.27
  • Tax Year: 2025
  • Tax Map Number: 24R

MLS Schools

  • Elementary School: Granville - Butner - Stem

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,107 $445,093 $66,500 $378,593
2024 $3,107 $445,093 $66,500 $378,593
2023 $3,099 $279,397 $40,000 $239,397
2022 $2,558 $279,397 $40,000 $239,397
2021 $2,385 $279,397 $40,000 $239,397
2020 $2,385 $279,397 $40,000 $239,397
2019 $2,385 $279,397 $40,000 $239,397
2018 $2,385 $279,397 $40,000 $239,397
2016 $2,333 $260,811 $40,000 $220,811
2015 $2,198 $260,811 $40,000 $220,811
2014 $2,198 $260,811 $40,000 $220,811
2013 -- $260,811 $40,000 $220,811
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/10/2026 04/10/26 For Sale $579,900 +5.5% $228 / Sq Ft
12/14/2023 12/14/23 Off Market $549,900 -- --
12/14/2022 12/14/22 Sold $549,900 -4.4% $216 / Sq Ft View Prior Sale
11/15/2022 11/15/22 Pending -- -- --
11/11/2022 11/11/22 For Sale $575,000 -- $226 / Sq Ft
Source: Doorify MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $549,500 --
Warranty Deed $549,500 None Listed On Document
Quit Claim Deed -- --
Warranty Deed $272,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $501,473 VA
Closed $501,473 VA
Previous Owner $54,300 Credit Line Revolving
Previous Owner $217,424 Purchase Money Mortgage
Source: Public Records

Source: Doorify MLS

MLS Number: 10159234

Doorify MLS

APN: 087900423624

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