$175,000
SOLD AUG 26, 2025

357 S Main St Spencer, IN 47460

2 Beds
2 Baths
1,218 Sq Ft
8,712 Sq Ft Lot

Recently Sold

$144 Per Sq Ft

10% Below List Price

85 Days on Market

Highlights

  • Traditional Architecture
  • Formal Dining Room
  • Bathtub with Shower
  • Covered Patio or Porch
  • 2 Car Detached Garage
  • Laundry Room

About This Home

As of August 2025

Step into a piece of Spencer history with this charming 2 bedroom, 2 bath, 1888-built home located in the heart of town! This well-maintained residence offers 1,218 sq ft of living space, full of warmth, and character. From the moment you arrive, the iconic front porch invites you to slow down and enjoy the neighborhood — a beloved gathering spot for locals over the years. Inside, you'll find a spacious living room with an adjoining sitting room featuring a cozy gas log fireplace. The kitchen and dining area boast ample counter space and storage, perfect for home chefs who love to create and entertain. Just off the kitchen, the second full bath includes a walk-in shower,and laundry area. The primary bedroom is a generous 13x15 retreat and the full bath offers plenty of storage. Large windows throughout fill the home with natural light, while the landscaping adds to the home's curb appeal. The covered patio and detached 2-car garage complete this beautiful property, offering convenience and extra storage. Whether you're drawn to the vintage charm, the central location, or the versatile layout, 357 S Main St is ready to welcome you home.

Last Agent to Sell the Property

Samantha Carver

Home Team Properties Brokerage Phone: 844-821-6051 Listed on: 05/15/2025

Last Buyer's Agent

Samantha Carver

Home Team Properties Brokerage Phone: 844-821-6051 Listed on: 05/15/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,074

Year Built

  • Built in 1888

Lot Details

  • 8,712 Sq Ft Lot
  • Landscaped

Parking

  • 2 Car Detached Garage
  • Driveway
  • Off-Street Parking

Home Design

  • Traditional Architecture
  • Shingle Roof
  • Asphalt Roof

Interior Spaces

  • 1-Story Property
  • Ceiling Fan
  • Gas Log Fireplace
  • Living Room with Fireplace
  • Formal Dining Room

Kitchen

  • Gas Oven or Range
  • Laminate Countertops

Flooring

  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms
  • Bathtub with Shower
  • Separate Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Washer and Gas Dryer Hookup

Partially Finished Basement

  • Sump Pump
  • Block Basement Construction
  • Crawl Space

Schools

  • Spencer Elementary School
  • Owen Valley Middle School
  • Owen Valley High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas

Additional Features

  • Covered Patio or Porch
  • Suburban Location

Listing and Financial Details

  • Assessor Parcel Number 60-10-20-400-400.693-028

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,074

Year Built

Built in 1888

Lot Details

0

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Year Built: 1888
  • Style: One Story
  • Architectural Style: Traditional
  • Bedrooms: 2
  • Total Bathrooms: 2
  • Total Full Bathrooms: 2
  • Legal Description: SPENCER LOT 166
  • Parcel Number ID: 60-10-20-400-400.693-028
  • Platted: Yes
  • Amenities: Ceiling Fan(s), Countertops-Laminate, Dryer Hook Up Gas, Landscaped, Near Walking Trail, Patio Covered, Porch Covered, Range/Oven Hook Up Gas, Stand Up Shower, Tub/Shower Combination, Formal Dining Room, Main Floor Laundry, Sump Pump, Washer Hook-Up
  • Cross Street: Clay St
  • Location: City/Town/Suburb, Near Walking Trail
  • Road Access: City
  • Road Surface: Asphalt
  • Special Features: None
  • Stories: 1

Interior Features

  • Total Sq Ft: 1573
  • Total Finished Sq Ft: 1218
  • Above Grade Finished Sq Ft: 1218
  • Below Grade Sq Ft: 355
  • Basement: Yes
  • Basement Foundation: Crawl, Partial Basement
  • Basement Material: Block
  • Number Of Fireplaces: 1
  • Fireplace: Living/Great Rm, Gas Log
  • Fireplace: Yes
  • Flooring: Carpet, Laminate
  • Living Great Room: Dimensions: 24x16, On Level: Main
  • Kitchen: Dimensions: 13x11, On Level: Main
  • Dining Room: Dimensions: 9x11, On Level: Main
  • Bedroom 1: Dimensions: 13x15, On Level: Main
  • Bedroom 2: Dimensions: 10x13, On Level: Main
  • Number of Main Level Full Bathrooms: 2
  • Total Below Grade Sq Ft: 355

Exterior Features

  • Exterior: Aluminum
  • Roof Material: Asphalt, Shingle
  • Outbuilding1: None

Garage/Parking

  • Driveway: Concrete
  • Garage Type: Detached
  • Garage Number Of Cars: 2
  • Garage Size: Dimensions: 26x28
  • Garage: Yes
  • Off Street Parking: Yes

Utilities

  • Cooling: Central Air
  • Heating Fuel: Gas, Forced Air
  • Sewer: City
  • Water Utilities: City
  • Electric Company: Duke Energy Indiana
  • Gas Company: Community NatGas(Spencer)
  • Water Company: BBP
  • Laundry: Dimensions: Mainx11, On Level: 9

Schools

  • Elementary School: Spencer

Lot Info

  • Lot Description: 0-2.9999
  • Lot Dimensions: Irregular
  • Estimated Lot Sq Ft: 8712
  • Estimated Lot Size Acres: 0.2

Tax Info

  • Annual Taxes: 1073.8
  • Exemptions: Homestead, Supplemental

MLS Schools

  • High School: Owen Valley
  • Middle School: Owen Valley
  • School District: Spencer-Owen Community Schools

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 15, 2025
Closed on
Aug 26, 2025
Sold by
Ferguson Rick L and Ferguson Faye
Bought by
Ferguson Grady S
Seller's Agent
Samantha Carver
Home Team Properties
Buyer's Agent
Samantha Carver
Home Team Properties
List Price
$195,000
Sold Price
$175,000
Premium/Discount to List
-$20,000
-10.26%
Views
167
Current Estimated Value
$174,800

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$200
Avg. Annual Appreciation
-0.39%

Purchase Details

Closed on
Aug 26, 2016
Sold by
Fulk Karen S
Bought by
Reynolds Robert J and Reynolds Francis R

Purchase Details

Closed on
Jun 5, 2012
Sold by
Ooley Clementh R and Coley Helen M
Bought by
Ooley Clementh R and Fulk Karen S
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed -- None Listed On Document
Personal Reps Deed -- First American Title
Deed $90,000 --
Interfamily Deed Transfer -- None Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
08/26/2025 08/26/25 Sold $175,000 -10.3% $144 / Sq Ft
08/08/2025 08/08/25 Pending -- -- --
05/15/2025 05/15/25 For Sale $195,000 -- $160 / Sq Ft
Source: Indiana Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,074 $125,900 $10,500 $115,400
2023 $949 $115,600 $10,500 $105,100
2022 $779 $98,200 $10,500 $87,700
2021 $704 $92,200 $10,500 $81,700
2020 $610 $86,300 $10,500 $75,800
2019 $548 $81,500 $10,500 $71,000
2018 $473 $76,900 $10,500 $66,400
2017 $402 $71,600 $12,000 $59,600
2016 $387 $71,600 $12,000 $59,600
2014 -- $68,700 $12,000 $56,700
2013 -- $68,100 $12,000 $56,100
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Indiana Regional MLS

MLS Number: 202517844

Indiana Regional MLS

APN: 60-10-20-400-400.693-028