3580 S River Terrace Edgewater, MD 21037
Selby-on-the-Bay NeighborhoodEstimated payment $4,979/month
Highlights
- 125 Feet of Waterfront
- 1 Dock Slip
- Spa
- South River High School Rated A
- Pier
- Fishing Allowed
About This Home
Serene waterfront cottage with private pier, perfect for coastal living. This charming one-level home with expansive water views is ready for your updates and personal vision (neighboring home recently sold for over $2 million). A paved circular driveway welcomes you to the property, centered by a beautiful magnolia tree. Inside, the home features a charming galley kitchen, two spacious bedrooms (virtually staged), two full baths, and an open living room with a cozy pellet stove that flows seamlessly into the dining area and family room. Step outside to a deck just off the living space, creating an inviting setting for outdoor dining and entertaining. The large backyard offers multiple areas to relax and enjoy the waterfront lifestyle, including a hot tub area and open green space. A picturesque waterfront walkway, supported by a durable composite bulkhead, leads to the private pier with a boat lift already installed—perfect for effortless boating and direct water access. The expansive three-car detached garage provides exceptional flexibility for storage, a workshop, or future customization. A fenced side yard behind the garage offers additional space ideal for pets, gardening, or recreation. This property presents a strong opportunity to update and personalize a waterfront retreat. Home is being sold as-is. Buyer to verify water depths (estimated at approximately 4 ft MLW), permitted uses, and any desired improvements. Loch Haven offers an impressive range of waterfront and recreational amenities for residents and their guests, including a sandy beach with chairs and picnic tables, a pier with boat slips, a scenic river overlook, and a ball field used for neighborhood events. Additional amenities include a recreation area with tennis and basketball courts, a playground, and picnic spaces.
Listing Agent
(443) 292-6767 connie.trujillo@evrealestate.com Engel & Völkers Annapolis Brokerage Phone: 4432926767 License #659703 Listed on: 12/04/2025
Co-Listing Agent
(443) 292-6767 jennifer.mccormick@evrealestate.com Engel & Völkers Annapolis Brokerage Phone: 4432926767
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $8,918
Year Built
- Built in 1955
Lot Details
- 15,600 Sq Ft Lot
- 125 Feet of Waterfront
- Home fronts navigable water
- Creek or Stream
- Property is zoned R5
Parking
- 3 Car Detached Garage
- 4 Driveway Spaces
- Side Facing Garage
- Circular Driveway
Home Design
- Coastal Architecture
- Rambler Architecture
- Cottage
- Slab Foundation
- Vinyl Siding
Interior Spaces
- 1,920 Sq Ft Home
- Property has 1 Level
- Ceiling Fan
- 1 Fireplace
- Entrance Foyer
- Family Room
- Sun or Florida Room
- Storage Room
- Creek or Stream Views
Kitchen
- Gas Oven or Range
- Microwave
- Dishwasher
Flooring
- Wood
- Vinyl
Bedrooms and Bathrooms
- 2 Main Level Bedrooms
- Cedar Closet
- 2 Full Bathrooms
Laundry
- Dryer
- Washer
Accessible Home Design
- No Interior Steps
- Level Entry For Accessibility
Outdoor Features
- Spa
- Pier
- Canoe or Kayak Water Access
- Personal Watercraft
- Bulkhead
- Swimming Allowed
- Electric Hoist or Boat Lift
- 1 Dock Slip
- Physical Dock Slip Conveys
- Dock made with Treated Lumber
- Powered Boats Permitted
Schools
- Central Elementary And Middle School
- South River High School
Utilities
- Cooling Available
- Central Heating
- Pellet Stove burns compressed wood to generate heat
- Electric Water Heater
Listing and Financial Details
- Tax Lot 21
- Assessor Parcel Number 020148005397505
Community Details
Overview
- No Home Owners Association
- $10 Other Monthly Fees
- Loch Haven Subdivision
Recreation
- 54 Community Slips
- 1 Community Docks
- Fishing Allowed
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $6,096 | $779,833 | -- | -- |
| 2024 | $6,096 | $748,867 | $0 | $0 |
| 2023 | $5,917 | $717,900 | $564,300 | $153,600 |
| 2022 | $5,571 | $717,900 | $564,300 | $153,600 |
| 2020 | $5,387 | $735,200 | $584,300 | $150,900 |
| 2019 | $10,380 | $711,600 | $0 | $0 |
| 2018 | $6,976 | $688,000 | $0 | $0 |
| 2017 | $4,862 | $664,400 | $0 | $0 |
| 2016 | -- | $652,400 | $0 | $0 |
| 2015 | -- | $640,400 | $0 | $0 |
| 2014 | -- | $628,400 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 04/02/2026 04/02/26 | Pending | -- | -- | -- |
| 03/31/2026 03/31/26 | Price Changed | $799,000 | -5.9% | $416 / Sq Ft |
| 03/12/2026 03/12/26 | Price Changed | $849,000 | -5.6% | $442 / Sq Ft |
| 02/21/2026 02/21/26 | For Sale | $899,000 | 0.0% | $468 / Sq Ft |
| 12/24/2025 12/24/25 | Off Market | $899,000 | -- | -- |
| 12/04/2025 12/04/25 | For Sale | $899,000 | -- | $468 / Sq Ft |
Source: Bright MLS
MLS Number: MDAA2132204
APN: 01-480-05397505
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Ask me questions while you tour the home.