Paola Lazo
Samson Properties
(855) 517-8290
102 Total Sales
1 in Selby-on-the-Bay
$549,900 Price
3580 S River Terrace Edgewater, MD 21037
Selby-on-the-Bay Neighborhood
2
Beds
2
Baths
1,920
Sq Ft
0.36
Acre Lot
Highlights
- 125 Feet of Waterfront
- 1 Dock Slip
- Spa
- South River High School Rated A
- Pier
- Fishing Allowed
About This Home
As of May 2026Serene waterfront cottage with private pier, perfect for coastal living. This charming one-level home with expansive water views is ready for your updates and personal vision (neighboring home recently sold for over $2 million). A paved circular driveway welcomes you to the property, centered by a beautiful magnolia tree. Inside, the home features a charming galley kitchen, two spacious bedrooms (virtually staged), two full baths, and an open living room with a cozy pellet stove that flows seamlessly into the dining area and family room. Step outside to a deck just off the living space, creating an inviting setting for outdoor dining and entertaining. The large backyard offers multiple areas to relax and enjoy the waterfront lifestyle, including a hot tub area and open green space. A picturesque waterfront walkway, supported by a durable composite bulkhead, leads to the private pier with a boat lift already installed—perfect for effortless boating and direct water access. The expansive three-car detached garage provides exceptional flexibility for storage, a workshop, or future customization. A fenced side yard behind the garage offers additional space ideal for pets, gardening, or recreation. This property presents a strong opportunity to update and personalize a waterfront retreat. Home is being sold as-is. Buyer to verify water depths (estimated at approximately 4 ft MLW), permitted uses, and any desired improvements. Loch Haven offers an impressive range of waterfront and recreational amenities for residents and their guests, including a sandy beach with chairs and picnic tables, a pier with boat slips, a scenic river overlook, and a ball field used for neighborhood events. Additional amenities include a recreation area with tennis and basketball courts, a playground, and picnic spaces.
Last Agent to Sell the Property
(443) 292-6767 connie.trujillo@evrealestate.com Engel & Völkers Annapolis Brokerage Phone: 4432926767 License #659703 Listed on: 12/04/2025
Co-Listed By
(443) 292-6767 jennifer.mccormick@evrealestate.com Engel & Völkers Annapolis Brokerage Phone: 4432926767
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $8,918
Year Built
- Built in 1955
Lot Details
- 15,600 Sq Ft Lot
- 125 Feet of Waterfront
- Home fronts navigable water
- Creek or Stream
- Property is zoned R5
Parking
- 3 Car Detached Garage
- 4 Driveway Spaces
- Side Facing Garage
- Circular Driveway
Home Design
- Coastal Architecture
- Rambler Architecture
- Cottage
- Slab Foundation
- Vinyl Siding
Interior Spaces
- 1,920 Sq Ft Home
- Property has 1 Level
- Ceiling Fan
- 1 Fireplace
- Entrance Foyer
- Family Room
- Sun or Florida Room
- Storage Room
- Creek or Stream Views
Kitchen
- Gas Oven or Range
- Microwave
- Dishwasher
Flooring
- Wood
- Vinyl
Bedrooms and Bathrooms
- 2 Main Level Bedrooms
- Cedar Closet
- 2 Full Bathrooms
Laundry
- Dryer
- Washer
Accessible Home Design
- No Interior Steps
- Level Entry For Accessibility
Outdoor Features
- Spa
- Pier
- Canoe or Kayak Water Access
- Personal Watercraft
- Bulkhead
- Swimming Allowed
- Electric Hoist or Boat Lift
- 1 Dock Slip
- Physical Dock Slip Conveys
- Dock made with Treated Lumber
- Powered Boats Permitted
Schools
- Central Elementary And Middle School
- South River High School
Utilities
- Cooling Available
- Central Heating
- Pellet Stove burns compressed wood to generate heat
- Private Water Source
- Electric Water Heater
Listing and Financial Details
- Tax Lot 21
- Assessor Parcel Number 020148005397505
Community Details
Overview
- No Home Owners Association
- $10 Other Monthly Fees
- Loch Haven Subdivision
Recreation
- 54 Community Slips
- 1 Community Docks
- Fishing Allowed
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Dec 4, 2025
Closed on
May 4, 2026
Sold by
Howard Mckown
Bought by
Seller's Agent
Constance Trujillo
Engel & Völkers Annapolis
Buyer's Agent
John Kreamer
Taylor Properties
List Price
$899,000
Sold Price
$768,000
Premium/Discount to List
-$131,000
-14.57%
Views
260
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$614,400
Outstanding Balance
$613,258
Interest Rate
6.37%
Mortgage Type
New Conventional
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Selby-on-the-Bay, MD
-
Paola Lazo
-
Bill Franklin
Bill Franklin
Long & Foster Real Estate, Inc.
(240) 621-5818
334 Total Sales
1 in Selby-on-the-Bay
$590,000 Price
-
Cheryl Jersey-Lecourt
Cheryl Jersey-Lecourt
Long & Foster Real Estate, Inc.
(443) 775-2134
39 Total Sales
1 in Selby-on-the-Bay
$650,000 Price
-
Reid Buckley
Reid Buckley
Long & Foster Real Estate, Inc.
(667) 225-5503
96 Total Sales
1 in Selby-on-the-Bay
$1,010,000 Price
-
Lori Woods-Fortney
Lori Woods-Fortney
Berkshire Hathaway HomeServices Homesale Realty
(443) 446-4847
24 Total Sales
2 in Selby-on-the-Bay
$490K - $950K Price Range
-
Jim Keating
Jim Keating
Keller Williams Realty Centre
(240) 376-2694
163 Total Sales
1 in Selby-on-the-Bay
$270,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $768,000 | Endeavor Title |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $614,400 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 05/04/2026 05/04/26 | Sold | $768,000 | -3.9% | $400 / Sq Ft |
| 04/02/2026 04/02/26 | Pending | -- | -- | -- |
| 03/31/2026 03/31/26 | Price Changed | $799,000 | -5.9% | $416 / Sq Ft |
| 03/12/2026 03/12/26 | Price Changed | $849,000 | -5.6% | $442 / Sq Ft |
| 02/21/2026 02/21/26 | For Sale | $899,000 | 0.0% | $468 / Sq Ft |
| 12/24/2025 12/24/25 | Off Market | $899,000 | -- | -- |
| 12/04/2025 12/04/25 | For Sale | $899,000 | -- | $468 / Sq Ft |
Source: Bright MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $6,227 | $810,800 | $563,400 | $247,400 |
| 2025 | $6,227 | $779,833 | ||
| 2024 | $6,096 | $748,867 | $0 | $0 |
| 2023 | $5,917 | $717,900 | $564,300 | $153,600 |
| 2022 | $5,571 | $717,900 | $564,300 | $153,600 |
| 2020 | $5,387 | $735,200 | $584,300 | $150,900 |
| 2019 | $10,380 | $711,600 | $0 | $0 |
| 2018 | $6,976 | $688,000 | $0 | $0 |
| 2017 | $4,862 | $664,400 | $0 | $0 |
| 2016 | -- | $652,400 | $0 | $0 |
| 2015 | -- | $640,400 | $0 | $0 |
| 2014 | -- | $628,400 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Constance Trujillo
Seller's Agent in 2026
Constance Trujillo
Engel & Völkers Annapolis
(410) 507-8019
1 in this area
49 Total Sales
-
Jennifer McCormick
Seller Co-Listing Agent in 2026
Jennifer McCormick
Engel & Völkers Annapolis
(443) 852-0323
2 in this area
55 Total Sales
-
John Kreamer
Buyer's Agent in 2026
John Kreamer
Taylor Properties
(240) 691-9250
3 in this area
39 Total Sales
Map
Source: Bright MLS
MLS Number: MDAA2132204
APN: 01-480-05397505
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms, and is provided by BRIGHT through a licensing agreement.
Listing information is from various brokers who participate in the Bright MLS IDX program and not all listings may be visible on the site.
The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale.
Property information displayed is deemed reliable but is not guaranteed.
Copyright 2026 Bright MLS, Inc.
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