$489,000
$5K PRICE DROP

3582 County Road 34 Waterloo, IN 46793

Estimated payment $2,862/month

Total Views 12,126
4 Beds
3 Baths
3,236 Sq Ft
$151 Price per Sq Ft

Highlights

  • Very Popular Property
  • Above Ground Pool
  • Cathedral Ceiling
  • 50 Feet of Waterfront
  • Lake, Pond or Stream
  • Traditional Architecture

About This Home

Welcome to the lifestyle you've been dreaming of. Set on 1.5 picturesque acres, this beautifully maintained 4-bedroom, 3 full bath home with a dedicated office offers the perfect blend of space, comfort, and everyday enjoyment. Imagine mornings on the wraparound porch, afternoons spent tending the garden, casting a fishing line into the pond, or taking a peaceful paddle boat ride as the sun paints the sky. Summer is made for pool days, backyard games, and gathering with family and friends, while winter transforms the pond into the perfect setting for skating and unforgettable memories. Inside, you'll find a warm, inviting floor plan designed for both entertaining and everyday living. The flexible layout includes 4 generously sized bedrooms, a private office, 3 updated full bathrooms, and a full basement with a separate entrance from the garage, offering endless possibilities. Extensive recent updates provide peace of mind, including a new furnace and A/C (2024), water heater (2024), professionally installed luxury vinyl plank flooring and carpet (2024–2025), new roof (2024), professionally installed 24-foot above-ground pool from Tredway Pools (2024), composite pool deck (2025), fully remodeled bathrooms (2024–2025), fireplace cleaned and relined (2024), septic pumped (2024), and thoughtful sunroom improvements completed in 2025. If you've been searching for a property where there's room to breathe, space to play, and countless opportunities to create lasting memories, this is the one. Here, every season offers something special, every sunset feels a little more spectacular, and home is truly your favorite place to be.

Listing Agent

Steven Wyatt

Wyatt Group Realtors Listed on: 06/30/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,820

Year Built

  • Built in 1988

Lot Details

  • 1.52 Acre Lot
  • 50 Feet of Waterfront
  • Landscaped
  • Level Lot

HOA Fees

  • $25 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Traditional Architecture
  • Poured Concrete
  • Wood Siding
  • Vinyl Construction Material

Interior Spaces

  • 2-Story Property
  • Built-in Bookshelves
  • Woodwork
  • Crown Molding
  • Cathedral Ceiling
  • Ceiling Fan
  • 1 Fireplace
  • Entrance Foyer
  • Formal Dining Room
  • Fire and Smoke Detector

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Built-In or Custom Kitchen Cabinets
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Primary Bedroom
  • Walk-In Closet
  • Double Vanity
  • Bathtub with Shower
  • Garden Bath
  • Separate Shower

Laundry

  • Laundry on main level
  • Electric Dryer Hookup

Attic

  • Storage In Attic
  • Pull Down Stairs to Attic

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Natural lighting in basement

Outdoor Features

  • Above Ground Pool
  • Lake, Pond or Stream
  • Covered Patio or Porch

Schools

  • Waterloo Elementary School
  • Dekalb Middle School
  • Dekalb High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Well
  • Septic System

Listing and Financial Details

  • Assessor Parcel Number 17-06-16-426-006.000-007

Community Details

Overview

  • Franklin Place Subdivision

Recreation

  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,820

Year Built

Built in 1988

Lot Details

1.52 Acres

HOA Fees

$25 per month

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Waterfront: Yes
  • Year Built: 1988
  • Style: Two Story
  • Architectural Style: Traditional
  • Bedrooms: 4
  • Total Bathrooms: 3
  • Total Full Bathrooms: 3
  • Legal Description: FRANKLIN PLACE LOT 6 ACRES 1.52
  • Parcel Number ID: 17-06-16-426-006.000-007
  • Platted: Yes
  • Amenities: 1st Bdrm En Suite, Attic Pull Down Stairs, Attic Storage, Breakfast Bar, Built-In Bookcase, Ceiling-9+, Ceiling-Cathedral, Ceiling Fan(s), Ceilings-Vaulted, Closet(s) Walk-in, Crown Molding, Deck Open, Detector-Smoke, Disposal, Dryer Hook Up Electric, Eat-In Kitchen, Foyer Entry, Garage Door Opener, Garden Tub, Landscaped, Natural Woodwork, Porch Covered, Porch Open, Six Panel Doors, Twin Sink Vanity, Stand Up Shower, Tub/Shower Combination, Formal Dining Room, Main Floor Laundry, Custom Cabinetry
  • Special Features: None
  • Stories: 2

Interior Features

  • Total Sq Ft: 4280
  • Total Finished Sq Ft: 3236
  • Above Grade Finished Sq Ft: 3236
  • Below Grade Sq Ft: 1044
  • Basement: Yes
  • Basement Foundation: Daylight, Full Basement, Unfinished
  • Basement Material: Poured Concrete
  • Number Of Fireplaces: 1
  • Fireplace: Family Rm
  • Fireplace: Yes
  • Living Great Room: Dimensions: 14x11, On Level: Main
  • Kitchen: Dimensions: 12x12, On Level: Main
  • Breakfast Room: Dimensions: 9x12, On Level: Main
  • Dining Room: Dimensions: 15x12, On Level: Main
  • Family Room: Dimensions: 16x22, On Level: Main
  • Den: Dimensions: 10x10, On Level: Main
  • Recreation Room: Dimensions: 20x15, On Level: Basement
  • Bedroom 1: Dimensions: 13x19, On Level: Upper
  • Bedroom 2: Dimensions: 12x10, On Level: Upper
  • Bedroom 3: Dimensions: 12x13, On Level: Upper
  • Bedroom 4: Dimensions: 11x11, On Level: Upper
  • Number of Main Level Full Bathrooms: 1
  • Total Below Grade Sq Ft: 1044

Exterior Features

  • Exterior: Vinyl, Wood
  • Outbuilding1: None
  • Pool: Above Ground
  • Pool: Yes
  • Water Frontage: 50

Garage/Parking

  • Garage Type: Attached
  • Garage Number Of Cars: 2
  • Garage Size: Dimensions: 24x22
  • Garage: Yes

Utilities

  • Cooling: Central Air
  • Heating Fuel: Gas, Forced Air
  • Sewer: Septic
  • Water Utilities: Well
  • Laundry: Dimensions: Mainx7, On Level: 9
  • Water Type: Pond
  • Well Type: Private

Condo/Co-op/Association

  • Association Restrictions: Yes
  • Association Fees: 300
  • Association Fees Frequency: Annually

Schools

  • Elementary School: Waterloo

Lot Info

  • Lot Description: Level, Waterfront
  • Lot Dimensions: irregular
  • Estimated Lot Sq Ft: 66211
  • Estimated Lot Size Acres: 1.52
  • Lot Number: 6

Tax Info

  • Annual Taxes: 1820
  • Exemptions: Homestead, Mortgage

Multi Family

  • Water Access: Frontage Lot

MLS Schools

  • High School: Dekalb
  • Middle School: Dekalb
  • School District: Dekalb Central United

Map

Range of Values:

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Value Increase
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Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,886 $370,500 $48,500 $322,000
2024 $1,847 $345,900 $46,200 $299,700
2023 $2,001 $331,700 $44,000 $287,700
2022 $2,045 $295,500 $38,800 $256,700
2021 $1,951 $265,000 $37,800 $227,200
2020 $1,619 $252,700 $36,200 $216,500
2019 $1,676 $252,700 $36,200 $216,500
2018 $1,656 $241,600 $19,300 $222,300
2017 $1,703 $245,300 $19,300 $226,000
2016 $1,743 $243,000 $19,300 $223,700
2014 $1,744 $214,700 $19,300 $195,400
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/20/2026 07/20/26 Price Changed $489,000 -1.0% $151 / Sq Ft
06/30/2026 06/30/26 For Sale $494,000 +41.1% $153 / Sq Ft
03/29/2024 03/29/24 Sold $350,000 0.0% $124 / Sq Ft View Prior Sale
02/02/2024 02/02/24 Pending -- -- --
01/29/2024 01/29/24 For Sale $350,000 -- $124 / Sq Ft
Source: Indiana Regional MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed -- Fidelity National Title
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $250,000 VA
Previous Owner $250,000 Credit Line Revolving
Previous Owner $10,837 Unknown
Previous Owner $182,535 Stand Alone Refi Refinance Of Original Loan
Previous Owner $34,000 Credit Line Revolving
Previous Owner $144,060 New Conventional
Source: Public Records

Source: Indiana Regional MLS

MLS Number: 202625834

Indiana Regional MLS

APN: 17-06-16-426-006.000-007

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