NOT LISTED FOR SALE

Estimated Value: $564,000 - $622,000

4 Beds
2.5 Baths
3,043 Sq Ft
$194/Sq Ft Est. Value

Sale Details

Date Sold: December 5, 2025

Last sale price $569,000 $187 Per Sq Ft

Est. 3% increase in value since last sale

Current estimated payment $4,283 / mo

30 Days on Market

Highlights

  • Property is near park
  • Stainless Steel Appliances
  • Breakfast Bar
  • Formal Dining Room
  • 2 Car Attached Garage
  • Living Room

About This Home

As of December 2025

Welcome to this beautifully designed 2-story home located in the desirable Bowes Creek Golf Course community of Elgin. Newly built, this modern residence offers the perfect blend of style, space, and comfort. Step inside to find an open and airy layout featuring 4 spacious bedrooms and 2.5 baths. The heart of the home boasts a modern kitchen with tons of sleek cabinetry, stainless steel appliances, and an extra large island perfect for meal preparation and entertainment. The kitchen is modern in every way and even has a double french door pantry. This amazing kitchen has a separate eat in area with a beautiful view of the backyard and beyond. These rooms flow seamlessly into the family room which is perfect for everyday living. The main floor also includes a separate living room and dining room area and large foyer with half bath. Upstairs, the private owner's suite offers a spa-like bath and generous walk-in closet, while three additional bedrooms provide flexibility for family, guest, or a home office. Enjoy the fenced in yard perfect for bbqs and enjoying the outdoors. This home doesn't back up to another home adding more privacy and natural setting. Located within the sought after Bowes Creek Golf Course Community, residents enjoy access to the golf course, an on-site restaurant, and minutes away from 1-90, downtown St. Charles, train station, restaurants, and shopping. Schedule a tour today to see this move-in ready home and all it has to offer! Features: everything only 3 years old, fully fenced yard, hardy board siding, exterior lights and cameras, EV ready wiring, under cabinet lighting, custom wainscoting in foyer dining room and bedroom, custom heavy weight doors with high end fixtures, and full unfinished basement.

Last Agent to Sell the Property

Dawn Hinkle

Keller Williams Success Realty License #475193491 Listed on: 09/11/2025

Keller Williams Success Realty

Last Buyer's Agent

Katie Fish

Keller Williams Inspire - Geneva License #475130544

Keller Williams Inspire - Geneva

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $12,798

Year Built

  • Built in 2022

Lot Details

  • 10,454 Sq Ft Lot
  • Lot Dimensions are 138.4 x 75
  • Fenced

HOA Fees

  • $50 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Parking Available
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 3,043 Sq Ft Home
  • 2-Story Property
  • Family Room
  • Living Room
  • Formal Dining Room
  • Unfinished Basement
  • Basement Fills Entire Space Under The House

Kitchen

  • Breakfast Bar
  • Range with Range Hood
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Location

  • Property is near park

Schools

  • Otter Creek Elementary School
  • Abbott Middle School
  • South Elgin High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas

Community Details

  • Manager Association, Phone Number (866) 473-2573
  • Pryor
  • Property managed by RealManage

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$12,798

Year Built

Built in 2022

Lot Details

10,454 Sq Ft Lot

HOA Fees

$50 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Year Built: 2022
  • Age: 1-5 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Actual Status: Closed
  • SomePhotosVirtuallyStaged: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Range Hood
  • Basement: Unfinished, Full
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • LivingArea: 3043
  • Room Type: Eating Area
  • Estimated Total Finished Sq Ft: 0
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 0
  • Flooring: Carpet

Exterior Features

  • Construction Materials: Other, Combination
  • Fencing: Fenced
  • Foundation Details: Concrete Perimeter
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Asphalt, Garage Door Opener, Yes, Garage Owned, Attached, Garage
  • ParkingTotal: 2

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Park, Curbs, Sidewalks, Street Lights
  • Master Association Fee: Yes
  • Master Association Fee Frequency: Yearly
  • Management Company: RealManage
  • Management Contact Name: Manager
  • Management Phone: 866-473-2573
  • Master Association Fee: 600

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Otter Creek Elementary School
  • High School: South Elgin High School
  • Middle/Junior School: Abbott Middle School

Lot Info

  • Additional Parcels: No
  • Lot Size Acres: 0.24
  • Lot Dimensions: 138.4 X 75
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 3
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 12798
  • Tax Year: 2024
  • Tax Exemptions: Homeowner

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 11, 2025
Closed on
Dec 2, 2025
Sold by
Bought by
Seller's Agent
Dawn Hinkle
Keller Williams Success Realty
Buyer's Agent
Katie Fish
Keller Williams Inspire - Geneva
List Price
$639,900
Sold Price
$569,000
Premium/Discount to List
-$70,900
-11.08%
Views
48
Current Estimated Value
$586,136

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$17,136
Avg. Annual Appreciation
6.68%
Original Mortgage
$540,550
Interest Rate
0.065%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 21, 2022
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$385,000
Interest Rate
0.0467%
Mortgage Type
Balloon
Source: Public Records
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$569,000 None Listed On Document
$467,000 Toll Il Lp
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Closed $540,550
Closed $385,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
12/05/2025 12/05/25 Sold $569,000 -1.7% $187 / Sq Ft
10/11/2025 10/11/25 Pending -- -- --
10/03/2025 10/03/25 Price Changed $579,000 -3.3% $190 / Sq Ft
09/26/2025 09/26/25 Price Changed $599,000 -4.9% $197 / Sq Ft
09/22/2025 09/22/25 Price Changed $629,900 -1.6% $207 / Sq Ft
09/11/2025 09/11/25 For Sale $639,900 -- $210 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $12,798 $165,014 $36,850 $128,164
2023 $12,307 $149,266 $33,333 $115,933
2022 $6,259 $74,565 $1,798 $72,767
2021 $159 $1,737 $1,737 $0
2020 $160 $1,706 $1,706 $0
2019 $161 $1,684 $1,684 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12469945

Midwest Real Estate Data (MRED)

APN: 05-36-178-007

Your Personal Tour Guide

Ask me questions while you tour the home.