NOT LISTED FOR SALE

360 Finale St Talking Rock, GA 30175

Estimated Value: $382,712 - $430,000

4 Beds
3 Baths
2,148 Sq Ft
$188/Sq Ft Est. Value

Sale Details

Date Sold: February 12, 2026

Last sale price $390,000 $182 Per Sq Ft

Est. 3% increase in value since last sale

Current estimated payment $2,651 / mo

96 Days on Market

Highlights

  • Vaulted Ceiling
  • Wood Flooring
  • Community Pool
  • Traditional Architecture
  • Solid Surface Countertops
  • Tennis Courts

About This Home

As of February 2026

This fully furnished, turn-key 4BR/3BA mountain chalet offers seclusion, modern updates, and income potential in Talking Rock, GA. Surrounded by forest yet only 30 minutes to shopping and dining, the property is ideal as a primary residence, second home, or continued rental investment. The home features a stone fireplace, spacious layout, new A/C system, and recently added high-speed fiber internet for remote work or retirement living. Outdoor areas extend the home's charm with expansive decks that have been freshly cleaned and re-stained. The upper deck includes a grilling area, dining space, and gas fire table, while the lower deck provides a hot tub, wood-burning fire pit, and swing overlooking the wooded landscape. Community amenities include two pools, clubhouse, tennis, and basketball. Nearby Carters Lake offers marina, beaches, and hiking, while North Georgia wine country, Amicalola Falls, Ellijay, and Jasper are all close by.

Last Agent to Sell the Property

Ralph Harvey

Listwithfreedom.com INC License #388801 Listed on: 09/25/2025

Last Buyer's Agent

Lauren Marquez

RE/MAX Town & Country License #374221

RE/MAX Town & Country

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,198

Year Built

  • Built in 2006

Lot Details

  • 1.29 Acre Lot
  • Level Lot

HOA Fees

  • $75 Monthly HOA Fees

Home Design

  • Traditional Architecture
  • Pillar, Post or Pier Foundation
  • Composition Roof
  • Wood Siding

Interior Spaces

  • 2-Story Property
  • Vaulted Ceiling
  • Gas Log Fireplace
  • Family Room
  • Finished Basement

Kitchen

  • Oven or Range
  • Microwave
  • Dishwasher
  • Solid Surface Countertops

Flooring

  • Wood
  • Laminate
  • Tile

Bedrooms and Bathrooms

Laundry

  • Dryer
  • Washer

Utilities

  • Central Heating and Cooling System
  • Septic Tank

Community Details

Overview

  • Talking Rock Creek Subdivision

Amenities

  • Laundry Facilities

Recreation

  • Tennis Courts
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,198

Year Built

Built in 2006

Lot Details

1.29 Acres

HOA Fees

$75 per month

Listing Details

  • Property Type: Residential
  • Year Built: 2006
  • ArchitecturalStyle: Traditional
  • Financing Type: Conventional
  • Levels: Two
  • Lot Size Acres: 1.29
  • Property Sub-Type: Single Family Residence
  • Structure Type: House
  • Total Finished Area2: 2148
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Appliances: Dishwasher, Dryer, Microwave, Oven/Range (Combo), Refrigerator, Washer
  • Bedrooms: 4
  • Basement: Finished
  • Below Grade Finished Sq Ft: 898
  • Total Finished Sq Ft: 1250
  • Above Grade Finished Sq Ft: 1250
  • Interior Amenities: Vaulted Ceiling(s)
  • Full Bathrooms: 3
  • Fireplace Features: Gas Log
  • Flooring: Hardwood, Laminate, Tile
  • Kitchen Features: Solid Surface Counters

Beds/Baths

  • Lower Level Full Bathrooms: 1
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 1
  • Bedroom Lower Level: 1
  • Bedroom Main Level: 1

Exterior Features

  • Construction Materials: Wood Siding
  • Foundation Details: Pillar/Post/Pier
  • Lot Features: Level
  • Property Condition: Resale
  • Roof: Composition

Garage/Parking

  • Parking Features: None

Utilities

  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Common Area
  • Sewer: Septic Tank
  • Utilities: Electricity Available, Sewer Available, Water Available
  • Water Source: Public

Condo/Co-op/Association

  • Annual Association Fee: 900
  • Association: Yes
  • Community Features: Pool, Tennis Court(s)

Fee Information

  • Association Fee Includes: Other

Schools

  • Elementary School: Other
  • High School: Other
  • Middle School: Other

Multi Family

  • Total Fireplaces: 1

Tax Info

  • Year: 24
  • Tax Annual Amount: 2198.29

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 25, 2025
Closed on
Feb 11, 2026
Sold by
Bought by
Seller's Agent
Ralph Harvey
Listwithfreedom.com INC
Buyer's Agent
Lauren Marquez
RE/MAX Town & Country
List Price
$408,999
Sold Price
$390,000
Premium/Discount to List
-$18,999
-4.65%
Views
159
Current Estimated Value
$403,178

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$13,178
Avg. Annual Appreciation
11.71%
Original Mortgage
$331,500
Outstanding Balance
$331,174
Interest Rate
6.06%
Mortgage Type
Stand Alone Second
Estimated Equity
$72,004

Purchase Details

Listed on
Sep 23, 2022
Closed on
Oct 27, 2022
Sold by
Bought by
Seller's Agent
Carolyn Fern
BHHS Georgia Properties - Canton
Buyer's Agent
Melissa Spalding
eXp Realty, LLC
List Price
$369,900
Sold Price
$369,000
Premium/Discount to List
-$900
-0.24%
Views
23

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.69%
Original Mortgage
$332,100
Interest Rate
6.92%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$390,000 --
$390,000 --
$369,000 --
$369,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $331,500
Previous Owner $332,100
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
02/12/2026 02/12/26 Sold $390,000 -2.3% $182 / Sq Ft
12/30/2025 12/30/25 Pending -- -- --
12/26/2025 12/26/25 Price Changed $398,999 +9.3% $186 / Sq Ft
12/09/2025 12/09/25 Price Changed $364,999 -2.7% $170 / Sq Ft
12/03/2025 12/03/25 Price Changed $374,999 -1.3% $175 / Sq Ft
11/21/2025 11/21/25 Price Changed $379,999 -1.3% $177 / Sq Ft
11/03/2025 11/03/25 Price Changed $384,999 -1.3% $179 / Sq Ft
10/20/2025 10/20/25 Price Changed $389,999 -2.3% $182 / Sq Ft
09/30/2025 09/30/25 Price Changed $398,999 -2.4% $186 / Sq Ft
09/25/2025 09/25/25 For Sale $408,999 +10.8% $190 / Sq Ft
10/28/2022 10/28/22 Sold $369,000 -0.2% $133 / Sq Ft View Prior Sale
10/05/2022 10/05/22 Pending -- -- --
09/23/2022 09/23/22 For Sale $369,900 +91.7% $133 / Sq Ft
02/27/2020 02/27/20 Sold $193,000 -3.5% $103 / Sq Ft View Prior Sale
01/23/2020 01/23/20 For Sale $199,900 0.0% $107 / Sq Ft
01/22/2020 01/22/20 Pending -- -- --
01/08/2020 01/08/20 For Sale $199,900 -- $107 / Sq Ft
Source: Georgia MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2020 $1,614 $73,360 $1,800 $71,560
2019 -- $74,360 $2,800 $71,560
2018 -- $73,560 $2,000 $71,560
2017 -- $55,720 $2,000 $53,720
Source: Public Records

Agents Affiliated with this Home

  • Ralph Harvey

    Seller's Agent in 2026

    Ralph Harvey

    Listwithfreedom.com INC

    (855) 456-4945

    1 in this area

    9,966 Total Sales

    Ralph Harvey
    Section Image
  • Lauren Marquez

    Buyer's Agent in 2026

    Lauren Marquez

    RE/MAX

    (706) 669-3903

    1 in this area

    43 Total Sales

    Lauren Marquez
    Section Image
  • Carolyn Fern

    Seller's Agent in 2022

    Carolyn Fern

    BHHS Georgia Properties - Canton

    (678) 382-3793

    2 in this area

    122 Total Sales

    Carolyn Fern
    Section Image

  • M

    Buyer's Agent in 2022

    Melissa Spalding

    eXp Realty, LLC

See All Agents

Map

Source: Georgia MLS

MLS Number: 10612831

Georgia MLS

APN: 3012E-008

Georgia Gilmer County Talking Rock 30175

360 Finale St, Talking Rock, GA

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Georgia MLS The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of Georgia MLS. Real estate listings held by brokerage firms other than Redfin are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers. Information deemed reliable but not guaranteed. Copyright 2026 Georgia MLS. All rights reserved.

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