362 1/2 River Bluff Rd Elgin, IL 60120
Northeast Elgin NeighborhoodEstimated payment $3,242/month
Highlights
- River Front
- Open Floorplan
- Property is near park and forest
- 1.07 Acre Lot
- Mature Trees
- Vaulted Ceiling
About This Home
Highly sought-after location on River Bluff Road at the north end of Elgin, near the Cook/Lovell Historic District and Spring-Douglas Historic District-surrounded by beauty in every direction. Perched atop the bluff overlooking the Fox River, this unique property includes three parcels totaling over 1 acre of land! The wooded backyard slopes gently down to the Fox River Bike Trail, and the riverfront shoreline is also conveyed with the sale. Panoramic views steal the show both inside and out. The kitchen, dining room, and main floor primary suite all take full advantage with expansive windows that bring the scenery in. Refinished hardwood floors, fresh paint, updated electrical, and remodeled bathrooms provide the perfect blend of character and modern updates. With 2,745 square feet across three levels, there's space to spread out and enjoy. The impressive 400 sq ft living room highlights the warmth and charm of the original hardwood floors. A truly unique feature-the main floor primary suite with vaulted ceilings and full bath-is accessed through a hidden bookcase built into the living room wall! Upstairs, you'll find two additional bedrooms with beautiful hardwood floors and a recently remodeled full bathroom. The inviting family room features a cozy corner fireplace, while the walkout basement offers abundant storage and flexible space for entertaining, hobbies, or recreation. All of this in a wonderful neighborhood just minutes from I-90, the Metra train, restaurants, shopping, and the Hemmens Cultural Center. This is a rare opportunity to own over an acre in town, enjoy exceptional privacy, and take in breathtaking Fox River views from one of Elgin's most scenic settings. Sold AS IS.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $9,666
Year Built
- Built in 1903 | Remodeled in 2026
Lot Details
- 1.07 Acre Lot
- Lot Dimensions are 130x450
- River Front
- Mature Trees
- Wooded Lot
- Backs to Trees or Woods
- Additional Parcels
Parking
- 2 Car Attached Garage
- Parking Available
- Driveway
- Parking Included in Price
Home Design
- Asphalt Roof
- Vinyl Siding
- Concrete Perimeter Foundation
Interior Spaces
- 2,166 Sq Ft Home
- 2-Story Property
- Open Floorplan
- Vaulted Ceiling
- Ceiling Fan
- Wood Burning Fireplace
- Family Room
- Living Room
- Dining Room with Fireplace
- Formal Dining Room
- Storage Room
- Home Gym
- Water Views
- Carbon Monoxide Detectors
Kitchen
- Range
- Dishwasher
Flooring
- Wood
- Carpet
- Linoleum
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
- Main Floor Bedroom
- Walk-In Closet
- Bathroom on Main Level
- 3 Full Bathrooms
Laundry
- Laundry Room
- Dryer
- Washer
Finished Basement
- Basement Fills Entire Space Under The House
- Exterior Basement Entry
- Finished Basement Bathroom
Utilities
- Window Unit Cooling System
- Radiator
- Baseboard Heating
- Heating System Uses Steam
Additional Features
- Tideland Water Rights
- Property is near park and forest
Listing and Financial Details
- Homeowner Tax Exemptions
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $8,310 | $111,837 | $20,850 | $90,987 |
| 2023 | $7,931 | $101,036 | $18,836 | $82,200 |
| 2022 | $7,468 | $92,127 | $17,175 | $74,952 |
| 2021 | $7,149 | $86,132 | $16,057 | $70,075 |
| 2020 | $6,952 | $82,226 | $15,329 | $66,897 |
| 2019 | $6,755 | $78,326 | $14,602 | $63,724 |
| 2018 | $6,051 | $67,199 | $13,756 | $53,443 |
| 2017 | $5,917 | $63,527 | $13,004 | $50,523 |
| 2016 | $5,646 | $58,936 | $12,064 | $46,872 |
| 2015 | -- | $54,020 | $11,058 | $42,962 |
| 2014 | -- | $53,353 | $10,921 | $42,432 |
| 2013 | -- | $54,760 | $11,209 | $43,551 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 04/10/2026 04/10/26 | For Sale | $459,000 | 0.0% | $212 / Sq Ft | |
| 04/10/2026 04/10/26 | Off Market | $459,000 | -- | -- | |
| 04/09/2026 04/09/26 | Off Market | $459,000 | -- | -- | |
| 04/08/2026 04/08/26 | For Sale | $459,000 | +80.0% | $212 / Sq Ft | |
| 06/15/2020 06/15/20 | Sold | $255,000 | -3.8% | $118 / Sq Ft | View Prior Sale |
| 05/03/2020 05/03/20 | Pending | -- | -- | -- | |
| 04/17/2020 04/17/20 | For Sale | $265,000 | +12.8% | $122 / Sq Ft | |
| 08/27/2018 08/27/18 | Sold | $235,000 | 0.0% | $108 / Sq Ft | View Prior Sale |
| 07/10/2018 07/10/18 | Pending | -- | -- | -- | |
| 07/02/2018 07/02/18 | Price Changed | $235,000 | -6.0% | $108 / Sq Ft | |
| 06/17/2018 06/17/18 | For Sale | $250,000 | -- | $115 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Quit Claim Deed | $16,500 | Fidelity National Title | |
| Warranty Deed | $255,000 | Citywide Title Corp | |
| Warranty Deed | $235,000 | First American Title | |
| Interfamily Deed Transfer | -- | Chicago Title Insurance Co |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $248,500 | New Conventional | |
| Previous Owner | $200,000 | Adjustable Rate Mortgage/ARM | |
| Previous Owner | $230,743 | FHA |
Source: Midwest Real Estate Data (MRED)
MLS Number: 12611531
APN: 06-12-126-005
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Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
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