$450,000
SOLD JUL 10, 2026
5 Beds
3 Baths
3,316 Sq Ft
0.28 Acre Lot

Sale Details

Date Sold: July 10, 2026

$136 Per Sq Ft

15% Below List Price

168 Days on Market

Highlights

  • Community Boat Dock
  • Pond View
  • Traditional Architecture
  • 133 Feet of Pond Waterfront
  • Open Floorplan
  • Loft

About This Home

As of July 2026

Beautifully maintained 5 bedroom, 3 bathroom home tucked away at the end of a QUIET CUL-DE-SAC in the desirable Mallard Pond community. This home is MOVE-IN READY!! Situated on a large .28-acre WATERFRONT lot, this property offers peaceful views, added privacy, and plenty of outdoor space to enjoy Florida living.
Designed with flexibility in mind, this home is ideal for a large family or a multi-generational household. The thoughtfully planned layout includes a first-floor bedroom and full bathroom, perfect for guests or could easily be converted into a private in-law suite. The large kitchen features granite countertops, stainless steel appliances including a NEW REFRIGERATOR, providing ample space for cooking and gathering. Upstairs, you’ll find a convenient laundry room with a NEW WASHER and a spacious family room/loft, ideal as a media room, playroom, or additional living area. Enjoy spectacular sunsets from your spacious screened back porch overlooking the pond. New SPRINKLER system. The home is equipped with a NEW A/C SYSTEM with advanced humidity control and air purification, ensuring year-round comfort and improved indoor air quality. Recent updates also include fresh exterior paint, a NEW HOT WATER HEATER and NEW garage door opener offering peace of mind and modern convenience. With generous living spaces and thoughtful upgrades, this beautiful home is perfectly suited for families of all sizes seeking comfort, functionality, and a picturesque setting in St. Cloud. Make your appointment to see it today!

Last Agent to Sell the Property

Chris Burnette

GODWIN REALTY GROUP Brokerage Phone: 407-957-9545 License #3394793 Listed on: 12/20/2025

Co-Listed By

Brenda Terrell

GODWIN REALTY GROUP Brokerage Phone: 407-957-9545 License #3035069

Last Buyer's Agent

Stellar Non-Member Agent

STELLAR NON-MEMBER OFFICE

STELLAR NON-MEMBER OFFICE
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,324

Year Built

  • Built in 2014

Lot Details

  • 12,197 Sq Ft Lot
  • 133 Feet of Pond Waterfront
  • Cul-De-Sac
  • North Facing Home

HOA Fees

  • $66 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Traditional Architecture
  • Slab Foundation
  • Shingle Roof
  • Block Exterior

Interior Spaces

  • 3,316 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Ceiling Fan
  • Blinds
  • Sliding Doors
  • Great Room
  • Family Room Off Kitchen
  • Separate Formal Living Room
  • Dining Room
  • Den
  • Loft
  • Inside Utility
  • Pond Views
  • Closed Circuit Camera

Kitchen

  • Eat-In Kitchen
  • Range
  • Microwave
  • Dishwasher
  • Granite Countertops
  • Disposal

Flooring

  • Brick
  • Ceramic Tile
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Primary Bedroom Upstairs
  • Walk-In Closet
  • In-Law or Guest Suite
  • 3 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Outdoor Features

  • Access To Pond
  • Screened Patio
  • Private Mailbox
  • Front Porch

Utilities

  • Central Heating and Cooling System
  • Humidity Control
  • Water Filtration System
  • Electric Water Heater
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Vista Community Assn. Mgmt Association, Phone Number (407) 682-3443
  • Visit Association Website
  • Mallard Pond Ph 4A Subdivision

Recreation

  • Community Boat Dock
  • Community Playground

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,324

Year Built

Built in 2014

Lot Details

0.28 Acres

HOA Fees

$66 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Traditional
  • Construction Materials: Block
  • Fireplace: No
  • Living Area: 3316
  • Lot Size Acres: 0.28
  • New Construction: No
  • Year Built: 2014
  • Building Area Total: 4070
  • Lot Size Sq Ft: 12197
  • Status: Sold
  • Co List Office Mls Id: MFR272503219
  • Co List Office Phone: 407-957-9545
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 378.12
  • Escrow City: St. Cloud
  • Escrow State: FL
  • Escrow Street Name: Budinger Ave
  • Minimum Lease: 7 Months
  • RATIO Current Price By Calculate: 135.71
  • Total Acreage: 1/4 to less than 1/2
  • Water Access YN: 1
  • MFR_InLawSuiteYN: 0
  • MFR_CommunityAssociationWaterFeatures: Dock
  • Attribution Contact: 407-957-9545
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Ceramic Tile, Luxury Vinyl
  • Full Bathrooms: 3
  • Interior Amenities: Ceiling Fans(s), Eat-in Kitchen, Kitchen/Family Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Stone Counters, Walk-In Closet(s), Window Treatments
  • Appliances Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Filtration System
  • Foundation Details: Slab
  • Total Bedrooms: 5
  • Levels: Two
  • Stories: 2
  • Window Features: Blinds
  • Additional Rooms: Den/Library/Office,Family Room,Formal Living Room Separate,Great Room,Inside Utility,Interior In-Law Suite w/No Private Entry,Loft
  • Living Area Meters: 308.07

Exterior Features

  • Direction Faces: North
  • Exterior Features: Private Mailbox, Sidewalk, Sliding Doors
  • Roof: Shingle
  • Pool Private: No
  • View: Water
  • Waterfront: Yes
  • Patio and Porch Features: Front Porch, Patio, Rear Porch, Screened
  • Road Surface Type: Paved
  • Water Access: Pond
  • Water View: Pond
  • Water View YN: 1
  • Waterfront Feet Total: 133
  • Flood Zone Panel: 12097C0260G
  • Water Frontage Feet Pond: 133

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Garage Door Opener

Utilities

  • Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Public
  • Cooling: Central Air, Humidity Control
  • Heating: Central, Electric
  • Laundry Features: Inside, Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Playground, Sidewalks
  • Association Amenities: Playground
  • Association Fee: 66
  • Association Fee Frequency: Monthly
  • Association Name: Vista Community Assn. Mgmt
  • Phone: 407-682-3443
  • Association: Yes
  • Security: Closed Circuit Camera(s)
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: Buyer is advised to contact the HOA on any pet restrictions.
  • Association Fee Requirement: Required
  • Association Email: Carl Thompson cthompson@vistacamfl.com
  • Association URL: vistacamfl.com

Fee Information

  • Total Annual Fees: 792.00
  • Total Monthly Fees: 66.00
  • Monthly HOA Amount: 66.00

Lot Info

  • Zoning: RESI
  • Parcel Number: 27-26-30-0179-0001-4910
  • Additional Parcels: No
  • Lot Features: Cul-De-Sac
  • Flood Zone Code: X

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Buyer is advised to contact the HOA for any lease restrictions.

Tax Info

  • Tax Annual Amount: 4324.28
  • Tax Block: 1
  • Tax Book Number: 22-74
  • Tax Lot: 491

Multi Family

  • Waterfront Features: Pond

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 9, 2024
Closed on
Apr 17, 2024
Sold by
Bought by
Seller's Agent
Rafael Ortiz
KELLER WILLIAMS LEGACY REALTY
Buyer's Agent
Brenda Terrell
GODWIN REALTY GROUP
List Price
$525,000
Sold Price
$512,500
Premium/Discount to List
-$12,500
-2.38%
Views
4128

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-3.48%
Original Mortgage
$402,400
Outstanding Balance
$392,960
Interest Rate
6.88%
Mortgage Type
New Conventional
Estimated Equity
$79,483

Purchase Details

Closed on
Mar 31, 2014
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$273,627
Interest Rate
4.25%
Mortgage Type
FHA

Purchase Details

Closed on
Jun 10, 2013
Sold by
Bought by
Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $512,500 First American Title Insurance
Special Warranty Deed $278,675 Fidelity National Title Of F
Special Warranty Deed $1,730,000 Attorney
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $402,400 New Conventional
Previous Owner $273,627 FHA
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/10/2026 07/10/26 Sold $450,000 -3.7% $136 / Sq Ft
06/06/2026 06/06/26 Pending -- -- --
06/02/2026 06/02/26 Price Changed $467,500 -4.6% $141 / Sq Ft
05/26/2026 05/26/26 Price Changed $490,000 -1.0% $148 / Sq Ft
05/14/2026 05/14/26 Price Changed $495,000 -0.4% $149 / Sq Ft
02/24/2026 02/24/26 Price Changed $497,000 -4.2% $150 / Sq Ft
01/10/2026 01/10/26 Price Changed $519,000 -1.9% $157 / Sq Ft
12/20/2025 12/20/25 For Sale $529,000 +3.2% $160 / Sq Ft
04/17/2024 04/17/24 Sold $512,500 -2.4% $155 / Sq Ft View Prior Sale
03/28/2024 03/28/24 Pending -- -- --
03/18/2024 03/18/24 Price Changed $524,999 0.0% $158 / Sq Ft
02/09/2024 02/09/24 For Sale $525,000 -- $158 / Sq Ft
Source: Stellar MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,398 $288,604
2024 $4,217 $284,569
2023 $4,217 $276,281 $0 $0
2022 $4,075 $268,234 $0 $0
2021 $4,029 $260,422 $0 $0
2020 $3,995 $256,827 $0 $0
2019 $3,943 $251,053 $0 $0
2018 $3,896 $246,372 $0 $0
2017 $3,879 $241,305 $0 $0
2016 $3,818 $236,342 $0 $0
2015 $3,870 $234,700 $0 $0
2014 $562 $28,000 $28,000 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: S5140482

Stellar MLS

APN: 27-26-30-0179-0001-4910

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