D
Seller's Agent in 2025
Deena Smith
Coldwell Banker Realty
(850) 684-1003
1 in this area
5 Total Sales
3629 Ginger Ln Navarre, FL 32566
4
Beds
3
Baths
2,445
Sq Ft
12,197
Sq Ft
Highlights
- New Construction
- Contemporary Architecture
- Lanai
- Holley-Navarre Intermediate School Rated A-
- Main Floor Primary Bedroom
- High Ceiling
About This Home
As of September 2025Discover this newly built custom home in Holley-Navarre. This spacious home features four bedrooms, an additional study with a closet, three full baths, and an upstairs bonus bedroom and bath. The interior features elevated ceilings, low E windows, Wi-Fi-enabled thermostat and garage door openers, and combo entry door locks for added convenience. Luxury Cortec Plank flooring runs throughout the main living areas and the master bedroom, carpet in additional bedrooms. The living room offers a cozy wood-burning fireplace and opens to a lanai through the double doors. The kitchen is designed with soft-close cabinets and drawers, Quartz countertops, a breakfast bar, and a pantry featuring custom wooden shelves. The master suite includes a spacious bath with double vanities, Quartz countertops, a large shower, and an expansive walk-in closet. Additional features include epoxy flooring in the garage, a dedicated circuit for an electric vehicle charger, and a tankless water heater. The large fenced-in backyard is perfect for outdoor enjoyment, with a 60-amp circuit off the lanai for a potential pool and a 150' deep well supporting the sprinkler system. This home is designed for both comfort and entertaining. Located near the area's top-rated schools and within 5 miles from the beautiful beaches of the Emerald Coast.
Home Details
Home Type
- Single Family
Year Built
- Built in 2024 | New Construction
Lot Details
- 0.28 Acre Lot
- Lot Dimensions: 75
- Privacy Fence
- Back Yard Fenced
- Interior Lot
Parking
- 2 Car Garage
- Oversized Parking
- Garage Door Opener
Home Design
- Contemporary Architecture
- Brick Exterior Construction
- Slab Foundation
- Frame Construction
- Shingle Roof
- Ridge Vents on the Roof
Interior Spaces
- 2,445 Sq Ft Home
- 2-Story Property
- High Ceiling
- Ceiling Fan
- Fireplace
- Shutters
- Combination Kitchen and Dining Room
- Home Office
- Inside Utility
- Carpet
Kitchen
- Breakfast Bar
- Self-Cleaning Oven
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 4 Bedrooms
- Primary Bedroom on Main
- Split Bedroom Floorplan
- Walk-In Closet
- 3 Full Bathrooms
- Dual Vanity Sinks in Primary Bathroom
- Shower Only
Laundry
- Laundry Room
- Washer and Dryer Hookup
Eco-Friendly Details
- Energy-Efficient Insulation
Outdoor Features
- Covered Patio or Porch
- Lanai
- Rain Gutters
Schools
- Holley Navarre Elementary And Middle School
- Navarre High School
Utilities
- Central Heating and Cooling System
- Baseboard Heating
- Agricultural Well Water Source
- Tankless Water Heater
- Septic Tank
Community Details
- No Home Owners Association
- Electric Vehicle Charging Station
Listing and Financial Details
- Assessor Parcel Number 391S270000021510000
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 20, 2025
Closed on
Sep 5, 2025
Sold by
Ted Tolbert Construction Inc
Bought by
Cudney Adam and Cudney Alexandra
Seller's Agent
Deena Smith
Coldwell Banker Realty
Buyer's Agent
Dawn Burt
KELLER WILLIAMS SUCCESS REALTY
List Price
$535,000
Sold Price
$535,000
Views
114
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$5,854
Avg. Annual Appreciation
-2.42%
Original Mortgage
$546,502
Outstanding Balance
$546,031
Interest Rate
6.74%
Mortgage Type
VA
Estimated Equity
-$16,885
Purchase Details
Closed on
Apr 22, 2024
Sold by
Tolbert Teddie L
Bought by
Ted Tolbert Construction Inc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$330,000
Interest Rate
6.88%
Mortgage Type
Construction
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $535,000 | Mead Law & Title | |
| Warranty Deed | $100 | Mead Law & Title |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $546,502 | VA | |
| Previous Owner | $330,000 | Construction |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 09/05/2025 09/05/25 | Sold | $535,000 | 0.0% | $219 / Sq Ft |
| 02/20/2025 02/20/25 | For Sale | $535,000 | -- | $219 / Sq Ft |
Source: Pensacola Association of REALTORS®
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $601 | $47,500 | $47,500 | -- |
| 2024 | $363 | $38,000 | $38,000 | -- |
| 2023 | $363 | $28,500 | $28,500 | $0 |
| 2022 | $342 | $26,600 | $26,600 | $0 |
| 2021 | $350 | $26,600 | $26,600 | $0 |
| 2020 | $353 | $26,600 | $0 | $0 |
| 2019 | $331 | $24,700 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Deena Smith
-
Dawn Burt
Buyer's Agent in 2025
Dawn Burt
KELLER WILLIAMS SUCCESS REALTY
(850) 684-4284
11 in this area
445 Total Sales
Map
Source: Pensacola Association of REALTORS®
MLS Number: 659425
APN: 39-1S-27-0000-02151-0000
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