$699,000
$26K PRICE DROP

3632 Bay Dr Middle River, MD 21220

Estimated payment $4,356/month

Total Views 3,474
4 Beds
4.5 Baths
3,056 Sq Ft
$229 Price per Sq Ft

Highlights

  • Water Views
  • Deck
  • Property fronts the bay but unit may not have water views
  • Water Oriented
  • Contemporary Architecture
  • Partially Wooded Lot

About This Home

MARYLAND'S HIDDEN SECRET - BALTIMORE COUNTY WATERFRONT - Swimming, boating, fishing, steamed crabs, walking paths, wild life, marinas, restaurants to name a few. They don't make anymore of it. Custom Water-view Home Featuring a Full-House Elevator, Two Primary Suites, Four Private Bedroom Retreats, and Over 3,000 Square Feet of Flexible Living Space & 4 + Car Garage
Full House Elevator
Multi-generational layout with two primary suites Water views of the Chesapeake Bay and around the corner to Marina
Rare opportunity to own a custom-designed water-view home offering over 3,000 square feet of flexible living space, a full-house elevator, and an ideal layout for multi-generational living.
From the moment you arrive, you'll appreciate the expansive covered front porch, where peaceful water views create the perfect setting for morning coffee, evening sunsets, or relaxing with family and friends. Inside, soaring cathedral ceilings, hardwood flooring, and an open-concept design create a bright and welcoming atmosphere designed for both everyday living and entertaining.
The heart of the home is the spacious kitchen featuring granite countertops, a large center island, abundant cabinetry, and seamless flow into the dining and living areas. The main level also includes a private primary suite with a full bath and convenient laundry, providing true one-level living when desired utilizing dual-zoned HVAC systems.
A full-house elevator offers effortless access to every floor, making this home ideal for aging in place, extended family living, or anyone seeking long-term convenience and accessibility.
The upper level features a second luxurious primary suite complete with a sitting area, walk-in closets, and a private bath. Two additional bedrooms each offer their own en-suite bathrooms, creating exceptional privacy and comfort for family members, guests, or multi-generational households.
Outdoor living is equally impressive. Enjoy entertaining on a covered rear deck overlooking the private backyard or kick back & relax in a hammock shaded by mature trees, Plenty room in the wrap-around driveway for boats, RV's, or a basketball court. Trex decking and low-maintenance vinyl railings allow you to spend more time enjoying your home and less time maintaining it
Properties offering this combination of space, accessibility, privacy, water views, and flexible living arrangements are rarely available. Whether you're searching for a forever home, a multi-generational retreat, or a property designed to adapt to your lifestyle for years to come, this one delivers.
Flood insurance currently estimated at approximately $550 annually. HERE IS WHAT'S SPECIAL ABOUT THIS HOUSE:
Multi-Generational Home
1st & 2nd Floor Primary Retreats
2 additional en-suite bedrooms
4+ Car Garage with Wraparound Driveway Full House Elevator
Hardwood Floors throughout
Great Boating & Fishing Community **Roof replaced 2019**
**HVACs replaced in 2019 & 2021**
**Hot water heater replaced in 2021** SCHEDULE YOUR PRIVATE SHOWING TODAY AND DISCOVER WHY THIS IS ONE-OF-A-KIND HOME STANDS APART FROM ANYTHING ELSE ON THE MARKET!

Listing Agent

Vicky Hupfeld

(410) 391-6900 vickyhup@outlook.com RE/MAX Advantage Realty Brokerage Phone: 4103916900 License #518536 Listed on: 06/01/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,965

Year Built

  • Built in 2006

Lot Details

  • 17,500 Sq Ft Lot
  • Property fronts the bay but unit may not have water views
  • Level Lot
  • Cleared Lot
  • Partially Wooded Lot
  • Backs to Trees or Woods
  • Back Yard

Parking

  • 4 Car Attached Garage
  • 8 Driveway Spaces
  • Front Facing Garage
  • Garage Door Opener

Property Views

  • Water
  • Scenic Vista
  • Woods

Home Design

  • Contemporary Architecture
  • Stone Siding
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • Property has 3 Levels
  • 1 Elevator
  • Cathedral Ceiling
  • Double Pane Windows
  • Window Screens
  • Combination Dining and Living Room
  • Wood Flooring
  • Flood Lights

Kitchen

  • Built-In Oven
  • Cooktop with Range Hood
  • Built-In Microwave
  • Ice Maker
  • Dishwasher
  • Upgraded Countertops

Bedrooms and Bathrooms

  • En-Suite Bathroom
  • Whirlpool Bathtub

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Water Oriented
  • River Nearby
  • Deck
  • Screened Patio
  • Porch

Location

  • Flood Risk

Schools

  • Kenwood High School

Utilities

  • Zoned Heating and Cooling System
  • Heat Pump System
  • Vented Exhaust Fan
  • Programmable Thermostat
  • Electric Water Heater

Community Details

  • No Home Owners Association
  • Bowleys Quarters Subdivision

Listing and Financial Details

  • Tax Lot 89
  • Assessor Parcel Number 04151512000440

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,965

Year Built

Built in 2006

Lot Details

0.4 Acres

Parking

4

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Contemporary
  • Ownership: Fee Simple
  • Historic: No
  • Inclusions: MARYLAND'S HIDDEN SECRET - BALTIMORE COUNTY WATERFRONT - Swimming, boating, fishing, steamed crabs, walking paths, wild life, marinas, restaurants to name a few. They don't make anymore of it.
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 6/5/2026 12:00:00 AM
  • Federal Flood Zone: Yes
  • Year Built: 2006
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dryer, Built-In Microwave, Washer, Cooktop, Dishwasher, Exhaust Fan, Refrigerator, Icemaker, Oven - Single, Oven - Wall, Range Hood
  • Flooring Type: Hardwood
  • Interior Amenities: Combination Dining/Living, Elevator, Entry Level Bedroom, Primary Bath(s), Upgraded Countertops, Whirlpool/Hottub, Wood Floors
  • Window Features: Double Pane, Screens
  • Fireplace: No
  • Elevators Count: 1
  • Wall Ceiling Types: Dry Wall
  • Foundation Details: Other, Concrete Perimeter
  • Levels Count: 3
  • Room List: Living Room, Primary Bedroom, Bedroom 2, Bedroom 4, Kitchen, Bathroom 3
  • Basement: No
  • Laundry Type: Main Floor
  • Total Sq Ft: 4808
  • Living Area Sq Ft: 3056
  • Price Per Sq Ft: 228.73
  • Above Grade Finished Sq Ft: 3056
  • Below Grade Sq Ft: 1752
  • Total Below Grade Sq Ft: 1752
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 1
  • Total Bathrooms: 5
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 3
  • Upper Level Bathrooms: 3.00
  • Main Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding, Stone
  • Exterior Features: Flood Lights
  • View: Trees/Woods, Water, Scenic Vista
  • Water Access: No
  • Water Body Name: MIDDLE RIVER/CHESAPEAKE BAY
  • Water Body Type: River
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: Yes

Garage/Parking

  • Garage Spaces: 4.00
  • Garage: Yes
  • Parking Features: Asphalt Driveway
  • Garage Features: Garage Door Opener, Garage - Front Entry
  • Attached Garage Spaces: 4
  • Total Garage And Parking Spaces: 12
  • Type Of Parking: Attached Garage, Driveway
  • Number of Spaces in Driveway: 8

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s), Programmable Thermostat, Zoned
  • Heating: Yes
  • Hot Water: Electric
  • Security: Main Entrance Lock
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • School District Source: Listing Agent
  • High School: KENWOOD

Lot Info

  • Horses: No
  • Additional Parcels: No
  • Lot Features: Backs To Trees, Cleared, Level, Partly Wooded, Rear Yard
  • Lot Size Acres: 0.40
  • Lot Dimensions: 1.00 x
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 17500.00
  • Outdoor Living Structures: Deck(s), Porch(es), Screened
  • Zoning: RES
  • In City Limits: No

Rental Info

  • Vacation Rental: No
  • Property Manager: No

Multi Family

  • Federal Flood Zone: AE

Tax Info

  • Tax Annual Amount: 6965.00
  • Assessor Parcel Number: 04151512000440
  • Tax Lot: 89
  • Tax Year: 2026

MLS Schools

  • School District Name: BALTIMORE COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Value Increase
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,802 $574,700 -- --
2024 $7,566 $559,600 $0 $0
2023 $3,645 $544,500 $123,300 $421,200
2022 $7,145 $517,233 $0 $0
2021 $6,651 $489,967 $0 $0
2020 $5,608 $462,700 $123,300 $339,400
2019 $5,565 $459,167 $0 $0
2018 $6,017 $455,633 $0 $0
2017 $5,606 $452,100 $0 $0
2016 $6,200 $425,900 $0 $0
2015 $6,200 $399,700 $0 $0
2014 $6,200 $373,500 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/14/2026 06/14/26 Price Changed $699,000 -3.6% $229 / Sq Ft
06/01/2026 06/01/26 For Sale $725,000 +17.3% $237 / Sq Ft
07/06/2022 07/06/22 Sold $618,000 -1.1% $202 / Sq Ft View Prior Sale
05/21/2022 05/21/22 Pending -- -- --
04/25/2022 04/25/22 For Sale $625,000 +33.3% $205 / Sq Ft
01/20/2017 01/20/17 Sold $469,000 0.0% $185 / Sq Ft View Prior Sale
12/15/2016 12/15/16 Pending -- -- --
11/16/2016 11/16/16 Price Changed $469,000 -1.9% $185 / Sq Ft
11/14/2016 11/14/16 For Sale $478,000 +1.9% $188 / Sq Ft
11/13/2016 11/13/16 Off Market $469,000 -- --
10/25/2016 10/25/16 For Sale $478,000 +1.9% $188 / Sq Ft
10/23/2016 10/23/16 Off Market $469,000 -- --
07/29/2016 07/29/16 Price Changed $478,000 -4.4% $188 / Sq Ft
03/24/2016 03/24/16 For Sale $499,900 -- $197 / Sq Ft
Source: Bright MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Special Warranty Deed $618,000 Title Forward
Interfamily Deed Transfer -- None Available
Deed $469,000 None Available
Deed $5,500 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $494,400 New Conventional
Previous Owner $484,350 New Conventional
Previous Owner $479,083 VA
Source: Public Records

Source: Bright MLS

MLS Number: MDBC2164602

Bright MLS

APN: 15-1512000440

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