$474,999
PENDING

3636 Moca Dr St. Cloud, FL 34772

Estimated payment $2,988/month

Total Views 623
6 Beds
3 Baths
2,615 Sq Ft
$182 Price per Sq Ft

Highlights

  • Above Ground Pool
  • Bonus Room
  • Den
  • CANOE CREEK K-8-0991 Rated 9+
  • Great Room
  • Balcony

About This Home

Under contract-accepting backup offers. Experience elevated living in sought-after community of Whaley’s Creek. Built less than 9 years ago and thoughtfully enhanced with premium builder upgrades, this impeccably maintained home offers a seamless blend of sophistication, comfort, and modern design with window shutters throughout. From the moment you enter, you are welcomed by elegant interiors and a versatile, thoughtfully designed floor plan ideal for both refined living and effortless entertaining. A private first-floor guest suite with a full bath provides an exceptional retreat for visitors or multi-generational living. Upstairs, the expansive primary suite serves as a true sanctuary, complemented by three generously sized secondary bedrooms and a spacious bonus lounge perfect for the six-bedroom, media room, private retreat equipped elevated gathering space. At the heart of the home, the gourmet kitchen captivates with an oversized island with upgraded top of the line appliances, amazing prep space, and seamless flow into the main living areas creating an inviting setting for intimate dinners or grand-scale entertaining. A dedicated first-floor office adds both convenience and functionality for today’s modern lifestyle. Step outside to your private backyard oasis with no rear neighbors, offering enhanced privacy and tranquility. Enjoy the enclosed lanai ideal for year-round relaxation or entertaining alongside an above-ground pool, perfect for cooling off on warm Florida days. Ideally positioned near the community pool and playground, this residence perfectly balances exclusivity with convenience. Enjoy the charm and serenity of St. Cloud living while remaining just minutes from Medical City, Lake Nona, fine dining, upscale shopping, Orlando’s world-class attractions and beautiful coastal escapes. This is a must-see home with LOW Hoa no CDD, one of the largest homes in community with an extra-large lot. All upgrades have been attached in the MLS.

Listing Agent

Angel Rivera

LA ROSA REALTY LLC Brokerage Phone: 321-939-3748 License #3229053 Listed on: 03/24/2026

LA ROSA REALTY LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,964

Year Built

  • Built in 2017

Lot Details

  • 10,890 Sq Ft Lot
  • Southeast Facing Home
  • Irrigation Equipment

HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Block Foundation
  • Shingle Roof
  • Concrete Siding

Interior Spaces

  • 2,615 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Great Room
  • Dining Room
  • Den
  • Bonus Room

Kitchen

  • Range
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Laminate
  • Ceramic Tile
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 6 Bedrooms
  • 3 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry on upper level

Outdoor Features

  • Above Ground Pool
  • Balcony
  • Rain Gutters

Schools

  • Hickory Tree Elementary School
  • St. Cloud Middle School
  • Harmony High School

Utilities

  • Central Heating and Cooling System

Listing and Financial Details

Community Details

Overview

  • Association fees include pool, trash
  • Yulissa Cruz Association, Phone Number (407) 705-2190
  • Visit Association Website
  • Whaleys Creek Ph 1 Subdivision

Amenities

  • Community Mailbox

Recreation

  • Community Playground
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,964

Year Built

Built in 2017

Lot Details

0.25 Acres

HOA Fees

$100 per month

Parking

2

Listing Details

  • HOA Fee Includes: Pool, Trash
  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Concrete
  • Fireplace: No
  • Living Area: 2615
  • Lot Size Acres: 0.25
  • New Construction: No
  • Year Built: 2017
  • Building Area Total: 3094
  • Lot Size Sq Ft: 10890
  • Status: Pending
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 287.44
  • Escrow State: FL
  • Minimum Lease: 8-12 Months
  • Number Of Pets: 0
  • RATIO Current Price By Calculate: 181.64
  • Total Acreage: 1/4 to less than 1/2
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 321-939-3748
  • Tax Year: 2025
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Laminate, Tile
  • Full Bathrooms: 3
  • Interior Amenities: Ceiling Fans(s)
  • Appliances Included: Dishwasher, Microwave, Range, Refrigerator
  • Foundation Details: Block
  • Total Bedrooms: 6
  • Levels: Two
  • Other Equipment: Irrigation Equipment
  • Stories: 2
  • Living Area Meters: 242.94

Exterior Features

  • Direction Faces: Southeast
  • Pool Features: Above Ground
  • Exterior Features: Balcony, Rain Gutters, Sidewalk
  • Roof: Shingle
  • Pool Private: Yes
  • Waterfront: No
  • Road Surface Type: Paved
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12097C0270G

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: Public, Sprinkler Meter
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Inside, Laundry Room, Upper Level
  • Sewer: Public Sewer
  • Water Source: None

Condo/Co-op/Association

  • Community Features: Community Mailbox, Playground, Pool
  • Association Amenities: Playground
  • Association Fee: 99
  • Association Fee Frequency: Monthly
  • Association Name: Yulissa Cruz
  • Phone: (407) 705-2190
  • Association: Yes
  • Senior Community: No
  • Association #2 Fee: 1
  • Association #2 Fee Frequency: Monthly
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: please verify with HOA
  • Association Fee Requirement: Required
  • Association Email: ycruz@artemislifestyles.com
  • Association URL: https://artemislifestyles.com/

Fee Information

  • Total Annual Fees: 1200.00
  • Total Monthly Fees: 100.00
  • Monthly HOA Amount: 99.00

Schools

  • Elementary School: Hickory Tree Elem
  • High School: Harmony High
  • Middle Or Junior School: St. Cloud Middle (6-8)

Lot Info

  • Zoning: X
  • Parcel Number: 35-26-30-0964-0001-3580
  • Additional Parcels: No
  • Flood Zone Code: X

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Number Limit
  • Lease Restrictions YN: 0

Tax Info

  • Tax Annual Amount: 3964.35
  • Tax Block: 0000
  • Tax Book Number: 24-161-167
  • Tax Lot: 358

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,831 $264,359 -- --
2024 $3,503 $256,909 -- --
2023 $3,503 $236,647 $0 $0
2022 $3,381 $229,755 $0 $0
2021 $3,296 $220,636 $0 $0
2020 $4 $230,800 $45,000 $185,800
2019 $4 $230,900 $40,000 $190,900
2018 $4 $235,900 $0 $0
2017 $678 $35,000 $35,000 $0
2016 $342 $17,500 $17,500 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/30/2026 03/30/26 Pending -- -- --
03/24/2026 03/24/26 For Sale $474,999 +48.4% $182 / Sq Ft
06/30/2020 06/30/20 Sold $320,000 -6.2% $122 / Sq Ft View Prior Sale
05/26/2020 05/26/20 Pending -- -- --
02/25/2020 02/25/20 For Sale $341,000 -- $130 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed $100 None Listed On Document
Warranty Deed $320,000 First Service Ttl Of Fl Llc
Special Warranty Deed $279,300 Pgp Title Of Florida Inc
Deed $6,357,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $314,204 FHA
Previous Owner $279,210 VA
Source: Public Records

Source: Stellar MLS

MLS Number: S5146393

Stellar MLS

APN: 35-26-30-0964-0001-3580

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