$1,429,000
$20K PRICE DROP

3665 E O'Gara Rd Harrison, ID 83833

Estimated payment $8,307/month

Total Views 5,303
4 Beds
5 Baths
3,286 Sq Ft
$435 Price per Sq Ft

Highlights

  • Docks
  • Spa
  • Primary Bedroom Suite
  • Harrison Elementary School Rated A
  • RV or Boat Parking
  • Lake View

About This Home

Discover serene luxury with this exquisite 4-bedroom, 4.5-bathroom lakeside home situated minutes from the charming town of Harrison. This home has quality of construction & thoughtful design with modern finishes & breathtaking views. Step outside to immerse yourself in the scenic beauty of Lake Coeur d'Alene! The property includes two boat slips & a mesmerizing outdoor hot tub with a television setup, perfect for relaxing evenings soaking in the panoramic lake vistas. An additional buildable lot provides vast potential for expansion or enjoying an expansive outdoor space. Community features include proximity to schools and the welcoming local atmosphere of Historic Harrison within a short drive. Whether you're riding world-class bike Trail of the Coeur d'Alenes or boating to nearby dining spots, lifestyle opportunities are endless. This home connects you to the best of North Idaho lake living. Come experience the tranquil end of the lake & the best of lake life!. Assumable 2.6% Loan!

Listing Agent

Mandi Knapp

St Maries Realty License #DB48466 Listed on: 05/06/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,988

Year Built

  • Built in 1993

Lot Details

  • 1.78 Acre Lot
  • Waterfront
  • Open Space
  • Cross Fenced
  • Partially Fenced Property
  • Landscaped
  • Level Lot
  • Open Lot
  • Front and Back Yard Sprinklers
  • Fruit Trees

HOA Fees

  • $67 Monthly HOA Fees

Property Views

  • Lake
  • Mountain
  • Territorial

Home Design

  • Concrete Foundation
  • Frame Construction
  • Shingle Roof
  • Composition Roof
  • Cedar

Interior Spaces

  • 3,286 Sq Ft Home
  • 1-Story Property
  • Skylights
  • Gas Fireplace
  • Washer and Electric Dryer Hookup

Kitchen

  • Breakfast Bar
  • Gas Oven or Range
  • Freezer
  • Dishwasher
  • Kitchen Island

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom Suite
  • Jetted Tub in Primary Bathroom

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Natural lighting in basement

Home Security

  • Home Security System
  • Smart Thermostat

Parking

  • Paved Parking
  • RV or Boat Parking

Outdoor Features

  • Spa
  • Docks
  • Covered Deck
  • Patio
  • Fire Pit
  • Exterior Lighting
  • Gazebo
  • Shed
  • Rain Gutters
  • Porch

Location

  • Coeur d'Alene Reservation

Utilities

  • Central Air
  • Heating System Uses Propane
  • Heat Pump System
  • Furnace
  • Propane
  • Septic System
  • High Speed Internet

Community Details

  • Association fees include water
  • Lacon Coop Association
  • Lacon Tracts Subdivision

Listing and Financial Details

  • Assessor Parcel Number 04400003007A

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,988

Year Built

Built in 1993

Lot Details

0

HOA Fees

$67 per month

Listing Details

  • Property Sub Type: Residential Waterfront Secondary
  • Prop. Type: Residential
  • Lot Size Acres: 1.78
  • Road Surface Type: Paved
  • Water Body Name: Coeur d'Alene Lake
  • Inclusions: Washer/dryer
  • Subdivision Name: Lacon Tracts
  • Directions: From Harrison, take HWY 97 south approx half mile to O'Gara Road. Take O'Gara approx 1.4 miles. Home will be on left. Sign. Boat docks approx 1/4mi south of home near O'Gara & Russel Rd intersection
  • Year Built: 1993
  • General Property Description:Lot Acres2: 1.78
  • General Property Description:Lot Type 1: Residential
  • Legal and Taxes:Zoning2: Residential
  • Legal and Taxes:Tax Year2: 2023
  • View:Mountain(s): Yes
  • View:Territorial: Yes
  • Road Paved: Yes
  • General Property Description:Building Style: Daylight Single Level
  • General Property Description:New Construction: No
  • Property Subject to:Homeowners Assoc: Yes
  • Property Subject to:Flood Zone: No
  • Common Walls:No Common Walls: Yes
  • Sewer:Septic System: Yes
  • Fuel:Electric: Yes
  • Appliances Refrigerators: Yes
  • Bsmt:Full Size: Yes
  • Percent Basement Finished: Yes
  • Basement Walkout: Yes
  • Foundation:Concrete: Yes
  • Roof:Comp Shingle: Yes
  • Flooring:Carpet: Yes
  • Flooring:Tile2: Yes
  • Flooring:Wood4: Hardwood
  • Other Structures:Shed: Yes
  • Property Subject to:Frequency: Annually
  • Water:Community System2: Yes
  • Fuel:Propane: Yes
  • Exterior:Cedar: Yes
  • Property Subject to:HOA Name: Lacon Coop
  • General Property Description:Total SqFt2: 3286.0
  • Special Features: VirtualTour

Interior Features

  • Appliances: Refrigerator, Range/Oven Combo - Gas/Elec, Freezer, Dishwasher
  • Has Basement: Finished, Daylight, Walk-out
  • Basement YN: Yes
  • Total Bedrooms: 4
  • Flooring: Wood, Tile, Carpet
  • Interior Amenities: Central Air, Dryer Hookup - Elec, Gas Fireplace, High Speed Internet, Jetted Tub, Security System, Smart Thermostat, Washer Hookup, Skylight(s)
  • Living Area: 3286.0
  • Rooms per Level:Bsmt Bath: 2
  • Interior Features:Central Air: Yes
  • Interior Features:Dryer Hookup - Elec2: Yes
  • Interior Features:Skylight(s): Yes
  • Interior Features:Washer Hookup: Yes
  • Other Rooms:Bonus Room: 1
  • Other Rooms:Main Floor Utilities: Yes
  • Other Rooms:Mst Bdrm Suite: Yes
  • Other Rooms:Storage2: 1
  • Appliances Dishwasher: Yes
  • Basement:Daylight: Yes
  • Interior Features:High Speed Internet: Yes
  • Interior Features:Security System: Yes
  • Appliances:RangeOven Combo - GasElec: Yes
  • Other Rooms:Loft: 1
  • Interior Features:Gas Fireplace: Yes
  • Other Rooms:Office: 1
  • Interior Features:Smart Thermostat: Yes
  • Interior Features:Jetted Tub: Yes
  • Appliances:Freezer: Yes
  • Interior Features:Smart Other: NEST
  • Rooms per Level:Bsmt Half Bath: 1

Exterior Features

  • Lot Features: Level, Open Lot, Sloped, CDA Reservation
  • View: Mountain(s), Territorial, Lake
  • View: Yes
  • Waterfront Features: Lot Type 2
  • Waterfront: Yes
  • Common Walls: No Common Walls
  • Construction Type: Cedar, Frame
  • Exterior Features: Covered Deck, Dock/Boat Slip, Fencing - Partial, Fire Pit, Fruit Trees, Gazebo, Landscaping, Lighting, Open Deck, Open Patio, Open Porch, Paved Parking, Rain Gutters, RV Parking - Open, Sidewalks, Spa/Hot Tub, Sprinkler System - Back, Sprinkler System - Front
  • Foundation Details: Concrete Perimeter
  • Other Structures: Shed(s)
  • Roof: Composition
  • Lot Features:Open: Yes
  • Lot Features:Sloping: Yes
  • View:Lake: Yes
  • Exterior Features:Covered Deck: Yes
  • Exterior Features:Landscaping: Yes
  • Exterior Features:Lighting: Yes
  • Exterior Features:Open Deck: Yes
  • Exterior Features:Open Patio: Yes
  • Exterior Features:Rain Gutters: Yes
  • Construction:Frame: Yes
  • Lot Features:Level: Yes
  • Exterior Features:Sidewalks: Yes
  • Exterior Features:Sprinkler System - Back: Yes
  • Exterior Features:Sprinkler System - Front: Yes
  • Exterior Features:Fencing - Partial: Yes
  • Exterior Features:Fruit Trees: Yes
  • Exterior Features:Fire Pit: Yes
  • Exterior Features:DockBoat Slip: Yes
  • Exterior Features:Gazebo: Yes
  • Exterior Features:SpaHot Tub: Yes
  • Exterior Features:Open Porch: Yes
  • Lot Features:CDA Reservation: Yes

Garage/Parking

  • Attached Garage: No
  • General Property Description:Garage Type2: Det Garage
  • General Property Description:Garage Stall2: 2 Car
  • Exterior Features:RV Parking - Open: Yes
  • Exterior Features:Paved Parking: Yes

Utilities

  • Heating: Electric, Propane, Heat Pump, Fireplace(s), Furnace
  • Heating Yn: Yes
  • Sewer: Septic System
  • Water Source: Community System
  • Heating:Furnace: Yes
  • Heating:Fireplace2: Yes
  • Heating:Heat Pump: Yes

Condo/Co-op/Association

  • Association Fee Frequency: Annually
  • Association Name: Lacon Coop
  • Association: Yes

Association/Amenities

  • Kitchen Amenities:Kitchen Island: Yes
  • Kitchen Amenities:Counter Type: Granite
  • Property Subject to:Association Fee: $800.00
  • Association Fee Includes:Water: Yes
  • Kitchen Amenities:Bkfst Bar: Yes

Fee Information

  • Association Fee Includes: Water

Schools

  • Junior High Dist: Kootenai - 274

Lot Info

  • Lot Size Sq Ft: 77536.8
  • Additional Parcels Description: 123967
  • Parcel #: 04400003007A
  • Zoning: Residential

Tax Info

  • Tax Annual Amount: 4988.0
  • Tax Year: 2023

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,764 $1,027,312 $370,022 $657,290
2023 $3,764 $1,054,212 $396,922 $657,290
2022 $3,570 $1,054,212 $396,922 $657,290
2021 $2,847 $641,662 $167,022 $474,640
2020 $2,809 $534,662 $125,022 $409,640
2019 $3,024 $535,160 $151,640 $383,520
2018 $3,067 $504,740 $151,640 $353,100
2017 $3,380 $410,172 $145,372 $264,800
2016 $3,277 $390,752 $145,372 $245,380
2015 $2,389 $350,280 $129,000 $221,280
2013 $2,407 $313,122 $129,272 $183,850
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/25/2025 07/25/25 Price Changed $1,429,000 -1.4% $435 / Sq Ft
05/06/2025 05/06/25 For Sale $1,449,000 -- $441 / Sq Ft
Source: Coeur d'Alene Multiple Listing Service

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- Title One Boise
Warranty Deed -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $566,000 New Conventional
Closed $452,000 New Conventional
Previous Owner $231,500 New Conventional
Previous Owner $25,000 Purchase Money Mortgage
Previous Owner $257,000 New Conventional
Previous Owner $100,000 Future Advance Clause Open End Mortgage
Source: Public Records

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Source: Coeur d'Alene Multiple Listing Service

MLS Number: 25-4389

Coeur d

APN: 04400003007A