$1,429,000

3665 E O'Gara Rd Harrison, ID 83833

Estimated payment $8,279/month

Total Views 370
3 Beds
5 Baths
3,286 Sq Ft
$435 Price per Sq Ft

Highlights

  • Spa
  • RV or Boat Parking
  • Waterfront
  • Harrison Elementary School Rated A
  • Lake View
  • Covered Deck

About This Home

***RARE FINANCING OPPORTUNITY! Existing loan with a 2.625% interest rate may be assumable by a qualified buyer, subject to lender approval and existing loan terms.***
Experience the best of North Idaho lake living from this exceptional secondary waterfront home overlooking beautiful Lake Coeur d'Alene. Walls of windows capture breathtaking panoramic lake views and unforgettable sunsets, creating a spectacular backdrop for everyday living and entertaining. Offering 3 bedrooms, 4.5 bathrooms, dedicated office space, and a large loft, the home provides a versatile and spacious layout ideal for both full-time living and a North Idaho retreat. Recent improvements include a new HVAC system installed in 2025 and a new upper-deck awning installed in 2026, adding comfort and enhancing the outdoor living space. Step outside and unwind in the hot tub while taking in the incredible lake views, or head down to the private community beach and your TWO boat slips for a day on the water. Outdoor recreation is close at hand with convenient access to the 73-mile Trail of the Coeur d'Alenes, perfect for biking, walking, and exploring the beauty of North Idaho. Enjoy the privacy and tranquility of lake living while remaining approximately 45 minutes from Coeur d'Alene and 1 hour 30 minutes from Spokane International Airport. Come for the view, stay for the lifestyle, and make every sunset your own.

Listing Agent

Ramona Bratiloveanu

St Maries Realty License #SP55113 Listed on: 08/21/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,384

Year Built

  • Built in 1993

Lot Details

  • 1.78 Acre Lot
  • Waterfront
  • Open Space
  • Southern Exposure
  • Landscaped
  • Level Lot
  • Open Lot
  • Irregular Lot
  • Backyard Sprinklers
  • Wooded Lot
  • Property is zoned County RES, County RES

HOA Fees

  • $67 Monthly HOA Fees

Property Views

  • Lake
  • Mountain

Home Design

  • Concrete Foundation
  • Frame Construction
  • Shingle Roof
  • Composition Roof
  • Wood Siding

Interior Spaces

  • 3,286 Sq Ft Home
  • Multi-Level Property
  • Partially Furnished
  • Skylights
  • Gas Fireplace
  • Smart Thermostat

Kitchen

  • Gas Oven or Range
  • Microwave
  • Dishwasher
  • Wine Refrigerator
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms | 1 Main Level Bedroom
  • Jetted Tub in Primary Bathroom

Laundry

  • Electric Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Natural lighting in basement

Parking

  • Paved Parking
  • RV or Boat Parking

Outdoor Features

  • Spa
  • Covered Deck
  • Fire Pit
  • Pergola

Location

  • Coeur d'Alene Reservation

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Propane
  • Heat Pump System
  • Propane
  • Electric Water Heater
  • Septic System
  • High Speed Internet

Community Details

  • Association fees include water
  • Lacon Coop Association
  • Lacon Tracts Subdivision

Listing and Financial Details

  • Assessor Parcel Number 04400003007A, 04400003008A

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,384

Year Built

Built in 1993

Lot Details

1.78 Acres

HOA Fees

$67 per month

Listing Details

  • Property Sub Type: Residential Waterfront Secondary
  • Prop. Type: Residential
  • Lot Size Acres: 1.78
  • Road Surface Type: Paved
  • Water Body Name: Coeur d'Alene Lake
  • Inclusions: Refrigerator
  • Subdivision Name: Lacon Tracts
  • Directions: From Coeur d'Alene: I-90 E to Exit 22 (Hwy 97). Turn right onto Hwy 97 S and follow toward Harrison. Turn right onto E O'Gara Rd. Follow O'Gara Rd to 3665 E O'Gara Rd.
  • Year Built: 1993
  • General Property Description:Lot Acres2: 1.78
  • General Property Description:Lot Type 1: Residential
  • Legal and Taxes:Zoning2: County RES
  • Legal and Taxes:Tax Year2: 2025
  • View:Mountain(s): Yes
  • Road Paved: Yes
  • General Property Description:Building Style: Multi-Level
  • General Property Description:New Construction: No
  • Property Subject to:Homeowners Assoc: None
  • Property Subject to:Flood Zone: No
  • Common Walls:No Common Walls: Yes
  • Sewer:Septic System: Yes
  • Fuel:Electric: Yes
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Bsmt:Full Size: Yes
  • Percent Basement Finished: Yes
  • Basement Walkout: Yes
  • Foundation:Concrete: Yes
  • Roof:Comp Shingle: Yes
  • Flooring:Carpet: Yes
  • Flooring:Tile2: Yes
  • Flooring:Wood4: hardwood
  • Property Subject to:Frequency: Annually
  • Water:Community System2: Yes
  • Fuel:Propane: Yes
  • Exterior:Wood2: Yes
  • Property Subject to:HOA Name: Lacon Coop
  • General Property Description:Total SqFt2: 3286.0
  • Lot Features:Landscaping: Yes
  • Fireplace Features:Gas Fireplace: Yes
  • DelayedMarketingYN: No
  • Contract Information: Delayed Marketing: No
  • Special Features: None

Interior Features

  • Appliances: Gas Range, Electric Dryer, Electric Water Heater, Wine Refrigerator, Washer, Refrigerator, Microwave, Disposal, Dishwasher
  • Has Basement: Finished, Daylight, Walk-out
  • Basement YN: Yes
  • Total Bedrooms: 3
  • Fireplace Features: Gas
  • Fireplace: Yes
  • Flooring: Wood, Tile, Carpet
  • Interior Amenities: Fireplace, High Speed Internet, Jetted Tub, Smart Thermostat, Washer Hookup
  • Living Area: 3286.0
  • Main Level Bathrooms: 2
  • Main Level Bedrooms: 1
  • Window Features: Skylight(s)
  • Rooms per Level:Bsmt Bath: 2
  • Interior Features:Central Air: Yes
  • Interior Features:Dryer Hookup - Elec2: Yes
  • Interior Features:Fireplace: Yes
  • Interior Features:Skylight(s): Yes
  • Interior Features:Washer Hookup: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Dryer Electric: Yes
  • Appliances:Electric Water Heater2: Yes
  • Basement:Daylight: Yes
  • Interior Features:High Speed Internet: Yes
  • Appliances:RangeOven - Gas: Yes
  • Interior Features:Smart Thermostat: Yes
  • Appliances:Wine Refrigerator: Yes
  • Interior Features:Jetted Tub: Yes
  • Rooms per Level:Bsmt Half Bath: 1

Exterior Features

  • Fencing: Partial
  • Lot Features: Sprinklers In Rear, Sprinklers In Front, Open Lot, Irregular Lot, Sloped, Landscaped, Level, Southern Exposure, Wooded, CDA Reservation
  • View: Mountain(s), Lake
  • View: Yes
  • Waterfront: Yes
  • Common Walls: No Common Walls
  • Construction Type: Wood Siding, Frame
  • Exterior Features: Boat Slip, Fire Pit, Open Deck, Pergola, Spa/Hot Tub
  • Foundation Details: Concrete Perimeter
  • Other Structures: Gazebo
  • Patio And Porch Features: Covered Deck
  • Roof: Composition
  • Lot Features:Irregular: Yes
  • Lot Features:Open: Yes
  • Lot Features:Sloping: Yes
  • Lot Features:Southern Exposure: Yes
  • Lot Features:Wooded: Yes
  • View:Lake: Yes
  • Exterior Features:Covered Deck: Yes
  • Exterior Features:Open Deck: Yes
  • Construction:Frame: Yes
  • Lot Features:Level: Yes
  • Exterior Features:Fire Pit: Yes
  • Exterior Features:SpaHot Tub: Yes
  • Lot Features:CDA Reservation: Yes
  • Exterior Features:Pergola: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Paved Parking, RV Parking - Open
  • General Property Description:Garage Type2: Det Garage
  • General Property Description:Garage Stall2: 2 Car
  • Exterior Features:RV Parking - Open: Yes
  • Exterior Features:Paved Parking: Yes

Utilities

  • Laundry Features: Electric Dryer Hookup
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Fireplace(s), Electric, Propane, Forced Air, Heat Pump
  • Sewer: Septic Tank
  • Water Source: Community System
  • Heating:Forced Air: Yes
  • Heating:Fireplace2: Yes
  • Heating:Heat Pump: Yes

Condo/Co-op/Association

  • Association Fee Frequency: Annually
  • Association Name: Lacon Coop
  • Association: No

Association/Amenities

  • Kitchen Amenities:Kitchen Island: Yes
  • Kitchen Amenities:Counter Type: granite
  • Property Subject to:Association Fee: $800/year - Water
  • Association Fee Includes:Water: Yes

Fee Information

  • Association Fee Includes: Water

Schools

  • Junior High Dist: Kootenai - 274

Lot Info

  • Lot Size Sq Ft: 77536.8
  • Parcel #: 04400003007A, 04400003008A
  • Zoning: County RES

Tax Info

  • Tax Annual Amount: 4384.0
  • Tax Year: 2025

Map

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Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,431 $961,442 $314,522 $646,920
2024 $3,764 $1,027,312 $370,022 $657,290
2023 $3,764 $1,054,212 $396,922 $657,290
2022 $3,570 $1,054,212 $396,922 $657,290
2021 $2,847 $641,662 $167,022 $474,640
2020 $2,809 $534,662 $125,022 $409,640
2019 $3,024 $535,160 $151,640 $383,520
2018 $3,067 $504,740 $151,640 $353,100
2017 $3,380 $410,172 $145,372 $264,800
2016 $3,277 $390,752 $145,372 $245,380
2015 $2,389 $350,280 $129,000 $221,280
2013 $2,407 $313,122 $129,272 $183,850
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
08/21/2026 08/21/26 For Sale $1,429,000 -- $435 / Sq Ft
Source: Coeur d'Alene Multiple Listing Service

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed -- Alliance Title
Warranty Deed -- Title One Boise
Warranty Deed -- None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Previous Owner $566,000 New Conventional
Previous Owner $452,000 New Conventional
Previous Owner $231,500 New Conventional
Previous Owner $25,000 Purchase Money Mortgage
Previous Owner $257,000 New Conventional
Previous Owner $100,000 Future Advance Clause Open End Mortgage
Source: Public Records

Source: Coeur d'Alene Multiple Listing Service

MLS Number: 26-8634

Coeur d

APN: 04400003007A

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