$350,000

3681 Ridgemont Ct Palm Harbor, FL 34684

Estimated payment $2,353/month

Total Views 1,244
2 Beds
2 Baths
1,220 Sq Ft
$287 Price per Sq Ft

Highlights

  • Golf Course Community
  • Heated Lap Pool
  • Clubhouse
  • Fishing Pier
  • Active Adult
  • Florida Architecture

About This Home

BRAND NEW ROOF in 2025 and located in Palm Harbor’s premier 55+ active adult community! Enjoy carefree living in this delightful 2-bedroom, 2-bathroom Villa situated in the sought-after community of Sutton Court. A maintenance-free lifestyle in a NON-FLOOD, NON-Evacuation Zone—with no special assessments and peace of mind built right in. From the moment you enter through the double-leaded glass front doors, you're welcomed into a bright, open-concept living and dining area. The EAT IN kitchen is conveniently located off the garage, keeping you safely out of the weather. The spacious master suite is a private retreat with a large WALK closet plus an en-suite bathroom with a step-in shower with a built-in bench. The second bedroom is conveniently located near the hall bath, is perfect for guests or as a second master, and features a VERY Large WALK-IN Closet. The 1.5 Car garage has room for the Golf Cart and pull-down Stairs to access the attic for storage. DOUBLE-PANE Windows, NEW Water Heater, and 2015 TRANE HVAC. SUTTON COURT has ONE of the LOWEST HOA fees in the Highland Lakes community. The monthly fee of $193 provides: INTERNET, CABLE, TRASH, LAWN MAINTENANCE, BUILDINGS PAINTED EVERY 7 YEARS, and maintains the Private Roads. The $164 a Month entitles you to GOLF with NO green fees on 3 executive courses with Par 4s! RV and BOAT STORAGE, Tennis/PICKLEBALL, Ceramics, Stained glass, and a FULL Woodworking workshop, TWO Heated Pools, Bingo, Cards, Shows, and there's a Club for just about everything. Be as Busy as you want to be in Highland Lakes, where Retirement, Relaxation, and Recreation come together in the superb community of Highland Lakes on Lake Tarpon - 86 feet above Sea Level/non-evacuation zone!

Listing Agent

Sheri Ragsdale

RAGSDALE RESIDENTIAL REALTY Brokerage Phone: 727-742-3789 License #459814 Listed on: 11/13/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,813

Year Built

  • Built in 1987

Lot Details

  • 4,687 Sq Ft Lot
  • South Facing Home
  • Irrigation Equipment
  • Property is zoned RPD-7.5

HOA Fees

Parking

  • 1 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Florida Architecture
  • Villa
  • Slab Foundation
  • Shingle Roof
  • Block Exterior

Interior Spaces

  • 1,220 Sq Ft Home
  • Ceiling Fan
  • Window Treatments
  • Family Room
  • Combination Dining and Living Room
  • Fire and Smoke Detector

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Primary Bedroom on Main
  • En-Suite Bathroom
  • Walk-In Closet
  • Sunken Shower or Bathtub
  • 2 Full Bathrooms

Laundry

  • Laundry in Garage
  • Dryer
  • Washer

Pool

  • Heated Lap Pool
  • Heated In Ground Pool
  • Heated Spa
  • In Ground Spa
  • Gunite Pool
  • Pool Lighting

Outdoor Features

  • Fishing Pier
  • Access To Lake
  • Exterior Lighting

Utilities

  • Central Heating and Cooling System
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Active Adult
  • Association fees include cable TV, common area taxes, pool, escrow reserves fund, internet, maintenance structure, ground maintenance, management, private road, recreational facilities, sewer, trash
  • Scarlet Roach Association, Phone Number (727) 784-1402
  • Visit Association Website
  • Highland Lakes On Lake Tarpon Association, Phone Number (727) 784-1402
  • Highland Lakes Subdivision
  • On-Site Maintenance
  • Association Owns Recreation Facilities
  • The community has rules related to building or community restrictions, deed restrictions, fencing, allowable golf cart usage in the community

Amenities

  • Clubhouse

Recreation

  • Golf Course Community
  • Tennis Courts
  • Pickleball Courts
  • Recreation Facilities
  • Shuffleboard Court
  • Community Pool
  • Community Spa

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,813

Year Built

Built in 1987

Lot Details

0

HOA Fees

$357 per month

Parking

1

Listing Details

  • HOA Fee Includes: Cable TV, Common Area Taxes, Pool, Escrow Reserves Fund, Internet, Maintenance Structure, Maintenance Grounds, Management, Private Road, Recreational Facilities, Sewer, Trash
  • Property Type: Residential
  • Property Sub Type: Villa
  • Architectural Style: Florida
  • Construction Materials: Block
  • Fireplace: No
  • Living Area: 1220
  • Lot Size Acres: 0.11
  • New Construction: No
  • Year Built: 1987
  • Building Area Total: 1220
  • Lot Size Sq Ft: 4687
  • Status: Active
  • Ownership: Fee Simple
  • Escrow State: FL
  • Minimum Lease: 6 Months
  • RATIO Current Price By Calculate: 286.89
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 1
  • MFR_InLawSuiteYN: 0
  • MFR_CommunityAssociationWaterFeatures: Community Boat Ramp,Dock,Fishing,Lake,Private Boat Ramp,Water Access,Waterfront
  • Attribution Contact: 727-742-3789
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Ceramic Tile, Laminate
  • Full Bathrooms: 2
  • Interior Amenities: Living Room/Dining Room Combo, Primary Bedroom Main Floor, Walk-In Closet(s), Window Treatments
  • Appliances Included: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 2
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Spa Features: Heated, In Ground
  • Spa Yn: Yes
  • Additional Rooms: Family Room
  • Living Area Meters: 113.34

Exterior Features

  • Direction Faces: South
  • Pool Features: Gunite, Heated, In Ground, Lap, Lighting
  • Exterior Features: Lighting
  • Roof: Shingle
  • Pool Private: No
  • Water Body Name: LAKE TARPON
  • Waterfront: No
  • Road Surface Type: Asphalt, Paved
  • Water Access: Lake
  • Water Extras: Fishing Pier
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12103C0079H

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 1
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener

Utilities

  • Utilities: Cable Connected, Electricity Connected, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: In Garage
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Association Recreation - Owned, Clubhouse, Deed Restrictions, Golf Carts OK, Golf, Pool, Sidewalks, Special Community Restrictions, Tennis Court(s), Street Lights
  • Association Amenities: Cable TV, Clubhouse, Fence Restrictions, Golf Course, Maintenance, Pickleball Court(s), Pool, Recreation Facilities, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s)
  • Association Fee: 193
  • Association Fee Frequency: Monthly
  • Association Name: Scarlet Roach
  • Phone: 727-784-1402
  • Association: Yes
  • Security: Smoke Detector(s)
  • Senior Community: Yes
  • Association #2 Fee: 164
  • Association #2 Fee Frequency: Monthly
  • Association: Highland Lakes on Lake Tarpon
  • Association Phone #2: 727-784-1402
  • Association 2 YN: 1
  • Association Approval Required YN: 1
  • Complex Community Name Nccb: SUTTON COURT
  • Association Fee Requirement: Required
  • Association Email: rs@highlandlakeshoa.net
  • Association URL: HighlandLakesHOA.com

Fee Information

  • Total Annual Fees: 4284.00
  • Total Monthly Fees: 357.00
  • Monthly HOA Amount: 193.00

Lot Info

  • Zoning: RPD-7.5
  • Parcel Number: 05-28-16-38929-000-0270
  • Additional Parcels: No
  • Flood Zone Code: X

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: No
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Check with the HOAs and the county

Tax Info

  • Tax Annual Amount: 1813
  • Tax Block: 000
  • Tax Book Number: 94-61
  • Tax Lot: 27

Multi Family

  • Approval Process: Application with a fee, one person in the household must be 55.

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,767 $142,411 -- --
2023 $1,767 $138,263 $0 $0
2022 $1,782 $134,236 $0 $0
2021 $1,789 $130,326 $0 $0
2020 $1,778 $128,527 $0 $0
2019 $1,739 $125,637 $0 $0
2018 $1,709 $123,294 $0 $0
2017 $1,687 $120,758 $0 $0
2016 $1,060 $87,689 $0 $0
2015 $1,029 $87,079 $0 $0
2014 $1,007 $86,388 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/13/2025 11/13/25 For Sale $350,000 -- $287 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- Accommodation
Warranty Deed $180,000 Capstone Title Inc
Warranty Deed $140,000 None Available
Source: Public Records

About the Listing Agent

Sheri Ragsdale

RAGSDALE RESIDENTIAL REALTY

(727) 732-6942

Section Image

As an experienced Realtor since 1985, I will help you keep as much equity in your pocket as possible. I handle all the paperwork, negotiations, and the details for a smooth and timely transaction. If you are looking to buy, I will be your best ally! To ensure you are not overpaying, I will run the comps, negotiate the best deal, order inspections, surveys, and oversee the endless paperwork from contract to close! Call/text 727-742-3789 for a FREE market analysis on your property today!

Sheri's Other Listings

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  • 1632 Heather Place, Palm Harbor, FL 34684

    $439,900

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  • 2880 Doone Cir, Palm Harbor, FL 34684

    $475,000

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  • 4713 Saint Lawrence Dr, New Port Richey, FL 34655

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    MOTIVATED SELLER, BRING US YOUR OFFER and Discover EASY, LOW-MAINTENANCE LIVING in this 2-bedroom, 2-bath home with a VERSATILE BONUS ROOM that could serve as a THIRD BEDROOM, office, or hobby space - this is a modified SKIPPER MODEL. LOCATION! Located DIRECTLY ACROSS FROM THE CLUBHOUSE, you'll have convenient access to the community activities, social events, shuffleboard, and the HEATED POOL.

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  • 3276 Hilary Cir, Palm Harbor, FL 34684

    $535,000 Sold Aug 29, 2025

    • 2 Beds
    • 2 Baths
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    There’s nothing left to do but ENJOY LIFE in this BETTER than Move-in-Ready, SPACIOUS and FULLY UPDATED 1905 SQ. FT. home in the best ACTIVE 55+ community in Northern Pinellas County Florida, Highland Lakes on Lake Tarpon. With 2 Large, Spacious Bedrooms PLUS a flexible BONUS ROOM that’s ideal for a home office, craft area or possible 3rd bedroom there’s plenty of space. The Home gets even more

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  • 1657 Glengarry Dr, Palm Harbor, FL 34684

    $374,000 Sold Oct 24, 2025

    • 2 Beds
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Source: Stellar MLS

MLS Number: TB8446460

Stellar MLS

APN: 05-28-16-38929-000-0270