Virginia Werneken
FUTURE HOME REALTY INC
(727) 758-4900
61 Total Sales
2 in Palm Harbor
$158K - $319K Price Range
3693 Chatham Dr Palm Harbor, FL 34684
Palm Harbor AreaEstimated Value: $488,377
4
Beds
2
Baths
1,676
Sq Ft
$291/Sq Ft
Est. Value
Highlights
- Fruit Trees
- Steam Shower
- Hurricane or Storm Shutters
- Wood Flooring
- Great Room
- Front Porch
About This Home
As of November 2025Seller relocating for work. Owner has $25K in updates since purchase. The spacious 4 bedroom, 2 bath, 2 car garage, single family home is aggressively priced to sell! Centrally located in Palm Harbor, it is only 30 minutes to Clearwater Beach or Tampa International Airport. The residence features an open floor plan with high ceilings and a new roof in 2022. Recent permitted updates include windows, doors, electrical and enclosure. The kitchen boasts granite countertops, a new Delta touch sink, new stainless steel appliances less than 1 year old, and a built in wine rack. No Flood zone. No threats from last years storms, not even a power loss. Whole house is wired w/CAT6 instead of coax for gigabit speeds for all rooms. Living room surround sound is wired, hardwired for rear speakers. Other major updates include new carpet in all bedrooms 2023, hurricane shutters, primary bathroom with steam shower, guest bathroom refinished. There is an indoor laundry with a walk-in closet. All new blinds, new lighting and new ceiling fans too. Got toys or RV? 30 Amp power in garage! Brand new Generator ($2,800) with dual fuel is included. Screened lanai accessed through sliding doors from the great room, primary bedroom and additional bedroom. Yes, the newer stackable washer and dryer are included. Love the outdoors? Great size outdoor living and play areas (treehouse) and two (2) storage sheds. Outdoor furniture is also included. Yes, hurricane shutters are also included. Lime tree and Pomelo tree on East side. Fully fenced back yard. Ask for the feature sheet to see the whole list of improvements! Great rated schools & just a low annual HOA. Added bonus NO REAR NEIGHBORS!
Last Agent to Sell the Property
EZ CHOICE REALTY Brokerage Phone: 813-653-9676 License #3274041 Listed on: 10/01/2025
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,688
Year Built
- Built in 1987
Lot Details
- 8,072 Sq Ft Lot
- South Facing Home
- Vinyl Fence
- Fruit Trees
- Garden
- Vegetable Garden
- Property is zoned RPD-7.5
HOA Fees
- $14 Monthly HOA Fees
Parking
- 2 Car Attached Garage
Home Design
- Slab Foundation
- Shingle Roof
- Block Exterior
- Stucco
Interior Spaces
- 1,676 Sq Ft Home
- Ceiling Fan
- Sliding Doors
- Great Room
- Family Room
- Hurricane or Storm Shutters
- Laundry in unit
Kitchen
- Range with Range Hood
- Microwave
- Dishwasher
- Solid Wood Cabinet
Flooring
- Wood
- Carpet
- Laminate
- Tile
- Vinyl
Bedrooms and Bathrooms
- 4 Bedrooms
- Split Bedroom Floorplan
- En-Suite Bathroom
- Walk-In Closet
- 2 Full Bathrooms
- Steam Shower
Outdoor Features
- Screened Patio
- Shed
- Front Porch
Schools
- Curlew Creek Elementary School
- Palm Harbor Middle School
- Countryside High School
Utilities
- Central Heating and Cooling System
- High Speed Internet
Community Details
- Wendy Greenaway Association, Phone Number (727) 400-6850
- Visit Association Website
- Countryside North Association
- Countryside North Tr 3B Ph 2 Subdivision
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 28 / 01
- Assessor Parcel Number 17-28-16-18692-000-0280
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 1, 2025
Closed on
Nov 12, 2025
Sold by
Bought by
Seller's Agent
Donald Fazio
EZ CHOICE REALTY
Buyer's Agent
Kathie Lea
EXP REALTY
List Price
$495,000
Sold Price
$485,000
Premium/Discount to List
-$10,000
-2.02%
Views
49
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$3,377
Avg. Annual Appreciation
0.97%
Original Mortgage
$495,427
Outstanding Balance
$492,116
Interest Rate
6.3%
Mortgage Type
VA
Estimated Equity
-$3,739
Purchase Details
Listed on
May 5, 2023
Closed on
Jun 20, 2023
Sold by
Bought by
Seller's Agent
Alex Rosado
DALTON WADE INC
Buyer's Agent
Donald Fazio
EZ CHOICE REALTY
List Price
$500,000
Sold Price
$495,000
Premium/Discount to List
-$5,000
-1%
Views
120
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-0.85%
Original Mortgage
$425,000
Interest Rate
6.57%
Mortgage Type
New Conventional
Purchase Details
Closed on
Dec 29, 2017
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$154,200
Interest Rate
3.93%
Mortgage Type
New Conventional
Purchase Details
Closed on
Sep 27, 2017
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$156,000
Interest Rate
3.78%
Mortgage Type
New Conventional
Purchase Details
Closed on
May 8, 2017
Sold by
Bought by
Purchase Details
Closed on
Jun 24, 2004
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$187,500
Interest Rate
6.3%
Mortgage Type
Purchase Money Mortgage
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Palm Harbor, FL
-
Virginia Werneken
-
Wally Whisennant
Wally Whisennant
COLDWELL BANKER REALTY
(727) 677-5893
94 Total Sales
2 in Palm Harbor
$202K - $346K Price Range
-
DJ Northrop
DJ Northrop
HOMEFRONT REALTY
(206) 309-7797
93 Total Sales
14 in Palm Harbor
$175K - $1.3M Price Range
-
Helle Hartley
Helle Hartley
CENTURY 21 JIM WHITE & ASSOC
(727) 477-9542
266 Total Sales
1 in Palm Harbor
$585,000 Price
-
Mathew Sumlin
Mathew Sumlin
Responds QuicklyEXP REALTY LLC
(813) 565-2863
103 Total Sales
1 in Palm Harbor
$800,000 Price
-
Susan Vaughn
Susan Vaughn
Responds QuicklyCOASTAL PROPERTIES GROUP INTERNATIONAL
(727) 732-3996
57 Total Sales
5 in Palm Harbor
$220K - $640K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $485,000 | Fidelity National Title Of Flo | ||
| $495,000 | Tier 1 Title | ||
| $257,000 | Attorney | ||
| $195,000 | Home Loan Alliance Title | ||
| $214,500 | Attorney | ||
| $187,500 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $495,427 | ||
| Previous Owner | $425,000 | ||
| Closed | $425,000 | ||
| Previous Owner | $185,000 | ||
| Previous Owner | $160,000 | ||
| Previous Owner | $154,200 | ||
| Previous Owner | $156,000 | ||
| Previous Owner | $228,600 | ||
| Previous Owner | $187,500 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 11/12/2025 11/12/25 | Sold | $485,000 | -2.0% | $289 / Sq Ft | |
| 10/09/2025 10/09/25 | Pending | -- | -- | -- | |
| 10/01/2025 10/01/25 | For Sale | $495,000 | 0.0% | $295 / Sq Ft | |
| 06/20/2023 06/20/23 | Sold | $495,000 | -1.0% | $295 / Sq Ft | View Prior Sale |
| 05/11/2023 05/11/23 | Pending | -- | -- | -- | |
| 05/05/2023 05/05/23 | For Sale | $500,000 | -- | $298 / Sq Ft |
Source: Stellar MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $6,967 | $412,425 | $128,089 | $284,336 |
| 2024 | $3,915 | $426,835 | $180,514 | $246,321 |
| 2023 | $3,915 | $250,041 | $0 | $0 |
| 2022 | $3,801 | $242,758 | $0 | $0 |
| 2021 | $3,830 | $235,687 | $0 | $0 |
| 2020 | $3,646 | $223,347 | $0 | $0 |
| 2019 | $3,584 | $218,326 | $0 | $0 |
| 2018 | $3,535 | $214,255 | $0 | $0 |
| 2017 | $2,111 | $139,729 | $0 | $0 |
| 2016 | $2,087 | $136,855 | $0 | $0 |
| 2015 | $2,120 | $135,904 | $0 | $0 |
| 2014 | $2,111 | $134,825 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Donald Fazio
Seller's Agent in 2025
Donald Fazio
EZ CHOICE REALTY
(727) 488-7324
80 Total Sales
-
Kathie Lea
Buyer's Agent in 2025
Kathie Lea
EXP REALTY
(727) 422-9455
472 Total Sales
-
Alex Rosado
Seller's Agent in 2023
Alex Rosado
DALTON WADE INC
(727) 560-0047
6 Total Sales
Map
Source: Stellar MLS
MLS Number: TB8432065
APN: 17-28-16-18692-000-0280
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All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Listings courtesy of Stellar MLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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