3699 Moca Dr Saint Cloud, FL 34772
Saint Cloud AreaEstimated payment $2,985/month
Highlights
- 200 Feet of Pond Waterfront
- Reverse Osmosis System
- Fruit Trees
- Pond View
- Open Floorplan
- Traditional Architecture
About This Home
Welcome to this beautifully maintained home located in the desirable community of Whaleys Creek in St. Cloud, with LOW HOA AND NO CDD, situated on over 1⁄4 acre with a fully fenced backyard. This spacious home offers 4 bedrooms, 3 remodeled full bathrooms, and a versatile open floor plan designed for comfortable living and entertaining* Enjoy the added charm of being located across from a small lake, offering beautiful sunset views and refreshing summer breezes. The community lap pool is conveniently located just a short walk across the street.* Upon entry, you’ll find a formal living room that can easily serve as an office, den, or flex space. The primary suite is conveniently located on the lower level, while three additional generously sized bedrooms are upstairs along with a huge bonus room—perfect for a second family room, game room, media space, or play area.* The main living areas feature ceramic tile throughout the lower level, 10-foot ceilings, double-pane insulated windows, and elegant wrought iron stair railing. The gourmet kitchen boasts stainless steel appliances, abundant cabinetry, a walk-in pantry, a large island with a single deep-bowl sink, and a spacious dining area large enough to accommodate a table for 12—ideal for gatherings and entertaining.* This gently lived-in and meticulously cared-for home includes numerous upgrades, including a 2025 ROOF, NEW VINYL FENCING, reverse osmosis drinking water system, and a WHOLE-HOME softener/purification system.* Step outside to enjoy the large backyard with endless possibilities for outdoor living, play, gardening, or creating your own private retreat. This home offers the perfect combination of space, comfort, upgrades, and a desirable location in one of St. Cloud’s sought-after communitie within minutes to Florida Turnpike making easy commutes to the Airport, Tampa, Amusement Parks and Downtown Orlando.
Listing Agent
COLDWELL BANKER REALTY Brokerage Phone: 407-696-8000 License #3202772 Listed on: 06/23/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,293
Year Built
- Built in 2017
Lot Details
- 11,761 Sq Ft Lot
- Lot Dimensions are 145x67
- 200 Feet of Pond Waterfront
- East Facing Home
- Vinyl Fence
- Corner Lot
- Oversized Lot
- Cleared Lot
- Fruit Trees
HOA Fees
- $99 Monthly HOA Fees
Parking
- 2 Car Attached Garage
Home Design
- Traditional Architecture
- Slab Foundation
- Shingle Roof
- Block Exterior
- Stucco
Interior Spaces
- 2,820 Sq Ft Home
- 2-Story Property
- Open Floorplan
- High Ceiling
- Ceiling Fan
- Thermal Windows
- Double Pane Windows
- Window Treatments
- Sliding Doors
- Family Room Off Kitchen
- Separate Formal Living Room
- Dining Room
- Loft
- Bonus Room
- Inside Utility
- Pond Views
Kitchen
- Eat-In Kitchen
- Walk-In Pantry
- Convection Oven
- Range
- Microwave
- Dishwasher
- Granite Countertops
- Solid Wood Cabinet
- Disposal
- Reverse Osmosis System
Flooring
- Carpet
- Concrete
- Ceramic Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Primary Bedroom on Main
- En-Suite Bathroom
- Walk-In Closet
- 3 Full Bathrooms
Laundry
- Laundry Room
- Dryer
- Washer
Eco-Friendly Details
- Energy-Efficient Windows
- Energy-Efficient Insulation
- Reclaimed Water Irrigation System
Outdoor Features
- Covered Patio or Porch
- Rain Gutters
Utilities
- Central Air
- Heating Available
- Water Filtration System
- Water Purifier
- Water Softener
- High Speed Internet
Listing and Financial Details
- Visit Down Payment Resource Website
- Tax Lot 405
- Assessor Parcel Number 35-26-30-0964-0001-4050
Community Details
Overview
- Association fees include pool
- Artemis Lifestyles Association, Phone Number (407) 705-2190
- Whaleys Creek Ph 1 Subdivision
Recreation
- Community Playground
- Community Pool
- Park
Map
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,293 | $282,694 | ||
| 2024 | $4,045 | $274,727 | ||
| 2023 | $4,045 | $266,726 | $0 | $0 |
| 2022 | $3,908 | $258,958 | $0 | $0 |
| 2021 | $3,863 | $251,416 | $0 | $0 |
| 2020 | $3,757 | $244,000 | $45,000 | $199,000 |
| 2019 | $3,818 | $244,400 | $40,000 | $204,400 |
| 2018 | $4,102 | $257,200 | $0 | $0 |
| 2017 | $678 | $35,000 | $35,000 | $0 |
| 2016 | $342 | $17,500 | $17,500 | $0 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 06/23/2026 06/23/26 | For Sale | $460,000 | -- | $163 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Special Warranty Deed | $277,000 | Pgp Title Of Florida Inc | |
| Deed | $6,357,000 | -- |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $271,923 | FHA |
Source: Stellar MLS
MLS Number: O6418854
APN: 35-26-30-0964-0001-4050
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Listings courtesy of Stellar MLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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