NOT LISTED FOR SALE

370 W Mill St Ruma, IL 62278

Estimated Value: $249,000 - $340,658

3 Beds
3 Baths
3,263 Sq Ft
$87/Sq Ft Est. Value

Last Sold June 05, 2020

Last sale price $217,500 $67 Per Sq Ft

Est. 23% increase in value since last sale

Current estimated payment $1,805/month

319 Days on Market

Highlights

  • Primary Bedroom Suite
  • Covered Deck
  • Wooded Lot
  • Open Floorplan
  • Creek On Lot
  • Vaulted Ceiling

About This Home

As of June 2020

Want some peace and quiet? This very private, stunning park-like setting is perfect for this cedar and stone sided home with sweeping vaults & a 2 story wall of windows. The open floor plan has been freshly painted in neutral colors, the kitchen & main floor baths have new vinyl, new flooring in basement, cedar siding sealed approx. 2015. Seller will provide a $2000 carpet allowance as a closing cost credit. New furnace & water heater in 2017, AC in 2019. Culligan water filtration & UV system. The floor plan is open & inviting, & the 2 story vaults in the great room and family room with floor to ceiling windows bring the beauty of the outside in. The side load garage elevation walks into the finished basement, with a beautiful 3/4 bath that has a platform built-in for a hot tub. A central workbench in the garage stays too! Most of the acre is wooded, & a creek borders one edge of the property. This country property has DSL Broadband service too! Come to visit & you won't want to leave!

Last Agent to Sell the Property

Barbara Markham

RE/MAX Preferred License #471006095 Listed on: 07/21/2019

RE/MAX Preferred

Last Buyer's Agent

Rushelle Curtis

eXp Realty License #475157417

eXp Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,909

Year Built

  • Built in 1990

Lot Details

  • 3.57 Acre Lot
  • Property has an invisible fence for dogs
  • Wooded Lot

Parking

  • 2 Car Attached Garage
  • Side or Rear Entrance to Parking
  • Additional Parking

Home Design

  • Ranch Style House
  • Rustic Architecture
  • Cedar

Interior Spaces

  • Open Floorplan
  • Vaulted Ceiling
  • Gas Fireplace
  • Six Panel Doors
  • Great Room
  • Family Room
  • Living Room with Fireplace
  • Breakfast Room
  • Formal Dining Room
  • Partially Carpeted
  • Park or Greenbelt Views
  • Security Lights

Kitchen

  • Electric Oven or Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • Primary Bedroom Suite
  • Dual Vanity Sinks in Primary Bathroom
  • Shower Only

Laundry

  • Dryer
  • Washer

Partially Finished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump

Outdoor Features

  • Creek On Lot
  • Covered Deck

Schools

  • Red Bud Dist 132 Elementary And Middle School
  • Redbud High School

Utilities

  • Forced Air Heating and Cooling System
  • Well
  • Propane Water Heater
  • Water Softener is Owned

Listing and Financial Details

  • Home Protection Policy
  • Assessor Parcel Number 14-052-012-50

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,909

Year Built

Built in 1990

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Style: 1 Story
  • Style Description: Ranch
  • Cross Street: Stamm Ln.
  • Special Areas: Family Room, Great Room
  • Special Description: Owner Occupied
  • Age: 30
  • Ownership: Private
  • Year Built: 1990
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Full, Partially Finished, Sump Pit/Pump
  • Bedroom Types: Master Bdr. Suite
  • Dining Room: Separate Dining
  • Fireplace Location: Living Room
  • Fireplace Type: Gas
  • Interior Amenities: Open Floor Plan, Some Carpeting, Vaulted Ceiling
  • Kitchen: Breakfast Room
  • Lower Full Bathrooms: 1
  • Main Level Bedrooms: 3
  • Main Full Bathrooms: 2
  • Master Bed.: Double Sink, Shower Only
  • Misc Features: Deck, Deck-Covered, Home Protection Plcy
  • Total Living Area: 3263.00
  • Windows/Doors: 6 Panel Door(s)
  • Appliances: Dishwasher, Dryer, Microwave, Range/Oven-Electric, Washer
  • Bathrooms: 3.00
  • Bedrooms: 3.00
  • Room Cnt: 14
  • Square Footage: 1823
  • Square Footage Below Grade: 1440
  • Total Full Baths: 3
  • Number Fireplaces: 1

Exterior Features

  • Architecture: Rustic
  • Construction: Cedar/Wood

Garage/Parking

  • Garage Size: 20 x 30
  • Garage Spaces: 2
  • Parking: Additional Parking, Attached Garage, Rear/Side Entry

Utilities

  • Water: Well
  • Water Heater: Propane
  • Water Softner: Owned
  • Cooling: Central-Electric
  • Heating: Forced Air

Condo/Co-op/Association

  • Amenities: Security Lighting

Schools

  • School District: RED BUD DIST 132
  • Elementary School: RED BUD DIST 132
  • Middle School: RED BUD DIST 132
  • High School: Redbud
  • Elementary School: RED BUD DIST 132
  • Junior High School: RED BUD DIST 132
  • School District: RED BUD DIST 132
  • Senior High School: Redbud

Lot Info

  • Lot Description: Creek, Fence-Invisible Pet, Park View, Wooded
  • Lot Dimensions: 3.568 ac
  • Lot Number: 5
  • Lot Sq Ft: 155422
  • Acres: 3.5680

Tax Info

  • Taxes Paid: 3355
  • Taxes Paid Year: 2017
  • Assessor Parcel Number: 14-052-012-50

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 21, 2019
Closed on
May 22, 2020
Sold by
Snead Jody H and Snead Joy E
Bought by
Snover Joseph and Snover Ariel
Seller's Agent
Barbara Markham
RE/MAX Preferred
Buyer's Agent
Rushelle Curtis
eXp Realty
List Price
$249,000
Sold Price
$217,500
Premium/Discount to List
-$31,500
-12.65%
Current Estimated Value
$267,692

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$50,192
Avg. Annual Appreciation
4.82%
Original Mortgage
$255,330
Interest Rate
3.63%
Mortgage Type
VA

Purchase Details

Closed on
Mar 26, 2011
Sold by
Snead Jody H and Snead Joy E
Bought by
Snead Jody H and Snead Joy E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$106,500
Interest Rate
4.99%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Snover Joseph $217,500 Monroe County Title
Snead Jody H -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Snover Joseph T $285,000
Closed Snover Joseph $255,330
Previous Owner Snead Jody H $106,500
Previous Owner Snead Jody H $147,575
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/05/2020 06/05/20 Sold $217,500 -8.1% $67 / Sq Ft
03/05/2020 03/05/20 Price Changed $236,600 -1.0% $73 / Sq Ft
10/23/2019 10/23/19 Price Changed $239,000 -4.0% $73 / Sq Ft
07/21/2019 07/21/19 For Sale $249,000 -- $76 / Sq Ft
Source: MARIS MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $3,909 $80,835 $6,545 $74,290
2022 $3,979 $76,180 $6,170 $70,010
2021 $3,883 $74,350 $6,020 $68,330
2020 $3,958 $76,138 $6,165 $69,973
2019 $3,588 $68,145 $5,520 $62,625
2018 $3,547 $75,130 $6,086 $69,044
2017 $3,355 $67,470 $5,465 $62,005
2016 $3,176 $66,605 $5,395 $61,210
2015 $3,089 $65,300 $5,290 $60,010
2014 $3,089 $65,300 $5,290 $60,010
2013 $3,042 $65,300 $5,290 $60,010
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MARIS MLS

MLS Number: MIS19054973

MARIS MLS

APN: 14-052-012-50