$368,000
UNDER CONTRACT $21K PRICE DROP

370 W Mill St Ruma, IL 62278

Estimated payment $2,307/month

Total Views 4,912
3 Beds
3 Baths
3,263 Sq Ft
$113 Price per Sq Ft

Highlights

  • Deck
  • Wooded Lot
  • Ranch Style House
  • Red Bud High School Rated 9+
  • Vaulted Ceiling
  • No HOA

About This Home

New Price!! Serene, wooded setting just minutes from town! Come check out this beautiful stone and cedar home on 3.61 acres that are mostly wooded and bordered by a creek on one side! Over 3,200 sq ft of living space including 3 bedrooms, 3 baths, attached 2 car garage, plus a finished family room and 3 bonus rooms in the walkout basement! Many updates include a new roof, water filtration system, water heater, bedroom carpet and beautiful black French doors! As you enter, you'll notice the open floor plan with a high vaulted ceiling, two story wall of windows, and cozy stone fireplace! Motivated sellers! Call today for a showing!

Listing Agent

Karen Whelan

Strano & Associates License #475190485 Listed on: 10/28/2025

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1990

Lot Details

  • 3.61 Acre Lot
  • Wooded Lot

Parking

  • 2 Car Attached Garage

Home Design

  • Ranch Style House
  • Rustic Architecture
  • Architectural Shingle Roof
  • Radon Mitigation System
  • Cedar
  • Stone

Interior Spaces

  • Vaulted Ceiling
  • Propane Fireplace
  • French Doors
  • Family Room
  • Living Room
  • Dining Room
  • Carpet

Bedrooms and Bathrooms

  • 3 Bedrooms

Partially Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Finished Basement Bathroom
  • Basement Storage

Outdoor Features

  • Deck

Schools

  • Red Bud Dist 132 Elementary And Middle School
  • Red Bud High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Propane
  • Propane
  • Well
  • Septic Tank
  • Phone Available
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 14-052-012-50

Home Details

Home Type

Single Family

Year Built

Built in 1990

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 1990
  • Property Sub-Type: Single Family Residence
  • ResoLotFeatures: Wooded
  • Lot Size Acres: 3.61
  • Co List Office Phone: 618-277-7653
  • MLS Status: Active Under Contract
  • Subdivision Name: Shady Brook
  • Above Grade Finished Sq Ft: 1823
  • Architectural Style: Ranch, Rustic
  • Carport Y N: No
  • Reso Fireplace Features: Propane
  • Unit Levels: One
  • New Construction: No
  • Financial Info Electric: Ameren
  • MIS_AboveGradeFinishedAreaSrchSqFt: 1823.00
  • MIS_RoomFlooring: Carpeting
  • PreviousStatus: Active
  • MIS_PoolYN: 0
  • MIS_BelowGradeFinishedAreaSrchSqFt: 1440.00
  • MIS_AuctionYN: 0
  • Special Features: 4224
  • Property Sub Type: Detached

Interior Features

  • Basement: Bathroom, Partially Finished, Full, Radon Mitigation, Storage Space, Sump Pump, Walk-Out Access
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 1440
  • Door Features: French Door(s)
  • Fireplaces: 1
  • Fireplace: Yes
  • MIS_LowerLevelBathroomsFull: 1
  • MIS_LowerLevelBathroomsHalf: 0
  • MIS_LowerLevelBedrooms: 0
  • MIS_MainLevelBathroomsFull: 2
  • MIS_MainLevelBathroomsHalf: 0
  • MIS_UpperLevelBathroomsFull: 0
  • MIS_UpperLevelBathroomsHalf: 0
  • MIS_UpperLevelBedrooms: 0

Exterior Features

  • Roof: Architectural Shingle
  • Waterfront: No
  • Disclosures: Seller Property Disclosure
  • Home Warranty: No
  • Construction Type: Cedar, Stone
  • Patio And Porch Features: Deck

Garage/Parking

  • Garage Spaces: 2
  • Attached Garage: Yes
  • Attached Garage: Yes
  • Parking Features: Attached, Garage

Utilities

  • Sewer: Septic Tank
  • Cooling: Central Air
  • Heating: Forced Air, Propane
  • Green Building Features: Basement
  • Utilities: Cable Available, Electricity Available, Phone Available, Propane, Water Available
  • Water Source: Well

Condo/Co-op/Association

  • Association: No

Schools

  • Elementary School: RED BUD DIST 132
  • Junior High Dist: RED BUD DIST 132
  • High School: Red Bud
  • Middle Or Junior School: RED BUD DIST 132

Lot Info

  • Lot Size Sq Ft: 157251.6
  • Parcel Number: 14-052-012-50

Tax Info

  • Tax Year: 2024

Map

Range of Values:

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Value Increase
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,544 $87,000 $7,040 $79,960
2023 $3,909 $80,835 $6,545 $74,290
2022 $3,979 $76,180 $6,170 $70,010
2021 $3,883 $74,350 $6,020 $68,330
2020 $3,958 $76,138 $6,165 $69,973
2019 $3,588 $68,145 $5,520 $62,625
2018 $3,547 $75,130 $6,086 $69,044
2017 $3,355 $67,470 $5,465 $62,005
2016 $3,176 $66,605 $5,395 $61,210
2015 $3,089 $65,300 $5,290 $60,010
2014 $3,089 $65,300 $5,290 $60,010
2013 $3,042 $65,300 $5,290 $60,010
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/06/2025 11/06/25 Price Changed $368,000 -5.4% $113 / Sq Ft
10/28/2025 10/28/25 For Sale $389,000 +78.9% $119 / Sq Ft
06/05/2020 06/05/20 Sold $217,500 -8.1% $67 / Sq Ft View Prior Sale
03/05/2020 03/05/20 Price Changed $236,600 -1.0% $73 / Sq Ft
10/23/2019 10/23/19 Price Changed $239,000 -4.0% $73 / Sq Ft
07/21/2019 07/21/19 For Sale $249,000 -- $76 / Sq Ft
Source: MARIS MLS

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $217,500 Monroe County Title
Quit Claim Deed -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $255,330 VA
Previous Owner $106,500 New Conventional
Source: Public Records

Source: MARIS MLS

MLS Number: MIS25068485

MARIS MLS

APN: 14-052-012-50