$350,000
SOLD JAN 16, 2026

370 W Mill St Ruma, IL 62278

3 Beds
3 Baths
3,263 Sq Ft
3.61 Acres

Recently Sold

$107 Per Sq Ft

10% Below List Price

45 Days on Market

Highlights

  • Deck
  • Wooded Lot
  • Ranch Style House
  • Red Bud High School Rated 9+
  • Vaulted Ceiling
  • No HOA

About This Home

As of January 2026

New Price!! Serene, wooded setting just minutes from town! Come check out this beautiful stone and cedar home on 3.61 acres that are mostly wooded and bordered by a creek on one side! Over 3,200 sq ft of living space including 3 bedrooms, 3 baths, attached 2 car garage, plus a finished family room and 3 bonus rooms in the walkout basement! Many updates include a new roof, water filtration system, water heater, bedroom carpet and beautiful black French doors! As you enter, you'll notice the open floor plan with a high vaulted ceiling, two story wall of windows, and cozy stone fireplace! Motivated sellers! Call today for a showing!

Last Agent to Sell the Property

Karen Whelan

Strano & Associates License #475190485 Listed on: 10/28/2025

Last Buyer's Agent

Brooke Mitchell

Keller Williams Pinnacle License #475184593

Keller Williams Pinnacle

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1990

Lot Details

  • 3.61 Acre Lot
  • Wooded Lot

Parking

  • 2 Car Attached Garage

Home Design

  • Ranch Style House
  • Rustic Architecture
  • Architectural Shingle Roof
  • Radon Mitigation System
  • Cedar
  • Stone

Interior Spaces

  • Vaulted Ceiling
  • Propane Fireplace
  • French Doors
  • Family Room
  • Living Room
  • Dining Room
  • Carpet

Bedrooms and Bathrooms

  • 3 Bedrooms

Partially Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Finished Basement Bathroom
  • Basement Storage

Outdoor Features

  • Deck

Schools

  • Red Bud Dist 132 Elementary And Middle School
  • Red Bud High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Propane
  • Propane
  • Well
  • Septic Tank
  • Phone Available
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 14-052-012-50

Home Details

Home Type

Single Family

Year Built

Built in 1990

Lot Details

3.61 Acres

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 1990
  • Property Sub-Type: Single Family Residence
  • ResoLotFeatures: Wooded
  • Lot Size Acres: 3.61
  • Co List Office Phone: 618-277-7653
  • MLS Status: Closed
  • Subdivision Name: Shady Brook
  • Above Grade Finished Sq Ft: 1823
  • Architectural Style: Ranch, Rustic
  • Carport Y N: No
  • Reso Fireplace Features: Propane
  • Unit Levels: One
  • New Construction: No
  • Financial Info Electric: Ameren
  • MIS_AboveGradeFinishedAreaSrchSqFt: 1823.00
  • MIS_RoomFlooring: Carpeting
  • PreviousStatus: Active Under Contract
  • MIS_PoolYN: 0
  • MIS_BelowGradeFinishedAreaSrchSqFt: 1440.00
  • MIS_AuctionYN: 0
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Basement: Bathroom, Partially Finished, Full, Radon Mitigation, Storage Space, Sump Pump, Walk-Out Access
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 1440
  • Door Features: French Door(s)
  • Fireplaces: 1
  • Fireplace: Yes
  • MIS_LowerLevelBathroomsFull: 1
  • MIS_LowerLevelBathroomsHalf: 0
  • MIS_LowerLevelBedrooms: 0
  • MIS_MainLevelBathroomsFull: 2
  • MIS_MainLevelBathroomsHalf: 0
  • MIS_UpperLevelBathroomsFull: 0
  • MIS_UpperLevelBathroomsHalf: 0
  • MIS_UpperLevelBedrooms: 0

Exterior Features

  • Roof: Architectural Shingle
  • Waterfront: No
  • Disclosures: Seller Property Disclosure
  • Home Warranty: No
  • Construction Type: Cedar, Stone
  • Patio And Porch Features: Deck

Garage/Parking

  • Garage Spaces: 2
  • Attached Garage: Yes
  • Attached Garage: Yes
  • Parking Features: Attached, Garage

Utilities

  • Sewer: Septic Tank
  • Cooling: Central Air
  • Heating: Forced Air, Propane
  • Green Building Features: Basement
  • Utilities: Cable Available, Electricity Available, Phone Available, Propane, Water Available
  • Water Source: Well

Condo/Co-op/Association

  • Association: No

Schools

  • Elementary School: RED BUD DIST 132
  • Junior High Dist: RED BUD DIST 132
  • High School: Red Bud
  • Middle Or Junior School: RED BUD DIST 132

Lot Info

  • Lot Size Sq Ft: 157251.6
  • Parcel Number: 14-052-012-50

Tax Info

  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 28, 2025
Closed on
Jan 16, 2026
Sold by
Snover Joseph and Snover Ariel
Bought by
Hendricks Christopher and Hendricks Julia
Seller's Agent
Karen Whelan
Strano & Associates
Buyer's Agent
Brooke Mitchell
Keller Williams Pinnacle
List Price
$389,000
Sold Price
$350,000
Premium/Discount to List
-$39,000
-10.03%
Views
88

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
50.88%
Original Mortgage
$343,660
Outstanding Balance
$343,301
Interest Rate
5.75%
Mortgage Type
FHA
Estimated Equity
$19,898

Purchase Details

Listed on
Jul 21, 2019
Closed on
May 22, 2020
Sold by
Snead Jody H and Snead Joy E
Bought by
Snover Joseph and Snover Ariel
Seller's Agent
Barbara Markham
RE/MAX Preferred
Buyer's Agent
Rushelle Curtis
eXp Realty
List Price
$249,000
Sold Price
$217,500
Premium/Discount to List
-$31,500
-12.65%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.83%
Original Mortgage
$255,330
Interest Rate
3.63%
Mortgage Type
VA

Purchase Details

Closed on
Mar 26, 2011
Sold by
Snead Jody H and Snead Joy E
Bought by
Snead Jody H and Snead Joy E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$106,500
Interest Rate
4.99%
Mortgage Type
New Conventional
Source: Public Records
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Purchase History

Date Type Sale Price Title Company
Warranty Deed $350,000 None Listed On Document
Special Warranty Deed $217,500 Monroe County Title
Quit Claim Deed -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $343,660 FHA
Previous Owner $255,330 VA
Previous Owner $106,500 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/16/2026 01/16/26 Sold $350,000 -4.9% $107 / Sq Ft
11/06/2025 11/06/25 Price Changed $368,000 -5.4% $113 / Sq Ft
10/28/2025 10/28/25 For Sale $389,000 +78.9% $119 / Sq Ft
06/05/2020 06/05/20 Sold $217,500 -8.1% $67 / Sq Ft View Prior Sale
03/05/2020 03/05/20 Price Changed $236,600 -1.0% $73 / Sq Ft
10/23/2019 10/23/19 Price Changed $239,000 -4.0% $73 / Sq Ft
07/21/2019 07/21/19 For Sale $249,000 -- $76 / Sq Ft
Source: MARIS MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,544 $87,000 $7,040 $79,960
2023 $3,909 $80,835 $6,545 $74,290
2022 $3,979 $76,180 $6,170 $70,010
2021 $3,883 $74,350 $6,020 $68,330
2020 $3,958 $76,138 $6,165 $69,973
2019 $3,588 $68,145 $5,520 $62,625
2018 $3,547 $75,130 $6,086 $69,044
2017 $3,355 $67,470 $5,465 $62,005
2016 $3,176 $66,605 $5,395 $61,210
2015 $3,089 $65,300 $5,290 $60,010
2014 $3,089 $65,300 $5,290 $60,010
2013 $3,042 $65,300 $5,290 $60,010
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MARIS MLS

MLS Number: MIS25068485

MARIS MLS

APN: 14-052-012-50

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