$490,000
SOLD AUG 3, 2026

3704 W Locust Cir Prospect, KY 40059

Prospect Area
4 Beds
2.5 Baths
3,100 Sq Ft
0.3 Acre Lot

Sale Details

Date Sold: August 3, 2026

$158 Per Sq Ft

1 Day on Market

Highlights

  • Traditional Architecture
  • 1 Fireplace
  • 2 Car Attached Garage
  • Goshen at Hillcrest Elementary School Rated A
  • Porch
  • Brick Veneer

About This Home

As of August 2026

Welcome to 3704 W. Locust Circle in the highly desirable River Bluff Farm neighborhood. Located in the award-winning North Oldham School District, this beautifully updated brick two-story home offers 4 bedrooms, 2.5 bathrooms, 2,340 square feet above grade, and more than 3,100 finished square feet of living space. From the moment you arrive, it's easy to see the pride of ownership that has gone into this home. The current owners have completed numerous updates throughout, including beautifully renovated bathrooms, fresh paint, updated countertops, new flooring, and much more, making this a truly move-in-ready opportunity. Inside, you'll find a traditional floor plan with multiple living spaces, including formal living and dining rooms that provide great flexibility for entertaining, working from home, or everyday living. The spacious family room opens directly to the eat-in kitchen and overlooks the fenced backyard, creating a comfortable and functional space where family and friends naturally gather. Upstairs, you'll find all four bedrooms, including a spacious primary suite with an updated private bathroom. The finished lower level adds valuable living space and could easily serve as a media room, playroom, home gym, office, or whatever best fits your lifestyle. Outside, the fenced backyard provides plenty of room to relax, play, or entertain, while the 2+ car rear-entry garage offers excellent storage and convenience. River Bluff Farm continues to be one of the most sought-after neighborhoods in North Oldham thanks to its incredible location, top-rated schools, and easy access to shopping, dining, hospitals, interstate access, and downtown Louisville. Homes with this amount of space, this level of updates, and a North Oldham address at $490,000 don't come along often. Don't miss your opportunity to make 3704 W. Locust Circle your next home.

Last Agent to Sell the Property

Sam Stone

Lenihan Sotheby's Int'l Realty License #274092 Listed on: 06/09/2026

Lenihan Sotheby's Int'l Realty

Last Buyer's Agent

The Noe Group

Lenihan Sotheby's Int'l Realty License #222046

Lenihan Sotheby's Int'l Realty
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Home Details

Home Type

  • Single Family

Year Built

  • Built in 1978

Lot Details

  • Wood Fence

Parking

  • 2 Car Attached Garage

Home Design

  • Traditional Architecture
  • Brick Veneer
  • Poured Concrete
  • Shingle Roof

Interior Spaces

  • 2-Story Property
  • 1 Fireplace
  • Basement

Bedrooms and Bathrooms

  • 4 Bedrooms

Outdoor Features

  • Patio
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Community Details

  • Property has a Home Owners Association
  • River Bluff Farm Subdivision

Listing and Financial Details

  • Legal Lot and Block 9 / SEC 4
  • Assessor Parcel Number 06-15-00-9

Home Details

Home Type

Single Family

Year Built

Built in 1978

Lot Details

0.3 Acres

Parking

2

Listing Details

  • Cooling System: Central Air
  • Stories: 2
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Garage Yn: Yes
  • Subdivision Name: RIVER BLUFF FARM
  • Above Grade Finished Sq Ft: 2340.0
  • Architectural Style: Traditional
  • Utilities Electricity Connected: Yes
  • Dining Room Level: First
  • Full Bathroom Level: Second
  • Half Bathroom Level: First
  • Rooms:Living Room5: Yes
  • Primary Bathroom Level: Second
  • Primary Bedroom Level: Second
  • Roof:Shingle: Yes
  • Cooling Central Air: Yes
  • Fencing Wood4: Yes
  • Architectural Style Traditional: Yes
  • Sewer:Public Sewer: Yes
  • SourceMLSURL: https://sourcemls.org/api/v1/eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9.eyJTb3VyY2VTeXN0ZW1JRCI6Ik0wMDAwMDI5MCIsIkxpc3RpbmdJRCI6IjE3MTk5MzAiLCJTdGFuZGFyZFN0YXR1cyI6IkNsb3NlZCIsIk1vZGlmaWNhdGlvblRpbWVzdGFtcCI6IjIwMjYtMDktMDNUMDU6MTc6MjEuMDAwWiIsIkxpY2Vuc2VlSUQiOiJvYXV0aDJfMjg5NTEiLCJMaWNlbnNlZU5hbWUiOiJIb21lcyBQcm8ifQ.rf6dP5bBxK0sJuO3Eyx5AcC6dQp2T_-iHM_aZEClEW4/badge
  • Special Features: None

Interior Features

  • Basement: Partially Finished
  • Bedroom Level: Second
  • Family Room Level: Basement
  • Game Room Level: Basement
  • Kitchen Level: First
  • Laundry Level: First
  • Living Room Level: First
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 760.0
  • Fireplaces: 1
  • Other Rooms:Family Room2: Yes
  • BasementFoundation:Poured Concrete: Yes
  • Basement:Partially Finished: Yes

Exterior Features

  • Fencing: Wood
  • Roof: Shingle
  • Acres: 0.3
  • Construction Type: Brick Veneer
  • Foundation Details: Poured Concrete
  • Patio And Porch Features: Patio, Porch
  • Patio and Porch Features:Porch2: Yes

Garage/Parking

  • Garage Spaces: 2.0
  • Attached Garage: Yes
  • Parking Features: Attached
  • GarageParking:Attached: Yes

Utilities

  • Utilities: Electricity Connected, Fuel:Natural
  • Cooling Y N: Yes
  • Heating: Forced Air, Natural Gas
  • HeatingYN: Yes
  • Water Source: Public
  • Heating:Forced Air: Yes

Condo/Co-op/Association

  • Association Fee: 125.0
  • Association: Yes

Schools

  • Junior High Dist: Oldham

Lot Info

  • Lot Size Sq Ft: 13068.0
  • ResoLotSizeUnits: Acres
  • Parcel #: 06-15-00-9

Building Info

  • Year Built: 1978

Tax Info

  • Tax Block: SEC 4
  • Tax Lot: 9

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Closed on
Dec 19, 2022
Sold by
Taylor Stephanie Lynn
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$342,000
Outstanding Balance
$326,968
Interest Rate
6.31%
Estimated Equity
$158,296
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed $360,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $342,000 No Value Available
Previous Owner $189,850 New Conventional
Previous Owner $140,000 New Conventional
Previous Owner $169,600 New Conventional
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/03/2026 08/03/26 Sold $490,000 0.0% $158 / Sq Ft
06/10/2026 06/10/26 Pending -- -- --
06/09/2026 06/09/26 For Sale $490,000 +84.9% $158 / Sq Ft
10/02/2014 10/02/14 Sold $265,000 -3.6% $85 / Sq Ft View Prior Sale
08/27/2014 08/27/14 Pending -- -- --
08/12/2014 08/12/14 For Sale $275,000 -- $89 / Sq Ft
Source: Metro Search, Inc.

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,479 $360,000 $40,000 $320,000
2023 $4,497 $360,000 $40,000 $320,000
2022 $3,727 $300,000 $40,000 $260,000
2021 $3,703 $300,000 $40,000 $260,000
2020 $3,712 $300,000 $40,000 $260,000
2019 $3,252 $265,000 $40,000 $225,000
2018 $3,253 $265,000 $0 $0
2017 $3,231 $265,000 $0 $0
2013 $2,362 $215,000 $40,000 $175,000
Source: Public Records

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Map

Source: Metro Search, Inc.

MLS Number: 1719930

Metro Search, Inc.

APN: 06-15-00-9

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