$489,000
$26K PRICE DROP

Estimated payment $2,949/month

Total Views 9,942
3 Beds
2.5 Baths
2,012 Sq Ft
$243 Price per Sq Ft

Highlights

  • Popular Property
  • View of Trees or Woods
  • No HOA
  • Windy Hill Elementary School Rated A-
  • Colonial Architecture
  • Fireplace

About This Home

***SELLERS OFFERING $8,000 FOR CLOSING HELP OR INTEREST RATE BUYDOWN!!! Welcome to 3705 10th Street in North Beach, where coastal-town charm, generous outdoor space, and thoughtful updates come together in one beautifully maintained home! Situated on a spacious double lot, this property offers extra space between neighboring homes for a more open, private feel while still being close to everything North Beach has to offer.

Step inside to a bright, welcoming interior featuring fresh paint throughout, warm vinyl plank flooring, freshly shampooed carpets, and comfortable living spaces. The kitchen features white cabinetry, granite countertops, stainless steel appliances, and a newer stove/range and brand new dishwasher. The dining room flows seamlessly into the family room, creating an inviting layout for everyday living and entertaining.

Upstairs you'll find three spacious bedrooms, including a primary bedroom with a recently refreshed en-suite bath, plus an updated full hall bath.

The fully finished basement offers valuable additional living space with a recreation area featuring a cozy propane fireplace, plus a dedicated laundry room and plenty of storage.

Outside, enjoy the deck overlooking a fully fenced backyard, where mature trees provide a natural buffer for added privacy. Gather around the fire pit area, entertain friends, let the pets play, or simply relax and enjoy your outdoor retreat. The fire pit chairs convey! A charming front porch, attached one-car garage, and ample driveway parking complete the package.

Recent improvements include a newer roof (approximately 2021–2022), HVAC replaced in 2024, newer sump pump, newer fencing, newer kitchen appliances, fresh interior paint, freshly cleaned carpets, and newer storage shelving.

Enjoy the laid-back Chesapeake Bay lifestyle with North Beach's boardwalk, beach, waterfront, restaurants, shops, parks, entertainment, and community events nearby. The home is less than one mile from the North Beach Pier.

No HOA means more freedom and fewer monthly expenses, plus enjoy a one-year seller-paid home warranty for added peace of mind!

With its double lot, finished basement, private fenced yard, extensive updates, garage, and sought-after North Beach location, 3705 10th Street offers the space, comfort, and coastal lifestyle you've been looking for!

USDA financing eligible! Qualified buyers may be able to purchase this home with 100% financing and no down payment through the USDA Rural Development loan program. USDA loans offer competitive interest rates and can make homeownership more affordable for eligible buyers. Buyer and property eligibility requirements apply—contact your lender for details.

Listing Agent

Debbie Friedrich

(301) 870-7653 whiteplains@penfedrealty.com Berkshire Hathaway HomeServices PenFed Realty Brokerage Phone: 3018707653 License #0648195 Listed on: 08/20/2026

Berkshire Hathaway HomeServices PenFed Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,251

Year Built

  • Built in 1994

Lot Details

  • 10,125 Sq Ft Lot

Parking

  • 1 Car Attached Garage
  • 4 Driveway Spaces
  • Front Facing Garage
  • Garage Door Opener

Home Design

  • Colonial Architecture
  • Coastal Architecture
  • Permanent Foundation
  • Vinyl Siding

Interior Spaces

  • Property has 3 Levels
  • Fireplace
  • Views of Woods
  • Laundry Room
  • Finished Basement

Bedrooms and Bathrooms

  • 3 Bedrooms

Utilities

  • Central Air
  • Heat Pump System
  • Well
  • Electric Water Heater
  • Municipal Trash

Community Details

  • No Home Owners Association
  • North Chesapeake Beach Subdivision

Listing and Financial Details

  • Tax Lot 14
  • Assessor Parcel Number 0503151999

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,251

Year Built

Built in 1994

Lot Details

10,125 Sq Ft Lot

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial, Coastal
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 8/20/2026 12:00:00 AM
  • Federal Flood Zone: No
  • Year Built: 1994
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Fireplace: No
  • Foundation Details: Permanent
  • Levels Count: 3
  • Basement: Yes
  • Basement Type: Fully Finished
  • Total Sq Ft: 2118
  • Living Area Sq Ft: 2012
  • Price Per Sq Ft: 346.32
  • Above Grade Finished Sq Ft: 1412
  • Below Grade Finished Sq Ft: 600
  • Below Grade Sq Ft: 106
  • Total Below Grade Sq Ft: 706
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • View: Street, Trees/Woods
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Garage Features: Garage Door Opener, Garage - Front Entry
  • Attached Garage Spaces: 1
  • Total Garage And Parking Spaces: 5
  • Type Of Parking: Attached Garage, Driveway
  • Number of Spaces in Driveway: 4

Utilities

  • Refuse: 350.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Well
  • Municipal Trash: Yes

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Lot Size Acres: 0.23
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 10125.00
  • Zoning: R-1
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 4251.00
  • Assessor Parcel Number: 0503151999
  • Tax Lot: 14
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

MLS Schools

  • School District Name: CALVERT COUNTY PUBLIC SCHOOLS

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $4,003 $376,333 $0 $0
2025 $4,003 $356,000 $97,400 $258,600
2024 $3,741 $332,133 $0 $0
2023 $3,357 $308,267 $0 $0
2022 $151 $284,400 $97,400 $187,000
2021 $3,376 $278,133 $0 $0
2020 $145 $271,867 $0 $0
2019 $2,928 $265,600 $97,400 $168,200
2018 $2,855 $259,867 $0 $0
2017 $2,830 $254,133 $0 $0
2016 -- $248,400 $0 $0
2015 $2,509 $244,167 $0 $0
2014 $2,509 $239,933 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/15/2026 09/15/26 Price Changed $489,000 -2.0% $243 / Sq Ft
09/05/2026 09/05/26 Price Changed $499,000 -3.1% $248 / Sq Ft
08/20/2026 08/20/26 For Sale $515,000 +22.6% $256 / Sq Ft
01/17/2023 01/17/23 Sold $419,900 0.0% $209 / Sq Ft View Prior Sale
12/08/2022 12/08/22 Pending -- -- --
12/06/2022 12/06/22 Price Changed $419,900 -1.2% $209 / Sq Ft
11/08/2022 11/08/22 For Sale $424,900 -- $211 / Sq Ft
Source: Bright MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed $419,900 Interstate Title
Deed $138,383 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $419,900 VA
Previous Owner $100,000 Credit Line Revolving
Source: Public Records

Source: Bright MLS

MLS Number: MDCA2030032

Bright MLS

APN: 03-151999

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