NOT LISTED FOR SALE

3707 Mccray St Coloma, MI 49038

Lake Michigan Beach Neighborhood

Estimated Value: $198,170 - $232,000

2 Beds
1 Bath
1,118 Sq Ft
$196/Sq Ft Est. Value

Sale Details

Date Sold: October 17, 2019

Last sale price $145,000 $130 Per Sq Ft

Est. 53% increase in value since last sale

Current estimated payment $1,339 / mo

14 Days on Market

Highlights

  • Lake Front
  • Water Access
  • Corner Lot
  • Beach
  • Clubhouse
  • 1 Car Detached Garage

About This Home

As of October 2019

Quaint 1940's cottage extensively updated in 2004 to become a wonderful year around getaway in the heart of Lake Michigan Beach! Current owner updates include roof, well, septic, central heat & A/C, replacement windows & skylights, flooring, bathroom & screened patio. Private yard oasis with perennial garden & shade trees. Located between St. Joseph & South Haven and within 2 hours of Chicago, 1 hour of Grand Rapids, South Bend, Notre Dame or Kalamazoo. Owning this home allows the option to become a member of the Lake Michigan Beach Association for a $450 annual fee and enjoy the GATED AND PRIVATE Lake Michigan Beach Club with sandy beach, Clubhouse, playground & picnic area. Also nearby are 2 very nice public beaches. All appliances included & seller is providing a 1 yr home warranty!

Last Agent to Sell the Property

Mikki Swisher

American Homes Real Estate License #6502372652 Listed on: 08/03/2019

Last Buyer's Agent

Sal Rendo

American Homes Real Estate License #6501298247

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,616

Year Built

  • Built in 1942

Lot Details

  • 12,197 Sq Ft Lot
  • Lot Dimensions are 120' x100'
  • Lake Front
  • Shrub
  • Corner Lot
  • Garden

Parking

  • 1 Car Detached Garage
  • Unpaved Driveway
  • Unpaved Parking

Home Design

  • Cabin
  • Slab Foundation
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 1,118 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Replacement Windows
  • Window Treatments
  • Family Room
  • Living Room
  • Crawl Space
  • Laundry on main level

Kitchen

  • Oven
  • Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • 1 Full Bathroom

Outdoor Features

  • Water Access
  • Patio

Utilities

  • Forced Air Heating and Cooling System
  • Well
  • Water Softener is Owned
  • Septic Tank

Listing and Financial Details

  • Home warranty included in the sale of the property

Community Details

Recreation

  • Beach
  • Community Playground

Additional Features

  • Property has a Home Owners Association
  • Clubhouse
  • Security Service

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,616

Year Built

Built in 1942

Lot Details

0.28 Acres

Parking

1

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Cabin
  • Stories: 1
  • Year Built: 1942
  • General Property Info:Basement: No
  • General Property Info:Main Level Primary: Yes
  • Waterfront Options:Water Access YN: Yes
  • Manufactured:Manufactured YN: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Water Softener Owned, Refrigerator, Oven, Microwave, Dishwasher, Range
  • Interior Amenities: Ceiling Fan(s)
  • Fireplace: No
  • Total Bedrooms: 2
  • Main Level Bedrooms: 2
  • Full Bathrooms: 1
  • Total Bathrooms: 1
  • Basement: Crawl Space, Slab
  • LivingArea: 1118.0
  • Window Features: Window Treatments, Replacement

Exterior Features

  • Construction Materials: Vinyl Siding
  • Home Warranty: Yes
  • List Price: 159500.0
  • Lot Features: Corner Lot
  • Patio and Porch Features: Patio
  • Roof: Composition
  • Water Body Name: Lake Michigan
  • Waterfront Features: Lake Front
  • Waterfront: No
  • Access Feat:Accessibility Features2: No

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 1.0
  • Garage: Yes
  • Parking Features: Unpaved, Detached

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Water Source: Well

Condo/Co-op/Association

  • Association Amenities: Beach Area, Clubhouse, Security, Playground
  • Association: Yes

Lot Info

  • Lot Size Acres: 0.28
  • Lot Size Area: 0.28
  • Lot Dimensions: 120' x100'
  • Lot Size Sq Ft: 12197.0

Tax Info

  • Tax Annual Amount: 1616.0
  • Tax Year: 2017

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Apr 14, 2026
Sold by
Mccarthy Mary
Bought by
Mary C Mccarthy Living Trust and Mccarthy
Current Estimated Value
$221,382

Purchase Details

Listed on
Aug 3, 2019
Closed on
Oct 23, 2019
Sold by
Carol L Cassini Fbo Carol L Cassini Trus
Bought by
Mccarthy Mary C
Seller's Agent
Mikki Swisher
American Homes Real Estate
Buyer's Agent
Sal Rendo
American Homes Real Estate
List Price
$159,500
Sold Price
$145,000
Premium/Discount to List
-$14,500
-9.09%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.46%
Original Mortgage
$95,000
Interest Rate
3.5%
Mortgage Type
New Conventional

Purchase Details

Listed on
Aug 3, 2019
Closed on
Oct 17, 2019
Sold by
Cassini Carol L
Bought by
Mccarthy Mary C
Seller's Agent
Mikki Swisher
American Homes Real Estate
Buyer's Agent
Sal Rendo
American Homes Real Estate
List Price
$159,500
Sold Price
$145,000
Premium/Discount to List
-$14,500
-9.09%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$95,000
Interest Rate
3.5%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 20, 1991

Purchase Details

Closed on
Sep 16, 1983
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
Mary C Mccarthy Living Trust -- None Listed On Document
Mccarthy Mary C $145,000 First American Title
Mccarthy Mary C $145,000 First American Title
-- $21,000 --
-- $35,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Previous Owner Mccarthy Mary C $95,000
Previous Owner Mccarthy Mary C $95,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/17/2019 10/17/19 Sold $145,000 -9.1% $130 / Sq Ft
08/17/2019 08/17/19 Pending -- -- --
08/03/2019 08/03/19 For Sale $159,500 -- $143 / Sq Ft
Source: MichRIC

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,670 $99,000 $0 $0
2024 $411 $87,700 $0 $0
2023 $391 $80,000 $0 $0
2022 $372 $75,200 $0 $0
2021 $1,508 $52,100 $7,900 $44,200
2020 $1,498 $32,700 $0 $0
2019 $1,508 $32,600 $0 $0
2018 $1,700 $41,600 $0 $0
2017 $1,616 $36,300 $0 $0
2016 $1,732 $40,700 $0 $0
2015 $1,717 $39,400 $0 $0
2014 $515 $54,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • M

    Seller's Agent in 2019

    Mikki Swisher

    American Homes Real Estate

    (269) 208-0133

    113 Total Sales

    Mikki Swisher
    Section Image

  • S

    Buyer's Agent in 2019

    Sal Rendo

    American Homes Real Estate

    Section Image
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Map

Source: MichRIC

MLS Number: 19037123

MichRIC

APN: 11-10-4550-3632-00-7

Michigan Berrien County Coloma 49038 Lake Michigan Beach

3707 Mccray St, Coloma, MI

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

MichRIC Information is deemed reliable but not guaranteed.
Copyright 2026 MichRIC, LLC. All rights reserved.

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