NOT LISTED FOR SALE

Estimated Value: $270,000 - $302,494

2 Beds
2 Baths
1,166 Sq Ft
$248/Sq Ft Est. Value

Last Sold December 27, 2021

Last sale price $230,000 $197 Per Sq Ft

Est. 26% increase in value since last sale

Current estimated payment $1,996/month

1 Day on Market

Highlights

  • Living Room with Fireplace
  • Formal Dining Room
  • Attached Garage

About This Home

As of December 2021

Welcome to "The Story Book House" located on one of the most desirable streets in Elgin. Contractor and builder, Mr. Congdon took 3 loving years to build this home for Dr. Ploucher who was an eye surgeon. There's wonderful history attached to this charming home that has only been owned by 4 families ~ now it's your turn! This 2 bedroom, 1 1/2 bathroom home has all of the charm you desire. Great backyard with privacy, arbor and mature trees. We love the charm and convenience of built in dressers, an old fashioned telephone stand and mail slot located in the welcoming foyer. The Bar in the partially finished basement adds additional living space. Basement has exterior access to garage. Updates include: new kitchen and upstairs bathroom remodel, new electrical in 2021 with USB outlets, refinished hardwood in the living room in 2021, New roof in 2019, New AC in 2019, 4 new windows in back and bathroom, New siding on the back of house, New Water Heater in 2010, and all fresh paint throughout.

Last Agent to Sell the Property

John Gamble

RE/MAX All Pro - St Charles License #471012729 Listed on: 11/09/2021

RE/MAX All Pro - St Charles

Co-Listed By

Mary Clare

RE/MAX All Pro - St Charles License #475167728

Last Buyer's Agent

Stephanie Albanese

Berkshire Hathaway HomeServices Chicago License #475182445

Berkshire Hathaway HomeServices Chicago

Home Details

Home Type

  • Single Family

Year Built | Renovated

  • 1940 | 2021

Lot Details

  • 7,405

Parking

  • Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Interior Spaces

  • 1.5-Story Property
  • Living Room with Fireplace
  • Formal Dining Room
  • Unfinished Attic

Partially Finished Basement

  • Exterior Basement Entry
  • Finished Basement Bathroom

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Year Built | Renovated

1940 | 2021

Lot Details

0

Parking

1

Listing Details

  • Property Type: Detached Single
  • Property Type: Residential
  • Type Detached: 1.5 Story
  • Property Sub Type: 1.5 Story
  • Age: 81-90 Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): Yes
  • Rehab Year: 2021
  • New Construction Y/N: No
  • Architectural Style: Cape Cod
  • Co List Office Mls Id: MRD30
  • Co List Office Phone: (630) 208-7400
  • Directions: Rt. 31 (State St.), Right on Lawrence Ave, left on Dundee Ave, left on Duncan and Right on River Bluff Rd
  • Lot Size: 56X135X54X134
  • New Construction: No
  • Ownership: Fee Simple
  • Actual Status: Closed
  • Special Features: None
  • Year Built: 1940
  • Year Renovated: 2021

Interior Features

  • Appliances: Range, Dishwasher, Refrigerator, Washer, Dryer, Disposal
  • Has Basement: Full
  • Fireplace Features: Wood Burning
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: Partially Finished,Exterior Access
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Fireplace Location: Living Room
  • Total Sq Ft: 0
  • Attic: Unfinished
  • Door Features: French Doors,Sliding Doors
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Possible Bedrooms: 2
  • Total Bedrooms: 2
  • Fireplaces: 1
  • Interior Amenities: Bar-Dry, Hardwood Floors, Built-in Features
  • Other Equipment: CO Detectors, Ceiling Fan(s)
  • Dining Room Type: Enclosed Porch, Recreation Room

Exterior Features

  • Roof: Asphalt
  • Exterior Features: Deck, Storms/Screens
  • Foundation Details: Concrete Perimeter
  • Exterior Building Type: Aluminum Siding,Cedar
  • Lot Features: Mature Trees
  • Waterfront: No

Garage/Parking

  • Number of Cars: 1
  • Driveway: Asphalt
  • Garage Details: Garage Door Opener(s),Transmitter(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage
  • Garage Spaces: 1

Utilities

  • Cooling: Central Air
  • Heating: Natural Gas, Forced Air
  • Electric: 100 Amp Service
  • Laundry Features: Gas Dryer Hookup, Laundry Chute, Sink
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Association Fee Frequency: Not Applicable
  • Community Features: Park, Curbs, Sidewalks, Street Lights, Street Paved

Fee Information

  • Association Fee Includes: None

Schools

  • Junior High Dist: 46
  • Middle Or Junior School: Larsen Middle School

Lot Info

  • Rural (Y/N): N
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N
  • Additional Parcels: No

Rental Info

  • Board Number: 5
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Exemptions: Homeowner
  • Tax Annual Amount: 4806.62
  • Tax Year: 2020

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 9, 2021
Closed on
Dec 10, 2021
Sold by
Koch Thomas and Koch Diane M
Bought by
Fox Taylor
Seller's Agent
John Gamble
RE/MAX All Pro - St Charles
Buyer's Agent
Stephanie Albanese
Berkshire Hathaway HomeServices Chicago
List Price
$224,900
Sold Price
$230,000
Premium/Discount to List
$5,100
2.27%
Current Estimated Value
$289,624

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$59,624
Avg. Annual Appreciation
5.92%
Original Mortgage
$225,834
Outstanding Balance
$207,708
Interest Rate
3.11%
Mortgage Type
FHA
Estimated Equity
$81,916

Purchase Details

Closed on
Nov 27, 1998
Sold by
Va
Bought by
Koch Thomas and Koch Diane M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$94,000
Interest Rate
6.8%

Purchase Details

Closed on
Sep 19, 1997
Sold by
Ramsey Kenneth R
Bought by
Va
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Fox Taylor $230,000 Attorneys Ttl Guaranty Fund
Koch Thomas -- Chicago Title Insurance Co
Va -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Fox Taylor $225,834
Previous Owner Koch Thomas $94,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/27/2021 12/27/21 Sold $230,000 +2.3% $197 / Sq Ft
11/11/2021 11/11/21 Pending -- -- --
11/09/2021 11/09/21 For Sale $224,900 -- $193 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,749 $79,842 $17,056 $62,786
2023 $5,467 $72,131 $15,409 $56,722
2022 $5,183 $65,771 $14,050 $51,721
2021 $4,951 $61,491 $13,136 $48,355
2020 $4,807 $58,702 $12,540 $46,162
2019 $4,662 $55,917 $11,945 $43,972
2018 $4,145 $47,929 $11,253 $36,676
2017 $4,043 $45,310 $10,638 $34,672
2016 $3,843 $42,035 $9,869 $32,166
2015 -- $38,529 $9,046 $29,483
2014 -- $38,053 $8,934 $29,119
2013 -- $39,057 $9,170 $29,887
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11213977

Midwest Real Estate Data (MRED)

APN: 06-12-129-006