$675,000
UNDER CONTRACT $24K PRICE DROP

3716 Valley Creek Dr Pendleton, KY 40055

Estimated payment $4,138/month

Total Views 1,779
3 Beds
2.5 Baths
3,251 Sq Ft
$208 Price per Sq Ft

Highlights

  • Deck
  • Traditional Architecture
  • 6 Car Garage
  • Buckner Elementary School Rated A-
  • 1 Fireplace
  • Porch

About This Home

A rare opportunity to own a beautifully maintained traditional home with over 15 private acres in the heart of Oldham County—complete with a fourth non-conforming bedroom in the finished lower level. Tucked away from the road, this property offers a level of privacy and peacefulness that is increasingly difficult to find, while still being conveniently located within a community known for its award-winning schools. With over 3,200 square feet of finished living space, the home has been lovingly cared for and thoughtfully improved throughout the current ownership. The acreage offers a wonderful balance of mature woods and open yard, with a creek winding along the bottom of the hill behind the home, creating a beautiful natural backdrop and endless possibilities for enjoying for enjoying the outdoors. Inside, a welcoming two-story foyer with solid hardwood flooring introduces the main level, and flows seamlessly into the spacious eat-in kitchen, dining area, and inviting living room. A wood-burning stove insert provides both cozy ambiance and a remarkably economical secondary heat source during the colder months. The first floor also features a private primary suite with an expansive bathroom and walk-in closet, along with a convenient half bath and laundry room. Upstairs, two generously sized bedrooms are alongside a full bathroom and useful attic storage, providing plenty of room for family or guests. The finished lower level adds another dimension to the home with a comfortable family room, the non-conforming fourth bedroom, and a versatile room currently used as a gym. More than 400 square feet remains unfinished, providing abundant storage space and room for future possibilities. And the storage doesn't stop there. An oversized attached two-car garage provides exceptional everyday convenience, while a substantial 40' x 60' metal building offers an impressive amount of additional space for vehicles, equipment, hobbies, a workshop, or whatever your lifestyle requires. Perhaps most importantly, the current owners have already taken care of a majority of the high-cost improvements and major maintenance items, allowing the next owners to enjoy the property with confidence from day one. The result is a truly move-in-ready home with the space, privacy, acreage, and versatility that so many buyers are searching for. For a comprehensive list of upgrades, see the Current Owner Upgrades document. Properties offering this combination of acreage, more than 3,200 square feet, extensive storage and outbuildings, privacy, and a desirable Oldham County location are rarely available at this price point. If you've been looking for a traditional home with room to spread out, space to work and play, and endless potential for the future, this is an opportunity you won't want to miss.

Listing Agent

Taylor Lewis Karimi

Semonin Realtors License #219173 Listed on: 09/15/2026

Semonin Realtors

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1988

Parking

  • 6 Car Garage
  • Side or Rear Entrance to Parking

Home Design

  • Traditional Architecture
  • Poured Concrete
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 2-Story Property
  • 1 Fireplace
  • Laundry Room
  • Basement

Bedrooms and Bathrooms

  • 3 Bedrooms

Outdoor Features

  • Deck
  • Outbuilding
  • Porch

Utilities

  • Central Air
  • Heating Available
  • Propane
  • Septic Tank

Community Details

  • Property has a Home Owners Association
  • Oldham Hills Farms Subdivision

Listing and Financial Details

  • Legal Lot and Block 28 / 51
  • Assessor Parcel Number 51-11B-01-28,29&30

Home Details

Home Type

Single Family

Year Built

Built in 1988

Lot Details

15.41 Acres

Parking

6

Listing Details

  • Cooling System: Central Air
  • Stories: 2
  • Lot Dimensions: 0
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Garage Yn: Yes
  • Subdivision Name: OLDHAM HILLS FARMS
  • Above Grade Finished Sq Ft: 2319.0
  • Architectural Style: Traditional
  • Reso Other Structures: Garage(s), Outbuilding
  • Utilities Electricity Connected: Yes
  • Full Bathroom Level: Second
  • Half Bathroom Level: First
  • Rooms:Living Room5: Yes
  • Primary Bathroom Level: First
  • Primary Bedroom Level: First
  • Roof:Shingle: Yes
  • Cooling Central Air: Yes
  • Architectural Style Traditional: Yes
  • SourceMLSURL: https://sourcemls.org/api/v1/eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9.eyJTb3VyY2VTeXN0ZW1JRCI6Ik0wMDAwMDI5MCIsIkxpc3RpbmdJRCI6IjE3MjYzNTgiLCJTdGFuZGFyZFN0YXR1cyI6IkFjdGl2ZSBVbmRlciBDb250cmFjdCIsIk1vZGlmaWNhdGlvblRpbWVzdGFtcCI6IjIwMjYtMDktMTVUMjA6NTg6NDcuMDAwWiIsIkxpY2Vuc2VlSUQiOiJvYXV0aDJfMjg5NTEiLCJMaWNlbnNlZU5hbWUiOiJIb21lcyBQcm8ifQ.AonQPzT2PNZeJwCrfawJX3loT_KJPA8DkLY3Li96UXA/badge
  • Special Features: UnderContract

Interior Features

  • Basement: Partially Finished
  • Bedroom Level: Second
  • Dining Area Level: First
  • Family Room Level: Basement
  • Kitchen Level: First
  • Laundry Level: First
  • Living Room Level: First
  • Other Level: Basement
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 932.0
  • Fireplaces: 1
  • Other Rooms:Family Room2: Yes
  • BasementFoundation:Poured Concrete: Yes
  • Other Rooms:Dining Area: Yes
  • Basement:Partially Finished: Yes

Exterior Features

  • Fencing: None
  • Roof: Shingle
  • Acres: 15.41
  • Waterfront Features: Creek
  • Waterfront: Yes
  • Construction Type: Vinyl Siding
  • Foundation Details: Poured Concrete
  • Patio And Porch Features: Deck, Porch
  • Patio And Porch Features:Deck2: Yes
  • Patio and Porch Features:Porch2: Yes
  • Waterfront Features:Creek: Yes

Garage/Parking

  • Garage Spaces: 6.0
  • Attached Garage: Yes
  • Parking Features: Detached, Attached, Entry Side
  • GarageParking:Attached: Yes
  • GarageParking:Detached: Yes
  • Other Structures:Garage(s): Yes

Utilities

  • Utilities: Electricity Connected, Propane
  • Cooling Y N: Yes
  • Heating: Electric
  • HeatingYN: Yes
  • Water Source: Public
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Association Fee: 90.0
  • Association: Yes

Lot Info

  • Lot Size Sq Ft: 671259.6
  • ResoLotSizeUnits: Acres
  • Parcel #: 51-11B-01-28,29&30

Building Info

  • Year Built: 1988

Tax Info

  • Tax Block: 51
  • Tax Lot: 28

Map

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Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,581 $287,000 $14,000 $273,000
2024 $3,543 $287,000 $14,000 $273,000
2023 $3,610 $287,000 $14,000 $273,000
2022 $3,596 $287,000 $14,000 $273,000
2021 $3,573 $287,000 $14,000 $273,000
2020 $2,741 $340,000 $135,000 $205,000
2019 $2,715 $219,000 $14,000 $205,000
2018 $2,452 $235,000 $0 $0
2017 $2,283 $222,500 $0 $0
2013 $2,444 $222,500 $2,500 $220,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/15/2026 09/15/26 For Sale $675,000 0.0% $208 / Sq Ft
09/07/2026 09/07/26 Pending -- -- --
09/01/2026 09/01/26 Price Changed $675,000 -3.4% $208 / Sq Ft
08/23/2026 08/23/26 For Sale $699,000 +105.6% $215 / Sq Ft
06/15/2018 06/15/18 Sold $340,000 +3.3% $86 / Sq Ft View Prior Sale
05/03/2018 05/03/18 Pending -- -- --
05/01/2018 05/01/18 For Sale $329,000 -- $83 / Sq Ft
Source: Metro Search, Inc.

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $340,000 None Available
Warranty Deed $311,000 Bylthe Title & Escrow Llc
Deed $295,000 None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $393,585 VA
Closed $397,000 VA
Closed $340,000 VA
Previous Owner $248,800 Commercial
Previous Owner $177,500 New Conventional
Previous Owner $200,000 Purchase Money Mortgage
Previous Owner $50,000 Credit Line Revolving
Source: Public Records

Source: Metro Search, Inc.

MLS Number: 1726358

Metro Search, Inc.

APN: 51-11B-01-28,29&30

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