$1,945,000
UNDER CONTRACT

3718 Ramsgate Dr Annapolis, MD 21403

Estimated payment $11,830/month

Total Views 3,511
3 Beds
3.5 Baths
3,417 Sq Ft
$569 Price per Sq Ft

Highlights

  • 200 Feet of Waterfront
  • 2 Dock Slips
  • Private Water Access
  • Hillsmere Elementary School Rated 9+
  • Beach
  • Rooftop Deck

About This Home

On the market for the first time in over 33 years, this exceptional waterfront home on protected Watergate Harbor is a rare opportunity to own a piece of Annapolis's most coveted water lifestyle. With 200+ feet of private waterfront and seconds-away access to the South River, this is the property you've been waiting for. Step outside to your private 41' pier — with 2 slips, one with an 15,000lb boat lift and floating dock — and enjoy manicured lawns that sweep gently to the water's edge. Whether you're launching a boat at sunrise or hosting summer gatherings on the grass, the outdoor experience here is simply unmatched. Inside, over 3,400 finished square feet above grade offers a warm, gracious floor plan designed for both everyday living and effortless entertaining. The heart of the home is a spacious, updated kitchen and family room with high ceilings, and French doors that open directly to the waterside decks. The formal dining and living rooms add classic elegance, while the show-stopping sun room — lined with walls of windows overlooking the harbor and South River — is a space unlike any other, anchored by a pass-through fireplace shared with the living room. Upstairs, three bedrooms and two full baths await. The primary suite is a true retreat, featuring vaulted ceilings, a spa-inspired bath, a walk-in closet, and a private balcony perfectly positioned to catch the South River's legendary sunsets. A convenient upper-level laundry room rounds out the second floor. The lower level offers an abundance of unfinished storage space plus a full bath with shower — ideal for rinsing off after a day on the water. An oversized two-car side-load garage completes the picture. The exterior of house was professionally painted within the last year; and the waterside deck is also new. Lovely landscaping complements the home. Beyond your own backyard, the Watergate community enriches daily life with a marina, pavilion, small beach, tot lot, basketball court, and a full calendar of neighborhood social events throughout the year. NO CONTINGENT CONTRACTS PLEASE

Listing Agent

Mary Kay Gordon

(410) 263-8686 khylah.settle@cbmove.com Coldwell Banker Realty Brokerage Phone: 4102638686 License #80220 Listed on: 05/02/2026

Coldwell Banker Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $14,927

Year Built

  • Built in 1969

Lot Details

  • 20,909 Sq Ft Lot
  • 200 Feet of Waterfront
  • Home fronts navigable water
  • Cul-De-Sac
  • Landscaped
  • Level Lot
  • Property is in excellent condition
  • Property is zoned R2

HOA Fees

  • $50 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Side Facing Garage
  • Garage Door Opener

Property Views

  • Harbor
  • Scenic Vista

Home Design

  • Colonial Architecture
  • Block Foundation
  • Frame Construction

Interior Spaces

  • Property has 3 Levels
  • Built-In Features
  • Vaulted Ceiling
  • Ceiling Fan
  • Gas Fireplace
  • Double Pane Windows
  • Window Treatments
  • Entrance Foyer
  • Family Room Off Kitchen
  • Living Room
  • Formal Dining Room
  • Sun or Florida Room
  • Monitored

Kitchen

  • Eat-In Kitchen
  • Built-In Oven
  • Down Draft Cooktop
  • Built-In Microwave
  • Freezer
  • Dishwasher
  • Kitchen Island
  • Upgraded Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • Hydromassage or Jetted Bathtub
  • Walk-in Shower

Laundry

  • Laundry Room
  • Laundry on upper level
  • Electric Dryer
  • Washer

Unfinished Basement

  • Connecting Stairway
  • Garage Access
  • Shelving

Outdoor Features

  • Private Water Access
  • Property is near a canal
  • Bulkhead
  • Electric Hoist or Boat Lift
  • 2 Dock Slips
  • Physical Dock Slip Conveys
  • Stream or River on Lot
  • Lake Privileges
  • Rooftop Deck

Schools

  • Hillsmere Elementary School
  • Annapolis High School

Utilities

  • 90% Forced Air Heating and Cooling System
  • Heating System Powered By Owned Propane
  • Water Treatment System
  • Well
  • Electric Water Heater

Listing and Financial Details

  • Tax Lot 10
  • Assessor Parcel Number 020290911922405

Community Details

Overview

  • $33 Other Monthly Fees
  • Watergate Improvement Association
  • Watergate Subdivision

Amenities

  • Picnic Area

Recreation

  • Community Boat Dock
  • Pier or Dock
  • Beach
  • Community Basketball Court
  • Community Playground

Home Details

Home Type

Single Family

Est. Annual Taxes

$14,927

Year Built

Built in 1969

Lot Details

0.48 Acres

HOA Fees

$50 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 5/3/2026 12:00:00 AM
  • Year Built: 1969
  • Automatically Close On Close Date: No
  • Special Features: 4224
  • Property Sub Type: Detached

Interior Features

  • Appliances: Cooktop - Down Draft, Built-In Microwave, Dishwasher, Disposal, Dryer, Dryer - Electric, Oven - Wall, Refrigerator, Washer, Water Heater, Freezer
  • Flooring Type: Ceramic Tile, Hardwood, Carpet
  • Interior Amenities: Bathroom - Jetted Tub, Bathroom - Stall Shower, Built-Ins, Carpet, Ceiling Fan(s), Family Room Off Kitchen, Formal/Separate Dining Room, Kitchen - Eat-In, Kitchen - Island, Kitchen - Table Space, Upgraded Countertops, Walk-In Closet(s), Water Treat System, Window Treatments, Wood Floors
  • Window Features: Double Pane
  • Fireplace Features: Gas/Propane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Wall Ceiling Types: Vaulted Ceilings
  • Foundation Details: Block
  • Levels Count: 3
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 3, Kitchen, Family Room, Basement, Foyer, Sun/Florida Room, Laundry, Bathroom 1, Bathroom 2, Primary Bathroom
  • Basement: Yes
  • Basement Type: Connecting Stairway, Garage Access, Shelving, Unfinished
  • Laundry Type: Upper Floor
  • Total Sq Ft: 5554
  • Living Area Sq Ft: 3417
  • Price Per Sq Ft: 569.21
  • Above Grade Finished Sq Ft: 3417
  • Below Grade Sq Ft: 2137
  • Total Below Grade Sq Ft: 2137
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Frame
  • Exterior Features: Roof Deck
  • View: Harbor, Scenic Vista, Water
  • Water Access Features: Private Access
  • Water Access: Yes
  • Water Body Name: Watergate Harbor
  • Water Body Type: Canal
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Water View: Yes
  • Water Frontage In Feet: 200

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Paved Driveway
  • Garage Features: Garage - Side Entry, Garage Door Opener
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Garage

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric, Propane - Owned
  • Heating Type: 90% Forced Air, Central
  • Heating: Yes
  • Hot Water: Electric
  • Security: Monitored
  • Sewer/Septic System: Public Sewer
  • Water Source: Well

Condo/Co-op/Association

  • HOA Fees: 600.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Basketball Courts, Beach, Boat Dock/Slip, Picnic Area, Pier/Dock, Tot Lots/Playground, Water/Lake Privileges
  • HOA Name: WATERGATE IMPROVEMENT ASSOCIATION
  • HOA: Yes
  • Senior Community: No
  • Association Recreation Fee: No

Fee Information

  • Other Fees: 400.00
  • Other Fees Frequency: Annually

Schools

  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Elementary School: HILLSMERE
  • High School: ANNAPOLIS

Lot Info

  • Lot Features: Bulkheaded, Cul-De-Sac, Level, Landscaping, Stream/Creek
  • Lot Size Acres: 0.48
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 20908.80
  • Property Condition: Excellent
  • Zoning: R2
  • In City Limits: No

Rental Info

  • Lease Considered: No
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 14927.00
  • Assessor Parcel Number: 020290911922405
  • Tax Lot: 10
  • County Tax Payment Frequency: Annually
  • Tax Year: 2026

Multi Family

  • Waterfront Features: Private Dock Site

MLS Schools

  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $12,873 $1,331,600 -- --
2024 $12,873 $1,129,700 -- --
2023 $10,605 $927,800 $568,200 $359,600
2022 $10,122 $927,467 $0 $0
2020 $6,716 $926,800 $568,200 $358,600
2019 $6,545 $926,800 $568,200 $358,600
2018 $9,398 $926,800 $568,200 $358,600
2017 $10,104 $954,000 $0 $0
2016 -- $942,000 $0 $0
2015 -- $930,000 $0 $0
2014 -- $918,000 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
05/02/2026 05/02/26 For Sale $1,945,000 -- $569 / Sq Ft
Source: Bright MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed -- None Available
Interfamily Deed Transfer -- Brilliant Title Corporation
Deed -- --
Deed -- --
Deed $306,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Previous Owner $350,000 No Value Available
Source: Public Records

Source: Bright MLS

MLS Number: MDAA2144030

Bright MLS

APN: 02-909-11922405

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