3718 Ramsgate Dr Annapolis, MD 21403
Estimated payment $11,830/month
Highlights
- 200 Feet of Waterfront
- 2 Dock Slips
- Private Water Access
- Hillsmere Elementary School Rated 9+
- Beach
- Rooftop Deck
About This Home
On the market for the first time in over 33 years, this exceptional waterfront home on protected Watergate Harbor is a rare opportunity to own a piece of Annapolis's most coveted water lifestyle. With 200+ feet of private waterfront and seconds-away access to the South River, this is the property you've been waiting for. Step outside to your private 41' pier — with 2 slips, one with an 15,000lb boat lift and floating dock — and enjoy manicured lawns that sweep gently to the water's edge. Whether you're launching a boat at sunrise or hosting summer gatherings on the grass, the outdoor experience here is simply unmatched. Inside, over 3,400 finished square feet above grade offers a warm, gracious floor plan designed for both everyday living and effortless entertaining. The heart of the home is a spacious, updated kitchen and family room with high ceilings, and French doors that open directly to the waterside decks. The formal dining and living rooms add classic elegance, while the show-stopping sun room — lined with walls of windows overlooking the harbor and South River — is a space unlike any other, anchored by a pass-through fireplace shared with the living room. Upstairs, three bedrooms and two full baths await. The primary suite is a true retreat, featuring vaulted ceilings, a spa-inspired bath, a walk-in closet, and a private balcony perfectly positioned to catch the South River's legendary sunsets. A convenient upper-level laundry room rounds out the second floor. The lower level offers an abundance of unfinished storage space plus a full bath with shower — ideal for rinsing off after a day on the water. An oversized two-car side-load garage completes the picture. The exterior of house was professionally painted within the last year; and the waterside deck is also new. Lovely landscaping complements the home. Beyond your own backyard, the Watergate community enriches daily life with a marina, pavilion, small beach, tot lot, basketball court, and a full calendar of neighborhood social events throughout the year. NO CONTINGENT CONTRACTS PLEASE
Listing Agent
(410) 263-8686 khylah.settle@cbmove.com Coldwell Banker Realty Brokerage Phone: 4102638686 License #80220 Listed on: 05/02/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $14,927
Year Built
- Built in 1969
Lot Details
- 20,909 Sq Ft Lot
- 200 Feet of Waterfront
- Home fronts navigable water
- Cul-De-Sac
- Landscaped
- Level Lot
- Property is in excellent condition
- Property is zoned R2
HOA Fees
- $50 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Side Facing Garage
- Garage Door Opener
Property Views
- Harbor
- Scenic Vista
Home Design
- Colonial Architecture
- Block Foundation
- Frame Construction
Interior Spaces
- Property has 3 Levels
- Built-In Features
- Vaulted Ceiling
- Ceiling Fan
- Gas Fireplace
- Double Pane Windows
- Window Treatments
- Entrance Foyer
- Family Room Off Kitchen
- Living Room
- Formal Dining Room
- Sun or Florida Room
- Monitored
Kitchen
- Eat-In Kitchen
- Built-In Oven
- Down Draft Cooktop
- Built-In Microwave
- Freezer
- Dishwasher
- Kitchen Island
- Upgraded Countertops
- Disposal
Flooring
- Wood
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Walk-In Closet
- Hydromassage or Jetted Bathtub
- Walk-in Shower
Laundry
- Laundry Room
- Laundry on upper level
- Electric Dryer
- Washer
Unfinished Basement
- Connecting Stairway
- Garage Access
- Shelving
Outdoor Features
- Private Water Access
- Property is near a canal
- Bulkhead
- Electric Hoist or Boat Lift
- 2 Dock Slips
- Physical Dock Slip Conveys
- Stream or River on Lot
- Lake Privileges
- Rooftop Deck
Schools
- Hillsmere Elementary School
- Annapolis High School
Utilities
- 90% Forced Air Heating and Cooling System
- Heating System Powered By Owned Propane
- Water Treatment System
- Well
- Electric Water Heater
Listing and Financial Details
- Tax Lot 10
- Assessor Parcel Number 020290911922405
Community Details
Overview
- $33 Other Monthly Fees
- Watergate Improvement Association
- Watergate Subdivision
Amenities
- Picnic Area
Recreation
- Community Boat Dock
- Pier or Dock
- Beach
- Community Basketball Court
- Community Playground
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $12,873 | $1,331,600 | -- | -- |
| 2024 | $12,873 | $1,129,700 | -- | -- |
| 2023 | $10,605 | $927,800 | $568,200 | $359,600 |
| 2022 | $10,122 | $927,467 | $0 | $0 |
| 2020 | $6,716 | $926,800 | $568,200 | $358,600 |
| 2019 | $6,545 | $926,800 | $568,200 | $358,600 |
| 2018 | $9,398 | $926,800 | $568,200 | $358,600 |
| 2017 | $10,104 | $954,000 | $0 | $0 |
| 2016 | -- | $942,000 | $0 | $0 |
| 2015 | -- | $930,000 | $0 | $0 |
| 2014 | -- | $918,000 | $0 | $0 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 05/02/2026 05/02/26 | For Sale | $1,945,000 | -- | $569 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | -- | None Available | |
| Interfamily Deed Transfer | -- | Brilliant Title Corporation | |
| Deed | -- | -- | |
| Deed | -- | -- | |
| Deed | $306,000 | -- |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $350,000 | No Value Available |
Source: Bright MLS
MLS Number: MDAA2144030
APN: 02-909-11922405
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Ask me questions while you tour the home.