Shelly Trout
Dalton Wade, Inc.
(321) 414-4434
53 Total Sales
1 in North Winter Haven
$256,000 Price
3723 Osborn Harbor Ln Winter Haven, FL 33881
North Winter Haven NeighborhoodEstimated Value: $615,381
4
Beds
3.5
Baths
3,454
Sq Ft
$178/Sq Ft
Est. Value
Highlights
- 189 Feet of Chain of Lakes Waterfront
- Chain Of Lake Views
- Lake Privileges
- Screened Pool
- 0.65 Acre Lot
- High Ceiling
About This Home
As of March 2026Auction Property. GORGEOUS LAKEVIEWS! Situated on a sprawling 0.65-acre lot, this 4-bedroom, 3.5-bath LAKEFRONT POOL HOME offers nearly 3,500 square feet of thoughtfully designed living space! Step inside to find an inviting entrance, spacious living room overlooking the pool with a STUNNING lakeview, office/bonus room, and formal dining room. The kitchen features ample cabinetry and tons of counter space. The primary suite offers serene lake views, an ensuite bath, and generous closet space. Enjoy outdoor living with an expansive patio area overlooking the pool and lake views, ideal for relaxing or hosting family and friends. Inside Laundry room for added convenience. Don't miss this home, with its private setting, large lot, and prime lakefront location, offering the best of LAKEFRONT living every day. All or some of the following may apply to the closing of this property: (1) Pending status changed once seller signed contract is received by listing agent. (2) Mail away to Seller. (3) Majority are mail away to buyer and a courtesy closing may be scheduled through title company. A courtesy closing fee may be charged to buyer on HUD. (4) Keys are not released to buyers for closing until proof of funding and all buyer and seller documents have been received by Title Company.
Last Agent to Sell the Property
ASSOCIATE REALTY Brokerage Phone: 863-618-4000 License #3253299 Listed on: 11/09/2025
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,012
Year Built
- Built in 2007
Lot Details
- 28,162 Sq Ft Lot
- 189 Feet of Chain of Lakes Waterfront
- Street terminates at a dead end
- East Facing Home
- Oversized Lot
Parking
- 3 Car Attached Garage
- Driveway
Home Design
- Slab Foundation
- Metal Roof
- Block Exterior
Interior Spaces
- 3,454 Sq Ft Home
- High Ceiling
- Ceiling Fan
- French Doors
- Living Room
- Dining Room
- Home Office
- Inside Utility
- Laundry Room
- Chain Of Lake Views
Kitchen
- Dinette
- Built-In Oven
- Cooktop
- Dishwasher
Flooring
- Carpet
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Walk-In Closet
Pool
- Screened Pool
- In Ground Pool
- Fence Around Pool
Outdoor Features
- Access To Chain Of Lakes
- Lake Privileges
- Patio
Schools
- Walter Caldwell Elementary School
- Westwood Middle School
- Winter Haven Senior High School
Utilities
- Central Heating and Cooling System
Community Details
- No Home Owners Association
- Hartridge Harbor Addition Subdivision
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 230 / 023230
- Assessor Parcel Number 26-28-08-000000-023230
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Nov 9, 2025
Closed on
Mar 6, 2026
Sold by
Bought by
Seller's Agent
Chrissi Jasso
ASSOCIATE REALTY
Buyer's Agent
Stellar Non-Member Agent
STELLAR NON-MEMBER OFFICE
List Price
$682,500
Sold Price
$633,000
Premium/Discount to List
-$49,500
-7.25%
Views
148
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$17,619
Avg. Annual Appreciation
-7.75%
Original Mortgage
$474,750
Outstanding Balance
$473,320
Interest Rate
5.98%
Mortgage Type
New Conventional
Estimated Equity
$142,061
Purchase Details
Closed on
Jun 2, 2025
Sold by
Bought by
Purchase Details
Closed on
Sep 12, 2005
Sold by
Bought by
Home Values in the Area
Average Home Value in this Area
Agents Specializing in North Winter Haven, FL
-
Shelly Trout
-
David Hartigan
David Hartigan
Responds QuicklyJASON MITCHELL REAL ESTATE
(689) 600-2955
292 Total Sales
2 in North Winter Haven
$240K - $272K Price Range
-
Stacy Kelly
Stacy Kelly
EXP REALTY LLC
(386) 320-5809
141 Total Sales
1 in North Winter Haven
$580,000 Price
-
Michelle Howard
Michelle Howard
KELLER WILLIAMS REALTY SMART 1
(863) 400-1358
74 Total Sales
1 in North Winter Haven
$300,000 Price
-
Cheryl Brewer
Cheryl Brewer
Responds QuicklyCOLDWELL BANKER REALTY
(863) 695-2079
196 Total Sales
3 in North Winter Haven
$164K - $300K Price Range
-
Ernani Sena
Ernani Sena
ATRIUM REALTY, LLC
(689) 207-6187
148 Total Sales
1 in North Winter Haven
$302,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $633,000 | None Listed On Document | ||
| $315,200 | -- | ||
| $130,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $474,750 | ||
| Closed | $474,750 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 03/27/2026 03/27/26 | Sold | $633,000 | +5.5% | $183 / Sq Ft |
| 03/04/2026 03/04/26 | Pending | -- | -- | -- |
| 01/27/2026 01/27/26 | Price Changed | $599,900 | -7.7% | $174 / Sq Ft |
| 12/23/2025 12/23/25 | Price Changed | $649,900 | -4.8% | $188 / Sq Ft |
| 11/09/2025 11/09/25 | For Sale | $682,500 | -- | $198 / Sq Ft |
Source: Stellar MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $6,012 | $359,618 | ||
| 2024 | $5,908 | $349,483 | ||
| 2023 | $5,908 | $349,776 | ||
| 2022 | $5,767 | $339,588 | $0 | $0 |
| 2021 | $5,790 | $329,697 | $0 | $0 |
| 2020 | $5,734 | $325,145 | $0 | $0 |
| 2018 | $5,634 | $311,909 | $0 | $0 |
| 2017 | $5,227 | $305,494 | $0 | $0 |
| 2016 | $5,192 | $299,211 | $0 | $0 |
| 2015 | $5,255 | $297,131 | $0 | $0 |
| 2014 | $5,042 | $294,773 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Chrissi Jasso
Seller's Agent in 2026
Chrissi Jasso
ASSOCIATE REALTY
(863) 412-6904
10 in this area
259 Total Sales
-
Stellar Non-Member Agent
S
Buyer's Agent in 2026
Stellar Non-Member Agent
FL_MFRMLS
Map
Source: Stellar MLS
MLS Number: P4936984
APN: 26-28-08-000000-023230
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All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Listings courtesy of Stellar MLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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