Seller's Agent in 2026
Mia Schreier
Engel & Völkers Annapolis
(443) 235-0585
3 in this area
14 Total Sales
3738 Bay Dr Edgewater, MD 21037
3
Beds
2
Baths
1,400
Sq Ft
7,841
Sq Ft Lot Lot
Highlights
- 51 Feet of Waterfront
- 1 Boat Dock
- Marina View
- South River High School Rated A
- Beach
- Private Beach
About This Home
As of May 2026A rare offering on coveted Turkey Point Island. Completely transformed and thoughtfully reimagined, this BOATERS HAVEN waterfront rancher on Turkey Point Island offers intentional water views from nearly every room. Designed for effortless one-level luxury living, the home blends modern upgrades with warm, welcoming spaces that embrace the surrounding natural beauty and spectacular sunsets. Expansive windows frame sweeping water views while electric blinds, privacy shades, and custom window treatments provide comfort and control. The inviting living room and gourmet kitchen serve as the heart of the home — light-filled, open, and perfectly positioned to capture the waterfront backdrop. Every detail has been carefully curated, from the tasteful color palette and impeccable finishes to the updated systems throughout. Electrical, plumbing, siding, doors, HVAC and roof have all been renovated, offering peace of mind for years to come. Additional highlights include tankless gas/propane hot water for endless comfort, a towel warmer and skylight in the primary bath, insulated floored attic storage, and generator readiness with hookup for permanent installation. Step outside to a flat, designer-landscaped yard complemented by elegant hardscaping on the driveway and front and rear porch steps. Protected by a bulkhead and featuring a seasonal tidal beach, this waterfront setting is designed for both relaxation and recreation. The private pier is fully equipped with electric, plumbing, boat lift (10,000lb), jet ski lift (1,500lb), floating dock, deep water slip (4 feet mean low water), sun deck, and access to protected coves — making kayaking, paddle boarding, jet skiing, and boating part of everyday life on the island. An outdoor shed with electric provide convenient storage for all your waterfront gear and toys. Turkey Point Island is an exclusive, private waterfront neighborhood set on a peninsula along the South River, known for protected boating waters, marina views, and a relaxed coastal setting — yet just minutes from Downtown Annapolis, Route 50, and key commuting routes to Washington, D.C., Baltimore, and BWI Airport. The island community allows you to escape from the hustle and enjoy the community amenities which include a pier, dock, two beaches, and community area with three nearby marinas adding further convenience for boating enthusiasts. This is more than a home — it is a refined waterfront island lifestyle, thoughtfully designed and ready to be enjoyed.
Last Agent to Sell the Property
(443) 292-6767 mia.schreier@evrealestate.com Engel & Völkers Annapolis Brokerage Phone: 4432926767 License #605044 Listed on: 03/14/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $8,350
Year Built
- Built in 1955 | Remodeled in 2023
Lot Details
- 7,841 Sq Ft Lot
- 51 Feet of Waterfront
- Home fronts navigable water
- Private Beach
- Sandy Beach
- Vinyl Fence
- Landscaped
- Extensive Hardscape
- Back and Front Yard
- Property is in excellent condition
- Property is zoned R2
HOA Fees
- $9 Monthly HOA Fees
Property Views
- Marina
- Bay
- Scenic Vista
Home Design
- Rambler Architecture
- Slab Foundation
- Architectural Shingle Roof
- HardiePlank Type
Interior Spaces
- 1,400 Sq Ft Home
- Property has 1 Level
- Open Floorplan
- Ceiling Fan
- Skylights
- Recessed Lighting
- Window Treatments
- Sliding Doors
- Combination Dining and Living Room
- Engineered Wood Flooring
- Home Security System
- Attic
Kitchen
- Gourmet Kitchen
- Built-In Self-Cleaning Oven
- Cooktop with Range Hood
- Built-In Microwave
- Dishwasher
- Stainless Steel Appliances
- Kitchen Island
- Upgraded Countertops
- Wine Rack
- Instant Hot Water
Bedrooms and Bathrooms
- 3 Main Level Bedrooms
- En-Suite Bathroom
- Walk-In Closet
- 2 Full Bathrooms
- Bathtub with Shower
- Walk-in Shower
Laundry
- Laundry on main level
- Stacked Electric Washer and Dryer
Parking
- Brick Driveway
- Off-Street Parking
Outdoor Features
- Private Water Access
- River Nearby
- Sun Deck
- Bulkhead
- Electric Hoist or Boat Lift
- 1 Boat Dock
- Private Dock
- Stream or River on Lot
- 1 Powered Boats Permitted
- Lake Privileges
- Patio
- Exterior Lighting
- Shed
- Outbuilding
- Rain Gutters
Schools
- Mayo Elementary School
- Central Middle School
- South River High School
Utilities
- Central Air
- Heat Pump System
- Vented Exhaust Fan
- Water Treatment System
- Well
- Tankless Water Heater
- Propane Water Heater
- Water Conditioner is Owned
Additional Features
- Energy-Efficient Appliances
- Flood Risk
Listing and Financial Details
- Tax Lot 19
- Assessor Parcel Number 020186303025400
Community Details
Overview
- Turkey Point Property Owners Association
- Turkey Point Subdivision
Recreation
- Beach
- Community Playground
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jan 25, 2019
Closed on
Jun 11, 2019
Sold by
Zagami Harry L and Harry L Zagami Sr Revocable Tr
Bought by
Borkoski Michael Thomas and Borkoski Robyn Lloyd
Seller's Agent
Charlie Buckley
Long & Foster Real Estate, Inc.
Buyer's Agent
Lisa Griggs
Keller Williams Flagship
List Price
$789,900
Sold Price
$685,000
Premium/Discount to List
-$104,900
-13.28%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.29%
Original Mortgage
$385,000
Outstanding Balance
$332,173
Interest Rate
3.82%
Mortgage Type
New Conventional
Estimated Equity
$933,293
Purchase Details
Closed on
Dec 11, 2014
Sold by
Zagami Harry L and Zagami Deborah A
Bought by
Deborah A Zagami Revocable Trust
Purchase Details
Closed on
Apr 21, 2004
Sold by
Hopkins Spencer N
Bought by
Zagami Harry L and Zagami Deborah A
Purchase Details
Closed on
Jul 15, 1997
Sold by
Hopkins Spencer N
Bought by
Hopkins Spencer N and Hopkins Jimi B
Purchase Details
Closed on
Jul 11, 1997
Sold by
Hopkins Frank S
Bought by
Hopkins Spencer N
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $685,000 | Charter Title Llc | |
| Interfamily Deed Transfer | -- | None Available | |
| Deed | $535,000 | -- | |
| Deed | -- | -- | |
| Deed | $210,000 | -- | |
| Deed | $210,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $385,000 | New Conventional | |
| Closed | -- | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 05/21/2026 05/21/26 | Sold | $1,190,000 | -0.8% | $850 / Sq Ft | |
| 04/01/2026 04/01/26 | Pending | -- | -- | -- | |
| 03/31/2026 03/31/26 | Price Changed | $1,200,000 | -2.0% | $857 / Sq Ft | |
| 03/26/2026 03/26/26 | Price Changed | $1,225,000 | -5.4% | $875 / Sq Ft | |
| 03/14/2026 03/14/26 | For Sale | $1,295,000 | +89.1% | $925 / Sq Ft | |
| 06/11/2019 06/11/19 | Sold | $685,000 | -1.4% | $489 / Sq Ft | View Prior Sale |
| 05/12/2019 05/12/19 | Pending | -- | -- | -- | |
| 05/09/2019 05/09/19 | Price Changed | $695,000 | -9.7% | $496 / Sq Ft | |
| 03/22/2019 03/22/19 | Price Changed | $770,000 | -2.5% | $550 / Sq Ft | |
| 01/25/2019 01/25/19 | For Sale | $789,900 | -- | $564 / Sq Ft |
Source: Bright MLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $7,203 | $727,600 | -- | -- |
| 2024 | $7,203 | $676,900 | $0 | $0 |
| 2023 | $6,983 | $626,200 | $454,000 | $172,200 |
| 2022 | $6,528 | $603,633 | $0 | $0 |
| 2020 | $6,229 | $558,500 | $454,000 | $104,500 |
| 2019 | $6,235 | $558,500 | $454,000 | $104,500 |
| 2018 | $5,663 | $558,500 | $454,000 | $104,500 |
| 2017 | $7,920 | $737,300 | $0 | $0 |
| 2016 | -- | $733,933 | $0 | $0 |
| 2015 | -- | $730,567 | $0 | $0 |
| 2014 | -- | $727,200 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Mia Schreier
-
Jack Bannister
Buyer's Agent in 2026
Jack Bannister
RE/MAX
(301) 518-0701
1 in this area
32 Total Sales
-
C
Seller's Agent in 2019
Charlie Buckley
Long & Foster
-
Lisa Griggs
Buyer's Agent in 2019
Lisa Griggs
Keller Williams Flagship
(443) 956-3109
53 Total Sales
Map
Source: Bright MLS
MLS Number: MDAA2138682
APN: 01-863-03025400
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms, and is provided by BRIGHT through a licensing agreement.
Listing information is from various brokers who participate in the Bright MLS IDX program and not all listings may be visible on the site.
The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale.
Property information displayed is deemed reliable but is not guaranteed.
Copyright 2026 Bright MLS, Inc.
Nearby Homes
- 3728 Bay Dr
- 3904 Dogwood Trail
- 1055 Old Turkey Point Rd
- 1211 Dixona Dr
- 3725 Ramsey Dr
- 3727 Ramsey Dr
- 3762 Beach Drive Blvd
- 1221 Cedar Ln
- 0 Old Turkey Point Rd
- 1027 Old Turkey Point Rd
- 3736 Beach Drive Blvd
- 0 Mayo Rd Unit MDAA2138894
- 1223 Pine Ave
- 4180 Shoreham Beach Rd
- 1180 Central Ave E
- 3675 1st Ave
- 3685 1st Ave
- 3714 3rd Ave
- 3718 4th Ave
- 3715 5th Ave
Your Personal Tour Guide
Ask me questions while you tour the home.