$259,000
$26K PRICE DROP

38 Oak St Deposit, NY 13754

Estimated payment $1,798/month

Total Views 9,692
4 Beds
2.5 Baths
1,336 Sq Ft
$194 Price per Sq Ft

Highlights

  • Main Floor Bedroom
  • Subterranean Parking
  • In-Law or Guest Suite
  • Covered Patio or Porch
  • Eat-In Kitchen
  • Laundry Room

About This Home

Currently operating Airbnb (“The Fishing Hole”), 2 units. Each unit features its own entrance, kitchen, bedrooms, bathrooms, and independent heating and cooling—making it truly plug-and-play. Commercial zoning offers flexibility for investors and end-users. Property is ideal for short-term rental, two-family income, live/work setup, or professional office use. Extensively updated with new appliances, HVAC, kitchens, baths, electric, plumbing, flooring, and fully furnished. Located just off Route 17 (Exit 84) and minutes to the Delaware River and Catskills recreation. Strong income potential + flexible commercial zoning + fully turnkey = a rare find in today’s market

Listing Agent

Ashley Trattner

Listing by Keller Williams Upstate NY Properties Brokerage Phone: 845-674-3535 License #10401393378 Listed on: 03/17/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,807

Year Built

  • Built in 1950

Lot Details

  • 5,663 Sq Ft Lot
  • Lot Dimensions are 75x179
  • Rectangular Lot

Home Design

  • Block Foundation
  • Foam Insulation
  • Vinyl Siding

Interior Spaces

  • 1,336 Sq Ft Home
  • 2-Story Property
  • Combination Dining and Living Room
  • Attic or Crawl Hatchway Insulated

Kitchen

  • Eat-In Kitchen
  • Electric Oven
  • Electric Range
  • Range Hood
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms | 3 Main Level Bedrooms
  • In-Law or Guest Suite

Laundry

  • Laundry Room
  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Laundry in Basement

Parking

  • No Garage
  • Subterranean Parking
  • Gravel Driveway

Outdoor Features

  • Covered Patio or Porch
  • Outdoor Grill

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Vented Exhaust Fan
  • Electric Water Heater
  • High Speed Internet

Listing and Financial Details

  • Assessor Parcel Number 367.5-1-14

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,807

Year Built

Built in 1950

Lot Details

5,663 Sq Ft Lot

Listing Details

  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Year Built: 1950
  • Attribution Contact: 845-674-3535
  • ResoLaundryFeatures: In Basement
  • Lot Features: Rectangular, Rectangular Lot
  • Directions: From NY-17 take Exit 84 toward Deposit. Follow NY-10 (Oak Street) towards village. House is between the Deposit Motel and Honeys Cafe.
  • Architectural Style: Ranch
  • Flooring: Luxury Vinyl
  • Garage Yn: No
  • Interior Features: Eat-in Kitchen, Living/Dining Room, Pantry, Bedroom on Main Level, Convertible Bedroom, In-Law Floorplan
  • Unit Levels: Two
  • Year Built Details: Existing
  • Special Features: None

Interior Features

  • Appliances: Dryer, Dishwasher, Exhaust Fan, Electric Oven, Electric Range, Electric Water Heater, Refrigerator, Range Hood, Washer
  • Basement: Full, Finished, Walk-Out Access
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Main Level Bathrooms: 2
  • Main Level Bedrooms: 3
  • Stories: 2
  • Stories: 2

Exterior Features

  • Acres: 0.13
  • Waterfront: No
  • Construction Type: Attic/Crawl Hatchway(s) Insulated, Block, Foam Insulation, Concrete, Vinyl Siding
  • Exterior Features: Barbecue, Gravel Driveway, Patio
  • Foundation Details: Block
  • Patio And Porch Features: Covered, Patio, Porch

Garage/Parking

  • Parking Features: Underground, No Garage, Driveway

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Electric, Gas, Forced Air
  • HeatingYN: Yes
  • Utilities: Electricity Connected, High Speed Internet Available, Sewer Connected, Water Connected
  • Water Source: Connected, Public

Condo/Co-op/Association

  • Senior Community: No

Schools

  • Junior High Dist: Deposit

Lot Info

  • Parcel Number: 367.5-1-14
  • Lot Dimensions: 75X179
  • Lot Size Sq Ft: 5663.0
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 4807.0

Map

Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $883 $5,000 $1,000 $4,000
2024 $2,505 $5,000 $1,000 $4,000
2023 $2,465 $5,000 $1,000 $4,000
2022 $2,664 $5,000 $1,000 $4,000
2021 $2,677 $5,000 $1,000 $4,000
2020 $3,213 $5,000 $1,000 $4,000
2019 $3,168 $5,000 $1,000 $4,000
2018 $3,168 $5,000 $1,000 $4,000
2017 $2,610 $5,000 $1,000 $4,000
2016 $985 $5,000 $1,000 $4,000
2015 -- $5,000 $1,000 $4,000
2014 -- $5,000 $1,000 $4,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
05/19/2026 05/19/26 Price Changed $259,000 -9.1% $194 / Sq Ft
03/17/2026 03/17/26 For Sale $285,000 -- $213 / Sq Ft
Source: Otsego-Delaware Board of REALTORS®

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $238,000 None Available
Deed $45,000 Gary Grayson
Source: Public Records

Source: Otsego-Delaware Board of REALTORS®

MLS Number: R1666890

Otsego-Delaware Board of REALTORS®

APN: 123001-367-005-0001-014-000

Your Personal Tour Guide

Ask me questions while you tour the home.