38 Oak St Deposit, NY 13754
Estimated payment $1,460/month
About This Home
MOTIVATED SELLER! Discover exceptional flexibility and value in this fully furnished, versatile property zoned Commercial (C-1). Potential uses include a single-family or multi-family home, an owner-occupied residence with Airbnb potential, a residential investment property, professional offices—or a combination of uses. With defined living spaces and separate entrances on each level, the property is especially well suited for multigenerational living. Extensive recent improvements include updated kitchens and bathrooms, new HVAC, electrical and plumbing systems, new flooring throughout, and new appliances. Upstairs features 3 bedrooms and 1.5 bathrooms with a walk-up attic providing additional storage. The lower level features 1 bedrooms and 1 full bathroom plus laundry room with washers and dryers for both units. The home’s major updates offer the benefit of low-maintenance living for years to come. Conveniently located just off Route 17 (Exit 84) and less than 2.5 hours from the George
Washington Bridge. The property offers easy access to the Delaware River, the Catskills, and abundant year round recreation making it an easy getaway! Fully furnished and ready for its next chapter! Flexibility, Affordability, and Opportunity come together here!
Listing Agent
Listing by Keller Williams Upstate NY Properties Brokerage Phone: 515-708-1518 License #10401372309 Listed on: 09/06/2026
Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $4,790
Year Built
- Built in 1950
Lot Details
- 5,663 Sq Ft Lot
- Lot Dimensions are 75x179
- Irregular Lot
Home Design
- Foam Insulation
- Vinyl Siding
Interior Spaces
- 1,336 Sq Ft Home
- 2-Story Property
- 5 Fireplaces
Bedrooms and Bathrooms
- 4 Bedrooms
Finished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
Parking
- Parking Available
- Gravel Driveway
Utilities
- Forced Air Heating and Cooling System
- Wall Furnace
- Electric Water Heater
Community Details
- 2 Units
- 2 Separate Gas Meters
Listing and Financial Details
- Tax Lot 14
- Assessor Parcel Number 367.5-1-14
Map
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $883 | $5,000 | $1,000 | $4,000 |
| 2024 | $2,505 | $5,000 | $1,000 | $4,000 |
| 2023 | $2,465 | $5,000 | $1,000 | $4,000 |
| 2022 | $2,664 | $5,000 | $1,000 | $4,000 |
| 2021 | $2,677 | $5,000 | $1,000 | $4,000 |
| 2020 | $3,213 | $5,000 | $1,000 | $4,000 |
| 2019 | $3,168 | $5,000 | $1,000 | $4,000 |
| 2018 | $3,168 | $5,000 | $1,000 | $4,000 |
| 2017 | $2,610 | $5,000 | $1,000 | $4,000 |
| 2016 | $985 | $5,000 | $1,000 | $4,000 |
| 2015 | -- | $5,000 | $1,000 | $4,000 |
| 2014 | -- | $5,000 | $1,000 | $4,000 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 09/18/2026 09/18/26 | Pending | -- | -- | -- |
| 09/06/2026 09/06/26 | For Sale | $199,900 | -- | $150 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $238,000 | None Available | |
| Deed | $45,000 | Gary Grayson |
Source: Otsego-Delaware Board of REALTORS®
MLS Number: R1712282
APN: 123001-367-005-0001-014-000
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