38 Oak St Deposit, NY 13754
Estimated payment $1,912/month
Highlights
- Main Floor Bedroom
- Subterranean Parking
- In-Law or Guest Suite
- Covered Patio or Porch
- Eat-In Kitchen
- Laundry Room
About This Home
Investment opportunity in the Village of Deposit. Multi-use ranch home sits in a commercial zoning area, offering excellent flexibility for a variety of uses - including 2-family rental home, family share (live-in space with in-law apartment); short-term lodging rental; professional office space (medical, legal or consulting). The 2 units have separate utilities and entrances. Easy access to highway (Route 17, Exit 84).
The property is being sold fully-furnished and ready to operate, making it ideal for investors or business owners looking for immediate setup. Currently listed on Airbnb (The Fishing Hole), the upstairs and downstairs units have their own kitchens, bedrooms, bathrooms, with separate entrances to the units and separate heating/air conditioning.
For 2-family use, it is an excellent layout for upper level family use and for lower level guests, extended stays, additional living space or separate rental. Extensive recent renovations include all new appliances throughout, new central heating and air conditioning, remodeled kitchens and bathrooms, updated electric, updated plumbing, new flooring, new gutters and much more.
With its flexible layout, commercial zoning, and proximity to Catskills recreation area and the Delaware River, the property is well-suited for short-term lodging and hybrid residential/commercial use. Area short-term rental data suggests strong income potential.
A rare opportunity to own a fully-furnished, move-in ready property with multiple income and business possibilities in Deposit, New York.
Listing Agent
Listing by Keller Williams Upstate NY Properties Brokerage Phone: 845-674-3535 License #10401393378 Listed on: 03/17/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,807
Year Built
- Built in 1950
Lot Details
- 5,663 Sq Ft Lot
- Lot Dimensions are 75x179
- Rectangular Lot
Home Design
- Block Foundation
- Foam Insulation
- Vinyl Siding
Interior Spaces
- 1,336 Sq Ft Home
- 2-Story Property
- Combination Dining and Living Room
- Attic or Crawl Hatchway Insulated
Kitchen
- Eat-In Kitchen
- Electric Oven
- Electric Range
- Range Hood
- Dishwasher
Bedrooms and Bathrooms
- 4 Bedrooms | 3 Main Level Bedrooms
- In-Law or Guest Suite
Laundry
- Laundry Room
- Dryer
- Washer
Finished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Laundry in Basement
Parking
- No Garage
- Subterranean Parking
- Gravel Driveway
Outdoor Features
- Covered Patio or Porch
- Outdoor Grill
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Gas
- Vented Exhaust Fan
- Electric Water Heater
- High Speed Internet
Listing and Financial Details
- Assessor Parcel Number 367.5-1-14
Map
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $883 | $5,000 | $1,000 | $4,000 |
| 2024 | $2,505 | $5,000 | $1,000 | $4,000 |
| 2023 | $2,465 | $5,000 | $1,000 | $4,000 |
| 2022 | $2,664 | $5,000 | $1,000 | $4,000 |
| 2021 | $2,677 | $5,000 | $1,000 | $4,000 |
| 2020 | $3,213 | $5,000 | $1,000 | $4,000 |
| 2019 | $3,168 | $5,000 | $1,000 | $4,000 |
| 2018 | $3,168 | $5,000 | $1,000 | $4,000 |
| 2017 | $2,610 | $5,000 | $1,000 | $4,000 |
| 2016 | $985 | $5,000 | $1,000 | $4,000 |
| 2015 | -- | $5,000 | $1,000 | $4,000 |
| 2014 | -- | $5,000 | $1,000 | $4,000 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 03/17/2026 03/17/26 | For Sale | $285,000 | -- | $213 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $238,000 | None Available | |
| Deed | $45,000 | Gary Grayson |
Source: Otsego-Delaware Board of REALTORS®
MLS Number: R1666890
APN: 123001-367-005-0001-014-000
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