Seller's Agent in 2025
Josh House
Realiant Northern KY LLC
(606) 224-0474
4 in this area
46 Total Sales
38 W 28th St Covington, KY 41015
West Latonia NeighborhoodEstimated Value: $151,000 - $181,463
2
Beds
1
Bath
1,996
Sq Ft
$82/Sq Ft
Est. Value
Highlights
- Traditional Architecture
- No HOA
- Formal Dining Room
- Wood Flooring
- Covered Patio or Porch
- 4-minute walk to 30th Street & Decoursey Park
About This Home
As of September 2025Welcome to this beautifully updated 2-bedroom, 1-bath home nestled in the heart of Latonia, KY. This charming property blends classic character with modern touches, featuring gorgeous hardwood floors throughout and a freshly remodeled kitchen and bathroom. The kitchen shines with sleek stainless steel appliances and updated finishes, while the modern bathroom offers stylish fixtures and a clean, contemporary design. Enjoy your mornings on the covered front porch or unwind in the comfort of the bright and airy living spaces, complete with ceiling fans for year-round comfort. This move-in ready home offers low-maintenance living in a convenient location close to shops, restaurants, and parks.
Last Agent to Sell the Property
Realiant Northern KY LLC License #220133 Listed on: 04/23/2025
Home Details
Home Type
- Single Family
Year Built
- Built in 1924
Lot Details
- 3,049
Parking
- On-Street Parking
Home Design
- Traditional Architecture
- Block Foundation
- Shingle Roof
- Vinyl Siding
Interior Spaces
- 1,996 Sq Ft Home
- 1-Story Property
- Ceiling Fan
- Fireplace
- Vinyl Clad Windows
- Living Room
- Formal Dining Room
Kitchen
- Gas Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
Flooring
- Wood
- Ceramic Tile
Bedrooms and Bathrooms
- 2 Bedrooms
- 1 Full Bathroom
Unfinished Basement
- Basement Fills Entire Space Under The House
- Laundry in Basement
Schools
- Ninth District Elementary School
- Holmes Middle School
- Holmes Senior High School
Utilities
- No Cooling
- Forced Air Heating System
- Heating System Uses Natural Gas
Additional Features
- Covered Patio or Porch
- 3,049 Sq Ft Lot
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 055-24-07-015.00
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 23, 2025
Closed on
Sep 5, 2025
Sold by
Del Rio Dwellings Llc
Bought by
Lowe Zachary L
Seller's Agent
Josh House
Realiant Northern KY LLC
Buyer's Agent
Doug Greer
Comey & Shepherd REALTORS
List Price
$165,000
Sold Price
$155,000
Premium/Discount to List
-$10,000
-6.06%
Views
339
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$7,866
Avg. Annual Appreciation
7.02%
Original Mortgage
$158,332
Outstanding Balance
$158,332
Interest Rate
6.74%
Mortgage Type
VA
Estimated Equity
$4,534
Purchase Details
Closed on
Jan 22, 2020
Sold by
Oconnor Scott and Oconnor Robyn A
Bought by
Del Rio Dwellings Llc
Purchase Details
Closed on
Jan 31, 2019
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Scott O Conner
Purchase Details
Closed on
Jun 11, 2018
Sold by
Galvin Augustus M
Bought by
Federal Home Loan Mortgage Corporation
Purchase Details
Closed on
Apr 16, 2007
Sold by
Shelton John and Shelton Aurelia
Bought by
Hud
Purchase Details
Closed on
Oct 5, 2004
Sold by
Doherty Michael B and Doherty Gilbert Alan
Bought by
Shelton John W and Shelton Aurelia
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$66,810
Interest Rate
5.65%
Mortgage Type
FHA
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Lowe Zachary L | $155,000 | None Listed On Document | |
| Lowe Zachary L | $155,000 | None Listed On Document | |
| Del Rio Dwellings Llc | -- | None Listed On Document | |
| Scott O Conner | $25,000 | Stewart Title Company | |
| Federal Home Loan Mortgage Corporation | $35,485 | None Available | |
| Hud | $47,334 | None Available | |
| Shelton John W | $67,859 | Old National Title Llc |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Lowe Zachary L | $158,332 | |
| Closed | Lowe Zachary L | $158,332 | |
| Previous Owner | Shelton John W | $66,810 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 09/05/2025 09/05/25 | Sold | $155,000 | +3.3% | $78 / Sq Ft |
| 08/07/2025 08/07/25 | Pending | -- | -- | -- |
| 07/17/2025 07/17/25 | Price Changed | $150,000 | -6.3% | $75 / Sq Ft |
| 06/24/2025 06/24/25 | Price Changed | $160,000 | -3.0% | $80 / Sq Ft |
| 06/11/2025 06/11/25 | For Sale | $165,000 | 0.0% | $83 / Sq Ft |
| 05/28/2025 05/28/25 | Pending | -- | -- | -- |
| 05/15/2025 05/15/25 | For Sale | $165,000 | 0.0% | $83 / Sq Ft |
| 04/25/2025 04/25/25 | Pending | -- | -- | -- |
| 04/23/2025 04/23/25 | For Sale | $165,000 | -- | $83 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,402 | $105,800 | $5,000 | $100,800 |
| 2024 | $1,391 | $105,800 | $5,000 | $100,800 |
| 2023 | $1,409 | $105,800 | $5,000 | $100,800 |
| 2022 | $1,445 | $105,800 | $5,000 | $100,800 |
| 2021 | $1,196 | $75,000 | $5,000 | $70,000 |
| 2020 | $447 | $25,000 | $5,000 | $20,000 |
| 2019 | $1,203 | $75,000 | $5,000 | $70,000 |
| 2018 | $1,228 | $75,000 | $5,000 | $70,000 |
| 2017 | $1,245 | $75,000 | $10,000 | $65,000 |
| 2015 | $1,615 | $75,000 | $10,000 | $65,000 |
| 2014 | $1,600 | $75,000 | $10,000 | $65,000 |
Source: Public Records
Agents Affiliated with this Home
-
Josh House
-
Doug Greer
Buyer's Agent in 2025
Doug Greer
Comey & Shepherd REALTORS
(513) 602-2803
4 in this area
125 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 631776
APN: 055-24-07-015.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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