Seller's Agent in 2026
Cara Chitwood
Keller Williams Realty Service
(859) 801-9565
1 in this area
110 Total Sales
38 Waterside Way Covington, KY 41017
South Covington Neighborhood
3
Beds
1.5
Baths
1,000
Sq Ft
0.36
Acres Lot
Highlights
- View of Trees or Woods
- Traditional Architecture
- Hydromassage or Jetted Bathtub
- Wooded Lot
- Wood Flooring
- No HOA
About This Home
As of April 2026Pond views, wooded backyard, and a convenient location! This 3-bedroom, 1.5-bath home sits on .35 acres that extends to and includes a portion of the pond, offering owners direct access to enjoy the water and peaceful scenery. Inside, you'll find newer carpet on the upper level and a roof just 3 years old. Enjoy the tranquility of the outdoors while still being minutes from I-275, Taylor Mill, and Independence shopping, dining, and everyday amenities.
Last Agent to Sell the Property
Keller Williams Realty Service License #268341 Listed on: 03/06/2026
Home Details
Home Type
- Single Family
Lot Details
- 15,591 Sq Ft Lot
- Lot Sloped Down
- Wooded Lot
- Land Lease
Parking
- Driveway
Property Views
- Pond
- Woods
Home Design
- Traditional Architecture
- Brick Exterior Construction
- Block Foundation
- Shingle Roof
- Vinyl Siding
Interior Spaces
- 2-Story Property
- Ceiling Fan
- Fireplace
- Vinyl Clad Windows
- Family Room
- Living Room
- Dining Room
Kitchen
- Electric Oven
- Microwave
- Dishwasher
- Disposal
Flooring
- Wood
- Carpet
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Hydromassage or Jetted Bathtub
- Shower Only
Laundry
- Dryer
- Washer
Unfinished Basement
- Walk-Out Basement
- Laundry in Basement
- Crawl Space
Outdoor Features
- Shed
Schools
- Summit View Elementary School
- Summit View Middle School
- Scott High School
Utilities
- Forced Air Heating and Cooling System
- Water Softener
Community Details
- No Home Owners Association
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 6, 2026
Closed on
Apr 17, 2026
Sold by
Curtis Cooke
Bought by
Detwiler Blair
Seller's Agent
Cara Chitwood
Keller Williams Realty Service
Buyer's Agent
Deborah&nl Bardonaro
Sibcy Cline, REALTORS-Florence
List Price
$225,000
Sold Price
$217,000
Premium/Discount to List
-$8,000
-3.56%
Views
70
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
51.54%
Original Mortgage
$12,500
Outstanding Balance
$12,500
Interest Rate
6.22%
Mortgage Type
New Conventional
Estimated Equity
$211,838
Purchase Details
Closed on
Nov 16, 2015
Sold by
Vespie Roy K and Vespie Barbara Joan
Bought by
Cooke Curtis
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$97,304
Interest Rate
3.87%
Mortgage Type
FHA
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $217,000 | Lawyers Title | |
| Warranty Deed | $99,100 | Attorney |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $12,500 | New Conventional | |
| Open | $206,150 | New Conventional | |
| Previous Owner | $97,304 | FHA |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 04/17/2026 04/17/26 | Sold | $217,000 | -3.6% | $217 / Sq Ft |
| 03/09/2026 03/09/26 | Pending | -- | -- | -- |
| 03/06/2026 03/06/26 | For Sale | $225,000 | -- | $225 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,766 | $178,200 | $10,000 | $168,200 |
| 2024 | $1,827 | $178,200 | $10,000 | $168,200 |
| 2023 | $1,900 | $178,200 | $10,000 | $168,200 |
| 2022 | $1,982 | $178,200 | $10,000 | $168,200 |
| 2021 | $1,158 | $99,100 | $10,000 | $89,100 |
| 2020 | $1,170 | $99,100 | $10,000 | $89,100 |
| 2019 | $1,174 | $99,100 | $10,000 | $89,100 |
| 2018 | $1,177 | $99,100 | $10,000 | $89,100 |
| 2017 | $1,145 | $99,100 | $20,000 | $79,100 |
| 2015 | $1,362 | $90,000 | $20,000 | $70,000 |
| 2014 | $1,395 | $90,000 | $20,000 | $70,000 |
Source: Public Records
Agents Affiliated with this Home
-
Cara Chitwood
-
Deborah&nl Bardonaro
Buyer's Agent in 2026
Deborah&nl Bardonaro
Sibcy Cline
2 in this area
50 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 640370
APN: 045-30-00-125.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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