Seller's Agent in 2024
Josh House
Realiant Northern KY LLC
(606) 224-0474
4 in this area
46 Total Sales
3802 Tracy Ave Covington, KY 41015
West Latonia NeighborhoodEstimated Value: $156,000 - $177,000
2
Beds
1
Bath
950
Sq Ft
$175/Sq Ft
Est. Value
Highlights
- Ranch Style House
- No HOA
- Living Room
- Wood Flooring
- Fireplace
- Forced Air Heating and Cooling System
About This Home
As of December 2024Charming 2-bedroom, 1-bath home located in the heart of Latonia, KY! This cozy property boasts beautiful original hardwood floors throughout, adding warmth and character to every room. The spacious living area features vaulted ceilings, creating an airy, open feel perfect for relaxation or entertaining. Stay comfortable year-round with central air conditioning. Enjoy a convenient layout that makes the most of every square foot, plus a welcoming front porch and backyard space ideal for outdoor gatherings. Located close to local amenities, shopping, and dining, this home offers comfort, charm, and convenience. Don't miss the chance to make it yours!
Last Agent to Sell the Property
Realiant Northern KY LLC License #220133 Listed on: 10/31/2024
Home Details
Home Type
- Single Family
Lot Details
- 2,628 Sq Ft Lot
Parking
- 1 Car Garage
- Driveway
- Off-Street Parking
Home Design
- Ranch Style House
- Block Foundation
- Shingle Roof
- Vinyl Siding
Interior Spaces
- 950 Sq Ft Home
- Fireplace
- Insulated Windows
- Family Room
- Living Room
- Dining Room
- Unfinished Basement
- Basement Fills Entire Space Under The House
Kitchen
- Gas Range
- Microwave
- Dishwasher
Flooring
- Wood
- Tile
Bedrooms and Bathrooms
- 2 Bedrooms
- 1 Full Bathroom
Schools
- Latonia Elementary School
- Holmes Middle School
- Holmes Senior High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Cable TV Available
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 056-34-04-001.00
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 31, 2024
Closed on
Nov 26, 2024
Sold by
James Matthew D
Bought by
Harvey Lora A and Bisig Nichole G
Seller's Agent
Josh House
Realiant Northern KY LLC
Buyer's Agent
Shannon Downard
Huff Realty - CC
List Price
$174,995
Sold Price
$159,000
Premium/Discount to List
-$15,995
-9.14%
Views
35
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$7,614
Avg. Annual Appreciation
4.15%
Original Mortgage
$119,250
Outstanding Balance
$117,902
Interest Rate
6.44%
Mortgage Type
New Conventional
Estimated Equity
$48,712
Purchase Details
Closed on
Feb 24, 2010
Sold by
Secretary Of Veterans Affairs
Bought by
James Matthew D
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$45,965
Interest Rate
4.93%
Mortgage Type
FHA
Purchase Details
Closed on
Aug 10, 2009
Sold by
Early Bernard L
Bought by
Secretary Of Veterans Affairs
Purchase Details
Closed on
Oct 11, 2005
Sold by
Wehrman Suzanne
Bought by
Early Bernard L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$69,462
Interest Rate
5.66%
Mortgage Type
VA
Purchase Details
Closed on
Aug 23, 1999
Sold by
Soard David A
Bought by
Wehrman Suzanne
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Harvey Lora A | $159,000 | None Listed On Document | |
| James Matthew D | $30,500 | Stewart Title Company | |
| Secretary Of Veterans Affairs | $40,100 | None Available | |
| Early Bernard L | $68,000 | Springdale Title Agency Llc | |
| Wehrman Suzanne | $25,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Harvey Lora A | $119,250 | |
| Previous Owner | James Matthew D | $45,965 | |
| Previous Owner | Early Bernard L | $69,462 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 12/02/2024 12/02/24 | Sold | $159,000 | -3.6% | $167 / Sq Ft |
| 11/11/2024 11/11/24 | Pending | -- | -- | -- |
| 11/11/2024 11/11/24 | Price Changed | $164,995 | -5.7% | $174 / Sq Ft |
| 10/31/2024 10/31/24 | For Sale | $174,995 | -- | $184 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,107 | $159,000 | $10,000 | $149,000 |
| 2024 | $947 | $72,000 | $10,000 | $62,000 |
| 2023 | $959 | $72,000 | $10,000 | $62,000 |
| 2022 | $1,007 | $72,000 | $10,000 | $62,000 |
| 2021 | $673 | $40,000 | $10,000 | $30,000 |
| 2020 | $670 | $40,000 | $10,000 | $30,000 |
| 2019 | $677 | $40,000 | $10,000 | $30,000 |
| 2018 | $690 | $40,000 | $10,000 | $30,000 |
| 2017 | $699 | $40,000 | $10,000 | $30,000 |
| 2015 | $962 | $40,000 | $10,000 | $30,000 |
| 2014 | $914 | $40,000 | $10,000 | $30,000 |
Source: Public Records
Agents Affiliated with this Home
-
Josh House
-
Shannon Downard
S
Buyer's Agent in 2024
Shannon Downard
Huff Realty - CC
(859) 781-5100
2 in this area
28 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 627738
APN: 056-34-04-001.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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