NOT LISTED FOR SALE

3810 Chestnut Rd Middle River, MD 21220

Estimated Value: $800,000 - $889,000

5 Beds
3 Baths
2,980 Sq Ft
$287/Sq Ft Est. Value

Last Sold January 12, 2024

Last sale price $850,000 $285 Per Sq Ft

Est. 1% increase in value since last sale

Current estimated payment $5,116/month

66 Days on Market

Highlights

  • 40 Feet of Waterfront
  • Pier
  • Second Kitchen
  • 1 Dock Slip
  • Sandy Beach
  • Fishing Allowed

About This Home

As of January 2024

Back on the market at no fault of the seller!! Brand new SS appliances! Welcome to your waterfront dream home on Seneca Creek, where tranquility meets luxury in this stunning 5-bedroom, 3-bathroom property. Nestled amidst the picturesque scenery of Bowley's Quarters and the Seneca Creek waterfront, this meticulously designed home offers a seamless blend of indoor and outdoor living spaces, with breathtaking views of the water. From the moment you arrive, you'll be captivated by the natural beauty and endless possibilities this property has to offer. As you approach this waterfront haven, the first thing that catches your eye is the elegant exterior, featuring a timeless architectural design and meticulously maintained hardscaping. Situated on a spacious lot this property offers ample room for outdoor activities, gardening, and entertaining. The crowning jewel of this property is its prime waterfront location on Seneca Creek with not only pier/bullkhard access but also beach access making paddleboarding and kayaking a dream. A private dock equipped with two jet ski lifts and a 12,000lb boat lift ensures that water enthusiasts can fully enjoy the waterfront lifestyle. Spend your days boating, fishing, or simply relaxing by the water's edge with protected water and easy access to Hart Miller Island. The composite deck overlooking the creek is an entertainer's dream. It provides the perfect vantage point for taking in the serene views and is equipped with conduit in each block column, ready for custom lighting or gas fixtures to enhance your outdoor gatherings. The deck also features an Upside by Color Guard under decking and water management system to enjoy the lower patio even in the rain. Below the deck, a pavered patio offers a shaded retreat and serves as an excellent spot for al fresco dining. A separate shed on the property provides additional storage space for your outdoor equipment and tools, keeping your home organized and clutter-free. Step inside this waterfront oasis and discover a spacious and thoughtfully designed home that maximizes comfort and functionality. The main level boasts an open-concept living area with an abundance of natural light, thanks to large windows that frame the picturesque water views. The living room, complete with a cozy fireplace, flows seamlessly into the dining area, making it perfect for both intimate family dinners and larger gatherings. The gourmet kitchen is a chef's delight, featuring granite countertops, stainless steel appliances, ample cabinet space, and a convenient breakfast bar. Cooking with a view of the water becomes a daily pleasure. Adjacent to the kitchen, a sliding glass door opens to the expansive composite deck, creating a seamless indoor-outdoor connection. This level also includes a bedroom and full bath. The upper level primary bedroom offers a tranquil retreat with its own ensuite bathroom, complete with a soaking tub, dual sinks, and a separate shower. A second bedroom finishes off the upper level. Descend to the lower level, where a world of possibilities awaits. This level has been transformed into a fully equipped in-law suite, featuring two bedrooms and a full bathroom. The suite is designed with comfort and privacy in mind and includes French doors that open to the rear yard, allowing guests to relish the waterfront views and access the patio and dock with ease. One standout feature of the lower level is the meticulous waterproofing and closed-cell spray insulation in all four walls and the ceiling, ensuring a dry and comfortable living space year-round. Additionally, two separate AC units keep the temperature just right in both the main and lower levels. Your waterfront dream home on Seneca Creek awaits! This 5-bedroom, 3-bathroom oasis is a rare gem, offering the perfect blend of luxury, comfort, and outdoor adventure. Whether you're seeking a serene retreat, a water lover's paradise, or an ideal space for multigenerational living, this property has it all.

Last Agent to Sell the Property

Nicole Callender

(410) 524-6400 lwbunting@comcast.net Keller Williams Realty Delmarva License #597764 Listed on: 09/28/2023

Keller Williams Realty Delmarva

Last Buyer's Agent

Nicole Callender

(410) 524-6400 lwbunting@comcast.net Keller Williams Realty Delmarva License #597764 Listed on: 09/28/2023

Keller Williams Realty Delmarva

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,235

Year Built

  • Built in 2004

Lot Details

  • 0.33 Acre Lot
  • 40 Feet of Waterfront
  • Home fronts navigable water
  • Sandy Beach
  • Creek or Stream
  • Property is zoned R8

Home Design

  • Colonial Architecture
  • Foundation Flood Vent
  • Vinyl Siding

Interior Spaces

  • Property has 3 Levels
  • Open Floorplan
  • Crown Molding
  • Ceiling Fan
  • Recessed Lighting
  • 1 Fireplace
  • Family Room
  • Living Room
  • Dining Room
  • Sun or Florida Room
  • Water Views

Kitchen

  • Gourmet Kitchen
  • Second Kitchen
  • Electric Oven or Range
  • Stove
  • Built-In Microwave
  • Dishwasher
  • Stainless Steel Appliances

Flooring

  • Wood
  • Carpet
  • Vinyl

Bedrooms and Bathrooms

Laundry

  • Laundry Room
  • Electric Front Loading Dryer
  • Front Loading Washer

Parking

  • 4 Parking Spaces
  • Gravel Driveway

Outdoor Features

  • Pier
  • Water Access
  • Personal Watercraft
  • Physical Dock Slip Conveys
  • 1 Dock Slip
  • 1 Powered Boats Permitted
  • 1 Non-Powered Boats Permitted
  • Deck
  • Patio
  • Shed

Location

  • Flood Risk

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Oil
  • Vented Exhaust Fan
  • Electric Water Heater
  • Grinder Pump
  • On Site Septic

Listing and Financial Details

  • Tax Lot 112
  • Assessor Parcel Number 04151600001711

Community Details

Overview

  • No Home Owners Association
  • Bowleys Quarters Subdivision

Recreation

  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,235

Year Built

Built in 2004

Lot Details

0.33 Acres

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • Exclusions: Floating Dock does not convey
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 2023-09-28
  • Federal Flood Zone: Yes
  • Year Built: 2004
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 0

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Dryer - Electric, Dryer - Front Loading, Exhaust Fan, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Stove, Washer, Washer - Front Loading, Water Heater
  • Flooring Type: Carpet, Hardwood, Vinyl
  • Interior Amenities: Kitchen - Gourmet, 2nd Kitchen, Carpet, Ceiling Fan(s), Crown Moldings, Entry Level Bedroom, Floor Plan - Open, Floor Plan - Traditional, Recessed Lighting, Wood Floors
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Flood Vent
  • Levels Count: 3
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Sun/Florida Room, Laundry
  • Basement: No
  • Laundry Type: Dryer In Unit, Washer In Unit
  • Total Sq Ft: 2980
  • Living Area Sq Ft: 2980
  • Price Per Sq Ft: 483.87
  • Above Grade Finished Sq Ft: 1860
  • Below Grade Finished Sq Ft: 1120
  • Total Below Grade Sq Ft: 1120
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 5
  • Main Level Bedrooms: 1
  • All Lower Level Bedrooms: 2
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Vinyl Siding
  • Spa: No
  • View: Water
  • Water Access Features: Personal Watercraft (PWC), Boat - Powered, Fishing Allowed
  • Water Access: Yes
  • Water Body Name: SENECA CREEK
  • Water Body Type: Creek/Stream
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Water View: Yes
  • Water Frontage In Feet: 40

Garage/Parking

  • Garage: No
  • Parking Features: Crushed Stone
  • Total Garage And Parking Spaces: 4
  • Type Of Parking: Off Street
  • Off Street Parking Spaces: 4

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Central A/C
  • Heating Fuel: Oil
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Grinder Pump, On Site Septic
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Horses: No
  • Lot Size Acres: 0.33
  • Lot Dimensions: 1.00 x
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 14420.00
  • Outdoor Living Structures: Patio(s), Deck(s)
  • Zoning: R8
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 7235.00
  • Assessor Parcel Number: 04151600001711
  • Tax Lot: 112
  • County Tax Payment Frequency: Annually
  • Tax Year: 2022

Multi Family

  • Federal Flood Zone: AE
  • Waterfront Features: Sandy Beach

MLS Schools

  • School District Name: BALTIMORE COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 28, 2023
Closed on
Jan 12, 2024
Sold by
Panner Jason
Bought by
Lynch Dennis W and Lynch Ruth H
Seller's Agent
Nicole Callender
Keller Williams Realty Delmarva
Buyer's Agent
Nicole Callender
Keller Williams Realty Delmarva
List Price
$950,000
Sold Price
$850,000
Premium/Discount to List
-$100,000
-10.53%
Views
321
Current Estimated Value
$855,012

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$5,012
Avg. Annual Appreciation
0.27%

Purchase Details

Listed on
Aug 5, 2015
Closed on
Sep 11, 2015
Sold by
Eilerman Edward and Eilerman Mary Lou
Bought by
Panner Jason
Seller's Agent
Larry Marshall
Components Realty
Buyer's Agent
Nicole Callender
Keller Williams Realty Delmarva
List Price
$549,900
Sold Price
$560,000
Premium/Discount to List
$10,100
1.84%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.14%
Original Mortgage
$448,000
Interest Rate
3.97%
Mortgage Type
New Conventional

Purchase Details

Listed on
May 9, 2013
Closed on
Sep 4, 2013
Sold by
Cole Thomas J and Cole Elizabeth M
Bought by
Eilerman Edward and Eilerman Mary Lou
Seller's Agent
Creig Northrop
Northrop Realty
Buyer's Agent
Scott Copinger
Platinum Realty Group
List Price
$550,000
Sold Price
$535,000
Premium/Discount to List
-$15,000
-2.73%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.28%
Original Mortgage
$507,500
Interest Rate
4.42%
Mortgage Type
VA

Purchase Details

Closed on
Jun 12, 2000
Sold by
Rosensteel Gerald T
Bought by
Cole Thomas J and Cole Elizabeth M

Purchase Details

Closed on
Apr 7, 1988
Sold by
Pfeltz Norman L
Bought by
Rosensteel Gerald T
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Lynch Dennis W $850,000 Lawyers Express Title
Lynch Dennis W $850,000 Lawyers Express Title
Panner Jason $540,000 All Star Title Inc
Eilerman Edward $535,000 Shore Thing Title Llc
Cole Thomas J $216,000 --
Rosensteel Gerald T $134,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Panner Jason $448,000
Previous Owner Eilerman Edward $507,500
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/12/2024 01/12/24 Sold $850,000 -5.6% $285 / Sq Ft
12/04/2023 12/04/23 Pending -- -- --
11/08/2023 11/08/23 Price Changed $899,999 -2.7% $302 / Sq Ft
10/10/2023 10/10/23 Price Changed $925,000 -2.6% $310 / Sq Ft
09/28/2023 09/28/23 For Sale $950,000 +69.6% $319 / Sq Ft
09/15/2015 09/15/15 Sold $560,000 +1.8% $301 / Sq Ft View Prior Sale
08/07/2015 08/07/15 Pending -- -- --
08/05/2015 08/05/15 For Sale $549,900 +2.8% $296 / Sq Ft
09/04/2013 09/04/13 Sold $535,000 -2.7% $288 / Sq Ft View Prior Sale
07/13/2013 07/13/13 Pending -- -- --
05/09/2013 05/09/13 For Sale $550,000 -- $296 / Sq Ft
Source: Bright MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,422 $593,700 -- --
2024 $7,422 $532,800 $0 $0
2023 $3,383 $471,900 $184,600 $287,300
2022 $7,186 $451,800 $0 $0
2021 $6,190 $431,700 $0 $0
2020 $6,190 $411,600 $184,600 $227,000
2019 $6,296 $411,600 $184,600 $227,000
2018 $6,284 $411,600 $184,600 $227,000
2017 $6,615 $486,500 $0 $0
2016 $5,166 $464,800 $0 $0
2015 $5,166 $443,100 $0 $0
2014 $5,166 $421,400 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDBC2079156

Bright MLS

APN: 15-1600001711

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