NOT LISTED FOR SALE

3825 Santiago St Sebring, FL 33872

Sun N Lake Neighborhood

Estimated Value: $174,000 - $201,695

2 Beds
2 Baths
1,049 Sq Ft
$182/Sq Ft Est. Value

Sale Details

Date Sold: April 11, 2025

Last sale price $209,900 $200 Per Sq Ft

Est. 9% decrease in value since last sale

Current estimated payment $1,236 / mo

58 Days on Market

Highlights

  • Golf Course Community
  • Clubhouse
  • No HOA
  • Fitness Center
  • Vaulted Ceiling
  • Screened Porch

About This Home

As of April 2025

Welcome Home. This 2 bedroom-2 bathroom single family house was freshly painted and has a newer roof. Open floor plan with large bedrooms and a kitchen with stainless steel appliances and a skylight for lots of natural light. 19'x20' two car garage. Enjoy the outdoors with a 12'x30' screened porch and a large fenced in back yard perfect for pets, a pool, storage shed or a garden. This home is in the Sun N Lakes community featuring professional golf courses, a restaurant, pool, tennis and pickle ball courts, a community center and is close to schools, hospitals and shopping.

Last Agent to Sell the Property

Walter Fabiszewski

Real Broker, LLC. License #3317151 Listed on: 01/09/2025

Last Buyer's Agent

SEBRING NON MLS

NON-MLS OFFICE

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

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Average Value
Not Available
List Price
Sold Price
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,220

Year Built

  • Built in 1983

Lot Details

  • 10,454 Sq Ft Lot
  • Fenced
  • Zoning described as R1

Parking

  • 2 Car Garage

Home Design

  • Shingle Roof
  • Concrete Siding
  • Block Exterior
  • Stucco

Interior Spaces

  • 1,049 Sq Ft Home
  • 1-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Screened Porch

Kitchen

  • Oven
  • Range
  • Dishwasher

Flooring

  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms

Schools

  • Sun N Lake Elementary School
  • Hill-Gustat Middle School
  • Sebring High School

Utilities

  • Central Heating and Cooling System
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number C-04-34-28-020-0220-0160

Community Details

Recreation

  • Golf Course Community
  • Tennis Courts
  • Fitness Center

Additional Features

  • No Home Owners Association
  • Clubhouse

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,220

Year Built

Built in 1983

Lot Details

10,454 Sq Ft Lot

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.24
  • Road Surface Type: Paved
  • Directions: From US 27 north bound head W on Sun N Lakes Blvd. At first traffic circle, take 3rd exit onto Ponce De Leon Blvd. Make second L onto Ramero. L onto Castile. R onto Santiago. House is on the right.
  • Architectural Style: One Story
  • Garage Yn: Yes
  • Unit Levels: One
  • Building Stories: 1
  • Year Built: 1983
  • Property Sub Type Additional: Single Family Residence
  • Special Features: VirtualTour
  • Stories: 1

Interior Features

  • Appliances: Dishwasher, Oven, Range, Refrigerator
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Flooring: Laminate, Simulated Wood, Tile
  • Interior Amenities: Ceiling Fan(s), Cable TV, Vaulted Ceiling(s)
  • Living Area: 1049.0

Exterior Features

  • Pool Features: None
  • Construction Type: Block, Concrete, Stucco
  • Exterior Features: Fence
  • Patio And Porch Features: Rear Porch, Covered, Screened
  • Property Condition: Resale
  • Roof: Shingle

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Garage

Utilities

  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Cable Available, Sewer Available
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Clubhouse, Fitness Center, Golf, Golf Course Community, Tennis Court(s)
  • Association: No

Schools

  • Elementary School: Sun N Lake Elementary
  • High School: Sebring High
  • Middle Or Junior School: Hill-Gustat Middle

Lot Info

  • Additional Parcels Description: ,,
  • Additional Parcels: No
  • Parcel #: C-04-34-28-020-0220-0160
  • Zoning Description: R1
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 2220.0
  • Tax Year: 2024

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 9, 2025
Closed on
Apr 7, 2025
Sold by
Andel John
Bought by
Seller's Agent
Walter Fabiszewski
Real Broker, LLC.
Buyer's Agent
SEBRING NON MLS
NON-MLS OFFICE
List Price
$229,900
Sold Price
$209,900
Premium/Discount to List
-$20,000
-8.7%
Views
63
Current Estimated Value
$191,424

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$18,476
Avg. Annual Appreciation
-6.50%
Original Mortgage
$105,000
Outstanding Balance
$103,557
Interest Rate
6.63%
Mortgage Type
New Conventional
Estimated Equity
$87,867

Purchase Details

Closed on
Mar 18, 2020
Sold by
Simmons Dennisn Wayne
Bought by
Andel John

Purchase Details

Closed on
Feb 14, 2020
Sold by
Mcdaniel Sharon M and Estate Of John E Topa
Bought by
Simmons Dennis Wayne

Purchase Details

Closed on
Jan 27, 2010
Sold by
The Bank Of New York Mellon
Bought by
Topa John E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$35,000
Interest Rate
4.97%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 10, 2009
Sold by
Burnett Marci B and Skipper Jerry Wayne
Bought by
The Bank Of New York Mellon and The Bank Of New York

Purchase Details

Closed on
Jan 25, 2002
Sold by
Kurtzman Carol S
Bought by
Burnett Marci B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$66,000
Interest Rate
6.55%
Mortgage Type
Balloon

Purchase Details

Closed on
Apr 2, 2001
Sold by
Trombley Michael J and Trombley Sherry V
Bought by
Kurtzman Carol S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$40,000
Interest Rate
6.99%
Mortgage Type
Balloon
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Agents Specializing in Sun N Lake, FL

  • Jose Hugo Martinez Real Estate Agent - KW COASTAL LIVING III

    Jose Hugo Martinez

    KW COASTAL LIVING III

    (941) 263-0297

    21 Total Sales

    1 in Sun N Lake

    $21,000 Price

    Jose Hugo Martinez
     Section Image
  • Ivan Barinas Real Estate Agent - The Pipal Group

    Ivan Barinas

    Responds Quickly

    The Pipal Group

    (786) 464-5679

    99 Total Sales

    4 in Sun N Lake

    $135K - $565K Price Range

    Ivan Barinas
     Section Image
  • Michael Malave Real Estate Agent - PREFERRED REAL ESTATE BROKERS

    Michael Malave

    PREFERRED REAL ESTATE BROKERS

    (407) 974-4616

    27 Total Sales

    1 in Sun N Lake

    $207,000 Price

    Michael Malave
     Section Image
  • Jeniffer Padron Padilla Real Estate Agent - BHHS Florida Properties Group

    Jeniffer Padron Padilla

    BHHS Florida Properties Group

    (863) 219-0879

    115 Total Sales

    9 in Sun N Lake

    $12K - $369K Price Range

    Jeniffer Padron Padilla
     Section Image
  • Lisa Frantz Real Estate Agent - LPT Realty, LLC

    Lisa Frantz

    LPT Realty, LLC

    (754) 354-5147

    134 Total Sales

    1 in Sun N Lake

    $170,000 Price

    Lisa Frantz
     Section Image
  • Edelsa Hernandez Real Estate Agent - RE/MAX Realty Plus

    Edelsa Hernandez

    RE/MAX Realty Plus

    (863) 593-7813

    108 Total Sales

    7 in Sun N Lake

    $11K - $226K Price Range

    Edelsa Hernandez
     Section Image
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$209,900 Heartland Title
Andel John $86,500 Heartland Title Ins Agcy Co
Simmons Dennis Wayne $55,000 South Ridge Abstract & Ttl C
Topa John E $50,000 Landsafe Title
The Bank Of New York Mellon -- None Available
Burnett Marci B $67,000 Heartland Title Ins Agency C
Kurtzman Carol S $60,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $105,000
Previous Owner Topa John E $35,000
Previous Owner Burnett Marci B $147,000
Previous Owner Skipper Marci Burnett $15,000
Previous Owner Burnett Marci B $86,000
Previous Owner Burnett Marci B $66,000
Previous Owner Kurtzman Carol S $40,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
04/11/2025 04/11/25 Sold $209,900 0.0% $200 / Sq Ft
03/08/2025 03/08/25 Pending -- -- --
02/15/2025 02/15/25 Price Changed $209,900 -4.5% $200 / Sq Ft
01/22/2025 01/22/25 Price Changed $219,900 -4.3% $210 / Sq Ft
01/09/2025 01/09/25 For Sale $229,900 -- $219 / Sq Ft
Source: Heartland Association of REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,220 $152,454 $18,500 $133,954
2024 $2,023 $161,569 $14,000 $147,569
2023 $2,023 $116,259 $0 $0
2022 $1,850 $116,989 $5,500 $111,489
2021 $1,719 $96,082 $4,000 $92,082
2020 $1,618 $97,711 $0 $0
2019 $1,472 $83,599 $0 $0
2018 $1,370 $75,553 $0 $0
2017 $1,242 $70,541 $0 $0
2016 $1,183 $65,344 $0 $0
2015 $1,028 $54,278 $0 $0
2014 $965 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • WF

    Seller's Agent in 2025

    Walter Fabiszewski

    Real Broker, LLC.

    (954) 263-9666

    1 in this area

    1 Total Sale

    Walter Fabiszewski
    Section Image

  • SN

    Buyer's Agent in 2025

    SEBRING NON MLS

    NON-MLS OFFICE

See All Agents

Map

Source: Heartland Association of REALTORS®

MLS Number: 311429

Heartland Association of REALTORS®

APN: C-04-34-28-020-0220-0160

Florida Highlands County Sebring 33872 Sun N Lake

3825 Santiago St, Sebring, FL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Heartland Association of REALTORS® IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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