Cindy Zimmermann
Coldwell Banker Realty
(850) 613-0748
56 Total Sales
2 in Destin
$1M - $1.2M Price Range
384 Terrapin Trace Destin, FL 32541
Destin Area
4
Beds
3
Baths
2,674
Sq Ft
2000
Built
Highlights
- Waterfront Community
- Golf Course Community
- Gated Community
- Destin Elementary School Rated A-
- Primary Bedroom Suite
- Craftsman Architecture
About This Home
As of December 2025Welcome to this beautifully updated 4 bedroom, 3 bathroom home, ideally situated within the gates of the prestigious Kelly Plantation community. Just a short walk from both the Golf Club and Owner's Club, this property offers a seamless blend of comfort, sophistication, and Florida lifestyle living. The open concept floor plan is enhanced by new flooring throughout, creating a bright and inviting atmosphere that flows effortlessly from room to room. The kitchen is well appointed with stainless steel appliances, generous counter space, and an oversized walk in pantry offering functionality and ease for everyday living or entertaining. The spacious primary suite is a true retreat, complete with a private television room just off the main bedroom, perfect as a media lounge, quiet reading nook, or flex space tailored to your lifestyle. Three additional bedrooms offer well proportioned layouts, ideal for guests or family. Step outside to a beautifully landscaped backyard oasis featuring a sparkling pool with integrated hot tub, a fire pit area for evening gatherings, and ample patio space for outdoor living. Additional features include surround sound, updated lighting throughout, a new energy efficient pool pump, new hot water heater, and a 2.5 car garage with dedicated golf cart parking. Set within one of Destin's most sought after communities, this home offers walkability to golf, nature trails, tennis, and a vibrant social calendar that captures the very best of life along the Emerald Coast.
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Details
Home Type
- Single Family
Year Built
- Built in 2000
Lot Details
- Lot Dimensions are 71x205x60x235
- Sprinkler System
HOA Fees
- $300 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Automatic Garage Door Opener
Home Design
- Craftsman Architecture
- Brick Exterior Construction
- Dimensional Roof
- Ridge Vents on the Roof
- Wood Trim
Interior Spaces
- 2,674 Sq Ft Home
- 1-Story Property
- Crown Molding
- Coffered Ceiling
- Tray Ceiling
- Ceiling Fan
- Double Pane Windows
- Living Room
- Dining Room
- Fire and Smoke Detector
- Exterior Washer Dryer Hookup
Kitchen
- Breakfast Bar
- Walk-In Pantry
- Double Oven
- Electric Oven or Range
- Induction Cooktop
- Microwave
- Ice Maker
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 4 Bedrooms
- Primary Bedroom Suite
- 3 Full Bathrooms
- Primary Bathroom includes a Walk-In Shower
Outdoor Features
- Enclosed Patio or Porch
Schools
- Destin Elementary And Middle School
- Fort Walton Beach High School
Utilities
- High Efficiency Air Conditioning
- Multiple cooling system units
- Central Heating and Cooling System
- Electric Water Heater
Listing and Financial Details
- Minimum Rental Period
- Assessor Parcel Number 00-2S-22-5115-0000-0110
Community Details
Overview
- Association fees include accounting, land recreation, licenses/permits, master, recreational faclty
- Kelly Plantation S/D Subdivision
Amenities
- Community Pavilion
- Meeting Room
Recreation
- Waterfront Community
- Golf Course Community
- Tennis Courts
- Pickleball Courts
- Community Playground
- Community Pool
Security
- Gated Community
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Nov 19, 2025
Closed on
Dec 29, 2025
Sold by
Vacation Family Rentals Llc
Bought by
Seller's Agent
Spears Group
Compass
Buyer's Agent
Denise Greene
Scenic Sotheby's International Realty
List Price
$1,349,900
Sold Price
$1,300,000
Premium/Discount to List
-$49,900
-3.7%
Views
20
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$20,714
Avg. Annual Appreciation
-2.44%
Purchase Details
Listed on
May 30, 2019
Closed on
Jun 28, 2019
Sold by
Baker Jason and Baker Heather
Bought by
Vacation Family Rentals Llc
Seller's Agent
Erin Martin
The Premier Property Group
Buyer's Agent
Spears Group
Scenic Sotheby's International Realty
List Price
$677,500
Sold Price
$677,500
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.53%
Original Mortgage
$338,750
Interest Rate
4%
Mortgage Type
Commercial
Purchase Details
Closed on
Jun 3, 2008
Sold by
Johnson Wesley P and Johnson Elsie C
Bought by
Baker Jason and Baker Heather
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$78,000
Interest Rate
6.04%
Mortgage Type
Stand Alone Second
Purchase Details
Closed on
Dec 31, 1999
Sold by
Kelly Plantation Partners
Bought by
Johnson Wesley P and Johnson Elsie C
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Destin, FL
-
Cindy Zimmermann
-
Lisa Collier
Lisa Collier
The Agency Northwest Florida Beaches
(850) 749-2055
100 Total Sales
15 in Destin
$300K - $1.5M Price Range
-
Jacklyn Riley
Jacklyn Riley
Responds QuicklyCorcoran Reverie SRB
(202) 792-3559
38 Total Sales
5 in Destin
$258K - $1.4M Price Range
-
Paige Joseph
Paige Joseph
Responds QuicklyAnchor Realty Florida
(850) 403-5526
281 Total Sales
2 in Destin
$1.9M - $2.6M Price Range
-
Lars Rygaard
Lars Rygaard
World Impact Real Estate
(850) 299-0140
34 Total Sales
6 in Destin
$440K - $1.8M Price Range
-
Nick Deslonde
Nick Deslonde
Gulf Realty 30A LLC
(850) 920-3028
47 Total Sales
7 in Destin
$410K - $2.6M Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $1,300,000 | Scenic Title | |
| Warranty Deed | $677,500 | Aqua Title Services | |
| Warranty Deed | $550,000 | Attorney | |
| Warranty Deed | $51,900 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $338,750 | Commercial | |
| Previous Owner | $156,411 | Commercial | |
| Previous Owner | $467,750 | Adjustable Rate Mortgage/ARM | |
| Previous Owner | $411,735 | New Conventional | |
| Previous Owner | $78,000 | Stand Alone Second | |
| Previous Owner | $417,000 | Purchase Money Mortgage |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 12/29/2025 12/29/25 | Sold | $1,300,000 | -3.7% | $486 / Sq Ft | |
| 11/23/2025 11/23/25 | Pending | -- | -- | -- | |
| 11/19/2025 11/19/25 | For Sale | $1,349,900 | +99.2% | $505 / Sq Ft | |
| 06/28/2019 06/28/19 | Sold | $677,500 | 0.0% | $253 / Sq Ft | View Prior Sale |
| 05/31/2019 05/31/19 | Pending | -- | -- | -- | |
| 05/30/2019 05/30/19 | For Sale | $677,500 | -- | $253 / Sq Ft |
Source: Emerald Coast Association of REALTORS®
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $9,089 | $924,181 | $293,440 | $630,741 |
| 2024 | $7,961 | $860,114 | $276,595 | $583,519 |
| 2023 | $7,961 | $830,114 | $258,500 | $571,614 |
| 2022 | $6,943 | $687,943 | $206,040 | $481,903 |
| 2021 | $6,079 | $547,530 | $171,360 | $376,170 |
| 2020 | $5,814 | $519,308 | $163,200 | $356,108 |
| 2019 | $4,374 | $421,107 | $0 | $0 |
| 2018 | $4,391 | $417,226 | $0 | $0 |
| 2017 | $4,380 | $408,644 | $0 | $0 |
| 2016 | $4,261 | $400,239 | $0 | $0 |
| 2015 | $4,368 | $397,457 | $0 | $0 |
| 2014 | $4,390 | $394,303 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Spears Group
SG
Seller's Agent in 2025
Spears Group
Compass
(850) 710-2114
437 Total Sales
-
Denise Greene
Buyer's Agent in 2025
Denise Greene
Scenic Sotheby's International Realty
(850) 502-7927
34 Total Sales
-
Erin Martin
EM
Seller's Agent in 2019
Erin Martin
The Premier Property Group
(850) 685-3242
28 Total Sales
-
S
Buyer's Agent in 2019
Spears Group
Scenic Sotheby's International Realty
Map
Source: Emerald Coast Association of REALTORS®
MLS Number: 989968
APN: 00-2S-22-5115-0000-0110
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Nearby Homes
- 330 Kelly Plantation Dr
- 284 Champion Ct
- 236 Matties Way
- 237 Matties Way
- 4505 Sawgrass Way
- 4379 Old Bayou Trail
- 4345 Bahia Ln
- 4300 Breakwater Dr
- 4367 Bahia Ln
- 4375 Bahia Ln
- 105 Indian Bayou Dr Unit 1
- 408 Kelly Plantation Dr Unit 410
- 408 Kelly Plantation Dr Unit 411
- 408 Kelly Plantation Dr Unit 409
- 4372 Stonebridge Rd
- 4350 Stonebridge Rd
- 7 Cahaba Ln
- 54 Country Club Dr E Unit 1
- 4327 Stonebridge Rd
- 400 Kelly Plantation Dr Unit 401
Your Personal Tour Guide
Ask me questions while you tour the home.