Dana Montgomery
BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE
(540) 900-1958
81 Total Sales
3 in Penhook
$765K - $3.3M Price Range
385 Cross Harbor Dr Penhook, VA 24137
Penhook AreaEstimated Value: $1,160,666
3
Beds
3
Baths
2,882
Sq Ft
$403/Sq Ft
Est. Value
Highlights
- 119 Feet of Waterfront
- Golf Course Community
- Deck
- 1 Dock Slip
- Lake View
- Cottage
About This Home
As of May 2026This home sits in a park like setting on a gently sloping lot. Enjoy the waterfront view from the large upper and/or lower deck or the screened porch. Main level living with a separate master bedroom floor plan, Laundry is also on this level. The lower level, currently decorated as a family room/game room. This large area could be reconfigured for a 4th bedroom. Lakeside boathouse includes storage room & a nice sitting area. The shoreline provides walk-in water-access allowing children or pets to play & have fun at the Lake! Looking for more entertainment, this home is located in The Waters Edge Golf & Country Club with the following amenities: Golf, Pool, Tennis, Pickleball, Horseback riding, Dining/Bar & More. Membership available.
Last Agent to Sell the Property
BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE License #0225098936 Listed on: 03/06/2026
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,233
Year Built
- Built in 1988
Lot Details
- 27,878 Sq Ft Lot
- 119 Feet of Waterfront
- Property is zoned RPD
Home Design
- Cottage
Interior Spaces
- Sliding Doors
- Lake Views
- Basement
Kitchen
- Breakfast Area or Nook
- Electric Range
- Built-In Microwave
- Dishwasher
Bedrooms and Bathrooms
- 3 Main Level Bedrooms
- 3 Full Bathrooms
Laundry
- Laundry on main level
- Dryer
- Washer
Parking
- 2 Car Attached Garage
- 4 Open Parking Spaces
- Off-Street Parking
Outdoor Features
- Rip-Rap
- Dock has a Storage Area
- Boat Hoist or Davit
- 1 Dock Slip
- Covered Dock
- Deck
- Front Porch
Schools
- Glade Hill Elementary School
- Ben Franklin Middle School
- Franklin County High School
Utilities
- Heat Pump System
- Underground Utilities
- Electric Water Heater
- Cable TV Available
Listing and Financial Details
- Tax Lot 153
Community Details
Overview
- Property has a Home Owners Association
- The Waters Edge Subdivision
Recreation
- Golf Course Community
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 6, 2026
Closed on
Apr 23, 2026
Sold by
Bought by
Seller's Agent
Peter Roberts
BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE
Buyer's Agent
Nadine Bannard
WAINWRIGHT & CO., REALTORS(r)- LAKE
List Price
$1,150,000
Sold Price
$1,150,000
Views
10
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$10,666
Avg. Annual Appreciation
3.23%
Original Mortgage
$650,000
Outstanding Balance
$645,423
Interest Rate
5.75%
Mortgage Type
New Conventional
Estimated Equity
$515,243
Purchase Details
Listed on
May 17, 2020
Closed on
Jun 30, 2020
Sold by
Bought by
Seller's Agent
Genie Rust
SETTLELAND & REALTY LLC
Buyer's Agent
Peter Roberts
BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE
List Price
$669,000
Sold Price
$660,000
Premium/Discount to List
-$9,000
-1.35%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.92%
Purchase Details
Listed on
May 17, 2020
Closed on
Jun 18, 2020
Sold by
Bought by
Seller's Agent
Genie Rust
SETTLELAND & REALTY LLC
Buyer's Agent
Peter Roberts
BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE
List Price
$669,000
Sold Price
$660,000
Premium/Discount to List
-$9,000
-1.35%
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Penhook, VA
-
Dana Montgomery
-
Jan McGraw
Jan McGraw
EXP REALTY LLC - STAFFORD
(540) 666-6569
23 Total Sales
3 in Penhook
$960K - $3M Price Range
-
Debbie Shelton
Debbie Shelton
BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE
(540) 329-3697
159 Total Sales
19 in Penhook
$35K - $4.8M Price Range
-
Brad Thomas
Brad Thomas
Responds QuicklyMOUNTAIN VIEW REAL ESTATE LLC
(540) 900-1493
558 Total Sales
1 in Penhook
$683,000 Price
-
Glenda McDaniel
Glenda McDaniel
Responds QuicklyLONG & FOSTER - SMITH MTN LAKE
(540) 329-3952
155 Total Sales
1 in Penhook
$399,900 Price
-
Brenda Bratt
Brenda Bratt
WAINWRIGHT & CO., REALTORS(r)- LAKE
(540) 590-5011
230 Total Sales
4 in Penhook
$27K - $260K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $1,150,000 | Anchor Title | ||
| -- | None Available | ||
| $660,000 | Fidelity National Ttl Ins Co |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $650,000 | ||
| Previous Owner | $100,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 05/12/2026 05/12/26 | Sold | $1,150,000 | 0.0% | $399 / Sq Ft | |
| 03/27/2026 03/27/26 | Pending | -- | -- | -- | |
| 03/25/2026 03/25/26 | For Sale | $1,150,000 | +74.2% | $399 / Sq Ft | |
| 06/30/2020 06/30/20 | Sold | $660,000 | -1.3% | $229 / Sq Ft | View Prior Sale |
| 05/25/2020 05/25/20 | Pending | -- | -- | -- | |
| 05/17/2020 05/17/20 | For Sale | $669,000 | -- | $232 / Sq Ft |
Source: Roanoke Valley Association of REALTORS®
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,233 | $984,500 | $217,000 | $767,500 |
| 2024 | $4,233 | $984,500 | $217,000 | $767,500 |
| 2023 | $3,142 | $515,000 | $185,000 | $330,000 |
| 2022 | $3,142 | $515,000 | $185,000 | $330,000 |
| 2021 | $3,142 | $515,000 | $185,000 | $330,000 |
| 2020 | $3,142 | $515,000 | $185,000 | $330,000 |
| 2019 | $3,295 | $540,200 | $230,000 | $310,200 |
| 2018 | $3,295 | $540,200 | $230,000 | $310,200 |
| 2017 | $2,971 | $548,400 | $255,000 | $293,400 |
| 2016 | $2,971 | $548,400 | $255,000 | $293,400 |
| 2015 | -- | $548,400 | $255,000 | $293,400 |
| 2014 | -- | $548,400 | $255,000 | $293,400 |
| 2013 | -- | $548,400 | $255,000 | $293,400 |
Source: Public Records
Agents Affiliated with this Home
-
Peter Roberts
Seller's Agent in 2026
Peter Roberts
BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE
(540) 525-4510
40 Total Sales
-
Nadine Bannard
N
Buyer's Agent in 2026
Nadine Bannard
WAINWRIGHT & CO., REALTORS(r)- LAKE
(540) 798-0206
54 Total Sales
-
Genie Rust
G
Seller's Agent in 2020
Genie Rust
SETTLELAND & REALTY LLC
(540) 529-3575
10 Total Sales
Map
Source: Roanoke Valley Association of REALTORS®
MLS Number: 925222
APN: 0510705800
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
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