38W686 Ridgewood Ln Elgin, IL 60124
Far West Elgin NeighborhoodEstimated payment $3,755/month
Highlights
- 0.94 Acre Lot
- Fireplace
- Living Room
- Home Office
- 2 Car Attached Garage
- Laundry Room
About This Home
Welcome to this beautifully maintained home in a quiet, highly desirable neighborhood where thoughtful updates and major improvements provide peace of mind for years to come. The new roof complements an extensive list of recent upgrades, including a Carrier HVAC system and water heater, both replaced in 2017. The sump pump with battery backup was replaced in 2024, along with a brand-new well and whole-home water filtration system. The home features Pella windows, replaced in 2017, with a transferable warranty. All appliances were replaced in 2025, including the dishwasher, oven, beverage refrigerator, microwave, and refrigerator. Both fireplaces have been converted to gas, adding warmth and convenience. Enjoy the outdoors with a pool replaced in 2019 and a brand-new liner installed this year. Three composite rear decks were also replaced, representing approximately $20,000 in improvements and creating the perfect setting for entertaining or relaxing. The driveway was completely torn out and replaced in 2021 and has been freshly seal coated. Inside, the upstairs bathroom was completely remodeled in 2018, while the kitchen was remodeled in 2013. Every major area of the home reflects pride of ownership and ongoing investment. The location is truly hard to beat-just minutes from Routes 90 and 20, while tucked away in a beautiful, peaceful neighborhood. Residents can also enjoy the neighborhood lake, which is maintained for neighbors and features a brand-new pier and benches. This is a home where extensive updates, outdoor enjoyment, and an exceptional location come together beautifully.
Listing Agent
eXp Realty - Chicago North Ave Brokerage Phone: (630) 432-1719 License #475211115 Listed on: 08/13/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $8,541
Year Built
- Built in 1971
Lot Details
- 40,946 Sq Ft Lot
- Lot Dimensions are 100x409.5
Parking
- 2 Car Attached Garage
- Parking Available
Home Design
- Brick Exterior Construction
Interior Spaces
- 2,557 Sq Ft Home
- 2-Story Property
- Fireplace
- Family Room
- Living Room
- Dining Room
- Home Office
- Partially Finished Basement
- Basement Fills Entire Space Under The House
- Laundry Room
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
- 2 Full Bathrooms
Utilities
- Central Air
- Heating System Uses Natural Gas
- Well
- Septic Tank
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $8,541 | $134,932 | $40,779 | $94,153 |
| 2024 | $8,541 | $124,281 | $37,560 | $86,721 |
| 2023 | $7,943 | $112,279 | $33,933 | $78,346 |
| 2022 | $7,526 | $102,379 | $30,941 | $71,438 |
| 2021 | $7,094 | $95,717 | $28,928 | $66,789 |
| 2020 | $6,873 | $91,376 | $27,616 | $63,760 |
| 2019 | $6,614 | $87,041 | $26,306 | $60,735 |
| 2018 | $6,514 | $81,998 | $24,782 | $57,216 |
| 2017 | $6,334 | $77,518 | $23,428 | $54,090 |
| 2016 | $6,043 | $71,916 | $21,735 | $50,181 |
| 2015 | -- | $65,917 | $19,922 | $45,995 |
| 2014 | -- | $65,103 | $19,676 | $45,427 |
| 2013 | -- | $66,820 | $20,195 | $46,625 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 08/21/2026 08/21/26 | Pending | -- | -- | -- |
| 08/13/2026 08/13/26 | For Sale | $539,000 | -- | $211 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $138,000 | First American Title Ins Co |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $278,184 | New Conventional | |
| Closed | $30,000 | Stand Alone Second | |
| Closed | $250,813 | FHA | |
| Closed | $282,414 | New Conventional | |
| Closed | $275,700 | Unknown | |
| Closed | $273,000 | Fannie Mae Freddie Mac | |
| Closed | $236,000 | Unknown |
Source: Midwest Real Estate Data (MRED)
MLS Number: 12731974
APN: 06-06-326-015
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Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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