$1,095,000
$105K PRICE DROP

39 Captiva Cir Unit 39 Miramar Beach, FL 32550

Miramar Beach Area

Estimated payment $6,513/month

Total Views 3,401
3 Beds
3.5 Baths
2,502 Sq Ft
$438 Price per Sq Ft

Highlights

  • Beach
  • Deeded access to the beach
  • Fishing
  • Van R. Butler Elementary School Rated A-
  • Fitness Center
  • Primary Bedroom Suite

About This Home

Located in the exclusive Tops'l Beach & Racquet Resort, this furnished 3BR/3.5BA townhouse offers exceptional versatility as a primary residence, second home, or short-term rental investment. The first-floor primary suite provides privacy and convenience, while the spacious 2-car garage with fresh epoxy flooring offers ample room for bikes, beach gear, and organized storage. One of only 22 units in this intimate enclave, owners enjoy a private pool and walkable access to the fitness center and tennis courts. Upstairs features its own living area, creating a separate retreat ideal for family or guests. Tops'l amenities include 600' of beach frontage, a full fitness club, 14 tennis courts, racquetball, pools, steam/sauna, whirlpool, on-site dining and bar, tennis pros, and gated security.

Listing Agent

Katelyn Fuentes

Realty ONE Group Emerald Coast License #3494513 Listed on: 02/19/2026

Realty ONE Group Emerald Coast

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $6,068

Year Built

  • Built in 2007

Lot Details

  • Property fronts a private road

Parking

  • 2 Car Attached Garage
  • Automatic Garage Door Opener

Home Design

  • Contemporary Architecture
  • Property Attached
  • Slab Foundation
  • Wallpaper
  • Frame Construction
  • Slate Roof
  • Stucco

Interior Spaces

  • 2,502 Sq Ft Home
  • 2-Story Property
  • Woodwork
  • Crown Molding
  • Beamed Ceilings
  • Vaulted Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Double Pane Windows
  • Living Room
  • Dining Room
  • Loft
  • Sun or Florida Room

Kitchen

  • Walk-In Pantry
  • Electric Oven or Range
  • Induction Cooktop
  • Range Hood
  • Microwave
  • Ice Maker
  • Dishwasher
  • Disposal

Flooring

  • Painted or Stained Flooring
  • Wall to Wall Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • Primary Bedroom Suite
  • Split Bedroom Floorplan
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom
  • Garden Bath

Laundry

  • Dryer
  • Washer

Home Security

Outdoor Features

  • Deeded access to the beach
  • Open Patio

Schools

  • Van R Butler Elementary School
  • Emerald Coast Middle School
  • South Walton High School

Utilities

  • High Efficiency Air Conditioning
  • Multiple cooling system units
  • Central Heating and Cooling System
  • Heat Pump System
  • Electric Water Heater
  • Community Sewer or Septic
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 35-2S-21-42141-000-2020

Community Details

Overview

  • $1,400 Monthly HOA Fees
  • Association fees include accounting, ground keeping, insurance, licenses/permits, management, utilities, recreational faclty, security, trash
  • Captiva At Tops'l Subdivision

Amenities

  • Community Pavilion
  • Sauna
  • Meeting Room

Recreation

  • Beach
  • Tennis Courts
  • Pickleball Courts
  • Fitness Center
  • Exercise Course
  • Community Pool
  • Community Whirlpool Spa
  • Fishing

Pet Policy

  • Pets Allowed

Security

  • Gated Community
  • Fire and Smoke Detector

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$6,068

Year Built

Built in 2007

Lot Details

0 Sq Ft Lot

Parking

2

Listing Details

  • Property Sub Type: Townhouse
  • Prop. Type: Residential
  • Road Frontage Type: Private Road
  • Subdivision Name: CAPTIVA AT TOPS'L
  • Directions: TOPS'L Beach & Racquet Resort, located directly east of Sandestin Resort on the south side of HWY 98. CAPTIVA, PH. 2 is the newest property just south of The Club near center of the resort.
  • Architectural Style: Contemporary
  • Carport Y N: No
  • Garage Yn: Yes
  • New Construction: No
  • Building Stories: 2
  • Year Built: 2007
  • Special Features: None
  • Stories: 2

Interior Features

  • Furnished: Unfurnished
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Microwave, Range Hood, Refrigerator, Washer, Electric Water Heater
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Flooring: Tile, Carpet
  • Interior Amenities: Beamed Ceilings, Crown Molding, Vaulted Ceiling(s), Recessed Lighting, Pantry, Split Bedroom, Wallpaper, Washer/Dryer Hookup, Woodwork Painted
  • Window Features: Double Pane Windows

Exterior Features

  • Construction Type: Frame, Stucco
  • Foundation Details: Slab
  • Patio And Porch Features: Patio Open
  • Property Condition: Construction Complete
  • Roof: Slate

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Garage Door Opener

Utilities

  • Security: Smoke Detector(s)
  • Cooling: Central Air, Ceiling Fan(s)
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Beach, Community Room, Deed Access, Exercise Room, Fishing, Gated, Pavillion/Gazebo, Pool, Sauna/Steam Room, TV Cable, Tennis Court(s), Whirlpool, Pets Allowed, Pickleball, Short Term Rental - Allowed
  • Association: Yes

Fee Information

  • Association Fee Includes: Maintenance Grounds, Insurance, Licenses/Permits, Management, Utilities, Recreational Faclty, Security, Trash

Schools

  • Elementary School: Van R Butler
  • High School: South Walton
  • Middle Or Junior School: Emerald Coast

Lot Info

  • Parcel #: 35-2S-21-42141-000-2020
  • Zoning: Resid Multi-Family

Tax Info

  • Tax Annual Amount: 6068.5
  • Tax Year: 2025

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,321 $925,680 $125,000 $800,680
2024 $3,739 $782,702 $125,000 $657,702
2023 $3,739 $411,449 $0 $411,449
2022 $3,467 $374,054 $0 $374,054
2021 $3,448 $356,242 $0 $356,242
2020 $3,556 $356,242 $0 $356,242
2019 $3,468 $349,245 $0 $349,245
2018 $3,381 $339,066 $0 $0
2017 $3,348 $339,066 $0 $339,066
2016 $3,149 $322,920 $0 $0
2015 $3,066 $322,920 $0 $0
2014 $2,991 $322,920 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
08/27/2026 08/27/26 Price Changed $1,095,000 -8.8% $438 / Sq Ft
02/19/2026 02/19/26 For Sale $1,200,000 -- $480 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Source: Emerald Coast Association of REALTORS®

MLS Number: 995785

Emerald Coast Association of REALTORS®

APN: 35-2S-21-42141-000-2020

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