Saleem Naber
ERA Insite Realty Services
(914) 862-7907
33 Total Sales
2 in North Side
$520K - $575K Price Range
39 N Terrace Ave Mount Vernon, NY 10550
North Side NeighborhoodEstimated Value: $559,000 - $630,000
5
Beds
3
Baths
--
Sq Ft
2,614
Sq Ft Lot
About This Home
As of October 2025Legal 3 Family Great Income Potential. Close to all buses Shops and school. 1st floor Formal Dining room, Eik, Livingroom, 2Bedrooms, 1 Full Bathroom
2nd Floor: Lr, Eik, Formal Dining room, 2 beds 1 Full Bathroom. 3rd Floor: Living Room, Eik, 1 Bedroom, 1 Full Bathroom.
Last Agent to Sell the Property
Real Estate Authorities Inc Brokerage Phone: 516-695-6190 License #10401239731 Listed on: 04/04/2025
Last Buyer's Agent
Real Estate Authorities Inc Brokerage Phone: 516-695-6190 License #10401239731 Listed on: 04/04/2025
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Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $10,667
Year Built
- Built in 1923
Lot Details
- 2,614 Sq Ft Lot
Home Design
- Triplex
- Frame Construction
Bedrooms and Bathrooms
- 5 Bedrooms
- Main Floor Bedroom
- 3 Full Bathrooms
Finished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
Utilities
- No Cooling
- Heating System Uses Natural Gas
Listing and Financial Details
- Assessor Parcel Number 0800-164-068-01072-000-0024
Community Details
Overview
- 3 Units
Building Details
- 3 Separate Electric Meters
- 3 Separate Gas Meters
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 4, 2025
Closed on
Oct 27, 2025
Sold by
Spauldings Esther
Bought by
Seller's Agent
Gary Lewis
Real Estate Authorities Inc
Buyer's Agent
Gary Lewis
Real Estate Authorities Inc
List Price
$679,000
Sold Price
$569,000
Premium/Discount to List
-$110,000
-16.2%
Views
141
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$21,751
Avg. Annual Appreciation
4.57%
Original Mortgage
$513,000
Outstanding Balance
$509,072
Interest Rate
6.3%
Mortgage Type
Credit Line Revolving
Estimated Equity
$81,679
Purchase Details
Closed on
Sep 4, 2008
Sold by
Wallace Eugenie
Bought by
Spauldings Esther
Purchase Details
Closed on
Feb 24, 2005
Sold by
Spauldings Esther and Foster Cavell A
Bought by
Wallace Eugene
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$303,750
Interest Rate
8.24%
Mortgage Type
Fannie Mae Freddie Mac
Purchase Details
Closed on
Nov 4, 1998
Sold by
Spauldings Esther and Battiste Carrol
Bought by
Spauldings Esther and Foster Cavell A
Home Values in the Area
Average Home Value in this Area
Agents Specializing in North Side, NY
-
Saleem Naber
-
Ernest W Chi
Ernest W Chi
Ernest Chi Real Estate LLC
(917) 993-9547
44 Total Sales
1 in North Side
$175,875 Price
-
Chris Tulotta
Chris Tulotta
Coldwell Banker Realty
(914) 350-6016
4 Total Sales
1 in North Side
$169,000 Price
-
Raymond Maldonado
Raymond Maldonado
Keller Williams Realty Group
(646) 906-9898
119 Total Sales
1 in North Side
$125,000 Price
-
Donna McKenna Edlund
Donna McKenna Edlund
Coldwell Banker Realty
(914) 313-8286
69 Total Sales
1 in North Side
$125,000 Price
-
Teresa Keys
Teresa Keys
Keller Williams Realty Group
(914) 825-5490
15 Total Sales
2 in North Side
$130K - $460K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $570,000 | First American Title Insurance | ||
| Spauldings Esther | -- | None Available | |
| Wallace Eugene | -- | -- | |
| Spauldings Esther | -- | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $513,000 | ||
| Previous Owner | Wallace Eugene | $303,750 | |
| Previous Owner | Spauldings Esther | $240,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 10/30/2025 10/30/25 | Sold | $569,000 | -3.4% | -- |
| 09/19/2025 09/19/25 | Pending | -- | -- | -- |
| 08/25/2025 08/25/25 | Price Changed | $589,000 | -8.7% | -- |
| 06/17/2025 06/17/25 | Price Changed | $645,000 | -4.9% | -- |
| 05/06/2025 05/06/25 | Price Changed | $678,000 | -3.0% | -- |
| 04/29/2025 04/29/25 | Price Changed | $699,000 | +2.9% | -- |
| 04/24/2025 04/24/25 | For Sale | $679,000 | +19.3% | -- |
| 04/10/2025 04/10/25 | Off Market | $569,000 | -- | -- |
| 04/04/2025 04/04/25 | For Sale | $679,000 | -- | -- |
Source: OneKey® MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $30,712 | $8,300 | $1,500 | $6,800 |
| 2024 | $13,695 | $8,300 | $1,500 | $6,800 |
| 2023 | $10,657 | $8,300 | $1,500 | $6,800 |
| 2022 | $13,086 | $8,300 | $1,500 | $6,800 |
| 2021 | $12,851 | $8,300 | $1,500 | $6,800 |
| 2020 | $12,239 | $8,300 | $1,500 | $6,800 |
| 2019 | $12,088 | $8,300 | $1,500 | $6,800 |
| 2018 | $1,034 | $8,300 | $1,500 | $6,800 |
| 2017 | $0 | $8,300 | $1,500 | $6,800 |
| 2016 | $11,822 | $8,300 | $1,500 | $6,800 |
| 2015 | -- | $8,300 | $1,500 | $6,800 |
| 2014 | -- | $8,300 | $1,500 | $6,800 |
| 2013 | -- | $8,300 | $1,500 | $6,800 |
Source: Public Records
Agents Affiliated with this Home
-
Gary Lewis
GL
Seller's Agent in 2025
Gary Lewis
Real Estate Authorities Inc
(516) 695-6190
2 in this area
91 Total Sales
Map
Source: OneKey® MLS
MLS Number: 844812
APN: 0800-164-068-01072-000-0024
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale or lease on this web site comes in part from OneKey® MLS. Real estate listings held by brokerage firms other than Ten-X are marked with the OneKey® MLS logo or an abbreviated logo and detailed information about them includes the name of the listing broker.
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.
Copyright 2026 OneKey® MLS. All rights reserved.
Based on information submitted to the MLS GRID
Listings courtesy of OneKey® MLS as distributed by MLS GRID
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