NOT LISTED FOR SALE

Estimated Value: $757,000 - $782,696

2 Beds
2 Baths
960 Sq Ft
$799/Sq Ft Est. Value

Last Sold February 18, 2025

Last sale price $760,000 $792 Per Sq Ft

Est. 1% increase in value since last sale

Current estimated payment $4,610/month

58 Days on Market

Highlights

  • Beach
  • Dock made with concrete
  • Quartz Countertops
  • Coral Shores High School Rated A
  • Home fronts a canal
  • No HOA

About This Home

As of February 2025

Here's the revised version with the additional details included:Welcome to 390 4th St, an elegant coastal retreat in the heart of Key Colony Beach, FL. This fully renovated 2-bedroom, 2-bathroom cottage offers the perfect blend of modern upgrades and island charm--and it's wonderfully low maintenance!Step inside to discover a newly completed (2023) kitchen featuring Pompeii quartz countertops, custom cabinetry, a stylish designer backsplash, and a brand-new range. The bathrooms were tastefully updated in 2022, and the home features three Mitsubishi mini-split systems installed in 2021 for efficient room-by-room climate control.Outdoor living is a dream with two sliders opening to separate patios--one covered for shaded relaxation. The dock is equipped with Davit pads, a fish cleaning table, and a swim ladder, making it a haven for water enthusiasts. The property boasts a privacy fence, new accordion shutters (2021), a storage room, PVC sewer lines, a new roof, custom pavers, and ample parking for all your toys.This home offers exceptional value with low wind insurance and low flood insurance costs. The flood insurance policy, grandfathered at $3,200 per year, is assignable to the buyer.Ideal for anglers, divers, and boaters, this home is just 5 minutes from open ocean access. Situated on picturesque Key Colony Beach, you can walk or bike to nearby restaurants, a marina, pickleball courts, golf, tennis, the post office, and the iconic Sunset Park.Whether you're looking for a winter escape, vacation rental, or a full-time residence, this refined gem embodies the laid-back yet elegant lifestyle of the Florida Keys. Don't miss this opportunity to make it yours!

Last Agent to Sell the Property

Sam Williams

Coldwell Banker Schmitt Real Estate Co. License #3186658 Listed on: 11/26/2024

Coldwell Banker Schmitt Real Estate Co.

Last Buyer's Agent

Tierce Scheel

Coldwell Banker Schmitt Real Estate Co. License #SL3504409

Coldwell Banker Schmitt Real Estate Co.

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $4,219

Year Built

  • Built in 1970

Lot Details

  • 3,300 Sq Ft Lot
  • Home fronts a canal
  • Privacy Fence

Home Design

  • Half Duplex

Interior Spaces

  • 960 Sq Ft Home
  • Tray Ceiling
  • Ceiling Fan
  • Sliding Doors
  • Utility Room
  • Tile Flooring
  • Canal Views

Kitchen

  • Oven
  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Quartz Countertops

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms

Home Security

Parking

  • 4 Parking Spaces
  • Off-Street Parking

Outdoor Features

  • Dock made with concrete
  • Patio
  • Shed

Location

  • Ground Level

Utilities

  • Ductless Heating Or Cooling System
  • Separate Meters
  • Public Hookup Available For Sewer

Listing and Financial Details

  • Homestead Exemption
  • Minimum Rental Period: 7
  • Assessor Parcel Number 00072960-000000

Community Details

Overview

  • No Home Owners Association
  • Key Colony Beach Subdivision

Recreation

  • Beach
  • Bike Trail

Pet Policy

  • Pets Allowed

Security

  • Complete Accordion Shutters

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$4,219

Year Built

Built in 1970

Lot Details

0

Listing Details

  • Property Type: Residential
  • Style: Half Duplex
  • As Is Right To Inspect: Yes
  • First Right of Refusal: No
  • Mandatory HOA: No
  • Control Depth: 4
  • Dockage Dock: Concrete
  • Dockage Dock Length: 30
  • Fee Includes: None
  • Financial Status Bank Owned: No
  • Financial Status Potential Short Sale: No
  • Key Island: Key Colony
  • Limited Representation: No
  • Marathon Neighborhood: Marathon East - Gulf (Airport to Vaca)
  • Mile Marker: 53.50
  • Min Rental Days: 7.00
  • M L S Identifier: 20060123165453488875000000
  • Neighborhood Feature: Beach, Bike Paths
  • Off Shore Island: No
  • Pets: Pets Allowed
  • Property Group I D: 19990816212109142258000000
  • Sale Terms: Conventional
  • Side: Ocean
  • State Province: FL
  • Taxes: 4218.97
  • Vehicle Storage: Off Street Parking, Trailer Storage
  • Vehicle Storage Cars: 4+
  • Year Built: 1970
  • Alternate Key Number: 1077038
  • Building Style: Ground Level
  • Cooling Heating: Ceiling Fans(s), Ductless
  • Lot Sq Ft: 3300.00
  • Porch Balcony: Patio
  • Shutters: Accordion
  • Species List: No
  • Tax Exemptions: Homestead
  • Building Style Above Flood: No
  • Estimated Living Sq Ft: 960.00
  • Financial Status Auction: No
  • Financial Status Standard Sale: Yes
  • Sewer Hook Up: Yes
  • Statistical Purposes Only: No
  • Special Features: None
  • Property Sub Type: Townhouses

Interior Features

  • Interior Amenities: Pantry, Dade County Pine, Quartz Countertops, Tray Ceilings
  • Total Bathrooms: 2.00
  • Full Bathrooms: 2
  • Appliances: Dishwasher, Stainless Steel Appliance(s), Microwave, Oven, Range, Refrigerator
  • Floor: Tile
  • Specialty Rooms: Utility Room
  • Windows/Doors: Sliding Glass Doors, Aluminum Windows
  • Total Bedrooms: 2

Exterior Features

  • Dockage: Davit Pads
  • Waterfront: Canal Front
  • Waterfront: Yes
  • Construction: CBS
  • Exterior Features: Privacy Wall/Fence, Shed
  • Roof: Other Roof
  • Waterview: Canal View
  • Pool: No

Utilities

  • Utilities: FKAA, Water Separate Meter, Elect Separate Meter, Municipal Sewer

Lot Info

  • Deed Restrictions: Unknown
  • Flood Zone: AE-6
  • Parcel Number: 00072960-000000
  • Land Size: Less Than 1/4 Acre
  • Acres: 0.08

Rental Info

  • Rentals Allowed: Yes
  • Furnished: Negotiable

Tax Info

  • Tax Year: 2023

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 26, 2024
Closed on
Feb 18, 2025
Sold by
Goldman Barry G and Doliner Anne E
Bought by
390 4Th Street Llc
Seller's Agent
Sam Williams
Coldwell Banker Schmitt Real Estate Co.
Buyer's Agent
Tierce Scheel
Coldwell Banker Schmitt Real Estate Co.
List Price
$779,000
Sold Price
$760,000
Premium/Discount to List
-$19,000
-2.44%
Total Days on Market
58
Views
18
Current Estimated Value
$767,174

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$7,174
Avg. Annual Appreciation
2.64%

Purchase Details

Closed on
Feb 27, 2009
Sold by
Cullinane Richard F and Cullinane Susan
Bought by
Goldman Barry G and Doliner Anne E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$279,000
Interest Rate
5.14%
Mortgage Type
Balloon

Purchase Details

Closed on
Feb 7, 2003
Bought by
Goldman Barry G

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$210,000
Interest Rate
4.72%
Mortgage Type
Unknown

Purchase Details

Closed on
Nov 12, 2002
Sold by
Rosenbaum Morris
Bought by
Rosenbaum Esther

Purchase Details

Closed on
May 17, 2001
Sold by
Morris Rosenbaum M and Morris Esther Rosenbaum
Bought by
Rosenbaum Morris

Purchase Details

Closed on
Mar 19, 1997
Sold by
Kinley Michael A and Kinley Jodi L Mc
Bought by
Rosenbaum Morris and Rosenbaum Esther

Purchase Details

Closed on
May 27, 1993
Sold by
Matlock Delema Alys
Bought by
Mckinley Michael A and Mckinley Jodi L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$207,000
Interest Rate
7.39%

Purchase Details

Closed on
May 1, 1993
Bought by
Goldman Barry G

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$207,000
Interest Rate
7.39%

Purchase Details

Closed on
Feb 1, 1973
Bought by
Goldman Barry G
Source: Public Records

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
390 4Th Street Llc $760,000 None Listed On Document
390 4Th Street Llc $760,000 None Listed On Document
Goldman Barry G $310,000 Attorney
Goldman Barry G $300,000 --
Cullinane Richard F $300,000 --
Rosenbaum Esther -- --
Rosenbaum Morris -- --
Rosenbaum Morris $132,500 --
Mckinley Michael A $230,000 --
Goldman Barry G $230,000 --
Goldman Barry G $42,900 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Goldman Barry G $279,000
Previous Owner Cullinane Richard F $210,000
Previous Owner Mckinley Michael A $207,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/18/2025 02/18/25 Sold $760,000 -2.4% $792 / Sq Ft
11/26/2024 11/26/24 For Sale $779,000 -- $811 / Sq Ft
Source: Marathon and Lower Keys Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,219 $439,499 -- --
2023 $4,219 $426,699 $0 $0
2022 $4,061 $414,271 $0 $0
2021 $4,080 $402,205 $228,888 $173,317
2020 $4,142 $380,507 $218,790 $161,717
2019 $4,288 $395,568 $218,790 $176,778
2018 $3,872 $367,759 $213,287 $154,472
2017 $3,698 $378,025 $0 $0
2016 $3,598 $362,171 $0 $0
2015 $3,216 $300,372 $0 $0
2014 $3,072 $284,445 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Marathon and Lower Keys Association of REALTORS®

MLS Number: 612419

APN: 00072960-000000