NOT LISTED FOR SALE

390 Main St Oneonta, NY 13820

Estimated Value: $208,966 - $271,000

6 Beds
3.5 Baths
3,032 Sq Ft
$77/Sq Ft Est. Value

Last Sold April 21, 2016

Last sale price $124,900 $41 Per Sq Ft

Est. 82% increase in value since last sale

Current estimated payment $1,685/month

24 Days on Market

Highlights

  • Cathedral Ceiling
  • Porch
  • Forced Air Cooling System
  • Wood Flooring

About This Home

As of April 2016

Investment property. Has 3 units. front covered porch plus enclosed side porch. Large yard. Has 3 units. Make your appointment today.

Last Agent to Sell the Property

Cathleen Leggiere

Listing by American Eagle Realty 2016, LLC License #10491206921 Listed on: 12/21/2015

Last Buyer's Agent

Mary Rab

Listing by Benson Agency Real Estate LLC License #30RA0875441

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $4,321

Year Built

  • Built in 1910

Lot Details

  • 7,405

Home Design

  • Stone Foundation
  • Frame Construction
  • Shingle Roof
  • Vinyl Construction Material

Interior Spaces

  • 3,032 Sq Ft Home
  • Cathedral Ceiling
  • Partial Basement

Flooring

  • Wood
  • Vinyl

Bedrooms and Bathrooms

  • 6 Bedrooms

Utilities

  • Forced Air Cooling System
  • Heating System Uses Gas
  • Gas Water Heater

Additional Features

  • Porch
  • 7,405 Sq Ft Lot

Listing and Financial Details

  • REO, home is currently bank or lender owned
  • Assessor Parcel Number 300.6-3-51

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$4,321

Year Built

Built in 1910

Lot Details

7,405 Sq Ft Lot

Listing Details

  • NY Swis Code: Oneonta-City-361200
  • Total Assessed Value: 109000
  • Construction: Frame
  • Foundation Description: Stone
  • Listing Type: Exclusive Right To Sell
  • Property Type: Multi-Family Res (2-4) units
  • Ratio Close Price By Acres: 734705.88
  • Ratio Close Price By Sq Ft: 41.19
  • Ratio List Price By Acres: 734705.88
  • Ratio List Price By Sq Ft: 41.19
  • Regional Board Code: Rochester
  • Roof Description: Shingles
  • School Tax: 2497
  • Sub Board Code: Otsego-Delaware
  • Type of Sale: Bank Owned / REO
  • Lot Sq Ft: 7405
  • Age of Building: 113
  • Year Built: 1910
  • Directions To Property: Route 23 to a left in Morris, Main St, all the way to a right at the fork. Left onto State highway 7 In Oneonta next to Bassett Hospital, across from the emergency room parking lot on the right side of the street one house over. See s
  • Special Features: 20
  • Property Sub Type: MultiFamily

Interior Features

  • Full Bathrooms: 3
  • Additional Interior Features: Cathedral Ceiling
  • Additional Rooms: Porch - Open
  • Basement Description: Partial
  • Floor Description: Vinyl-Some, Wood-Some
  • Half Bathrooms: 1
  • Total Bathrooms: 4.00
  • Total Bedrooms: 6
  • Total Sq Ft: 3032

Exterior Features

  • Construction: Vinyl
  • Number of Acres: 0.1700

Utilities

  • Heating Fuel Description: Gas
  • Hvac Type: Forced Air
  • Sewer Description: Sewer Connected
  • Water Heater Fuel: Gas

Lot Info

  • Parcel Number: 300.6-3-51

Rental Info

  • Type of Tenancy: Owner Occupied

Tax Info

  • Total Taxes: 4321

MLS Schools

  • School District Name: Oneonta

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
May 22, 2025
Sold by
Curley Mark
Bought by
Kauffman Richard A
Current Estimated Value
$227,887

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$194,750
Outstanding Balance
$194,084
Interest Rate
6.83%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$39,158

Purchase Details

Closed on
Oct 21, 2021
Sold by
Kelly Matthew
Bought by
Curley Mark

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$136,125
Interest Rate
2.8%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Listed on
Dec 21, 2015
Closed on
Apr 21, 2016
Sold by
National Association Wilmington Trust
Bought by
Kelly Matthew
Seller's Agent
Cathleen Leggiere
American Eagle Realty 2016, LLC
Buyer's Agent
Mary Rab
Benson Agency Real Estate LLC
List Price
$124,900
Sold Price
$124,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.52%

Purchase Details

Closed on
Sep 9, 2015
Sold by
Laughlin Esq As Ref Dennis B
Bought by
Wilmington Trust Na

Purchase Details

Closed on
Aug 21, 2006
Sold by
Billings Group Llc Att Jeanne Christensen
Bought by
Eardley Bill T

Purchase Details

Closed on
Sep 11, 2003
Sold by
Davidson Loren K and Davidson Edith A
Bought by
Billings Grp Llc
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Kauffman Richard A $205,000 None Available
Curley Mark $181,500 None Available
Kelly Matthew $124,900 --
Kelly Matthew $124,900 --
Wilmington Trust Na $229,534 Associates, P.C Rosicki, Ros
Wilmington Trust Na $229,534 Associates, P.C Rosicki, Ros
Eardley Bill T $168,367 Frederick Xlander
Eardley Bill T $168,367 Frederick Xlander
Billings Grp Llc $129,000 Jeanne Christensen
Billings Grp Llc $129,000 Jeanne Christensen
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Kauffman Richard A $194,750
Previous Owner Curley Mark $136,125
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/21/2016 04/21/16 Sold $124,900 0.0% $41 / Sq Ft
01/14/2016 01/14/16 Pending -- -- --
12/21/2015 12/21/15 For Sale $124,900 -- $41 / Sq Ft
Source: Otsego-Delaware Board of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,143 $165,000 $16,900 $148,100
2023 $5,905 $165,000 $16,900 $148,100
2022 $5,676 $165,000 $16,900 $148,100
2021 $5,653 $165,000 $16,900 $148,100
2020 $5,676 $165,000 $16,900 $148,100
2019 $8,986 $165,000 $16,900 $148,100
2018 $8,986 $165,000 $16,900 $148,100
2017 $8,851 $165,000 $16,900 $148,100
2016 $8,814 $165,000 $16,900 $148,100
2015 -- $109,000 $8,500 $100,500
2014 -- $109,000 $8,500 $100,500
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Otsego-Delaware Board of REALTORS®

MLS Number: OD103542

Otsego-Delaware Board of REALTORS®

APN: 361200-300-006-0003-051-000-0000

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