NOT LISTED FOR SALE

3903 Cutty Sark Rd Middle River, MD 21220

Estimated Value: $257,000 - $272,000

3 Beds
1.5 Baths
1,560 Sq Ft
$170/Sq Ft Est. Value

Sale Details

Date Sold: September 19, 2019

Last sale price $174,999 $112 Per Sq Ft

Est. 51% increase in value since last sale

Current estimated payment $1,697 / mo

20 Days on Market

Highlights

  • Water Oriented
  • No HOA
  • Property is in very good condition
  • Colonial Architecture
  • Central Air
  • Heat Pump System

About This Home

As of September 2019

Home for the holidays! Located in great water-oriented community. Fresh paint. New flooring. Custom closets. Upstairs laundry. Feel like you are at the beach all year round! Enjoy the proximity to public beaches, marinas, and dining! And NO HOA!

Last Agent to Sell the Property

Nancy Ryan

(410) 823-0033 realtor@cummingsrealtors.com Cummings & Co. Realtors Listed on: 07/19/2019

Cummings & Co. Realtors

Last Buyer's Agent

Brandi Hawkins

(410) 321-1035 admin@harrishawkinsandco.com Harris Hawkins & Co

Harris Hawkins & Co

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $2,543

Year Built

  • Built in 1990

Lot Details

  • 1,836 Sq Ft Lot
  • Property is in very good condition

Parking

  • Parking Lot

Home Design

  • Colonial Architecture
  • Aluminum Siding

Interior Spaces

  • Property has 3 Levels

Kitchen

  • Electric Oven or Range
  • Built-In Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Laundry on upper level
  • Dryer
  • Washer

Partially Finished Basement

  • Basement Fills Entire Space Under The House
  • Connecting Stairway
  • Interior and Exterior Basement Entry
  • Basement with some natural light

Outdoor Features

  • Water Oriented
  • Property near a bay

Utilities

  • Central Air
  • Heat Pump System

Community Details

  • No Home Owners Association
  • Carroll Island Subdivision

Listing and Financial Details

  • Tax Lot 2
  • Assessor Parcel Number 04151800002294

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$2,543

Year Built

Built in 1990

Lot Details

1,836 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Structure Type: Interior Row/Townhouse
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Year Built: 1990
  • Special Features: None
  • Property Sub Type: Townhouses

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Disposal, Dryer, Oven/Range - Electric, Refrigerator, Washer
  • Levels Count: 3+
  • Basement: Yes
  • Basement Type: Connecting Stairway, Daylight, Partial, Full, Interior Access, Outside Entrance, Partially Finished
  • Laundry Type: Upper Floor
  • Total Sq Ft: 1872
  • Living Area Sq Ft: 1560
  • Price Per Sq Ft: 138.89
  • Above Grade Finished Sq Ft: 1260
  • Below Grade Finished Sq Ft: 300
  • Below Grade Sq Ft: 312
  • Total Below Grade Sq Ft: 612
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Aluminum Siding
  • Water Access: No
  • Water Body Type: Bay
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: Parking Lot

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Lot Size Acres: 0.04
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 1836.00
  • Property Condition: Very Good
  • Zoning: ?
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 2543.00
  • Assessor Parcel Number: 04151800002294
  • Tax Lot: 2
  • County Tax Payment Frequency: Annually
  • Tax Year: 2018

MLS Schools

  • School District Name: BALTIMORE COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 19, 2019
Closed on
Sep 19, 2019
Sold by
Howard David R and Howard Amber L
Bought by
Langham Latanya
Seller's Agent
Nancy Ryan
Cummings & Co. Realtors
Buyer's Agent
Brandi Hawkins
Harris Hawkins & Co
List Price
$174,999
Sold Price
$175,000
Premium/Discount to List
$1
0.0%
Current Estimated Value
$265,069

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$90,069
Avg. Annual Appreciation
6.41%
Original Mortgage
$169,749
Outstanding Balance
$148,687
Interest Rate
3.6%
Estimated Equity
$116,382

Purchase Details

Listed on
Apr 19, 2013
Closed on
Aug 5, 2013
Sold by
U S Bank Trust Na
Bought by
Howard David R and Howard Amber L
Seller's Agent
Josh Mente
Keller Williams Legacy
Buyer's Agent
Bruce Hechmer
Long & Foster Real Estate, Inc.
List Price
$129,900
Sold Price
$115,000
Premium/Discount to List
-$14,900
-11.47%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.09%
Original Mortgage
$109,250
Interest Rate
4.31%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 30, 2012
Sold by
Sadler Cynthia M
Bought by
Asset Holdings Npl3

Purchase Details

Closed on
Feb 23, 2005
Sold by
Cooper Holly Rae
Bought by
Sandler Cynthia M

Purchase Details

Closed on
May 9, 1997
Sold by
Secretary Of The
Bought by
Cooper Holly Rae

Purchase Details

Closed on
May 22, 1996
Sold by
Welzenbach James A
Bought by
Secretary Of The
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
Langham Latanya $174,999 Stewart Title Guaranty Co
Howard David R $115,000 Key Title Inc
Asset Holdings Npl3 $114,698 None Available
Sandler Cynthia M $140,000 --
Cooper Holly Rae $74,901 --
Secretary Of The $97,751 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open Langham Latanya $169,749
Closed Langham Latanya $169,749
Previous Owner Howard David R $109,250
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/19/2019 09/19/19 Sold $175,000 0.0% $112 / Sq Ft
08/09/2019 08/09/19 Pending -- -- --
07/19/2019 07/19/19 For Sale $174,999 0.0% $112 / Sq Ft
07/19/2019 07/19/19 Off Market $175,000 -- --
08/05/2013 08/05/13 Sold $115,000 -4.1% $91 / Sq Ft View Prior Sale
07/01/2013 07/01/13 Pending -- -- --
05/16/2013 05/16/13 Price Changed $119,900 -7.7% $95 / Sq Ft
04/19/2013 04/19/13 For Sale $129,900 -- $103 / Sq Ft
Source: Bright MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,139 $196,267 -- --
2024 $3,139 $184,133 $0 $0
2023 $1,506 $172,000 $60,000 $112,000
2022 $2,831 $168,200 $0 $0
2021 $2,577 $164,400 $0 $0
2020 $2,607 $160,600 $70,000 $90,600
2019 $1,900 $156,733 $0 $0
2018 $2,527 $152,867 $0 $0
2017 $2,325 $149,000 $0 $0
2016 $2,072 $146,667 $0 $0
2015 $2,072 $144,333 $0 $0
2014 $2,072 $142,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Nancy Ryan

    Seller's Agent in 2019

    Nancy Ryan

    Cummings & Co Realtors

    (410) 627-2440

    4 Total Sales

    Nancy Ryan
    Section Image
  • Brandi Hawkins

    Buyer's Agent in 2019

    Brandi Hawkins

    Harris Hawkins & Co

    (410) 428-5929

    74 Total Sales

    Brandi Hawkins
    Section Image

  • J

    Seller's Agent in 2013

    Josh Mente

    Keller Williams Legacy

    (410) 394-9114

    25 Total Sales

    Josh Mente
    Section Image
  • Bruce Hechmer

    Buyer's Agent in 2013

    Bruce Hechmer

    Long & Foster

    (410) 652-0615

    95 Total Sales

    Bruce Hechmer
    Section Image
See All Agents

Map

Source: Bright MLS

MLS Number: MDBC466210

Bright MLS

APN: 15-1800002294

Maryland Baltimore County Middle River 21220

3903 Cutty Sark Rd, Middle River, MD

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Bright MLS The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms, and is provided by BRIGHT through a licensing agreement.
Listing information is from various brokers who participate in the Bright MLS IDX program and not all listings may be visible on the site.
The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale.
Property information displayed is deemed reliable but is not guaranteed.
Copyright 2026 Bright MLS, Inc.

Nearby Homes
Your Personal Tour Guide

Ask me questions while you tour the home.