NOT LISTED FOR SALE

391 Michigan Estates Cir Saint Cloud, FL 34769

Saint Cloud Area

Estimated Value: $315,000 - $358,053

5 Beds
2 Baths
1,870 Sq Ft
$178/Sq Ft Est. Value

Sale Details

Date Sold: September 16, 2025

Last sale price $320,000 $171 Per Sq Ft

Est. 4% increase in value since last sale

Current estimated payment $1,894 / mo

7 Days on Market

Highlights

  • Open Floorplan
  • Family Room Off Kitchen
  • Eat-In Kitchen
  • Vaulted Ceiling
  • 2 Car Attached Garage
  • Double Pane Windows

About This Home

As of September 2025

Priced To Sell Fast! Charming Rambler with Large Attached 2 Car Garage, Spacious Kitchen with Stainless Steel Appliances, Tile Backsplash, Island, Spacious Bedrooms, Vaulted Ceilings, New Carpet, Fenced Backyard, Much More!! This Will Not Last! Sold As-Is.

Last Agent to Sell the Property

Amanda Shilling

INI REALTY Brokerage Phone: 904-394-7125 License #3345020 Listed on: 08/14/2025

INI REALTY

Last Buyer's Agent

Naf Zaman

THE FIRM RE License #3502063

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

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Average Value
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List Price
Sold Price
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Home Details

Home Type

  • Single Family

Year Built

  • Built in 2009

Lot Details

  • 7,492 Sq Ft Lot
  • Lot Dimensions are 63x120
  • North Facing Home
  • Property is zoned SR1B

HOA Fees

  • $55 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Slab Foundation
  • Shingle Roof
  • Stucco

Interior Spaces

  • 1,870 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Vaulted Ceiling
  • Ceiling Fan
  • Double Pane Windows
  • Sliding Doors
  • Family Room Off Kitchen
  • Living Room
  • Dining Room

Kitchen

  • Eat-In Kitchen
  • Range
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Washer and Electric Dryer Hookup

Schools

  • Michigan Avenue Elementary School
  • St. Cloud Middle School
  • St. Cloud High School

Utilities

  • Central Heating and Cooling System

Community Details

  • Leslie Ludiam Association, Phone Number (407) 847-9950
  • Michigan Estates Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Year Built

Built in 2009

Lot Details

7,492 Sq Ft Lot

HOA Fees

$55 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Stucco
  • Fireplace: No
  • Living Area: 1870
  • Lot Size Acres: 0.17
  • New Construction: No
  • Year Built: 2009
  • Building Area Total: 1870
  • Lot Size Sq Ft: 7492
  • Status: Sold
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 173.73
  • Escrow State: FL
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 171.12
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 904-394-7125
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Eat-in Kitchen, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor
  • Appliances Included: Dishwasher, Microwave, Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 5
  • Levels: One
  • Stories: 1
  • Window Features: Double Pane Windows
  • Living Area Meters: 173.73

Exterior Features

  • Direction Faces: North
  • Exterior Features: Sidewalk, Sliding Doors
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Road Surface Type: Asphalt, Paved
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12097C0257G

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: Electricity Connected, Public, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Electric Dryer Hookup, Inside, Washer Hookup
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Street Lights
  • Association Fee: 165
  • Association Fee Frequency: Quarterly
  • Association Name: LESLIE LUDIAM
  • Phone: 407-847-9950X305
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Association Fee Requirement: Required

Fee Information

  • Total Annual Fees: 660.00
  • Total Monthly Fees: 55.00
  • Monthly HOA Amount: 55.00

Schools

  • Elementary School: Michigan Avenue Elem (K 5)
  • High School: St. Cloud High School
  • Middle Or Junior School: St. Cloud Middle (6-8)

Lot Info

  • Zoning: SR1B
  • Parcel Number: 12-26-30-0222-0001-0710
  • Additional Parcels: No
  • Lot Dimensions: 63x120
  • Flood Zone Code: X

Rental Info

  • Pets Allowed: Cats OK, Dogs OK
  • Lease Restrictions YN: 0

Tax Info

  • Tax Annual Amount: 4
  • Tax Block: 1
  • Tax Book Number: 19-85
  • Tax Lot: 71

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 14, 2025
Closed on
Sep 16, 2025
Sold by
House Buyers Of America Inc
Bought by
Seller's Agent
Amanda Shilling
INI REALTY
Buyer's Agent
Naf Zaman
THE FIRM RE
List Price
$299,900
Sold Price
$320,000
Premium/Discount to List
$20,100
6.7%
Views
66
Current Estimated Value
$333,277

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$13,277
Avg. Annual Appreciation
3.91%
Original Mortgage
$304,000
Outstanding Balance
$301,511
Interest Rate
6.58%
Mortgage Type
New Conventional
Estimated Equity
$30,752

Purchase Details

Listed on
Aug 14, 2025
Closed on
Aug 5, 2025
Sold by
Juba Stephen and Juba Stephen
Bought by
House Buyers Of America Inc
Seller's Agent
Amanda Shilling
INI REALTY
Buyer's Agent
Naf Zaman
THE FIRM RE
List Price
$299,900
Sold Price
$320,000
Premium/Discount to List
$20,100
6.7%
Views
66

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$304,000
Outstanding Balance
$301,511
Interest Rate
6.58%
Mortgage Type
New Conventional
Estimated Equity
$30,752

Purchase Details

Closed on
Jun 26, 2009
Sold by
Meritage Homes Of Florida Inc
Bought by
Juba Stephen and Juba Amber Lisbeth

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$191,679
Interest Rate
4.88%
Mortgage Type
VA
Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$320,000 None Listed On Document
House Buyers Of America Inc $240,000 None Listed On Document
Juba Stephen $191,700 Town Square Title Mh Llc
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $304,000
Previous Owner House Buyers Of America Inc $240,000
Previous Owner Juba Stephen $191,679
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
09/16/2025 09/16/25 Sold $320,000 +6.7% $171 / Sq Ft
08/21/2025 08/21/25 Pending -- -- --
08/14/2025 08/14/25 For Sale $299,900 -- $160 / Sq Ft
Source: Stellar MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4 $121,504
2024 $4 $118,080
2023 $4 $114,641 $0 $0
2022 $4 $111,302 $0 $0
2021 $4 $108,061 $0 $0
2020 $4 $106,570 $0 $0
2019 $4 $104,174 $0 $0
2018 $4 $102,232 $0 $0
2017 $4 $100,130 $0 $0
2016 $4 $98,071 $0 $0
2015 $4 $97,390 $0 $0
2014 $4 $96,618 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • AS

    Seller's Agent in 2025

    Amanda Shilling

    INI REALTY

    (904) 434-0181

    10 Total Sales

    Amanda Shilling
    Section Image
  • Naf Zaman Real Estate Agent - THE FIRM RE

    Buyer's Agent in 2025

    Naf Zaman

    THE FIRM RE

    (407) 580-5483

    92 Total Sales

    Naf Zaman
    Section Image
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Map

Source: Stellar MLS

MLS Number: TB8417405

Stellar MLS

APN: 12-26-30-0222-0001-0710

Florida Osceola County Saint Cloud 34769

391 Michigan Estates Cir, Saint Cloud, FL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Stellar MLS All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Listings courtesy of Stellar MLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393

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