NOT LISTED FOR SALE

3915 Church St Covington, KY 41015

West Latonia Neighborhood

Estimated Value: $217,000 - $255,000

3 Beds
1.5 Baths
1,632 Sq Ft
$149/Sq Ft Est. Value

Sale Details

Date Sold: November 17, 2023

Last sale price $202,000 $124 Per Sq Ft

Est. 20% increase in value since last sale

Current estimated payment $1,569 / mo

1 Day on Market

Highlights

  • Sauna
  • Traditional Architecture
  • No HOA
  • Property is near public transit
  • Wood Flooring
  • Breakfast Room

About This Home

As of November 2023

Ready to Move In and Enjoy! You'll Love the Cozy Finishes of this Spacious 3 Bedroom*2 Bath Brick Home! Awesome Kitchen with Lots of Cabinets/Counter Space*Nice Stainless Appliances*Hardwood Floors*2nd Level Bedroom is Great for a Hobby Room/Study with Adjoining Half Bath*Newer High Efficiency Replacement Windows*Furnace/Central Air/Roof & Tankless Water Heater are 5+/- Years New*New Concrete Driveway*Relax on the Covered Front Porch * Nice Fenced Yard for Pets or Outdoor Fun! Full Basement with Walkout & Garage - Even Comes with Your Own Sauna! Just Minutes to I-275/Downtown Cinti - Shops & Dining! Great for the Covington $10,000 Grant Program - Call for Details! Move in at Closing!

Last Agent to Sell the Property

Cindy Cahill

Cahill Real Estate Services License #228304 Listed on: 09/15/2023

Last Buyer's Agent

Dwell Well Group - Michele Mamo

eXp Realty, LLC

eXp Realty, LLC

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Details

Home Type

  • Single Family

Year Built

  • Built in 1951

Lot Details

  • 6,250 Sq Ft Lot
  • Chain Link Fence
  • Level Lot
  • Cleared Lot

Parking

  • 1 Car Garage
  • Front Facing Garage
  • Driveway
  • On-Street Parking

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Poured Concrete
  • Shingle Roof
  • Composition Roof

Interior Spaces

  • 1,632 Sq Ft Home
  • 1.5-Story Property
  • Woodwork
  • Ceiling Fan
  • Fireplace
  • Vinyl Clad Windows
  • Insulated Windows
  • Living Room
  • Breakfast Room
  • Sauna
  • Home Security System
  • Laundry Room

Kitchen

  • Electric Oven
  • Electric Range
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Solid Wood Cabinet

Flooring

  • Wood
  • Carpet
  • Concrete
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Shower
  • Primary Bathroom includes a Walk-In Shower

Unfinished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Laundry in Basement

Outdoor Features

  • Shed
  • Porch

Location

  • Property is near public transit

Schools

  • Latonia Elementary School
  • Holmes Middle School
  • Holmes Senior High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Tankless Water Heater
  • High Speed Internet
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 056-32-05-010.00

Home Details

Home Type

Single Family

Year Built

Built in 1951

Lot Details

6,250 Sq Ft Lot

Parking

1

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.14
  • Year Built: 1951
  • Lot Size: .14 Acres
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Ownership: Consumer
  • Directions: KY-16 E/Taylor Mill Rd-onto Winston Ave. R on Church St. Destination on L.
  • Architectural Style: Traditional
  • Garage Yn: Yes
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Latonia Elementary
  • Location Tax Legal Info:Middle or Junior School: Holmes Middle School
  • Location Tax Legal Info:High School: Holmes Senior High
  • Contract Info:Auction YN: No
  • General Property Description:Half Baths: 1
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: No
  • General Property Description:Lot Size Dimensions: .14 Acres
  • Appliances Microwave: Yes
  • Cooling:Central Air: Yes
  • Foundation:Poured Concrete: Yes
  • Roof:Shingle: Yes
  • Room Type:Laundry Room3: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Cable Available: Yes
  • Utilities:Natural Gas Available: Yes
  • Utilities Electric Company: Duke
  • Utilities Gas Company: Duke
  • Water Company: NKY Water
  • Water Source:Public: Yes
  • Room Details:Family Room YN: No
  • Room Details:Formal Dining Rm YN: No
  • General Property Description:Lot Size Acres: 0.1435
  • General Property Description:Living Area: 1632.0
  • General Property Description:Lot Size Square Feet: 6250.0
  • Structure Type:House: Yes
  • Room Type:Breakfast Room2: Yes
  • Room Type:Breakfast Room Level: First
  • Architecture:Traditional: Yes
  • Location Tax Legal Info:Tax ID: 056-32-05-010.00
  • Appliances Refrigerators: Yes
  • Roof:Composition: Yes
  • Room Type:Living Room4: Yes
  • Other Structures:Shed(s): Yes
  • Laundry Features:In Basement: Yes
  • Utilities:Water Available: Yes
  • Fencing:Chain Link: Yes
  • Other Equipment:Sump Pump: Yes
  • Laundry Room Features:Concrete Flooring4: Yes
  • Security Features:Security System: Yes
  • Levels:One and One Half: Yes
  • Fencing Fenced: Yes
  • Location Tax Legal Info:Property Sub Type: Single Family Residence
  • Special Features: None

Interior Features

  • Interior Amenities: Kitchen Island, High Speed Internet, Natural Woodwork, Sauna
  • Basement: Full, Unfinished, Walk-Out Access
  • Heating: Natural Gas, Forced Air
  • Levels: One and One Half
  • Property Type: Residential
  • Appliances: Electric Oven, Electric Range, Dishwasher, Microwave, Refrigerator, Tankless Water Heater
  • Other Equipment: Sump Pump
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace: No
  • Living Area: 1632.0
  • Window Features: Insulated Windows, Vinyl Frames
  • Full Basement: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Electric Oven: Yes
  • Interior Features:Kitchen Island2: Yes
  • Kitchen Features:Kitchen Island: Yes
  • Primary Bedroom Features:Ceiling Fan(s)8: Yes
  • Basement:Unfinished2: Yes
  • Basement:Walk-Out Access7: Yes
  • Kitchen Features:Wood Cabinets: Yes
  • Appliances:Electric Range: Yes
  • Living Room Features:Hardwood Floors13: Yes
  • Living Room Features:Walk-Out Access: Yes
  • Primary Bath Features:Shower: Yes
  • Basement:Concrete Flooring: Yes
  • Interior Features:Natural Woodwork: Yes
  • Interior Features:High Speed Internet: Yes
  • Primary Bedroom Features:Hardwood Floors18: Yes
  • Appliances:Tankless Water Heater: Yes
  • Kitchen Features:Vinyl Flooring4: Yes
  • Kitchen Features:Planning Desk: Yes
  • Interior Features:Sauna: Yes

Exterior Features

  • Fencing: Fenced, Chain Link
  • Roof: Composition, Shingle
  • Lot Features: Cleared, Level, Rolling Slope, Near Public Transit
  • Construction Type: Brick
  • Foundation Details: Poured Concrete
  • Other Structures: Shed(s)
  • Patio And Porch Features: Porch
  • Construction Materials:Brick2: Yes
  • Window Features:Insulated Window(s): Yes
  • Window Features:Vinyl Frames: Yes
  • Patio and Porch Features:Porch: Yes
  • Lot Features:Level: Yes
  • Lot Features:Cleared: Yes
  • Lot Features:Rolling Slope: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Driveway, Garage, Garage Faces Front, On Street
  • General Property Description:Garage Spaces: 1.0
  • Parking Features:Driveway: Yes
  • Parking Features:Garage5: Yes
  • Parking Features:Garage Faces Front: Yes
  • Parking Features:On Street: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: In Basement
  • Security: Security System
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Cable Available, Natural Gas Available, Water Available
  • Heating:Natural Gas2: Yes
  • Heating:Forced Air: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: Latonia Elementary
  • Junior High Dist: Covington Indep
  • High School: Holmes Senior High
  • Middle Or Junior School: Holmes Middle School

Lot Info

  • Lot Size Sq Ft: 6250.0
  • Zoning Description: Residential

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 15, 2023
Closed on
Nov 17, 2023
Sold by
Fancote Thomas H and Fancote Terri Kay
Bought by
Seller's Agent
Cindy Cahill
Cahill Real Estate Services
Buyer's Agent
Dwell Well Group - Michele Mamo
eXp Realty, LLC
List Price
$199,900
Sold Price
$202,000
Premium/Discount to List
$2,100
1.05%
Views
50
Current Estimated Value
$242,793

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$40,793
Avg. Annual Appreciation
6.72%
Original Mortgage
$161,600
Outstanding Balance
$157,565
Interest Rate
7.57%
Mortgage Type
New Conventional
Estimated Equity
$85,228

Purchase Details

Closed on
Jul 6, 1998
Sold by
Durstock Russell W
Bought by
Fancote Barbara A and Fancote Thomas H
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Agents Specializing in West Latonia, KY

  • Cathy Miles Real Estate Agent - Miles Home Team, LLC

    Cathy Miles

    Responds Quickly

    Miles Home Team, LLC

    (513) 586-5142

    149 Total Sales

    5 in West Latonia

    $180K - $229K Price Range

    Cathy Miles
     Section Image
  • Clay Horan Real Estate Agent - Horan Rosenhagen Real Estate

    Clay Horan

    Horan Rosenhagen Real Estate

    (513) 866-2497

    60 Total Sales

    1 in West Latonia

    $219,900 Price

    Clay Horan
     Section Image
  • Heather Townsend Real Estate Agent - Huff Realty - Florence

    Heather Townsend

    Huff Realty - Florence

    (859) 739-3465

    54 Total Sales

    4 in West Latonia

    $190K - $233K Price Range

    Heather Townsend
     Section Image
  • David Schneider Real Estate Agent - Blue Chicken Realty

    David Schneider

    Blue Chicken Realty

    (513) 586-5839

    98 Total Sales

    2 in West Latonia

    $120K - $750K Price Range

    David Schneider
     Section Image
  • Kimberly Nachazel Real Estate Agent - eXp Realty, LLC

    Kimberly Nachazel

    eXp Realty, LLC

    (513) 802-9458

    131 Total Sales

    1 in West Latonia

    $200,000 Price

    Kimberly Nachazel
     Section Image
  • John Coffman Jr Real Estate Agent - Coffman's Realty

    John Coffman Jr

    Coffman's Realty

    (859) 888-1773

    69 Total Sales

    1 in West Latonia

    $175,000 Price

    John Coffman Jr
     Section Image
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$202,000 None Listed On Document
Fancote Barbara A $93,500 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $161,600
Closed Banzon Belen $161,600
Previous Owner Fancote Thomas H $429,500
Previous Owner Fancote Thomas H $100,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
11/17/2023 11/17/23 Sold $202,000 +1.1% $124 / Sq Ft
09/18/2023 09/18/23 Pending -- -- --
09/16/2023 09/16/23 For Sale $199,900 -- $122 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,677 $202,000 $10,000 $192,000
2024 $2,656 $202,000 $10,000 $192,000
2023 $1,505 $159,400 $10,000 $149,400
2022 $2,139 $159,400 $10,000 $149,400
2021 $1,495 $95,000 $10,000 $85,000
2020 $1,488 $95,000 $10,000 $85,000
2019 $1,504 $95,000 $10,000 $85,000
2018 $1,535 $95,000 $10,000 $85,000
2017 $1,557 $95,000 $10,000 $85,000
2015 $1,907 $95,000 $10,000 $85,000
2014 $1,844 $95,000 $10,000 $85,000
Source: Public Records

Agents Affiliated with this Home

  • Cindy Cahill Real Estate Agent - Cahill Real Estate Services

    Seller's Agent in 2023

    Cindy Cahill

    Cahill Real Estate Services

    (859) 331-7400

    6 in this area

    567 Total Sales

    Cindy Cahill
    Section Image

  • DW

    Buyer's Agent in 2023

    Dwell Well Group - Michele Mamo

    eXp Realty, LLC

    Section Image
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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 617066

Northern Kentucky Multiple Listing Service

APN: 056-32-05-010.00

Kentucky Kenton County Covington 41015 West Latonia

3915 Church St, Covington, KY

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Northern Kentucky Multiple Listing Service The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.

Listing information is deemed reliable, but not guaranteed.

Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.

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