Seller's Agent in 2026
Ernie MacManus
Compass
(858) 344-3555
1 in this area
23 Total Sales
3923 San Pablo Ave Oceanside, CA 92057
Oceana Neighborhood
3
Beds
2
Baths
1,435
Sq Ft
14,810
Sq Ft Lot
Highlights
- Active Adult
- Bonus Room
- 1-Story Property
- 14,593 Sq Ft lot
- 1 Car Attached Garage
- Forced Air Heating and Cooling System
About This Home
As of March 2026This stunningly upgraded 3-bedroom, 2-bathroom, 1,435 sq. ft. home sits on a fully landscaped and completely usable 1/3-acre lot in the highly sought-after 55+ Rancho Hermosa community—and yes, it comes with a fully-paid solar system! Designed with both comfort and style in mind, this open-concept gem is truly exceptional, boasting over $250,000 in thoughtful upgrades. Step into the heart of the home: a chef’s kitchen that’s as functional as it is beautiful. With custom wood cabinetry, large drawers, a corner lazy Susan, a pantry, a counter-depth fridge, and a wine/beverage refrigerator, every detail has been considered. The oversized island with seating is perfect for casual gatherings, while the Bosch stove and seamless flow to the living and dining spaces make hosting a breeze. The primary suite is a serene retreat, featuring a spacious walk-in closet and elegantly upgraded bathroom. The second bedroom is versatile enough to double as a cozy guest room or office. The third bedroom is accessed through a sun-drenched bonus sunroom with wall-to-wall windows that frame views of the spectacular outdoor living area. And oh, that backyard! Fully fenced and meticulously landscaped, this 1/3-acre oasis is straight out of a storybook. Picture yourself dining under a pergola, lounging on the shaded view deck, or strolling along pathways lined with vibrant flowers and fruit trees—all lovingly planted and cared for. The lush turf, additional seating areas, and a charming wood-built outbuilding only add to the magic of this private paradise.
Property Details
Home Type
- Condominium
Year Built
- Built in 1983
Lot Details
- Cross Fenced
- Vinyl Fence
HOA Fees
- $10 Monthly HOA Fees
Parking
- 1 Car Attached Garage
Home Design
- Entry on the 1st floor
- Composition Roof
- Stucco
Interior Spaces
- 3 Bedrooms
- 1,435 Sq Ft Home
- 1-Story Property
- Bonus Room
- Gas Dryer Hookup
Kitchen
- Dishwasher
- Disposal
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Community Details
- Active Adult
- Association fees include common area maintenance
- 2 Units
- Rancho Hermosa Association
- Rancho Hermosa Community
- Oceanside Subdivision
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jan 21, 2026
Closed on
Feb 6, 2026
Sold by
Rose White
Bought by
Pugh Dale
Seller's Agent
Ernie MacManus
Compass
Buyer's Agent
Scott Jay
Elite Properties Direct
List Price
$825,000
Sold Price
$805,000
Premium/Discount to List
-$20,000
-2.42%
Views
7
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-78.47%
Original Mortgage
$285,271
Outstanding Balance
$284,992
Interest Rate
6.1%
Mortgage Type
VA
Estimated Equity
$426,943
Purchase Details
Closed on
May 16, 2017
Sold by
Whitmer Rex D and Whitmer Barbara
Bought by
White Kathleen Rose
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$356,250
Interest Rate
4.08%
Mortgage Type
New Conventional
Purchase Details
Closed on
Feb 23, 2006
Sold by
Whitmer Rex D and Whitmer Barbara A
Bought by
Whitmer Rex D and Whitmer Barbara
Purchase Details
Closed on
May 17, 2004
Sold by
Clay Mildred G
Bought by
Whitmer Rex D and Whitmer Barbara A
Purchase Details
Closed on
Jan 29, 2004
Sold by
Clay Mildred G
Bought by
Clay Mildred G
Purchase Details
Closed on
Aug 22, 2002
Sold by
Clay Carl L and Clay Mildred G
Bought by
Clay Carl L and Clay Mildred G
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$156,900
Interest Rate
6.43%
Purchase Details
Closed on
May 30, 2001
Sold by
Wolf Mark Alexander
Bought by
Clay Carl L and Clay Mildred G
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$155,700
Interest Rate
7.15%
Purchase Details
Closed on
Aug 23, 1993
Sold by
Simeoni Bruce
Bought by
Simeoni Shari Marie
Purchase Details
Closed on
May 31, 1983
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | $805,000 | Wfg National Title Company | |
| Grant Deed | $375,000 | Ticor Title San Diego | |
| Interfamily Deed Transfer | -- | None Available | |
| Grant Deed | $285,000 | New Century Title Company | |
| Interfamily Deed Transfer | -- | -- | |
| Interfamily Deed Transfer | -- | Landsafe Title | |
| Grant Deed | $164,000 | Commonwealth Land Title Co | |
| Grant Deed | -- | Commonwealth Land Title Co | |
| Quit Claim Deed | -- | Westland Title | |
| Deed | $67,900 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $285,271 | VA | |
| Previous Owner | $356,250 | New Conventional | |
| Previous Owner | $156,900 | No Value Available | |
| Previous Owner | $155,700 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 03/11/2026 03/11/26 | Sold | $805,000 | -2.4% | $561 / Sq Ft |
| 03/11/2026 03/11/26 | Pending | -- | -- | -- |
| 01/21/2026 01/21/26 | For Sale | $825,000 | -- | $575 / Sq Ft |
Source: San Diego MLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,834 | $435,209 | $274,870 | $160,339 |
| 2024 | $4,834 | $426,677 | $269,481 | $157,196 |
| 2023 | $4,684 | $418,312 | $264,198 | $154,114 |
| 2022 | $4,607 | $410,111 | $259,018 | $151,093 |
| 2021 | $4,617 | $402,071 | $253,940 | $148,131 |
| 2020 | $4,476 | $397,950 | $251,337 | $146,613 |
| 2019 | $4,345 | $390,148 | $246,409 | $143,739 |
| 2018 | $4,312 | $382,499 | $241,578 | $140,921 |
| 2017 | $4,006 | $349,130 | $220,503 | $128,627 |
| 2016 | $3,412 | $300,000 | $145,000 | $155,000 |
| 2015 | $3,359 | $300,000 | $145,000 | $155,000 |
| 2014 | $2,870 | $260,000 | $126,000 | $134,000 |
Source: Public Records
Agents Affiliated with this Home
-
Ernie MacManus
-
Scott Jay
S
Buyer's Agent in 2026
Scott Jay
Elite Properties Direct
(661) 706-2540
1 in this area
3 Total Sales
Map
Source: San Diego MLS
MLS Number: 260005712
APN: 160-522-27
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