NOT LISTED FOR SALE

3955 State Route 55 Urbana, OH 43078

Urbana Area

Estimated Value: $441,000 - $498,401

5 Beds
3 Baths
3,240 Sq Ft
$145/Sq Ft Est. Value

Sale Details

Date Sold: September 24, 2025

Last sale price $449,900 $139 Per Sq Ft

Est. 5% increase in value since last sale

Current estimated payment $2,957 / mo

6 Days on Market

Highlights

  • Deck
  • Combination Kitchen and Living
  • No HOA
  • Cathedral Ceiling
  • Granite Countertops
  • 4 Car Detached Garage

About This Home

As of September 2025

Sitting on a Wooded 4+ acre lot with an open field behind it, is this extremely private remodeled 5 bedroom, 3 bath cape cod home. The remodel started in 2016 with Roof, Windows, Siding, Furnace, Air Conditioning, Water Heater, Appliances, New Flue Liner for the Fireplace, Well Pump, Kitchen, Baths and continued through 2018. Additional finishing touches were done since then along with a new Aeration Pump and Additional Water Heater in 2023. There are a few projects left to finish! The home features a massive Great Room, 3 bedrooms and 2 baths on the first floor along with the laundry room and a nice 10 x 5 closet. The second level has 2 bedrooms one with French doors leading to the 12 x 12 second story deck, 1 bath and a family room that looks down over the Great Room with built in shelves on 3 sides. There is also a full basement and a 48 x 24 car detached garage with a workshop area, Plus there is a room upstairs waiting for someone’s personal touch. Additional features include: Porcelain/Ceramic floors in most rooms, Granite Countertops, Soft Close Cabinets and so much more!

Last Agent to Sell the Property

Charlene Roberge

Lagonda Creek Real Estate LLC Brokerage Phone: (937) 342-9995 License #2006004954 Listed on: 08/27/2025

Last Buyer's Agent

Test Member

Test Office

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Details

Home Type

  • Single Family

Year Built

  • 1972

Lot Details

  • 4.21

Parking

  • 4 Car Detached Garage
  • Parking Storage or Cabinetry
  • Garage Door Opener

Home Design

  • Vinyl Siding

Interior Spaces

  • 3,240 Sq Ft Home
  • 1.5-Story Property
  • Cathedral Ceiling
  • Ceiling Fan
  • Skylights
  • Wood Burning Fireplace
  • Double Pane Windows
  • Vinyl Clad Windows
  • Insulated Windows
  • Double Hung Windows
  • Combination Kitchen and Living
  • Laundry Room

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Granite Countertops

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Walk-In Closet
  • Bathroom on Main Level
  • 3 Full Bathrooms

Unfinished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Propane
  • Well
  • Electric Water Heater
  • Water Softener
  • Septic Tank
  • Septic System

Additional Features

  • Deck
  • 4.21 Acre Lot

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number G220711080000700

Home Details

Home Type

Single Family

Year Built

1972

Lot Details

4.21 Acres

Parking

4

Listing Details

  • Major Appliances: Dishwasher, Microwave, Range, Refrigerator, Water Softener, Electric Water Heater
  • Cooling System: Central Air
  • Property Sub Type: Single Family Residence
  • Cross Street: Upper Valley Pike
  • Year Built: 1972
  • Attribution Contact: (937) 342-9995
  • Lot Size Acres: 4.213
  • Co List Office Phone: (937) 342-9995
  • MLS Status: Closed
  • Fireplace Features: One, Wood Burning
  • Living Area: 3240.0
  • Window Features: Double Hung, Double Pane Windows, Insulated Windows, Skylight(s), Vinyl
  • Master Plan Zoning: Residential
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None

Interior Features

  • Interior Amenities: Ceiling Fan(s), Cathedral Ceiling(s), Granite Counters, Kitchen Island, Kitchen/Family Room Combo, Pantry, Remodeled, Walk-In Closet(s)
  • Basement: Full, Unfinished, Walk-Out Access
  • Garage Spaces: 4.0
  • Sewer: Septic Tank
  • Levels: One and One Half
  • Property Type: Residential
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Total Bedrooms: 5
  • Fireplaces: 1
  • Fireplace: Yes
  • Main Level Bathrooms: 2

Exterior Features

  • Construction Type: Vinyl Siding
  • Exterior Features: Deck
  • Patio And Porch Features: Deck

Garage/Parking

  • Attached Garage: No
  • Attached Garage: Yes
  • Parking Features: Detached, Four or more Spaces, Garage, Garage Door Opener, Storage

Utilities

  • Heating: Forced Air, Propane
  • Utilities: Septic Available, Water Available
  • Cooling Y N: Yes
  • HeatingYN: Yes
  • Water Source: Well

Condo/Co-op/Association

  • Association: No

Schools

  • Junior High Dist: Graham

Lot Info

  • Lot Dimensions: 4.213 Acres
  • Lot Size Sq Ft: 183518.0
  • Parcel Number: G220711080000700
  • Zoning Description: Residential

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 27, 2025
Closed on
Sep 24, 2025
Sold by
Monnin Arthur Garrett and Zimmerman Jason
Bought by
Seller's Agent
Charlene Roberge
Lagonda Creek Real Estate LLC
Buyer's Agent
Test Member
Test Office
List Price
$449,900
Sold Price
$449,900
Views
45
Current Estimated Value
$470,350

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$20,450
Avg. Annual Appreciation
4.74%
Original Mortgage
$359,920
Outstanding Balance
$356,973
Interest Rate
6.58%
Mortgage Type
Credit Line Revolving
Estimated Equity
$113,377

Purchase Details

Closed on
Aug 11, 2016
Sold by
Arlp Reo Vii Llc
Bought by
Monnin Arthur Garrett and Zimmerman Jason

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$137,279
Interest Rate
3.42%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Nov 23, 2015
Sold by
Christiana Trust
Bought by
Arlp Reo Vii Llc

Purchase Details

Closed on
Feb 15, 2008
Sold by
Harris Norma A and Harris Norma Ann
Bought by
Rider Rodney A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$162,450
Interest Rate
5.75%
Mortgage Type
FHA

Purchase Details

Closed on
Jan 10, 2008
Sold by
Estate Of John Edward Harris
Bought by
Harris Norma A and Harris Norma Ann

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$162,450
Interest Rate
5.75%
Mortgage Type
FHA
Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$449,900 None Listed On Document
Monnin Arthur Garrett $108,979 None Available
Arlp Reo Vii Llc -- None Available
Rider Rodney A $82,500 Attorney
Harris Norma A -- None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $359,920
Previous Owner Monnin Arthur Garrett $146,168
Previous Owner Monnin Arthur G $144,400
Previous Owner Monnin Arthur Garrett $137,279
Previous Owner Arlp Reo Vii Llc $200,000,000
Previous Owner Rider Rodney A $162,450
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
09/24/2025 09/24/25 Sold $449,900 0.0% $139 / Sq Ft
09/02/2025 09/02/25 Pending -- -- --
08/27/2025 08/27/25 For Sale $449,900 -- $139 / Sq Ft
Source: Dayton REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,334 $147,160 $31,270 $115,890
2024 $4,736 $137,760 $16,100 $121,660
2023 $4,777 $135,270 $16,100 $119,170
2022 $4,708 $135,270 $16,100 $119,170
2021 $4,110 $112,190 $12,880 $99,310
2020 $4,048 $112,190 $12,880 $99,310
2019 $4,056 $112,190 $12,880 $99,310
2018 $2,581 $70,240 $12,880 $57,360
2017 $2,594 $70,240 $12,880 $57,360
2016 $2,641 $70,240 $12,880 $57,360
2015 $2,609 $67,760 $12,880 $54,880
2014 $2,571 $67,760 $12,880 $54,880
2013 $2,573 $67,760 $12,880 $54,880
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Dayton REALTORS®

MLS Number: 942203

Dayton REALTORS®

APN: G22-07-11-08-00-007-00

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