Carrie Ritz-Belcher
White's Realty
(513) 880-8931
5 Total Sales
1 in Norwood
$320,000 Price
3961 Spencer Ave Cincinnati, OH 45212
Norwood AreaEstimated Value: $367,953
3
Beds
2
Baths
1,580
Sq Ft
$233/Sq Ft
Est. Value
Highlights
- City View
- Living Room with Fireplace
- Traditional Architecture
- Tiered Deck
- Marble Flooring
- No HOA
About This Home
You're going to love this stunning 3 bed, 2 bath home in desirable Norwood. The inviting front porch and thoughtful interior blend classic character with modern features! Original hardwood floors add warmth and charm, while the open living and dining areas are ideal for entertaining. Beautifully updated kitchen w/ granite countertops, plus a walk-out to a sprawling, fully-fenced backyard. Updated baths - new vanities, shower, toilets, tile and fixtures. Brand new Furnace - 2025, New membrane Roof/Skylight - 2025. Enjoy the perks of a fantastic, walkable community just minutes from Wasson Way, Rookwood Commons, Oakley Square, Hyde Park Square, and downtown Cincinnati. With curb appeal, and timeless charm don't miss this home! Easy access to I-71.
Last Agent to Sell the Property
Coldwell Banker Realty License #2013001811 Listed on: 04/29/2025
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,228
Year Built
- Built in 1910
Lot Details
- 3,746 Sq Ft Lot
- Wood Fence
Home Design
- Traditional Architecture
- Brick Exterior Construction
- Stone Foundation
- Poured Concrete
- Shingle Roof
- Membrane Roofing
- Vinyl Siding
- Stone
Interior Spaces
- 1,580 Sq Ft Home
- 2-Story Property
- Woodwork
- Beamed Ceilings
- Ceiling Fan
- Skylights
- Recessed Lighting
- Vinyl Clad Windows
- Double Hung Windows
- Panel Doors
- Living Room with Fireplace
- City Views
- Unfinished Basement
- Basement Fills Entire Space Under The House
Kitchen
- Galley Kitchen
- Oven or Range
- Microwave
- Dishwasher
- Solid Wood Cabinet
Flooring
- Wood
- Concrete
- Marble
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
- Bathtub and Shower Combination in Primary Bathroom
Laundry
- Dryer
- Washer
Outdoor Features
- Tiered Deck
- Shed
- Porch
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Gas
- Gas Water Heater
Community Details
- No Home Owners Association
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 29, 2025
Closed on
Jun 30, 2025
Sold by
Newman Sarah Danielle and Newman Joshua T
Bought by
Seller's Agent
Jordan Nicely
Coldwell Banker Realty
Buyer's Agent
Staci Shelby
Keller Williams Seven Hills Re
List Price
$355,000
Sold Price
$351,000
Premium/Discount to List
-$4,000
-1.13%
Views
71
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$16,953
Avg. Annual Appreciation
3.88%
Original Mortgage
$358,546
Outstanding Balance
$354,504
Interest Rate
6.89%
Mortgage Type
VA
Estimated Equity
$13,449
Purchase Details
Listed on
Mar 14, 2022
Closed on
Apr 8, 2022
Sold by
Green and Kayla
Bought by
Newman Sarah Danielle and Newman Joshua T
Seller's Agent
Tracy Jones
Comey & Shepherd
Buyer's Agent
Jordan Nicely
Coldwell Banker Realty
List Price
$269,900
Sold Price
$298,000
Premium/Discount to List
$28,100
10.41%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.22%
Original Mortgage
$252,551
Interest Rate
3.76%
Mortgage Type
New Conventional
Purchase Details
Listed on
Sep 14, 2018
Closed on
Oct 26, 2018
Sold by
Jernigan Zachary Ray and Jernigan Katherine Jane
Bought by
Green Alexander and Green Kayla
Seller's Agent
Beth Silber
Coldwell Banker Realty
Buyer's Agent
Tracy Jones
Comey & Shepherd
List Price
$205,000
Sold Price
$206,000
Premium/Discount to List
$1,000
0.49%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.30%
Original Mortgage
$164,800
Interest Rate
4.6%
Mortgage Type
New Conventional
Purchase Details
Listed on
Apr 29, 2015
Closed on
Jun 5, 2015
Sold by
Williamson Jeffrey
Bought by
Jernigan Zachary Ray and Lauterbach Katherine Jane
Seller's Agent
Jeff Williamson
OwnerLand Realty, Inc.
Buyer's Agent
Beth Silber
Coldwell Banker Realty
List Price
$149,900
Sold Price
$147,500
Premium/Discount to List
-$2,400
-1.6%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.36%
Original Mortgage
$132,750
Interest Rate
0.78%
Mortgage Type
Unknown
Purchase Details
Listed on
Jul 16, 2012
Closed on
Aug 10, 2012
Sold by
Pnc Bank National Association
Bought by
Williamson Jeffrey
Seller's Agent
Miranda Fay
OwnerLand Realty, Inc.
Buyer's Agent
Miranda Fay
OwnerLand Realty, Inc.
List Price
$40,000
Sold Price
$41,000
Premium/Discount to List
$1,000
2.5%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
58.49%
Original Mortgage
$78,000
Interest Rate
3.48%
Mortgage Type
Unknown
Purchase Details
Closed on
May 24, 2012
Sold by
Eldridge Linda J
Bought by
Pnc Bank National Association
Purchase Details
Closed on
Mar 17, 1997
Sold by
Eldridge Gary L
Bought by
Eldridge Linda J
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Cincinnati, OH
-
Carrie Ritz-Belcher
-
Scot Rife
Scot Rife
Plum Tree Realty
(937) 817-3193
44 Total Sales
1 in Norwood
$140,000 Price
-
Clay Horan
Clay Horan
Horan Rosenhagen Real Estate
(513) 866-2497
62 Total Sales
1 in Norwood
$432,000 Price
-
Tom Sturm
Tom Sturm
Coldwell Banker Realty
(513) 586-4566
230 Total Sales
2 in Norwood
$425K - $582K Price Range
-
Jeff Rosa
Jeff Rosa
eXp Realty
(513) 866-8760
92 Total Sales
2 in Norwood
$152K - $220K Price Range
-
Sara Foltz
Sara Foltz
Keller Williams Distinctive RE
(513) 572-5389
135 Total Sales
1 in Norwood
$201,500 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $351,000 | Prodigy Title | ||
| Newman Sarah Danielle | $298,000 | Rapier & Bowling Co Lpa | |
| Green Alexander | $206,000 | Prominent Title Agency Llc | |
| Jernigan Zachary Ray | $147,500 | Attorney | |
| Williamson Jeffrey | $41,000 | Attorney | |
| Pnc Bank National Association | $54,000 | None Available | |
| Eldridge Linda J | -- | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $358,546 | ||
| Previous Owner | Newman Sarah Danielle | $252,551 | |
| Previous Owner | Green Alexander | $162,000 | |
| Previous Owner | Green Alexander | $164,800 | |
| Previous Owner | Jernigan Zachary Ray | $132,750 | |
| Previous Owner | Williamson Jeffrey | $48,000 | |
| Previous Owner | Williamson Jeffrey | $35,000 | |
| Previous Owner | Williamson Jeffrey | $91,648 | |
| Previous Owner | Williamson Jeffrey | $78,000 | |
| Previous Owner | Eldridge Gary L | $12,000 | |
| Previous Owner | Eldridge Gary L | $92,000 | |
| Previous Owner | Eldridge Gary L | $88,000 |
Source: Public Records
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,383 | $104,300 | $20,286 | $84,014 |
| 2024 | $5,228 | $104,300 | $20,286 | $84,014 |
| 2023 | $5,369 | $104,300 | $20,286 | $84,014 |
| 2022 | $4,420 | $72,100 | $9,198 | $62,902 |
| 2021 | $4,304 | $72,100 | $9,198 | $62,902 |
| 2020 | $4,318 | $72,100 | $9,198 | $62,902 |
| 2019 | $3,339 | $51,626 | $8,068 | $43,558 |
| 2018 | $3,344 | $51,626 | $8,068 | $43,558 |
| 2017 | $3,149 | $51,626 | $8,068 | $43,558 |
| 2016 | $910 | $14,351 | $8,068 | $6,283 |
| 2015 | $810 | $14,351 | $8,068 | $6,283 |
| 2014 | $810 | $14,351 | $8,068 | $6,283 |
| 2013 | $801 | $14,351 | $8,068 | $6,283 |
Source: Public Records
Map
Source: MLS of Greater Cincinnati (CincyMLS)
MLS Number: 1838812
APN: 651-0039-0088
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