$590,000
SOLD MAY 4, 2026

397 Jackson Dr Deltaville, VA 23043

3 Beds
2.5 Baths
2,843 Sq Ft
1.37 Acres Lot

Sale Details

Date Sold: May 4, 2026

$208 Per Sq Ft

2% Below List Price

163 Days on Market

Highlights

  • Deeded Waterfront Access Rights
  • Spa
  • Deck
  • Middlesex High School Rated 9+
  • Waterfront
  • Vaulted Ceiling

About This Home

As of May 2026

Wonderful Location in River Bank Acres – Enjoy remarkable huge white sand beach access on the Rappahannock and great boat ramp on Hunton Creek. Hunton Creek has maintained dredged and marked channel to the Rappahannock and quick Bay access. This inviting home offers an open, flowing floor plan with seamless transitions from the kitchen and vaulted living room with gas fireplace to the bright family/sunroom overlooking a spacious deck with hot tub. The bright, open kitchen is well-equipped with stainless steel appliances and a convenient dining bar. The private primary suite provides direct deck and hot tub access, along with an ensuite bath. Two generous guest suites offer comfortable accommodations for family and friends, while the finished bonus room over the garage serves as ideal overflow space or a hobby area. Car enthusiasts will appreciate the heated and cooled garage with five bays—including one with extra-tall ceilings suitable for an RV or boat, and another equipped with a hydraulic auto lift—plus abundant storage for all your vehicles and toys. In this golf cart–friendly community, residents enjoy a private boat ramp and dock, sandy beach, and road maintenance for an affordable monthly fee—all part of the relaxed River Bank Acres lifestyle.

Last Agent to Sell the Property

Neena Rodgers

Pearls of the Chesapeake LLC Brokerage Phone: 8044363612 License #0225083414 Listed on: 10/10/2025

Co-Listed By

Sandra Lent

Pearls of the Chesapeake LLC Brokerage Phone: 8044363612 License #0225194039

Last Buyer's Agent

Outside R. E. Agent

Other Real Estate Firms

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2004

Lot Details

  • 1.37 Acre Lot
  • Waterfront
  • Fenced

HOA Fees

  • $23 Monthly HOA Fees

Home Design

  • Ranch Style House
  • Composition Roof
  • Wood Siding

Interior Spaces

  • 2,843 Sq Ft Home
  • Vaulted Ceiling
  • Ceiling Fan
  • Gas Log Fireplace
  • Dining Room
  • Crawl Space
  • Dryer

Kitchen

  • Breakfast Bar
  • Range
  • Microwave

Flooring

  • Wood
  • Wall to Wall Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet

Parking

  • Attached Garage
  • Garage Door Opener
  • Driveway
  • Open Parking

Outdoor Features

  • Spa
  • Deeded Waterfront Access Rights
  • Private Water Access
  • Deck
  • Shed

Utilities

  • Central Air
  • Heating Available
  • Artesian Water
  • Gas Water Heater
  • Septic Tank

Community Details

  • River Bank Acres Subdivision

Listing and Financial Details

  • Assessor Parcel Number 40-9E

Home Details

Home Type

Single Family

Year Built

Built in 2004

Lot Details

1.37 Acres

HOA Fees

$23 per month

Listing Details

  • Property Sub Type: Water Access Residential
  • Prop. Type: Residential
  • Lot Size Acres: 1.37
  • Water Body Name: Rappahannock River
  • Co List Office Mls Id: 259
  • Co List Office Phone: 804-436-3612
  • Subdivision Name: River Bank Acres
  • Architectural Style: Ranch
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: One
  • Year Built: 2004
  • Special Features: None

Interior Features

  • Spa Features: Hot Tub/Jet Tub
  • Appliances: Gas Water Heater, Dryer, Microwave, Range, Refrigerator
  • Has Basement: Crawl Space
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: Gas Log, One Fireplace
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Hardwood, Vinyl, Wall to Wall Carpet
  • Interior Amenities: 1st Floor Bedroom, Dining Room, Fireplace, Walk-In Closet(s), Other
  • Living Area: 2843
  • Dining Room Features: Dining Area, Dining Room, Kitchen-Bar

Exterior Features

  • Fencing: Fenced
  • Lot Features: Deeded Water Rights, 1-1.9 acres
  • Waterfront Features: Water Access-Private
  • Waterfront: Yes
  • Construction Type: Wood Siding, Block Walls
  • Exterior Features: Other
  • Other Structures: Shed(s), Tool House
  • Patio And Porch Features: Deck
  • Roof: Composition

Garage/Parking

  • Attached Garage: Yes
  • Open Parking: Yes
  • Parking Features: Attached, Multi Car, Other, Elec Garage Door Opener, Paved Driveway

Utilities

  • Laundry Features: Washer/Dryer Hookup
  • Cooling: Ceiling Fan(s), Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Electric, Natural Gas, Heat Pump
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Water Source: Artesian

Condo/Co-op/Association

  • Association Fee: 280
  • Association Fee Frequency: Annually
  • Association: Yes

Lot Info

  • Lot Size Sq Ft: 59677.2
  • Zoning Description: R

Tax Info

  • Tax Book Number: DB18-1779
  • Tax Map Number: 40-9E

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 10, 2025
Closed on
Apr 17, 2026
Sold by
Bought by
Seller's Agent
Neena Rodgers
Pearls of the Chesapeake LLC
Buyer's Agent
Outside R. E. Agent
Other Real Estate Firms
List Price
$599,900
Sold Price
$590,000
Premium/Discount to List
-$9,900
-1.65%
Views
218

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
57.44%
Original Mortgage
$496,125
Outstanding Balance
$496,125
Interest Rate
6.22%
Mortgage Type
VA
Estimated Equity
$115,692

Purchase Details

Closed on
Jul 19, 2018
Sold by
Bought by

Purchase Details

Closed on
Mar 17, 2009
Sold by
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed $590,000 Old Republic National Title In
Warranty Deed $384,000 Closing Shop Llc
Warranty Deed $313,650 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $496,125 VA
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
05/04/2026 05/04/26 Sold $590,000 -1.7% $208 / Sq Ft
03/23/2026 03/23/26 Pending -- -- --
02/26/2026 02/26/26 For Sale $599,900 0.0% $211 / Sq Ft
11/10/2025 11/10/25 Off Market $599,900 -- --
10/10/2025 10/10/25 For Sale $599,900 -- $211 / Sq Ft
Source: Northern Neck Association of REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,044 $499,000 $73,600 $425,400
2024 $3,044 $499,000 $73,600 $425,400
2023 $3,044 $499,000 $73,600 $425,400
2022 $3,044 $499,000 $73,600 $425,400
2021 $2,540 $409,600 $67,100 $342,500
2020 $2,540 $409,600 $67,100 $342,500
2019 $4,186 $401,600 $67,100 $334,500
2018 $2,249 $401,600 $67,100 $334,500
2017 $2,249 $401,600 $67,100 $334,500
2016 $1,476 $278,400 $65,600 $212,800
2015 -- $0 $0 $0
2014 -- $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Neck Association of REALTORS®

MLS Number: 119510

APN: 40-9E

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