$650,000
SOLD AUG 14, 2026
5 Beds
3.5 Baths
3,539 Sq Ft
2000 Built

Sale Details

Date Sold: August 14, 2026

$184 Per Sq Ft

2% Above List Price

5 Days on Market

Highlights

  • Water Views
  • Home fronts a pond
  • Community Lake
  • Spa
  • Mature Trees
  • Deck

About This Home

As of August 2026

## Luxury Meets Serenity in Mill Creek: A Waterfront Masterpiece Welcome home to this stunning, 5 Bedroom home in Geneva's highly coveted Mill Creek community. Perfectly positioned to capture breathtaking, unobstructed pond and nature views, this residence seamlessly blends architectural craftsmanship with the high-tech, turn-key upgrades today's luxury buyers demand. The Main Level: Elegant & Functional Design Step inside to an open-concept flow highlighted by exquisite architectural details, including a custom burl walnut hardwood flooring inlay. The main floor features a versatile flex room-ideal for a sophisticated home office, tech space, or formal sitting room. At the heart of the home is the gourmet kitchen, boasting premium granite countertops, a modern backsplash, and stainless steel appliances. The warm, custom artisanal cabinetry offers a nod to organic modern design. Enjoy morning coffee in the casual dining area, which looks out over a massive deck featuring some of the best waterfront views in the neighborhood and a dedicated gas line for seamless outdoor grilling. The Upper Level: Comfort & Convenience. The expansive primary retreat serves as a private sanctuary, complete with a massive walk-in closet and newly remodeled in 2026 spa-like ensuite bath featuring a deep soaking tub and a separate glass shower. Two additional generously sized bedrooms and a dedicated second-floor laundry room offer ultimate convenience for modern living. Don't forget the Playroom Suite complete with bedroom and great kids area. The Ultimate Lower Level & Snow-Free Winters The walkout lower level is a true showstopper, designed for epic entertaining and cozy winter nights. **Radiant heated floors** run throughout the entire basement, which hosts a large rec room, a second stone fireplace, a full wet bar, a 5th bedroom, and a full bath. Walk straight out to the covered patio to unwind while taking in the peaceful views. **The Ultimate Winter Luxury:** The radiant heating system doesn't stop indoors. It extends to the **oversized 2.5-car garage, the . ### Premium Mechanical & Structural Upgrades Enjoy absolute peace of mind with a home that has been meticulously updated for maximum efficiency and longevity: * **New High-Efficiency HVAC System** (2025) * **Upgraded 200-AMP Electrical Service** (Perfect for EV charging capabilities) * **In-ground Sprinkler System** (To keep your professional landscaping vibrant all summer) * **Architectural Roof & Premium Siding** (Replaced in 2017) ### Location & Lifestyle Situated in the award-winning **Geneva School District**, the Mill Creek lifestyle is unmatched. Enjoy access to the community pool, tennis courts, golf courses, multiple playgrounds, and miles of scenic nature trails right outside your door. Plus, you are just minutes away from the premier shopping, dining, and entertainment along Randall Road and historic Downtown Geneva.

Last Agent to Sell the Property

Rudy Johnson

Keller Williams Inspire License #475139695 Listed on: 07/15/2026

Keller Williams Inspire

Last Buyer's Agent

Lindsay Hosanna

@properties Christie's International Real Estate License #475210160

@properties Christie's International Real Estate
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $11,535

Year Built

  • Built in 2000

Lot Details

  • Lot Dimensions are 137 x 68 x 136 x 58
  • Home fronts a pond
  • Paved or Partially Paved Lot
  • Mature Trees

Parking

  • 2.5 Car Attached Garage
  • Electric Vehicle Home Charger
  • Heated Garage
  • Parking Available
  • Garage Door Opener
  • Driveway

Home Design

  • Brick Exterior Construction
  • Aluminum Siding

Interior Spaces

  • 3,539 Sq Ft Home
  • 2-Story Property
  • Wet Bar
  • Bar
  • Wood Burning Fireplace
  • Fireplace With Gas Starter
  • Family Room with Fireplace
  • 2 Fireplaces
  • Living Room
  • Formal Dining Room
  • Home Office
  • Recreation Room
  • Water Views

Kitchen

  • Breakfast Bar
  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Flooring

  • Wood
  • Carpet
  • Radiant Floor

Bedrooms and Bathrooms

  • 5 Bedrooms
  • 5 Potential Bedrooms
  • Soaking Tub

Laundry

  • Laundry Room
  • Laundry on upper level
  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Exterior Basement Entry
  • Fireplace in Basement
  • Recreation or Family Area in Basement
  • Finished Basement Bathroom
  • Basement Storage

Outdoor Features

  • Spa
  • Deck
  • Patio

Location

  • Property is near park

Schools

  • Fabyan Elementary School
  • Geneva Middle School
  • Geneva Community High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Radiant Heating System
  • Water Softener is Owned

Listing and Financial Details

  • Homeowner Tax Exemptions

Community Details

Overview

  • Mill Creek Subdivision
  • Community Lake

Recreation

  • Tennis Courts
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$11,535

Year Built

Built in 2000

Lot Details

0 Sq Ft Lot

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Mill Creek
  • Year Built: 2000
  • Age: 26-30 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • New Construction Y/N: No
  • Actual Status: Closed
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Water Softener Owned
  • Basement: Finished, Exterior Entry, Rec/Family Area, Sleeping Area, Storage Space, Full, Walk-Out Access
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bathrooms: 4
  • Total Bedrooms: 5
  • Fireplace Features: Wood Burning, Gas Starter
  • Fireplaces: 2
  • Flooring: Hardwood
  • Interior Amenities: Hot Tub, Wet Bar
  • LivingArea: 3539
  • Room Type: Bedroom 5, Eating Area, Office, Recreation Room, Deck
  • Estimated Total Finished Sq Ft: 3539
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Fireplace Location: Family Room,Basement
  • Total Sq Ft: 3839
  • Flooring: Carpet

Exterior Features

  • Construction Materials: Aluminum Siding, Brick
  • Lot Features: Rear of Lot, Mature Trees
  • Patio And Porch Features: Deck, Patio
  • View: Water
  • Waterfront Features: Pond
  • Waterfront: Yes

Garage/Parking

  • Garage Spaces: 2.5
  • Parking Features: Concrete, Garage Door Opener, Heated Garage, Yes, Garage Owned, Attached, Garage
  • ParkingTotal: 2.5

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas, Forced Air, Radiant, Radiant Floor
  • Laundry Features: Upper Level
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Park, Pool, Tennis Court(s), Lake, Sidewalks, Street Lights, Street Paved
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Fabyan Elementary School
  • High School: Geneva Community High School
  • Middle/Junior School: Geneva Middle School

Lot Info

  • Lot Dimensions: 137 X 68 X 136 X 58
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10

Tax Info

  • Tax Annual Amount: 11534.82
  • Tax Year: 2025
  • Tax Exemptions: Homeowner

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
May 12, 2022
Closed on
Jul 6, 2022
Sold by
Bought by
Seller's Agent
Mary Bruno
Keller Williams Inspire - Geneva
Buyer's Agent
Mary Ann Sullivan
john greene, Realtor
List Price
$425,000
Sold Price
$456,000
Premium/Discount to List
$31,000
7.29%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.14%
Original Mortgage
$364,800
Outstanding Balance
$344,713
Interest Rate
5.87%
Mortgage Type
Balloon
Estimated Equity
$258,710

Purchase Details

Closed on
Aug 4, 2008
Sold by
Bought by

Purchase Details

Closed on
Aug 6, 2001
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$232,000
Interest Rate
7.23%

Purchase Details

Closed on
Mar 20, 2001
Sold by
Bought by

Purchase Details

Closed on
Mar 14, 2001
Sold by
Bought by
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Agents Specializing in Mill Creek, IL

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $456,000 First American Title
Interfamily Deed Transfer -- None Available
Warranty Deed $182,500 Chicago Title Insurance Co
Deed -- Chicago Title Insurance Co
Deed -- Chicago Title Insurance Co
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $364,800 Balloon
Previous Owner $246,000 New Conventional
Previous Owner $75,000 Unknown
Previous Owner $39,000 Credit Line Revolving
Previous Owner $232,000 Unknown
Previous Owner $232,000 Unknown
Previous Owner $232,000 No Value Available
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/14/2026 08/14/26 Sold $650,000 +1.6% $184 / Sq Ft
07/20/2026 07/20/26 Pending -- -- --
07/15/2026 07/15/26 Price Changed $640,000 0.0% $181 / Sq Ft
07/15/2026 07/15/26 For Sale $640,000 +40.4% $181 / Sq Ft
07/14/2022 07/14/22 Sold $456,000 +7.3% $178 / Sq Ft View Prior Sale
05/15/2022 05/15/22 Pending -- -- --
05/12/2022 05/12/22 For Sale $425,000 -- $166 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $13,704 $181,774 $39,793 $141,981
2024 $13,704 $166,933 $36,544 $130,389
2023 $12,745 $150,662 $32,982 $117,680
2022 $12,279 $140,862 $30,270 $110,592
2021 $11,871 $134,822 $28,972 $105,850
2020 $11,535 $131,662 $28,293 $103,369
2019 $10,743 $121,653 $27,878 $93,775
2018 $10,719 $121,669 $27,878 $93,791
2017 $10,710 $120,286 $27,561 $92,725
2016 $10,733 $119,638 $26,834 $92,804
2015 -- $113,005 $25,787 $87,218
2014 -- $113,439 $28,693 $84,746
2013 -- $113,439 $28,693 $84,746
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12698490

Midwest Real Estate Data (MRED)

APN: 11-13-477-002

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