Seller's Agent in 2026
Lisa Vargo
Coldwell Banker Realty
(630) 333-2356
1 in this area
30 Total Sales
39W430 Armstrong Ln Geneva, IL 60134
Mill Creek Neighborhood
4
Beds
3.5
Baths
2,541
Sq Ft
1999
Built
Highlights
- Deck
- Property is near park
- Traditional Architecture
- Geneva Community High School Rated A
- Recreation Room
- Wood Flooring
About This Home
As of January 2026Welcome to your dream home nestled in the heart of Mill Creek, where timeless charm meets modern sophistication in a setting that overlooks lush, tranquil golf course views. This exquisite residence showcases soaring 9-foot ceilings, elegant crown molding, rich hardwood floors, and tall baseboards that add warmth and character throughout. The spacious kitchen is a chef's delight, featuring stainless steel appliances (new 2020), granite countertops, abundant cabinetry, and a stylish pantry for effortless organization. The inviting family room centers around a beautiful brick fireplace with gas start, creating the perfect ambiance for cozy evenings. Upstairs, the Primary Suite is a true retreat, offering a luxurious ensuite bath with a marble shower, walk-in closet, and a full-size stackable washer and dryer for ultimate convenience. Bedrooms two and three are generously sized, featuring large closets and built-in wardrobes, and are connected by a stylish Jack and Jill bath. A versatile loft space offers the ideal setting for a home office or reading nook, with direct access to a second-floor porch that captures even more stunning golf course views. The fully finished basement expands your living space with a dedicated theater room, adjacent den, private office, fourth bedroom, and a full bath-perfect for entertaining or multi-generational living. The attached heated garage is a standout feature, with 220v electricity for an electric car. Also boasts a soaring 12-foot ceiling and a 'high boy' garage door opener, ideal for oversized vehicles, lifts, or additional vertical storage. Attic storage in garage is accessed with pull-down stairs. With ample storage throughout and thoughtful design in every corner, this home truly has it all. The HOA takes care of lawn maintenance, snow removal, and even window washing twice a year-offering truly carefree living in a beautifully appointed single-family home. Impeccably maintained & many new updates! New hardwood flooring 1st floor & MBR 2025 - Freshly painted 1st floor 2025 - HVAC 2020, Water heater - 2019, Sliding Glass Door 2021, Roof 2017. Enjoy the luxury of low-maintenance ownership while surrounded by comfort, style, and convenience.Located just minutes from Geneva's vibrant downtown, top-rated schools, and scenic trails, this Mill Creek gem offers the perfect blend of luxury, privacy, comfort, and convenience!
Last Agent to Sell the Property
Coldwell Banker Realty License #475166265 Listed on: 10/16/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $11,837
Year Built
- Built in 1999
Lot Details
- Lot Dimensions are 72 x 101 x 40 x 100
- Fenced
HOA Fees
- $125 Monthly HOA Fees
Parking
- 2 Car Garage
- Off Alley Parking
- Parking Included in Price
Home Design
- Traditional Architecture
- Asphalt Roof
- Radon Mitigation System
- Concrete Perimeter Foundation
Interior Spaces
- 2,541 Sq Ft Home
- 2-Story Property
- Crown Molding
- Ceiling Fan
- Gas Log Fireplace
- Six Panel Doors
- Panel Doors
- Family Room with Fireplace
- Living Room
- Family or Dining Combination
- Home Office
- Recreation Room
- Loft
- Game Room
- Wood Flooring
- Pull Down Stairs to Attic
- Storm Doors
Kitchen
- Double Oven
- Gas Cooktop
- Microwave
- Dishwasher
- Stainless Steel Appliances
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
- Mirrored Closets Doors
Laundry
- Laundry Room
- Laundry in multiple locations
- Dryer
- Washer
Basement
- Basement Fills Entire Space Under The House
- Sump Pump
- Finished Basement Bathroom
Outdoor Features
- Balcony
- Deck
- Fire Pit
- Porch
Location
- Property is near park
Schools
- Mill Creek Elementary School
- Geneva Middle School
- Geneva Community High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Gas Water Heater
- Water Softener is Owned
Listing and Financial Details
- Homeowner Tax Exemptions
Community Details
Overview
- Association fees include insurance, lawn care, snow removal
- Association Phone (866) 473-2573
- Mill Creek Subdivision
- Property managed by RealManage
Recreation
- Community Pool
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 16, 2025
Closed on
Jan 6, 2026
Sold by
Espinoza Rosemary and Cintron Edwin
Bought by
Trites Family Trust and Trites
Seller's Agent
Lisa Vargo
Coldwell Banker Realty
Buyer's Agent
Anthony Angelos
eXp Realty
List Price
$580,000
Sold Price
$542,000
Premium/Discount to List
-$38,000
-6.55%
Views
214
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
116.98%
Purchase Details
Listed on
Feb 1, 2012
Closed on
Apr 11, 2012
Sold by
Evenson Karen A
Bought by
Espinoza Rosemary
Seller's Agent
Garry Vallo
RE/MAX Suburban
Buyer's Agent
Diane Merrick
RE/MAX Excels
List Price
$319,900
Sold Price
$305,000
Premium/Discount to List
-$14,900
-4.66%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.26%
Original Mortgage
$297,268
Interest Rate
3.87%
Mortgage Type
FHA
Purchase Details
Closed on
Sep 8, 2006
Sold by
Evenson Ellsworth and Evenson Karen A
Bought by
The Karen A Evenson Trust
Purchase Details
Closed on
Nov 23, 1999
Sold by
Sho Deen Inc
Bought by
Evenson Ellsworth L and Evenson Karen A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$203,000
Interest Rate
7.97%
Mortgage Type
Balloon
Purchase Details
Closed on
Oct 12, 1999
Sold by
Harris Bank St Charles
Bought by
Sho Deen Inc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$203,000
Interest Rate
7.97%
Mortgage Type
Balloon
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $542,000 | Chicago Title | |
| Warranty Deed | $305,000 | Attorneys Title Guaranty Fun | |
| Interfamily Deed Transfer | -- | None Available | |
| Warranty Deed | $290,000 | Chicago Title Insurance Co | |
| Deed | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $297,268 | FHA | |
| Previous Owner | $203,000 | Balloon |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 01/20/2026 01/20/26 | Sold | $542,000 | -4.1% | $213 / Sq Ft | |
| 12/17/2025 12/17/25 | Pending | -- | -- | -- | |
| 11/07/2025 11/07/25 | Price Changed | $565,000 | -1.7% | $222 / Sq Ft | |
| 10/30/2025 10/30/25 | Price Changed | $575,000 | -0.9% | $226 / Sq Ft | |
| 10/16/2025 10/16/25 | For Sale | $580,000 | +90.2% | $228 / Sq Ft | |
| 04/11/2012 04/11/12 | Sold | $305,000 | -4.7% | $124 / Sq Ft | View Prior Sale |
| 02/12/2012 02/12/12 | Pending | -- | -- | -- | |
| 02/01/2012 02/01/12 | For Sale | $319,900 | -- | $131 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $11,837 | $150,480 | $19,093 | $131,387 |
| 2023 | $11,419 | $135,812 | $17,232 | $118,580 |
| 2022 | $11,281 | $129,900 | $15,815 | $114,085 |
| 2021 | $10,904 | $124,330 | $15,137 | $109,193 |
| 2020 | $10,594 | $121,416 | $14,782 | $106,634 |
| 2019 | $10,556 | $119,633 | $14,565 | $105,068 |
| 2018 | $10,689 | $121,346 | $14,565 | $106,781 |
| 2017 | $10,680 | $119,966 | $14,399 | $105,567 |
| 2016 | $10,053 | $112,438 | $14,019 | $98,419 |
| 2015 | -- | $103,435 | $13,472 | $89,963 |
| 2014 | -- | $103,732 | $14,991 | $88,741 |
| 2013 | -- | $100,883 | $14,991 | $85,892 |
Source: Public Records
Agents Affiliated with this Home
-
Lisa Vargo
-
Anthony Angelos
Buyer's Agent in 2026
Anthony Angelos
eXp Realty
(888) 574-9405
1 in this area
62 Total Sales
-
Garry Vallo
Seller's Agent in 2012
Garry Vallo
RE/MAX Suburban
(630) 341-1776
1 in this area
47 Total Sales
-
D
Buyer's Agent in 2012
Diane Merrick
RE/MAX
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12484837
APN: 11-12-407-005
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