Seller's Agent in 2026
Lisa Vargo
Coldwell Banker Realty
(630) 333-2356
1 in this area
30 Total Sales
39W430 Armstrong Ln Geneva, IL 60134
Mill Creek NeighborhoodEstimated Value: $545,603
4
Beds
3.5
Baths
2,541
Sq Ft
$215/Sq Ft
Est. Value
Highlights
- Deck
- Property is near park
- Traditional Architecture
- Geneva Middle School North Rated A-
- Recreation Room
- Wood Flooring
About This Home
As of January 2026Welcome to your dream home nestled in the heart of Mill Creek, where timeless charm meets modern sophistication in a setting that overlooks lush, tranquil golf course views. This exquisite residence showcases soaring 9-foot ceilings, elegant crown molding, rich hardwood floors, and tall baseboards that add warmth and character throughout. The spacious kitchen is a chef's delight, featuring stainless steel appliances (new 2020), granite countertops, abundant cabinetry, and a stylish pantry for effortless organization. The inviting family room centers around a beautiful brick fireplace with gas start, creating the perfect ambiance for cozy evenings. Upstairs, the Primary Suite is a true retreat, offering a luxurious ensuite bath with a marble shower, walk-in closet, and a full-size stackable washer and dryer for ultimate convenience. Bedrooms two and three are generously sized, featuring large closets and built-in wardrobes, and are connected by a stylish Jack and Jill bath. A versatile loft space offers the ideal setting for a home office or reading nook, with direct access to a second-floor porch that captures even more stunning golf course views. The fully finished basement expands your living space with a dedicated theater room, adjacent den, private office, fourth bedroom, and a full bath-perfect for entertaining or multi-generational living. The attached heated garage is a standout feature, with 220v electricity for an electric car. Also boasts a soaring 12-foot ceiling and a 'high boy' garage door opener, ideal for oversized vehicles, lifts, or additional vertical storage. Attic storage in garage is accessed with pull-down stairs. With ample storage throughout and thoughtful design in every corner, this home truly has it all. The HOA takes care of lawn maintenance, snow removal, and even window washing twice a year-offering truly carefree living in a beautifully appointed single-family home. Impeccably maintained & many new updates! New hardwood flooring 1st floor & MBR 2025 - Freshly painted 1st floor 2025 - HVAC 2020, Water heater - 2019, Sliding Glass Door 2021, Roof 2017. Enjoy the luxury of low-maintenance ownership while surrounded by comfort, style, and convenience.Located just minutes from Geneva's vibrant downtown, top-rated schools, and scenic trails, this Mill Creek gem offers the perfect blend of luxury, privacy, comfort, and convenience!
Last Agent to Sell the Property
Coldwell Banker Realty License #475166265 Listed on: 10/16/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $11,837
Year Built
- Built in 1999
Lot Details
- Lot Dimensions are 72 x 101 x 40 x 100
- Fenced
HOA Fees
- $125 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Heated Garage
- Parking Available
- Off Alley Parking
- Parking Included in Price
Home Design
- Traditional Architecture
- Frame Construction
- Asphalt Roof
- Radon Mitigation System
- Concrete Perimeter Foundation
Interior Spaces
- 2,541 Sq Ft Home
- 2-Story Property
- Crown Molding
- Ceiling Fan
- Gas Log Fireplace
- Six Panel Doors
- Panel Doors
- Family Room with Fireplace
- Living Room
- Family or Dining Combination
- Home Office
- Recreation Room
- Loft
- Game Room
- Wood Flooring
- Pull Down Stairs to Attic
- Storm Doors
Kitchen
- Double Oven
- Gas Cooktop
- Microwave
- Dishwasher
- Stainless Steel Appliances
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
- Mirrored Closets Doors
Laundry
- Laundry Room
- Laundry in multiple locations
- Dryer
- Washer
Finished Basement
- Basement Fills Entire Space Under The House
- Sump Pump
- Finished Basement Bathroom
Outdoor Features
- Balcony
- Deck
- Fire Pit
- Porch
Location
- Property is near park
Schools
- Mill Creek Elementary School
- Geneva Middle School
- Geneva Community High School
Utilities
- Forced Air Heating and Cooling System
- Humidifier
- Heating System Uses Natural Gas
- Gas Water Heater
- Water Softener is Owned
Listing and Financial Details
- Homeowner Tax Exemptions
Community Details
Overview
- Association fees include insurance, lawn care, snow removal
- Association Phone (866) 473-2573
- Mill Creek Subdivision
- Property managed by RealManage
Recreation
- Community Pool
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 16, 2025
Closed on
Jan 6, 2026
Sold by
Espinoza Rosemary and Cintron Edwin
Bought by
Trites Family Trust and Trites
Seller's Agent
Lisa Vargo
Coldwell Banker Realty
Buyer's Agent
Anthony Angelos
eXp Realty
List Price
$580,000
Sold Price
$542,000
Premium/Discount to List
-$38,000
-6.55%
Views
214
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$3,603
Avg. Annual Appreciation
1.91%
Purchase Details
Listed on
Feb 1, 2012
Closed on
Apr 11, 2012
Sold by
Evenson Karen A
Bought by
Espinoza Rosemary
Seller's Agent
Garry Vallo
RE/MAX Suburban
Buyer's Agent
Diane Merrick
RE/MAX Excels
List Price
$319,900
Sold Price
$305,000
Premium/Discount to List
-$14,900
-4.66%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.26%
Original Mortgage
$297,268
Interest Rate
3.87%
Mortgage Type
FHA
Purchase Details
Closed on
Sep 8, 2006
Sold by
Evenson Ellsworth and Evenson Karen A
Bought by
The Karen A Evenson Trust
Purchase Details
Closed on
Nov 23, 1999
Sold by
Sho Deen Inc
Bought by
Evenson Ellsworth L and Evenson Karen A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$203,000
Interest Rate
7.97%
Mortgage Type
Balloon
Purchase Details
Closed on
Oct 12, 1999
Sold by
Harris Bank St Charles
Bought by
Sho Deen Inc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$203,000
Interest Rate
7.97%
Mortgage Type
Balloon
Create a Home Valuation Report for This Property
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Trites Family Trust | $542,000 | Chicago Title | |
| Espinoza Rosemary | $305,000 | Attorneys Title Guaranty Fun | |
| The Karen A Evenson Trust | -- | None Available | |
| Evenson Ellsworth L | $290,000 | Chicago Title Insurance Co | |
| Sho Deen Inc | -- | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Previous Owner | Espinoza Rosemary | $297,268 | |
| Previous Owner | Evenson Ellsworth L | $203,000 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 01/20/2026 01/20/26 | Sold | $542,000 | -4.1% | $213 / Sq Ft | |
| 12/17/2025 12/17/25 | Pending | -- | -- | -- | |
| 11/07/2025 11/07/25 | Price Changed | $565,000 | -1.7% | $222 / Sq Ft | |
| 10/30/2025 10/30/25 | Price Changed | $575,000 | -0.9% | $226 / Sq Ft | |
| 10/16/2025 10/16/25 | For Sale | $580,000 | +90.2% | $228 / Sq Ft | |
| 04/11/2012 04/11/12 | Sold | $305,000 | -4.7% | $124 / Sq Ft | View Prior Sale |
| 02/12/2012 02/12/12 | Pending | -- | -- | -- | |
| 02/01/2012 02/01/12 | For Sale | $319,900 | -- | $131 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $11,837 | $150,480 | $19,093 | $131,387 |
| 2023 | $11,419 | $135,812 | $17,232 | $118,580 |
| 2022 | $11,281 | $129,900 | $15,815 | $114,085 |
| 2021 | $10,904 | $124,330 | $15,137 | $109,193 |
| 2020 | $10,594 | $121,416 | $14,782 | $106,634 |
| 2019 | $10,556 | $119,633 | $14,565 | $105,068 |
| 2018 | $10,689 | $121,346 | $14,565 | $106,781 |
| 2017 | $10,680 | $119,966 | $14,399 | $105,567 |
| 2016 | $10,053 | $112,438 | $14,019 | $98,419 |
| 2015 | -- | $103,435 | $13,472 | $89,963 |
| 2014 | -- | $103,732 | $14,991 | $88,741 |
| 2013 | -- | $100,883 | $14,991 | $85,892 |
Source: Public Records
Agents Affiliated with this Home
-
Lisa Vargo
-
Anthony Angelos
Buyer's Agent in 2026
Anthony Angelos
eXp Realty
(888) 574-9405
1 in this area
70 Total Sales
-
Garry Vallo
Seller's Agent in 2012
Garry Vallo
RE/MAX Suburban
(630) 341-1776
41 Total Sales
-
D
Buyer's Agent in 2012
Diane Merrick
RE/MAX
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12484837
APN: 11-12-407-005
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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