$1,400,000
SOLD MAR 31, 2025
4 Beds
3 Baths
3,998 Sq Ft
0.55 Acres

Recently Sold

$350 Per Sq Ft

3% Below List Price

Highlights

  • Open Floorplan
  • Landscaped Professionally
  • Community Lake
  • Bell-Graham Elementary School Rated A
  • Mature Trees
  • Deck

About This Home

As of March 2025

Discover timeless elegance in the heart of Prairie Lakes. This home is a true masterpiece, boasting extraordinary architectural detailing, from exquisite millwork to stunning light fixtures. Gorgeous hardwood flooring, refined window treatments and intricate ceiling designs elevate the home, exuding timeless luxury throughout. The grand foyer welcomes you with its soaring ceilings and impeccable finishes, setting the tone for the exceptional design that is shown throughout the home. The elegant dining room is adorned with crown molding and a stunning light fixture that sets the tone for hosting in style. It is conveniently located next to the meticulously appointed kitchen, creating the perfect space for gatherings. The kitchen is the true centerpiece of the home... designed to impress. It features full Viking stainless steel appliances, a custom walk-in pantry, and a generously sized island with barstool seating. The elegant design is complemented by custom cabinetry, stunning countertops, and an adjacent breakfast area bathed in natural light. The open-concept family room continues the luxury, with a coffered ceiling, custom built-ins, and a beautiful stone fireplace, with panoramic views of the expansive backyard. A sophisticated home office on the main level offers a serene workspace, featuring exquisitely designed custom built-ins that showcase meticulous craftsmanship, combining detailed open shelving with beautifully finished closed cabinetry. Expansive windows flood the room with natural light, while French doors elevate the space. This home additionally offers a convenient first-floor bedroom and full bathroom, providing beautiful accommodation for guests, in-laws, or multi-generational living. The second floor reveals the exquisite primary suite, where attention to detail is showcased throughout, from the intricate tray ceiling to the elegantly curated and spacious layout. The en-suite bathroom continues the theme, offering a spa-like retreat filled with luxurious details that are sure to impress. The additional bedrooms are expansive, sharing a gorgeous Jack-and-Jill bathroom with private vanities. Completing the second floor is a conveniently located spacious laundry room. Discover custom trim work on the staircase to the English lower level along with an arched window. This home boasts a fabulous English basement with a stone fireplace, large windows with custom shutters and a rough in for a future bath. Step outside to access the fabulous Trex deck, which overlooks gorgeous landscaping and open space. This home has been impeccably enhanced for modern living, seamlessly integrating smart home technology throughout. Conveniently near the heated garage, the mudroom features custom-built cubbies and a chic, contemporary sink, while the garage itself is equipped with durable epoxy flooring. Every inch of this home has been meticulously crafted, offering a truly extraordinary living experience. St. Charles is renowned for its highly rated park district, golf courses, private schools, and excellent District 303 St. Charles schools. The vibrant downtown area boasts fabulous restaurants, shopping, and stunning riverfront views. Don't miss this exceptional opportunity, schedule your private tour today!

Last Agent to Sell the Property

Kari Kohler

Coldwell Banker Realty License #475129019 Listed on: 01/09/2025

Coldwell Banker Realty

Last Buyer's Agent

Kelly Schmidt

Coldwell Banker Realty License #471019957

Coldwell Banker Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $23,654

Year Built

  • Built in 2017

Lot Details

  • 0.55 Acre Lot
  • Lot Dimensions are 41 x 36 x 36 x 36 x 36 x 6 x 209 x 66 x 194
  • Landscaped Professionally
  • Paved or Partially Paved Lot
  • Mature Trees

HOA Fees

  • $142 Monthly HOA Fees

Parking

  • 3 Car Garage
  • Driveway
  • Parking Included in Price

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 3,998 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Built-In Features
  • Coffered Ceiling
  • Fireplace With Gas Starter
  • Plantation Shutters
  • French Doors
  • Mud Room
  • Family Room with Fireplace
  • 2 Fireplaces
  • Living Room
  • Formal Dining Room
  • Home Office

Kitchen

  • Breakfast Bar
  • Microwave
  • High End Refrigerator
  • Dishwasher
  • Stainless Steel Appliances

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Main Floor Bedroom
  • Walk-In Closet
  • Bathroom on Main Level
  • 3 Full Bathrooms
  • Dual Sinks
  • Soaking Tub
  • Separate Shower

Laundry

  • Laundry Room
  • Dryer
  • Washer
  • Sink Near Laundry

Basement

  • Basement Fills Entire Space Under The House
  • Fireplace in Basement

Outdoor Features

  • Deck

Schools

  • Bell-Graham Elementary School
  • Thompson Middle School
  • St Charles North High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas

Community Details

  • Association fees include insurance
  • Lindsay Diaferia Association, Phone Number (847) 459-0000
  • Prairie Lakes Subdivision
  • Property managed by First Service Residential
  • Community Lake

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$23,654

Year Built

Built in 2017

Lot Details

0

HOA Fees

$142 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • ArchitecturalStyle: Traditional
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Prairie Lakes
  • Year Built: 2017
  • Age: 6-10 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • New Construction Y/N: No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Microwave, Dishwasher, High End Refrigerator, Washer, Dryer, Stainless Steel Appliance(s)
  • Basement: Unfinished, Bath/Stubbed, Storage Space, Full, Daylight
  • Full Bathrooms: 3
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplace Features: Gas Starter
  • Fireplaces: 2
  • Flooring: Hardwood, Carpet
  • Interior Amenities: 1st Floor Bedroom, 1st Floor Full Bath, Built-in Features, Walk-In Closet(s), Coffered Ceiling(s), Open Floorplan, Separate Dining Room, Pantry
  • LivingArea: 3998
  • Room Type: Office, Eating Area, Mud Room
  • Window Features: Drapes
  • Estimated Total Finished Sq Ft: 3998
  • Bathroom Amenities: Separate Shower,Double Sink,Soaking Tub
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 3998
  • Basement Sq Ft: 2231
  • Fireplace Location: Family Room,Basement
  • Square Footage Comments: Approx sqft is 3998.
  • Total Sq Ft: 6229
  • Unfinished Basement Sq Ft: 2231
  • Main Level Sq Ft: 3998
  • Door Features: French Doors
  • Window Features: Plantation Shutters
  • Flooring: Hardwood
  • ResoLivingAreaSource: Other

Exterior Features

  • Construction Materials: Brick, Frame
  • Foundation Details: Concrete Perimeter
  • List Price: 1450000
  • Lot Features: Landscaped, Mature Trees
  • OtherStructures: None
  • Patio And Porch Features: Deck
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 3
  • Parking Features: Asphalt, Garage Door Opener, Heated Garage, On Site, Garage Owned, Attached, Garage
  • ParkingTotal: 3

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers
  • Heating: Natural Gas
  • Laundry Features: Upper Level, Laundry Closet, Sink
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 1700
  • Association Fee Frequency: Annually
  • Community Features: Lake, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: First Service Residential
  • Management Contact Name: Lindsay Diaferia
  • Management Phone: 847-459-0000
  • ResoAssociationFeeFrequency: Annually

Fee Information

  • Association Fee Includes: Insurance

Schools

  • Elementary School: Bell-Graham Elementary School
  • High School: St Charles North High School
  • Middle/Junior School: Thompson Middle School
  • Middle/Junior School District: 303

Lot Info

  • Additional Parcels: No
  • Lot Size Acres: 0.55
  • Lot Dimensions: 41 X 36 X 36 X 36 X 36 X 6 X 209 X 66 X 194
  • Rural (Y/N): N
  • Lot Size: .50-.99 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 5
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 23653.6
  • Tax Year: 2023
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 9, 2025
Closed on
Mar 21, 2025
Sold by
Penn John J and Penn Jana
Bought by
Argast Debra and Argast Jeffrey Herbert
Seller's Agent
Kari Kohler
Coldwell Banker Realty
Buyer's Agent
Kelly Schmidt
Coldwell Banker Realty
List Price
$1,450,000
Sold Price
$1,400,000
Premium/Discount to List
-$50,000
-3.45%
Views
14

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-7.52%
Original Mortgage
$400,000
Outstanding Balance
$400,000
Interest Rate
6.63%
Mortgage Type
New Conventional
Estimated Equity
$976,132

Purchase Details

Closed on
Oct 27, 2015
Sold by
Bloomingdale 6 Llc
Bought by
Penn John J and Penn Jana

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$55,000
Interest Rate
3.96%
Mortgage Type
Unknown

Purchase Details

Closed on
Jan 19, 2012
Sold by
Clark Street Holdings Llc Series 8
Bought by
Bloomingdale 6 Llc

Purchase Details

Closed on
Dec 1, 2011
Sold by
Prairie Lakes Investment Group Inc
Bought by
Clark Street Holdings Llc Series 8
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $1,400,000 None Listed On Document
Warranty Deed $91,000 Chicago Title Insurance Co
Special Warranty Deed $1,204,000 Chicago Title Insurance Co
Sheriffs Deed -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $400,000 New Conventional
Previous Owner $150,000 Credit Line Revolving
Previous Owner $750,000 Adjustable Rate Mortgage/ARM
Previous Owner $749,700 Construction
Previous Owner $55,000 Unknown
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/31/2025 03/31/25 Sold $1,400,000 -3.4% $350 / Sq Ft
01/31/2025 01/31/25 For Sale $1,450,000 -- $363 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $23,654 $331,365 $39,220 $292,145
2022 $22,350 $301,927 $35,736 $266,191
2021 $21,030 $285,079 $33,742 $251,337
2020 $21,001 $280,976 $33,256 $247,720
2019 $20,743 $276,851 $32,768 $244,083
2018 $20,711 $276,851 $32,768 $244,083
2017 $8,593 $111,660 $32,287 $79,373
2016 $2,643 $31,472 $31,472 $0
2015 -- $5,622 $5,622 $0
2014 -- $5,708 $5,708 $0
2013 -- $5,804 $5,804 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12266035

Midwest Real Estate Data (MRED)

APN: 08-13-330-007